If I could give Dan Ramirez of Real Mortgage, 2173 Salk Ave Suite 250 Carlsbad, CA 92008, (888)…read more443-8902 20 Stars I would. Through my 40 years of investing, I've worked with different brokers, only one other was as professional, knowledgeable, communicative, caring and "on it" as Dan. You owe it to yourself to USE him.

From the owner: Mortgage Finance for Rate and Term Lower Interest Rate,…read more Debt Consolidation, and Cash Out. We provide pre quailication for purchase money. NMLS #1612358

Daniel helped me with my VA loan. He was very responsive and knowledgeable about the process. Would…read morework with him again.

As always Daniel and his team get it done! We had some major hurdles, and they worked hard on…read moregetting through them. Both Melissa and Daniel were very patient in answering all of our questions, and really doing right by us. This is our 2nd time using The Lehman Group, and will continue to use them in the future! 100% recommend Daniel and his team.

Matt Moreno at DG Funding has been exceptional throughout the lending process. He has been…read morethorough, patient, and always willing to take the time to answer my many questions. Matt consistently follows up regarding changes in the market that may affect my options and keeps me informed every step of the way. What sets Matt apart is his extensive knowledge of the current market and the constant changes occurring within the lending industry. His expertise, professionalism, and responsiveness have made the process much easier to navigate. I highly recommend Matt and DG Funding to anyone looking for a knowledgeable and trustworthy lending professional. Thank you, Matt!

I have worked with Jake Towers and DG funding several times now, and I am very pleased with the…read moreproducts and services received. I have refi-ed with them, at least, 3 times now, and they have always helped me achieve my financing goals. I highly recommend Jake and DG.

Warning about Mortgage One…read more I want to share my recent experience so others don't go through the same thing. In July 2025, I started working with Mortgage One through loan officer Mark Butrus. On July 31, I gave my credit card information to his processor to pay for an appraisal. The appraisal was completed, and Mortgage One even told me they would cover the cost of the follow-up visit. A short time later, I decided to switch to Turbo Mortgage because their rates and fees were much better. After that, things took a very troubling turn. On August 18, I received a fraud alert from my credit card company: a $496.55 charge attempt to the City of Warren (Michigan electric company). I live in Georgia and have no ties to Warren, MI. The only people who had my card information were at Mortgage One. When I questioned Mark about this, he denied any involvement, but the timing and location are extremely suspicious. Using a customer's credit card information for unauthorized charges is fraud. I am considering filing complaints with the Better Business Bureau, CFPB, and law enforcement. I'm posting this to warn others: be very careful who you trust with your personal and financial information. My experience with Mortgage One has been extremely disappointing and concerning.

Bad customer service. Never accessible by phone. Rude emails and service. No accountability.read more

Giving five stars and a glowing review is simply not enough to express how happy we were to work…read morewith The GreenHouse team. As first time home buyers, we had no idea where to start. We were also out of state which made everything that much more difficult. I'm a big Yelp user and relied on the hundreds of other 5-star reviews to look for a real estate company. I was so impressed with Craig and Jesse from the start. The initial call was SO organized, thorough, and personal. Not only did they give us a incredibly detailed step-by-step guide of the buyer's process, but also spent the time to learn more about us as people and what we were looking for in a home. I was surprised my how much time and energy was invested before even signing any contracts with them. After meeting with a few different teams, we chose the GreenHouse Group and 100% stand by our decision! Communication was consistently strong and we were always in contact with someone/the entire team along the way. We worked with Lori & Alexa who also helped us navigate documents and important deadlines. The GreenHouse Group has a well-designed platform to track the home buying process--making it easy to see deadlines and to-dos. We worked with Craig for our Kick-Off Tour. The GHG evaluation system for homes captured everything important to consider when purchasing a home and we learned so much about what to look for when checking out a home. Craig was straight-up, incredibly knowledgable, and clearly looking out for our best interest. He took us to see quite a number of homes that day and even had snacks and waters to keep us going! Unexpectedly, and uncommonly, we found a home from that weekend's trip we wanted to put an offer on. Craig jumped right in and guided us through the 'make-an-offer' process. He worked incredibly hard to negotiate on our behalf and was able to coordinate inspections and video walk-throughs for us when we couldn't be physically present. We were always promptly and transparently well-informed and advised. We never felt pressured or persuaded to make any decisions. Craig and the GHG team presented the facts and gave recommendations based on 20+ years of company experience--always looking out for our best interest. They were 'real' and weren't out to "sell us" on anything. Even during the rent-back process, the team coordinated with the other realtor to work with the sellers on transitions and key dates. It was super fun when Jesse and Lori were already at the house when we arrived to pick up our keys--what a thoughtful surprise! To top it off, they came with a whole container of new home goodies and essentials for us to use while we settled in (and even had some for our dog!) The care box was super useful, especially when we didn't have any of our kitchen items yet! Even after the sale and getting our keys, the GHG team is still there to answer your questions and help you out--including a list of recommended contractors and other services you might need when moving into a new home. I'm sure I am forgetting something here, but needless to say, we 10/10 recommend the GreenHouse Group to anyone looking to buy (or sell!) a home. We have no regrets and could not have asked for a better team. Thank you GHG!

