This review is especially for the loan officer that helped me throughout the process, Adrian Gutierrez. I recently wanted to have a Breast Augmentation surgery and was hoping to get it financed, unfortunately my credit is still new and not the best so I wasn't able to qualify for financing. My doctor then gave me a link to try out United Medical Credit. The process was easy, just fill out your information and social and they get back to you same day/next day if you qualified for any loan. From there on they give you options to what you can qualify for, I was trying to get 6125$ financed and with a ~580 credit score there were able to find me a loan. The interest will be a little higher and some loan options have out of pocket fees but that's understandable considering my credit score wasn't the best. I decided to go with one of the two loans presented to me for 3525$ and I just paid the rest of the balance as a down payment to my surgeon. They gave me another option for a loan for 2600$ as well but I only decided to go with one. The process was easy, if you accepted the offer you had to send over some paperwork, fill out some forms, sign, and in a few business days they will issue out the funds. Adrian was very helpful and thorough in answering all my questions and was very proactive. Now I will be able to schedule my surgery sooner than expected. Thanks United Medical Credit! read more

Highly recommend! I am having a Breast Reduction done, due to years of back pain. I'm in my early twenties and am doing the whole process on my own. So I would recommend this company for any skeptics. My surgeon had original referred me to another medical finance company. But because of my age my credit wasn't too established and I got denied. But I was determined and this company helped me do it. I worked with Adrian. He was fast and answered all the questions I had for him. Even when my loan amount changed, it was no problem and Adrian gave me the break down of my payment plan right away. My surgery was coming so fast and my doctor required payment two weeks before. I was really cutting it close and thought I might have to move my surgery date. Adrian I don't know how, pulled through and got it in just in time. He constantly checked in with me which was great. Someone is always there to help. I had to call in one day and ask a few questions and Audrey helped me right away. I thought for sure applying for a medical loan would be the more painful and stressful part of having my surgery but I was happily wrong. Everyone was so fast and helpful, and just made me feel like I had nothing to worry about. Thank you again Adrian! You've made this process so easy. I can not recommend this company enough! read more

Sincerely my pleasure to try and express - my beyond great experience opulent example of outstanding quality courteous knowledgeable professionalism with United Medical Credit namely Gina Garcia *professionalism *timely work ethic *authentic customer service I received. It's my hope Gina Garcia is not taken for granted by those that employ her. Gina Garcia's opulent example, exceeded my expectations, quelled my hidden anxiety. Gina Garcia was able to establish a reassuring knowledgeable courteous rapport during a financial & stressful necessity. I believe Gina Garcia gave from genuine interest - earned my trust. I believe United Medical Credit has a standard not very many in this field embodies. I am a truly satisfied United Medical Credit customer because of Gina Garcia & my interaction. So glad to have found United Medical Credit at this unique time in my life circumstances. I do heartily with confidence will recommend United Medical Credit. Thank you Gina for going above & beyond Bless God Sophia Smith read more

Greg is an awesome coordinator and brings a calm to the entire loan process. With faith, I trusted and found he is committed and demonstrates patience and a unique quality for listening and positive reinforcement. Greg returns calls within 30 minutes or less and he is a true client advocate, especially when it comes to explaining contract details in terms one can comprehend with ease and a reassurance. I continued to believe, and with surprise I was offered options. I was given a review of choices before a final decision. Greg your professional service and gracious rapport will always be appreciated and remembered!!! Heart felt Thank You, Angel!!! It is my sincere hope many others may receive the excellent, prompt attention and service I have! Hebrews 11:6 and without FAITH it is impossible to please God, because anyone who comes to him must BELIEVE that he exists and that he rewards those who earnestly seek him read more

