Wil's understanding, experience and knowledge. He actually rescued me when I was in an awful broadside car accident which wasn't my fault. I actually did a 360 scared the heck out of me and my puppy!! When I finally got my thoughts together, I called Wil my Insurance rep! Wil said "where are you, I'm on my way. When he arrived, Wil said OH MY GOD! Are you ok!? When HPD arrived, I couldn't even talk! So Wil said for me not to worry and he's going to take care of everything. He spoke with HPD and took care of my insurance information with the HPD. Ambulance came to take me to the hospital but I had my small puppy with me in my car and she was thrown to the front and hit the windshield and fell to the floor of my car and YES, she was traumatized just like I was. The ambulance driver said that I couldn't bring my puppy to the hospital because they don't allow dogs!! I told the driver, well, if my puppy can't go I'm not going either! I told him that I'm not going to leave my puppy in this mangled car!! Wil told the driver he'll take care of this. Wil asked me where I wanted to go and I said maybe I should go to work! He said to me, NO, you were in a bad accident so I'm going to take you home! Talk about KINDNESS, he told me PLEASE DO NOT LAY DOWN OR FALL ASLEEP! because you hit your head so hard you may not wake up!! PLEASE!! Do not lay down! Watch TV, make hot tea sit down but do not lay down! I had to promise him that I will not lay down. My husband finally responded and he came home from the office! But like I said Wil is the BEST! He goes beyond his duty and truly sincerely cares for his clients! Serious, who does that?!! I KNOW WHO DOES!! WIL CHANG DOES THAT! read more

This review is for Wil & Amy Chang, who I understand are not longer operating the agency by the former Outback. I'm not sure who makes these decisions but I only have fine words for the Chang's who served my family and I very faithfully for years. Now I've been assigned to a new agency. I know nothing about their customer service, etc. I hope there is stability with State Farm as I'm too old to find another carrier. read more

From the first moment I spoke with Wil, I knew I was in great hands. He is so knowledgeable and has many years of expertise. He has gone above and beyond the call of duty for our family to offer us the best rates and products available that will benefit us 100%. I'm so grateful to have found Wil Chang and his agency. Our family will be long time customers no doubt. I highly recommend him! read more

Very great service feel like family and concerns they will answer them as quickly as possible

BEST company to have ALL your insurance coverages with. Been with them since they opened once upon a time. All you need to do is make one phone call to Wil & Amy and consider it done! They're both amazing people making a difference in Hawaii. Mahalo for what you do! A-L-O-H-A #statefarmhawaiikai #supportsmallbusiness #hawaiistrong #supportlocalinhawaii #hawaiialoha read more

Wil and his team are excellent at what they do. They give you great customer service and work all hours of the day/night. He has given me great advice and made sure to help me get the best possible deals. This guy is someone you can trust and will do what's best for you and your family. He helped me with my homeowners insurance as well as our car insurance. When I changed vehicles and refinanced my mortgage he made the transition very smooth and effortless. If you need anything check him out or at least get a quote to see if he can help and save you money!!! read more

I want to Thank Wil Chang for the great service he has provided over the past 3+ years. Wil has been providing me with great business insurance and multiple vehicle insurances. He has always been such a great help and very accomodating with making adjustments. Wil Chang always provides us great quotes and is extremely efficient. He also addresses problems promptly and is always available when needed. I had a really unfortunate week back in 2019 where my business vehicles were stolen. Wil was the first person i contacted (along with the police) and he was just wonderful with the help he provided during those rough times. He guided me through the process of recovering my vehicle, showed alot of sympathy towards the situation and reassured me that everything was going to be taken care of. I am very happy with the level of service and highly recommend for insurance needs! Unbeatable service and rates! read more

I can't thank Wil enough for all his help today. We are from California and our daughter will be attending the University of Hawaii next month. She was in need of out of state car insurance. Wil made it so easy! He was so thorough setting up our daughters policy, and he noticed a few areas of concern. We made a few changes to our original policy and I can't thank him enough. I know our daughters is in great hands during her years at UH. Thank you Wil :) WendyO read more

My wife and I have had our auto and home insurance bundled for over 30 years. After retiring a few years ago, I felt we should get some comparisons on our insurance because we were now on a fixed income. I kept putting it off because people I talked to said our premium sounded very reasonable. I finally took a leap of faith and spoke to Will Chang at his Hawaii Kai office, and lo and behold his quote with comparable coverage was over $600 cheaper than what I was paying. And not only that, the quote included higher coverages in some areas he recommended. I am now a State Farm believer. Will is very personable and explained everything and answered my many questions clearly and patiently. I highly recommend checking out Will and State Farm Insurance. read more

Wil is very personable and easy to talk to. Very responsive and great rates. Quotes are almost instantaneous! Highly recommended for home, auto, motorcycle, and boats. Great bundles! Thanks Wil! read more

