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    The Mortgage iQ

    5.0 (2 reviews)
    Closed 9:00 am - 6:00 pm

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    Services - The Mortgage iQ

    Mortgage services

    Mortgage refinancing

    Home purchase

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    Maureen Martin - HomePlus Mortgage

    Maureen Martin - HomePlus Mortgage

    (174 reviews)

    Mission Valley

    As a first time home buyer I was apprehensive about the whole process and totally clueless where to…read moreeven start. We just closed on our first house last week, and I feel SO FORTUNATE to have found Maureen!! She is a mastermind of the mortgage lending process! I don't think I've ever met someone who is so hardworking with such high standards. Even better, Maureen upholds the same high standards for every one else involved in the lending process (escrow company, lenders, realtors, etc.) and she is constantly 2 steps ahead and prepared for anything, with a back up plan "just in case" to ensure everything goes through seamlessly. As a first time homebuyer initially unfamiliar with the process, I now know I threw a couple curve balls and Maureen didn't even bat an eye. As if all that wasn't enough, I also had no idea where to start when looking for a good realtor. Maureen suggested a few she has worked with in the past that she thought were really good, and she did not disappoint. I ended up choosing Melissa Tucci as my realtor, who was just as amazing as Maureen, and the two of them working together turned into an unstoppable powerhouse that could move mountains and get a deal done! If you're looking for a mortgage broker who will take care of you like family and go above and beyond, look no further. You will not be disappointed!

    A Dream Realized in 18 Days - Thanks to Maureen Martin…read more Words can't fully express the gratitude I have for Maureen Martin of Homeplus Mortgage. From the moment we began our home-buying journey, Maureen showed herself to be an absolute powerhouse--a strong, focused businesswoman who brings unmatched professionalism, compassion, and commitment to everything she does. Maureen isn't just about numbers and paperwork--she's client-centric to her core. Her dedication, responsiveness, and fierce determination made us feel supported every step of the way. When I finally met her in person, I immediately felt her radiant energy and warmth. Her aura and spirit are something truly rare--she's one of the most special, genuine people I've ever had the pleasure of meeting. Thanks to her tireless efforts, we went from placing an offer to holding the keys to our new home in just 18 days. That kind of turnaround is almost unheard of, but Maureen made it happen. We are forever indebted to her for not just helping us close on a house, but for helping us secure our dream. If you're looking for a lender who is not only masterful at what she does but also deeply human in how she does it, look no further. Maureen Martin is a godsend.

    Transparent Mortgage - Beau H. - Owner - Mortgage Professional Since 2003 | Mortgage Lender San Diego

    Transparent Mortgage

    (169 reviews)

    Miramar

    Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

    I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

    Shaffer Realty & Mortgage - Beautifully Remodeled Kitchen In Recent Sold Listing

    Shaffer Realty & Mortgage

    (12 reviews)

    Steven is great to work with. Very knowledgeable. He has done a couple of deals for me. I am really…read morehappy.

    Trying to refinance my mortgage, gave them all the requested info and documents. Initially they…read morecame back with several completely incorrect calculations in my debt-to-income ratio. I pointed out their errors, and after they "asked underwriting" they confirmed that I was, in fact, correct (fairly basic stuff like how to handle a rental property mortgage). This took about a week or two. I already had concerns at that point since these were fairly basic mistakes, but I decided to press forward after assurances from the owner. Then they sent my file over to their main loan processor, who basically started over, which struck me as inefficient to do all this analysis twice, but whatever. After another week or two, she comes back with numbers that were better, but still could not be correct. I explain my calculations and simply ask if they will share the numbers...basically what income and what expense numbers they have for me, so that we can work together and figure out where the error or misunderstanding is. For whatever reason, they flat-out refuse to share these numbers, even though we already had some errors on the first go-around. Ridiculous excuses like "I calculate it all by hand and don't have time to send it to you". Really?? You're working up my numbers on the back of a napkin? In frustration I reach out to the owner again, and he promises me he'll get me the numbers. But his employee, who's repeatedly refused to give me the numbers, apparently also won't give him the numbers, because his repeated promises to get me this info have gone nowhere and he's now left me high and dry with zero communication for several days now. The loan processor also will say one thing, like "we'll need 9-12 months of bank statements", meanwhile the owner tells me "we'll only need 3". So between flat-out incompetence, broken promises, inconsistent answers, and refusal to share basic info with me, I threw in the towel after wasting a month with these guys. I already started the process with a new mortgage broker who reviewed my info and confirmed my suspicions that Shaffer was not calculating my numbers correctly. Do yourself a favor and go elsewhere.

    Eagle Nest Realty and Mortgage Inc.

    Eagle Nest Realty and Mortgage Inc.

    (11 reviews)

    We have had the pleasure of working with Mike a few times. Mike is above and beyond with customer…read moreservice. He is patient and thorough, and there's NO DOUBT we are getting the best rate. Mike is always available to answer questions, and ensures you have the easiest experience possible. He is truly a treasure!

    For starters, Mike and his team is AWESOME. He saved us almost $28k!!! A little background: My…read morewife and I found a great forever home. We were working with a lender, getting deep into the process. Our offer was accepted, we put a good faith deposit down and we were now in escrow. Once we received the loan estimate from our lender, we still owed about $8k on top of our good faith deposit. That just didn't sit well with us. In a roundabout way, we got Mike's contact info, and reached out to him on a Friday. He worked tirelessly all weekend and got us extremely better numbers. Not only did he save us almost $28k, but he also explains EVERYTHING. We've never bought a home before so there were a lot of things we hadn't seen before that we had questions on. Mike would go line by line on the loan estimate and other documents on the phone with us. Although we switched lenders mid escrow, Mike was so prompt in his work and extremely diligent, that we closed only ONE DAY after our initial estimated close day. If you're looking for a home, this is your guy. Working with Mike will be one of the best decisions you'll make when looking for your next home.

    Straight Forward Mortgage

    Straight Forward Mortgage

    (11 reviews)

    Rik did an awesome job of helping us refinance our home, getting us a great rate and making the…read moreprocess quick and easy! He was great at communicating the steps along the way and very fast at replying to any questions. I feel like the entire process was so fast and that Rik took care of everything. We just did some paperwork online... and a few weeks later we were all set! I definitely recommend using this company if you are looking for someone who will help you get a great rate, is good at communicating, and makes the home mortgage process less stressful!!

    Well, I'm happy to say that I finally found someone I can trust after purchasing a home and having…read moreit refinanced. After refinancing the first time, I was referred to Rik by family members. I had Rik look over my Closing Disclosure for a refinance that I signed with a notary the day before. Not only did Rik let me know I was seriously being ripped off, he offered to beat the rate and price that nobody else could match and to expedite the process immediately and close my loan within 2 weeks. I happen to be living in Northern California and he was in Southern California which made no difference whatsoever.   After completing my online application, I can tell you that Rik and his team worked around the clock to close my loan in 2 weeks just like he said. The communication I received from Rik and his team was friendly and professional of the highest standards! I never felt like there was any lack of communication. Any little problem that happened like problems with my home or flood insurance, Rik and his team went out of their way to handle them immediately and it was amazing!  All I can say it that you want Rik on you team, and I will be contacting him for future purchases and referring him to everyone I know. I would highly recommend him as being the first person to call for a home mortgage or to refinance. If he wasn't the first you called already, it's never too late or to get a second opinion because I did, and it was the best thing I could have done!

    The Mortgage iQ - mortgagelenders - Updated June 2026

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