I was approved as soon as I applied and my credit score is super low! Vincent Ritschel called me as soon as my application went through to congratulate me and walk me through the next steps!!! He even offered to send me referrals of reputable surgeons who I may have been interested in for my breast augmentation! All of them accepted United Medical Credit too! Another reason I love working with Vince is because if your chosen surgeon does not already accept United Medical, he will walk that particular surgeon through the necessary steps to do so and you can still have your surgery with that surgeon! My payment plan is very affordable and will charge no interest if paid in 12 months! Vince also makes sure that all forms are filled out and sent to you right away so that your surgeon will be paid in more than enough time for surgery! I will definitely use them again!!! Thanks so much Vince!!! read more

I was extremely worried about how I was going to fund my very quickly approaching surgery. Due to Covid my surgery date was moved up, I don't have great credit and I was running out of time. I did a lot of research on several different companies and this company works with bad credit and I got a great loan with a great interest at 19%. Now for many people that is considered "too high" but for those of us who struggle to get approved, have negative points on our credit but still manage to pay our bills on time; THEY CAN HELP! Gina was amazing and extremely helpful and got me my paperwork quickly so that I could get everything together. If you have difficulties with regular loans, don't want to go to advance money loan sharks with 35%-200% (some places are that high for us who are desperate!) this company may not fund the whole amount but can take a good chunk of it off your back! read more

I really don't know where to start! My experience with UNITED MEDICAL CREDIT has been an PHENOMENAL experience. I had the pleasure of working with Gina Garcia. Without a a doubt I felt as if I've personally known Gina for awhile. She has been every helpful every step of the way. There's not one second I felt PRESSURED Nor alone! Gina has been great to me. I had a million and on questions the I needed answered if I forgot one question or need clarification I could call right back and she'll answer with no problem at all.... Her communication is very good if she unavailable leave a message and she returns your phone calls ASAP! Thanks Gina for taking your time to help me make the decision that I could ever have made. Your a blessing to disguise. I CAN NOT THANK YOU ENOUGH. You will never have to your decision to move forward as long as GINA GARCIA is your representative read more

Do not go through this company, Lori and the "VP" both lied to me saying the 1999.17 "Service fee" was from the third party lender which it was not. I signed a loan agreement for 4999.17 but only 3000 went to my surgeon. They told me AFTER I signed the agreement that they "forgot" to send me the email stating there was a 1999.17 service fee. Not my problem, maybe Lori should eat those cost and maybe she would not "forget" anymore. Just a suggestion. **edit:: after they saw this review they illegally cancelled my loan without my consent after the funds had already been distributed and my surgery paid for then had the audacity to say the only way they will reinstate my loan is if I delete this review and print/sign the email that they FORGOT to send to me about the $2000 finance charge. What kind of business practically blackmails me???** read more

I have been working to get financing for my upcoming surgery. The amount that i am to finance had changed so many times i cannot even count. I have worked with Gina through all of this and she had made the needs changes and had rewrote contacts so many times and never once did she express anything but wanting to help me and concern for my issue. During this time of stress she has been an angel sent from above to help me. If anyone needs medical financing this is the place to go and pray that Gina is the agent that helps you. I promise you will be in great hands. I have never worked with any lender before that was so kind. God bless you Gina. Jackie Hirschi. Preston, Idaho. read more

Working with United Medical Credit was a wonderful experience because of Luis Negron, he is the absolutely best. They work fast to process your loan application. Luis emailed me everything I needed. He was always there to answer any questions are concerns I may have had. He treats you like a family. I know he will say he is just doing his job but I felt like he went above and beyond to make this process as smooth and worry free. Everything was done in a timely matter. I couldn't have asked for better service. I would highly recommend United Medical Credit to any one who needs financing for there medical procedure, you will not be disappointed. Patricia Herndon read more

