If I could give Dan Ramirez of Real Mortgage, 2173 Salk Ave Suite 250 Carlsbad, CA 92008, (888)…read more443-8902 20 Stars I would. Through my 40 years of investing, I've worked with different brokers, only one other was as professional, knowledgeable, communicative, caring and "on it" as Dan. You owe it to yourself to USE him.

From the owner: Mortgage Finance for Rate and Term Lower Interest Rate,…read more Debt Consolidation, and Cash Out. We provide pre quailication for purchase money. NMLS #1612358

Daniel helped me with my VA loan. He was very responsive and knowledgeable about the process. Would…read morework with him again.

As always Daniel and his team get it done! We had some major hurdles, and they worked hard on…read moregetting through them. Both Melissa and Daniel were very patient in answering all of our questions, and really doing right by us. This is our 2nd time using The Lehman Group, and will continue to use them in the future! 100% recommend Daniel and his team.

Matt Moreno at DG Funding has been exceptional throughout the lending process. He has been…read morethorough, patient, and always willing to take the time to answer my many questions. Matt consistently follows up regarding changes in the market that may affect my options and keeps me informed every step of the way. What sets Matt apart is his extensive knowledge of the current market and the constant changes occurring within the lending industry. His expertise, professionalism, and responsiveness have made the process much easier to navigate. I highly recommend Matt and DG Funding to anyone looking for a knowledgeable and trustworthy lending professional. Thank you, Matt!

If you are thinking of buying a home or doing any kind of business that requires attention to…read moredetail and correct documentation, do NOT use this company. They are extremely disorganized and terribly incompetent. When it comes to explaining information they give you a beat around the bush answer, if you even get an answer. For instance I noticed that I had a discrepancy in my final disclosure document, I asked how that happened (the amount I should've been charged was $80, the amount I was charged was $650). When I asked Blake Crossman ("loan officer") to explain to me why there was a discrepancy he told me they'll fix it later... notice how I asked why and not if it will be fixed later. I explained my frustrations up until that point because every time I had a question about the process or status of any documents it was an absolute pull of teeth. Blake's response to me was "I don't know why you're so stressed". I let him know this was very unprofessional. They are solely for profit with no regard for the customer, their timelines as far as moving or settling any issues. When I asked to speak with a manager, he gave me his peer Edith. Edith seemed to try and help but she was also very confused and elderly. We were supposed to close at the end of the month and it was delayed 5 days due to DG changing the date on my home insurance to a day later than anticipated with absolutely no communication. I incurred a $1200 mover rescheduling fee of which DG did not care so luckily the realtors split it for me from their commission out of the goodness of their hearts. I incurred additionally rental fees due to living in the home extra time than agreed upon with my previous landlord. Understandably, I was absolutely furious. I sent an email outlining my concerns to both Edith and Blake. No response to my request for a supervisor. It wasn't until DG needed me for something that they had a 3rd random other employee who was not involved during the escrow process send me a brand new email not on the chain. And eventually sent me a supervisor point of contact. NEVERRRR use DG. Blake Crossman, you are never entitled to tell someone how they should feel. Ms. Edith you were ok but you enable Blake and his shortcomings. Overall the entire company needs better customer service training and attention to detail, especially given the nature of business they are in. The business they do affects people's livelihoods and assets. Once again STEER CLEAR. And in the event you run into Blake Crossman on a solo mission outside of DG, BEWARE.

Warning about Mortgage One…read more I want to share my recent experience so others don't go through the same thing. In July 2025, I started working with Mortgage One through loan officer Mark Butrus. On July 31, I gave my credit card information to his processor to pay for an appraisal. The appraisal was completed, and Mortgage One even told me they would cover the cost of the follow-up visit. A short time later, I decided to switch to Turbo Mortgage because their rates and fees were much better. After that, things took a very troubling turn. On August 18, I received a fraud alert from my credit card company: a $496.55 charge attempt to the City of Warren (Michigan electric company). I live in Georgia and have no ties to Warren, MI. The only people who had my card information were at Mortgage One. When I questioned Mark about this, he denied any involvement, but the timing and location are extremely suspicious. Using a customer's credit card information for unauthorized charges is fraud. I am considering filing complaints with the Better Business Bureau, CFPB, and law enforcement. I'm posting this to warn others: be very careful who you trust with your personal and financial information. My experience with Mortgage One has been extremely disappointing and concerning.

Bad customer service. Never accessible by phone. Rude emails and service. No accountability.read more

Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

Selling a home is stressful (especially for someone like me!) but Lori and Jesse made the whole…read moreprocess feel surprisingly easy. They were always available to answer questions, kept me informed every step of the way and made sure I knew what to expect throughout the process. Their advice on pricing and negotiations was spot on, and everything moved smoothly from getting my house ready to list all the way through closing. I also want to give a shoutout to their TC, Alexa. She kept everything organized behind the scenes, was always responsive and helpful, and made sure nothing slipped through the cracks. I have no doubt that her attention to detail played a big part in helping us close on time. Thank you to Lori, Alexa and Jesse in making this process feel smooth and manageable! If you're looking for a knowledgeable, responsive team to help sell your home, this is your team!