Our family has known Wil & Amy and his boys for a long time. When Wil decided to take the plunge and start his own business as a Statefarm Agent, hands down we knew he would put all his effort into it. He definitely will go the extra mile for you and your family. He handles all our insurance and financial banking needs. Wil & Amy has your best interest at the forefront. Courteous, prompt, efficient and all around just good people. read more

Wil has always been prompt to answer questions and provide excellent service regarding our homeowner's insurance. The latest example: a few days ago we were told by our mortgage company that we needed flood insurance (it turned out to be in error). A day after learning of our need, Wil went above and beyond and got us a flood insurance quote from FEMA. He truly is "like a good neighbor" and has always been there for our needs. Thanks Wil! read more

Just a few months ago when I needed car insurance and homeowners insurance, I found Wil! In a time where the majority of companies I interact with are trying to save a few pennies by automating everything, Wil's company has answered the phone and every question I have so thoroughly and with respect to my schedule. I am so thankful I found them! If you're needing any kind of insurance, I highly recommend your checking him out. You won't regret it! read more

I am very grateful to have found Wil. I had been with Geico for over 10 years and needed to upgrade my auto policy to million dollar coverage for a project I was working on. Geico said they couldn't help, so I had to go searching. I came across Wil's info and gave him a call and have been thankful since. He got me million dollar coverage and also bundled our other vehicles and home insurance and it ended up being cheaper than Geico for better insurance and now included our home. He is always quick to help if I need anything or have questions; something I had not experienced with other agents or companies. If you're looking for someone to cover your insurance needs, I highly recommend Wil Chang. read more

My first Yelp review ever. Will is awesome. He has been there for me in times of need and responded promptly. Always just a call or text away, he's professional and friendly. Also have had my rates lowered multiple times while working with Will. Not sure if that was Statefarm or will, but definitely feeling like I got a good neighbor. I'll be with him for a while and will be referring anyone in my network to him. Thanks for all you do will! read more

I had a very nice experience with Will. He is very friendly and personable. He has a lot of knowledge in the insurance business. I purchased business insurance for my mobile hair and makeup company. I will be recommending Will to all of my friends and family. read more

Have been with State Farm since I began driving (many years ago). My agent retired and I switched to Wil Chang - conveniently located in Hawaii Kai. He spent a great deal of time going over some of my out-dated policy information. He was able to save me some money and get my family and assets better coverage in the event of an accident or incident. Wil is tapped in and completely knowledgeable. See him to get covered!! read more

Will is extremely professional and responds timely. Pleasure doing business with him and I appreciate his honesty and warm approach.

My husband and I recently switched to Wil and State Farm and we are so happy we did! He cares about you and your needs and is very attentive to detail. He is knowledgeable on all matters of insurance and took the time to review what would be right for us, then explained carefully how our Homeowners and Auto Policies protected us. He made our meeting in person convenient and relaxing. His office makes you feel like family!! During the start up and after we were fully insured, we were able to call, email, text or conference call Wil with any questions or concerns and always received a prompt response - within minutes!! I truly appreciate that he is up to date on current technology. As a busy Real Estate Agent it makes life so much easier. If you are looking for a reliable, experienced and personable Insurance Agent, look no further. Wil is your man hands down! ~ Gina Overton read more

Wil is super helpful and super knowledgeable. He is truly amazing and I love his story about how he became a State Farm agent. Give him a call and you won't be disappointed! read more

I have known Wil since his days as a bank loaner, in fact, I am a homeowner because of him. His knowledge and help assisted me to fulfill my dream. When he opened up his own State Farm agency, I wanted him and his team to service my insurance needs. He is always ready to help or suggest changes that will make my life easier. Thank you Wil and team for your good work. read more

I have been with State Farm for the past 10 years, I just moved my policies to Will after reading his reviews on yelp. I have been with him for a month now and I am extremely happy with him. He alone has given me hope in State Farm insurance. During the last month I have spoken with Will more than my previous agent over 6 years. Will has been reviewing my policies, told me where I could save money, where I needed to increase my coverage with costing me anything significant. He is very friendly and gives out his personal cell phone number in case of any emergency. I am ecstatic that I switched to Will and will recommend him to anyone who need insurance. read more

Wil Chang is a world-class, service-oriented, personable, knowledgeable, experienced, proficient, and professional Insurance Agent. If you have any questions about home or auto insurance, he's your man! It is such an amazing feeling knowing that your insurance agent has your back. If you have questions about your current coverage/policies or you're not currently insured with State Farm, give Wil a call today! read more

I contacted Wil to get a quote for home owner and hurricane insurance and were surprised to find out the savings, I immediately switched the policies to State Farm. Wil is responsive and professional and offers honest opinion. I trust his recommendation as I know he will want the best for the clients. read more

What can I say about Wil, he helped me save A LOT of money, and also gave me great knowledge of what I needed to do as a young adult. He is a very kind guy and a very helpful and knowledgeable person if you are willing to learn! Definitely give Wil a call if you need any help with auto insurance or life insurance, don't hesitate! Very caring person :) read more

