Tuan and Mike at Providential Mortgage made buying our first home an exceptional experience. From…read moreday one, their communication was outstanding they walked us through every step of the process, set clear expectations, and kept us fully in the loop throughout. The close was quick and smooth, which was a huge relief as first-time buyers navigating a lot of unknowns. What stood out most was how thorough and patient they were in explaining everything. We never felt left in the dark or rushed. That kind of transparency and professionalism is hard to come by. We will absolutely be working with Tuan and Mike again for any future mortgage needs and won't hesitate to refer them to friends and family. Highly recommend.

After speaking with a few lenders, I reached out to Providential and it was immediately clear that…read moreTuan and his team operate on a completely different level. Everything was professional and above board, but his experience and guidance made the process feel far more approachable and comfortable than I expected as a first-time buyer. He offered thoughtful insight into the nuances of the process, communicated clearly and consistently, and helped me understand what really mattered at each step. Both my agent and the seller's agent were impressed, and we were able to get our offer accepted on the first home we pursued. Once you speak with Tuan, the difference is obvious. Highly recommend.

Working with Chris Kamali at U.S. Bank was an absolute game-changer for our home buying process. He…read morewasn't just a loan officer to us, but a high-level strategic advisor guiding us every step of the way. When it came to structuring our offer, Chris gave us the confidence and clarity to safely remove loan contingencies, making our offer significantly stronger in a competitive market. He went above and beyond by proactively reaching out directly to the seller/listing agent to advocate for our financial strength and support our application, Paired with his sharp market awareness to time our rate lock perfectly before rates climbed, Chris delivered top-tier results from start to finish. Truly a 5-star experience, and I can't recommend Chris Kamali highly enough!

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

My husband and I were looking to refinance our home mortgage, so we decided to contact a couple of…read moreloan consultants.Katty Wong came highly recommended, so I called her and she immediately gave us a great interest rate. She gave us guidance on what we needed to fast track the process, which took about two days after we submitted our paperwork to her team. Whenever we had a question, Katty would get back to us right away, and she would contact us if anything was urgent that needed to be taken care of. Although there were a couple of issues with our documentation, she and her team made sure to get them rectified. The process was seamless, simple, and fast on their part. It was wonderful working with Katty, who is professional, patient, and knowledgeable, and her delightful team. We would definitely recommend her to family and friends. Thank you！Sandra

From the owner: Purchase, refinance, cash out, jumbo loan VA, FHA loan…read moreOptions for buying before having to sell current home Specializing in buying and homeselling

Top notch mortgage banker. I have known Sean for last 5 years across his 2 firms and taken 2 loans…read morewith him. Cant recommend him highly enough. Super transparent, never pushy, always delivers on his promise. He cant change the interest rates that Fed or his bank decides :) but for everything else "Better call, Sean"

Sean is very good at communicating on whats happening through out the loan process. He also went…read moreabove and beyond to get us a good deal.

Fran was just amazing to work with!!…read more I say that, because my wife and I are absolutely the worst kind of home buyers. We constantly complain about: Oh the train track noises! Oh the school ratings! Oh the price is too high! Oh the layout wouldn't fit my TV habits! Oh the neighbor's dog looked at me funny! Oh the previous owner didn't plant the right kind of lemon trees! Oh the house's feng shui was all wrong! etc. Plus SO MUCH MORE. To put it mildly, we were terrible. Absolutely the worst. Demanding, picky, but without the kind of money that would allow us to be picky or demanding on anything. But that didn't turn Fran away. She didn't give up on us. She patiently worked with us, educated us, gave us the boost in confidence to buy a home, and ultimately found us the perfect home to call our own. Best of all, she DID NOT abandon us like the hot potatoes we are, right after we got our keys. For reasons we just can't understand, she stood by us even to this day, still helping us to find the right contractors to update the house, offering us tips on cleaning, talking us out of unnecessary expenses, and even continuing to laugh at my cringe jokes in our text messages!! She's not just our agent... She's effectively our friend and now a part of our family for real! (I can see her shudder with this comment...). Fran absolutely started our 2025 on a positive note. TLDR: Fran's fantastic, and anyone would be lucky to have her as their agent.