Selling a home is stressful (especially for someone like me!) but Lori and Jesse made the whole…read moreprocess feel surprisingly easy. They were always available to answer questions, kept me informed every step of the way and made sure I knew what to expect throughout the process. Their advice on pricing and negotiations was spot on, and everything moved smoothly from getting my house ready to list all the way through closing. I also want to give a shoutout to their TC, Alexa. She kept everything organized behind the scenes, was always responsive and helpful, and made sure nothing slipped through the cracks. I have no doubt that her attention to detail played a big part in helping us close on time. Thank you to Lori, Alexa and Jesse in making this process feel smooth and manageable! If you're looking for a knowledgeable, responsive team to help sell your home, this is your team!

Buying my first home felt like climbing Mount Everest in flip-flops - daunting and slightly…read moreterrifying! But thanks to my agent Kyle Hansen, I made it to the summit (aka, homeownership!) without losing my sanity. From the get-go, Kyle was a rockstar. He patiently explained every step, answered my endless questions (no matter how silly), and never pressured me to settle. He knew exactly what I was looking for and helped me find a place that felt like "me" the moment I walked in. Thank you Kyle and to the team at Shafran Realty Group!

Holly was a phenomenal realtor who provided excellent guidance and fought for us every step of the…read moreway. We are moving back to the North County area from the East Coast and had a very limited window to see houses in person. Ahead of our visit, Holly did a great job listening to what we wanted, providing options for us to review, and gathering feedback to distill the market down to houses that fit all of our parameters. During our house hunting trip, Holly tirelessly showed us house after house, including several day-of additions, to ensure that we had a solid understanding of the market. During this time, Holly did a great job of sticking to our original vision while adapting to our feedback as we started to better understand the market. Through this process, we felt we able to make an informed decision despite only having a few days in the area. On the last day, we found a home that was the right combination of all the things we wanted and needed for this next chapter of our lives. With a clear first choice, Holly fought hard to ensure that we were able to secure a winning offer. With her help and guidance we got the offer accepted just as we were getting ready to leave California at the end of our house-hunting trip! Getting that offer accepted was a huge victory, but Holly's effort and value did not stop there. Through every step of the the escrow process, Holly continued to advise us and fight for the best deal. This effort saved us a lot of money and made us feel confident that we truly walked away with the best price the market would allow. Even after closing Holly has continued to be a vital asset as we transition back to California. By conducting walk throughs and working with the selling agent to ensure that the property is ready for move in, Holly has once again shown that she is committed to ensuring that our best interests are represented through every aspect of the real estate buying experience. In addition to all of these wonderful qualities, working with Holly was fun! We had a great time getting to know her and she turned what could have been an absolute grind into an enjoyable and educational experience. She has our absolute highest recommendation!

Chris Filasky and his manager Misty, are both truly genuine people to deal with. Saved me a lot of…read moremoney in fees and went the extra mile for me. I spent two years searching for the right company and it was worth waiting and researching to find Chris Filasky. Thank you again for all of your help. You guys Rock! D

Chris Filasky and his team were very patient, knowledgeable, and worked hard to get the best deal…read morefor us on our new mortgage. We would highly recommend Chris as he makes sure you understand every step of the process and doesn't use pressure to complete the deal.

DO NOT DO BUSINESS WITH THIS COMPANY. I gave them over 60 days to close a loan, and was sent…read morealmost daily emails to verify information, most of them repeating what was asked for. They had ample time to review the application and verify and ask questions and put into whatever format they wanted. I believe they have a fifth grade crew during the underwriting. Terrible communication. We lost a large amount of a deposit due to them.

We cannot thank Fred enough for all his help in making our dreams of home ownership come true. Not…read moreonly was he able to get us prequalified before we started shopping, Fred counseled us on exactly what we needed to do to get our credit in order before the process began. Buying a home is never a seamless journey but Fred was always available to help us find the answers and solutions to any/all issues that arose. We truly feel that Fred went above and beyond what is expected and would recommend his company to anyone in the market to buy a home.