To the ENTIRE TEAM at United Medical. THANK YOU .for all the FOLLOW UP. To Marcio, Gina, Luis, Lori and those I missed ! YOU GUYS are EXCELLENT. In a world where NO ONE follows up, you ALWAYS get the job DONE! From a providers standpoint, it is ESSENTIAL to have an EASY, QUICK and customer friendly process. You get 5 stars on ALL. Thank you for ALL your patience during the quick and easy training, the constant updates, and the friendly service to boot! WE APPRECIATE IT and SO do ALL the patients we send to you! KEEP UP the GREAT WORK! It will separate you from ALL the others in the pack! Thanks a 100,000,000! Kim @ Dr. P's read more

Lori and Ken were amazing! This was the fastest, easiest process on a loan that I've ever experienced - I believe it was all completed within an hour or two of having started the application. Even more worthy of praise, however, was weeks after the financing had taken place, Lori and Ken helped me resolve an issue with the Doctor's office even though they were not involved at that point. That is excellent customer service - going beyond what was expected and still ensuring that I received the best service even when I was no longer their customer. I would 100% use UMC again and recommend them to anyone! read more

If anyone is looking for medical financing for any medical procedure I highly recommend United Medical Credit! Hands down the best company for transparent contracts and agreements. Ms. Gina Garcia contacted me literally within 12hrs after my submission with offers and clearly specified guidelines for approval. She gave me a list of medical providers and helped me get the funding needed within a few days. I would recommend Ms. Garcia part of United Medical Credit to anyone looking for a hassle free medical funding experience. Honestly simple, easy, and reliable source with great lenders. read more

We have a very busy infertility center and it is extremely important where we refer our patients to potential places to obtain a loan for their treatment . Our patients have the confidence in us that we partner with professional and ethical companies. United Medical Credit is an excellent company to refer your patients too or to obtain a loan for yourself . They are patient, knowledgeable and professional. Today was my day off and I worked with Adrian Gutierrez in obtaining a loan for one of our patients. He was awesome and it was quick and painless. Margie/Manager/RFC read more

I just wanted to say thank you to Adrian who was my rap during the whole process from beginning to end. I did not even have to worry about a thing because he called me and told me everything that was going on as we were going and then I was told everything was wrapped up in I could go on forward and schedule. There wasn't anyone who could be nicer or Kinder the whole establishment was beyond reproach and I would recommend them to anyone for their personal needs. It's just they make it an Easy Flow! Thank you Adrian you're great thank you United best wishes Dorothea read more

Super Super Duper Super excited to have worked with this company!!! When you think loans, you always just assume how hard it is to actually get one. Well, let me tell you... UMC is incredible! I talked with Matthew and he was superb. I felt the process of obtaining the loan was so quick. I am so happy to say that i was able to achieve a loan and get a surgery that literally changed my entire life. I feel happier every day i wake up in the morning because of my doctor and this company. Thank you Matthew... Thank you UMC, you guys really did change my life read more

I have had the pleasure of working with United Medical Credit for the past 4 years and I must say that this company is by far one of the best medical financing companies that i have worked with in my years as a Patients Coordinator. My representative Adrian Gutierrez, goes above and beyond, what my expectations were, when I initially started doing this. He is always available with answers to my numerous questions, and has a level of patience that is remarkable. I can honestly say that i would not be as successful at what I do, if it weren't for Adrian ! read more

My experience with United Medical has been phenomenal! The staff has been so nice and kind and really on top of their job. Not only was I approved with United Medical, but the process was super easy. I had a little hiccup with my doctor with the financial situation, but I contacted Gina from United Medical and she took charge and emailed the owner of the facility where I'm having my procedure. Overall I would recommend everyone to United...my payment is very reasonable and it's nothing drastic I love you United Medical thank you all so much read more

I had a wonderful experience with Gina Garcia she got back to me quickly with ever email I sent her and when I contacted her she got me paperwork as soon as possible with no issues. The customer service I received for her and the company was wonderful and I am happy that she/your company could help me with my loan process. It took no more than a few day for me to get approved and my payment sent to the facility. I am very appreciative for that due to it took a load off of my pockets with the help from this loan service. Thanks so much!!! read more