This will be our first time leaving a yelp review and to be honest, I didn't have to think twice…read moreabout leaving one. but any way, We had the pleasure of working with Fran during our home-buying journey and I couldn't be happier with the experience. Fran truly listened to our preferences and what we were looking for in a home. With our price range, It was not easy. lol with that being said, she made the entire process incredibly smooth and stress-free. Having her by our side, was an absolute breeze. Her ability to find properties that aligned with our wishes and price range was impressive. Frans attention to detail made all the difference. I felt like we had someone on our side who genuinely cared about helping us find the perfect home. If your in search for an agent, I wholeheartedly recommend Fran any day of the week, and I will definitely reach out for our next home purchase. Thank you for making our home-buying experience a truly enjoyable one Fran.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

Nelva has magical powers. Yes. Yes, she does. Initially, we were working with the guy who…read moreusually handles our loans, but then he told us that what we wanted to do was impossible - buy a house and then sell our existing home. We knew it was going to be extremely difficult to sell first and then buy, as our toddlers make a mess of the house daily. There was no way we would be able to have nice "open houses" and sell our house prior to purchasing a new one. Our real estate agent put us in contact with Nelva and she made everything work! Nelva was fast, efficient, and friendly. I am pretty sure we have a record time for closing on the house that we purchased. It happened in a snap. Really. She is also very easy to contact, which totally helped keep the whole process feel a notch lower on the stress factor - a bonus when you're in the middle of trying to buy a house. Any time we had questions or wanted updates, we knew we could call, text or email. Her responses were immediate. She was amazing. If you are reading this review, you are done searching for the person who will help you with your loan. She is that person.

Nelva worked tirelessly to find the best refinance for us. When our situation with existing lenders…read morecomplicated the first option, she advocated for us with them, then worked on multiple other options, until finding one that could work. It made a big difference in our financial situation. Throughout it all, she made it transparent and was always available to talk through questions. This is our 2nd refinance with her and she was great on both.

Amit was my agent when I purchased my home in 2010 and I was very happy with my experience then…read more So, when I decided to sell the place this year (2019), he was my natural first choice as agent. We started with an initial consultation where he came up with a list of options/scenarios for me, made sure my mind was made up about the sale and then prepared a dossier for me with comparables, recent sales, market value, likely list price etc. This made it easy to understand the dynamics of the market in one reading before making my final decision to sell. Once we decided to go ahead with the sale, Amit was my one stop shop for all things - handyman work, painting the interior, staging, escrow etc. Having been in the business for many years, he had the right people for each of these, making everything effortless. The entire process chugged along like a well-oiled machine. The week of listing, he arranged a broker open house as well as a regular open house soon after, to market the house to maximum number of qualified and interested buyers. His decision to do an upfront property report helped make sure the buyers knew what they were getting into and write a confident offer. After we listed the home, we had a satisfactory offer above listing price pretty much within 2 days of the first open house. The entire transaction was very smooth and I absolutely felt I was in the right hands with Amit. Amit's real time systems like Open House Visitor Real Time Feedback, and Interested Buyer Alerts kept me always on top of all marketing efforts. Overall, Amit and Renuka were completely on top of all things related to the sale and extremely communicative. Always a Whatsapp message or phone call away to answer the most trivial of questions/concerns. This gives a lot of peace of mind and made the entire experience very smooth and stress free. Amit has been extremely transparent and professional throughout providing the right guidance at the right time. Highly recommended!! Will gladly do business with him again!! Own Sweet Home!!