State Farm is not the cheapest insurance, but it is definitely one of the best insurance companies; and Wil Chang provides superior customer service. He is always available for my questions, whereas sometimes other insurance agents are impossible to reach on weekends, nights, etc. Wil is knowledgeable about insurance and provides great advice too. I definitely would recommend Wil to other people. read more

If you need insurance of any kind, don't hesitate to go to Will for all your needs. Will and his team gets you a great rate and his customer service is above other agencies i have encountered over the years. I feel welcomed not only as a customer but family in his office. Thanks again Will! read more

When we think State Farm, our minds automatically zoom into "insurance" and while that may be the case, State Farm deals with so many other facets that many have yet to discover. Everything from life, car, rental, homeowner and liability insurance to investments, credit cards and bank accounts with a debit card and/or an atm card that allows you the flexibility to withdraw money from ANY ATM WITHOUT FEES! What other bank can u do that with? So why go to a bunch of different places for different things when you can go to State Farm for all of your financial and insurance needs? It's a one stop shop. So now that I've convinced you on why you should go with State Farm, now you need to go to Wil Chang in Hawaii Kai. Wil first off is a very knowledgeable man. Wil's background is in mortgage loans and investments. What better man to entrust your money with to insure your biggest investments; property, car and stocks and mutual funds? And though we want someone who is knowledgeable in what they do, we also want to feel as though we aren't just another meal ticket and that whoever is helping us, genuinely cares about helping people and saving them money. That's Wil Chang! When I was going through a contentious divorce and had no job or money, Wil was one of the few people who rallied to my side to help me. He tried to get me into the Melaleuca program to make some money. Wil will do whatever it takes to help you not because he has to, but because he cares and wants the very best for you. He is a spiritual family man who instantly thinks of you and treats you as a part of his ohana and not just a client. So if you are wondering where to go for your insurance and financial needs, think Wil because WIL CAN! read more

I highly recommend contacting Wil or one of his helpful and friendly staff regarding their services. I switched our homeowners and car policies after understanding the difference between their coverage and what we previously had. Its nice to know that you can contact their local office to ask questions or to get help. They have many additional services, too. They even have banking with no ATM fees, investment help like for a Roth IRA for example, and long-term care insurance. They offer free informational seminars on things such as long-term care. I attended the last one and gained a lot of helpful and interesting information. They treat you like family and are passionate about what they do. read more

If you're in need of an insurance agent or looking to switch or even add to existing policies, Wil Chang is your man. Wil is in this business to take care of you and make sure you are properly covered in every aspect of insurance. Do not ever hesitate to call or ask him anything. He is always there to help you out and make sure that you have everything you need. I recently opened up a Roth-IRA and other accounts with Wil and State Farm and can't wait to see what the future holds. Thank you Wil and State Farm. Definitely check him out!! read more

Wil Chang is awesome! He saved my husband and I a lot of money! I bought a car from a dealership and my salesman asked me which auto insurance I was interested in. At the time I was using Progressive, but I knew I wanted to switch back to State Farm since my husband's reckless driving has past. My salesman referred me to Wil Chang. Mind you, it's the weekend so I was expecting to talk to someone from the mainland. My salesman told me Wil actually picks up his phone via call/text on his days off. Anyway, Wil started an auto quote and informed me I could save some money by using a multiple line discount. He asked if I had life insurance since I'm a young adult. I didn't have life insurance, but I knew its something I should be investing in my daughter and future children. We met up outside his office (same day I bought my car), and he went over all my options. Mind you I'm a young adult. I don't know much about these sorts of things, but Wil explained things in a way I could understand. He's not intimidating. He's very engaging and personal. If you want a good advisor, he's your man! read more

I just switched my auto insurance with Wil. I'm glad I did! He is easy to communicate and respond promptly. Once I started talking with him over the phone, I really liked the way he explains and deliver the message to his customer. It's really pleasure to work with him! He is the one you should call for your insurance. read more

I always thought of State Farm for just car and homeowners/renters insurance...until Wil Chang became my agent and showed me how State Farm can take care of you in so many different ways. Retirement...banking...credit card...car loan...life insurance.... WOW! Talk about full service! Wil helped me to understand all that State Farm has to offer - beyond car and renter's insurance - and gave his humble and honest opinion on what he could offer and whether it would benefit me. Amy, his wife, is who greets you when you walk in and makes you feel right at home. They have toys for kids to play with if you come with little ones in tow...and a couch for them, or older siblings, to sit on while you are meeting with Wil. I know I am in good hands with Wil and Amy. They truly care and want to help you in as many ways as they can. Like a good neighbor Wil & State Farm are there for me...and that is comforting :) read more

Will is a very competent agent and we couldn't ask for anyone better to represent us. He'll do all in his power to make sure a client gets what they can all while conducting a very friendly and professional relationship with the client. I can say he doesn't stop short at being just a good agent but a great one for the company. read more