Holly was a phenomenal realtor who provided excellent guidance and fought for us every step of the…read moreway. We are moving back to the North County area from the East Coast and had a very limited window to see houses in person. Ahead of our visit, Holly did a great job listening to what we wanted, providing options for us to review, and gathering feedback to distill the market down to houses that fit all of our parameters. During our house hunting trip, Holly tirelessly showed us house after house, including several day-of additions, to ensure that we had a solid understanding of the market. During this time, Holly did a great job of sticking to our original vision while adapting to our feedback as we started to better understand the market. Through this process, we felt we able to make an informed decision despite only having a few days in the area. On the last day, we found a home that was the right combination of all the things we wanted and needed for this next chapter of our lives. With a clear first choice, Holly fought hard to ensure that we were able to secure a winning offer. With her help and guidance we got the offer accepted just as we were getting ready to leave California at the end of our house-hunting trip! Getting that offer accepted was a huge victory, but Holly's effort and value did not stop there. Through every step of the the escrow process, Holly continued to advise us and fight for the best deal. This effort saved us a lot of money and made us feel confident that we truly walked away with the best price the market would allow. Even after closing Holly has continued to be a vital asset as we transition back to California. By conducting walk throughs and working with the selling agent to ensure that the property is ready for move in, Holly has once again shown that she is committed to ensuring that our best interests are represented through every aspect of the real estate buying experience. In addition to all of these wonderful qualities, working with Holly was fun! We had a great time getting to know her and she turned what could have been an absolute grind into an enjoyable and educational experience. She has our absolute highest recommendation!

We bought our first home through Shanfran and it was the BEST experience. My wife and I worked with…read moreHolly Christoforo who went above and beyond to ensure everything went smoothly. I couldn't recommend Holly and the rest of the team at Shanfran Realty Group any higher. Buying a home is stressful, complicated and scary but Holly did an amazing job helping us through it all. Holly is extremely knowledgeable, patient, and she somehow made everything fun. Communication during this whole process is critical and Holly always found time for us and always responded quickly with insightful/strategic advice. We're going to miss our daily texts and calls with her! Again, there aren't enough positive words in the dictionary to describe Holly and our experience with her and the team. We're forever grateful and Holly will be the first one over for our house-warming dinner.

Bottom line up front: We highly recommend Chris Filasky to anyone, for any type of home loan…read more Why we chose him: As we researched the multitude of lenders on the market today, we decided the following were what we wanted out of the person we were going to give our business: 1) We always wanted to talk to the same person. So many online companies have you talking to a new person every time you need help, or have a question. I never spoke to anyone but Chris the entire time. He was well read into our unique situation and individual loan. There was never a question as to whether or not the person on the other end of the phone was going to forget what we just talked about. 2) Being available at odd hours and on short notice. Both my wife and I have busy schedules, and many times we weren't able to fill out paperwork until the evening or weekends. There are inherent questions that come when only filling out loan document once a decade, and Chris was always available and quick with a response via text, email, or a phone call. 3) We needed guidance, not a sales pitch based on what is going to make the lender the most money. Chris was very patient with us as we closely examined the multiple options he gave us. He offered his opinion on what was the best thing for us, when not necessarily the most lucrative for him. He was clear that he is more successful in his business when he gets referrals from happy clients. For him it was bad business to lock us into a loan that wasn't in our best interest. Our situation: Our experience was as both a seller, and a buyer. This complicated things a bit in that we needed the escrows for both the home we were selling, and the home we were buying to close concurrently. Without boring you with the details, the proverbial ball was dropped by one of the many parties involved. After all was said and done, we were looking at having to leave the home we were in, and not having a solid timeline for getting into the home we were buying. Chris made a huge personal sacrifice for us. He knew my family of five would have to move into a hotel, and we would have to get a storage unit for only a few days. Because of what he did, we were able to get access to the home we were buying on time, and no days were lost between sales.

Chris Filasky and his manager Misty, are both truly genuine people to deal with. Saved me a lot of…read moremoney in fees and went the extra mile for me. I spent two years searching for the right company and it was worth waiting and researching to find Chris Filasky. Thank you again for all of your help. You guys Rock! D

DO NOT DO BUSINESS WITH THIS COMPANY. I gave them over 60 days to close a loan, and was sent…read morealmost daily emails to verify information, most of them repeating what was asked for. They had ample time to review the application and verify and ask questions and put into whatever format they wanted. I believe they have a fifth grade crew during the underwriting. Terrible communication. We lost a large amount of a deposit due to them.

We cannot thank Fred enough for all his help in making our dreams of home ownership come true. Not…read moreonly was he able to get us prequalified before we started shopping, Fred counseled us on exactly what we needed to do to get our credit in order before the process began. Buying a home is never a seamless journey but Fred was always available to help us find the answers and solutions to any/all issues that arose. We truly feel that Fred went above and beyond what is expected and would recommend his company to anyone in the market to buy a home.