Sharing my experience with Amit Inamdar and Renuka Inamdar…read more These guys are fraud and would give all false information and misguidance , even they will offer you rebate which you will end up loosing Though i went as a buyer, all through (so called) "power hour with Amit Inamdar" (as they advt on radio), they tried to power me up to go for million dollar property that i clearly said no.I went to Amit Inamdar since radio advertise said he is certified negotiator , and I dont even got a dime negotiated , neither rebate. They again and again try to sell mortgage product which i was not interested in From the very first minute, I could not get answers to basic house buying questions and every time i have been asked to refer to recorded presentation of theirs. This childish play continued in later calls as well ,there was no effort made for clarifying client questions. Treating client respectfully is way too much expectation from this business I already had property selected and was looking for expert help on contract and negotiations with the seller.This duo did not do any market research and did not help me to save single penny. On top of it i lost any negotiation chance that i had due to their commission Renuka told me not to get any clarification for my genuine property related specific questions to seller since as per her it would upset the seller, lol, what a broker!!! After first ever only property visit Renuka did not returned my call, messages, email since she got herself registered for the commission. Renuka did not show up for final deal with seller which was decided week in advance.Her husband Amit called at the appointment time and asked to change the date Amit offered commission rebate in very first discussion which he denied at the closing and asked to sign a contract to stop my ability to review his business anywhere and on internet You may refer his email message here. To give agreed upon commission , he wants me to sign contract to not to review his business in public Amit Inamdar wrote "I do not want to have you bad month us, like you did and asked for 60% commission back. Settlement agreement covers what everyone wants. We need written agreement, to give agreed upon commission back. We need agreement in writing to avoid further issues." After my initial honest review on Yelp, he asked me take it down and accepted mishandling from his side Later he end up denying agreed rebate and insisted for above contract to be signed , no wonder why there are all negative reviews for him

Stella and her team are excellent at handling complicated scenarios. The most important thing in…read morethe loan process is knowing it can be closed on time. I was anxious that my situation might cause delays, but Stella not only ensured the loan closed on schedule--she made it happen weeks ahead of time. That was truly remarkable. Her team kept communication clear, prompt, and smooth throughout the process. I will definitely be a returning customer and highly recommend Stella and her team to everyone.

We worked with Stella Dai and her processing team for our primary home refinance from a 7/1 ARM to…read morea 30yr fixed loan, effectively lowering the rate by 0.375% (below 3%) I am thrilled to write this review for their outstanding work. I started looking into refinance early in August as the rate keeps dropping and would like to take Advantage of the low interest rate. A few banker friends referred a few brokers and Stella is among one of them. I work with all of them simultaneously requesting daily updates on the interest rate. I was aiming at a no point no cost low interest rate refinance for 30yrs fixed mortgage. This is hard to get because I wanted to prevent multiple hard credit inquiries with different lenders at the same time hoping the rate would drop lower. Without the hard credit inquiry one cannot locked the interest rate for the refinance. I missed a short window to lock the rate in August. Coming into September, Stella convinced me to have all documents ready and do the hard credit pull while waiting for the my target rate. The stock market tanked in early September and the opportunity emerged for the rate drop. On Sep 9th, target rate appeared and she informed me and decisively locked the rate for me for 30days and my refinance is closed with quicken loan(one of the lenders the broker works with) on Oct 5. I am very pleased because Stella and her team is on top of things and answered all my questions timely. Stella is also the expert at what she does and I felt confident my refinance would get done timely. I also felt so lucky to get the rate because the interest rate started recovering shortly after that with no sign of coming down. I highly recommend Stella and her team if you are considering refinance and I am sure they will help you find a solution you need. A few take away points: 1. Don't hesitate to lock the rate when the rate is within target 2. Have all the documents ready in the beginning when deciding to do refinance 3. Hard credit inquiry last for 60 days so plan accordingly

What all the other past reviewers have said about this place still rings true as of 2019 end…read more.. Buyer selected, complete lack of communication. In the end of closing this caused a complete cluster of problems leaving us frantic and concerned our purchase may not go through. I was ready to walk away from all that however now it appears our personal information may have been compromised. Homebuyers beware - Be sure to have some kind of credit monitoring in place following completion of escrow. Better yet, avoid this place altogether if you have the opportunity.

I worked with Lara Wood, worst experience company ever. I closed Jun mid,by the time I got my…read moretitle. It had the wrong name, they said they will fixed and actually screwed up again, it was never recorded with the county, this is after 3-4 months.