This was my first time using a builder's preferred lender after previously purchasing homes through…read morea private lender and mortgage brokers, and unfortunately the experience fell short. The biggest issue was a lack of transparency. Throughout the process, I repeatedly asked for a clear breakdown of their par rate versus the cost to buy down the rate, but never received a straightforward answer. It became apparent that their starting rates were intentionally higher, with the expectation that builder incentives would be used to buy the rate down closer to market. Despite being proactive and providing all financial documentation upfront, we were later met with concerns about our income that should have been identified much earlier. This created unnecessary stress and uncertainty during the process, especially given that nothing new had been introduced -- it simply required a review of information already provided. Communication around loan disclosures was often vague, even after multiple requests for clarification. We were also told several times that they would review and potentially match outside lender rates, only to be informed later that they do not compete at market par rates as a starting point. Overall, the experience did not reflect the level of service that would justify higher pricing. This lender may make sense if you are relying heavily on builder incentives to cover closing costs or rate buydowns. However, if you value transparency, clear communication, and competitive starting rates, I would recommend exploring outside lenders.

I closed last week on an Ashton Woods home. As you all know they work with Velocio Mortgage and I…read morehad the opportunity to work with Erin Lefler and her team throughout the whole process. I was truly pleased with the whole process and couldn't thank Erin and her team enough as a first time home buyer. The communication was great and the process was simple. Not sure if you can pick you person at Velocio, but if you can I would recomment Erin Lefler!

Stephy from GFS is so knowledgeable and helpful. She is able to get loans for people who think they…read morecan't get loans. She is always available and patient when answering questions.

I'm in the early stages of the home-buying process but I've shopped several lenders. I found there…read moreare no "stand outs" as far as pricing and rates. The lenders vary in the amount of Negotiating they're willing to do, too. What I really love about Gold is Popi You need a job take out a mortgage. Popi works with me outside of my work hours so I don't have to disrupt my work schedule for this home-buying (time consuming) process. I also realize that it's outside of her work hours so it means a lot. There's never a question that she does not know (or is not willing to find out) and I always get an immediate response. She'll talk numbers but she'll also check up on you to see if you got the house you wanted. She goes far beyond any Originator would! Before I decide if I want to make an offer, I give her the purchase price and she tells me my estimated payments within a matter of hours - even if its late. She's been the best asset in this whole process! After reading my review, I feel like I should add a disclaimer: she did not pay me for this endorsement Just kidding but she's pretty awesome!

This is by far the best VA lender I have met. I have been in Real Estate since 1984. You are a…read moreVeteran there is nowhere else you need to go. They have VA loans down to a science. They will help you out as a Real Estate Agent or a buyer and help the seller understand the VA benefits. I think it was well put that it is not well understood to the general population that VA regulations have changed and the benefits really help the buyer and seller. Respectfully Michael D. Benninger

Shout Out Time For all those starting the home buying process and looking for a reliable,…read moreknowledgeable and responsive mortgage loan officer, Christopher Lantagne is your man. As a recently retired 30+ year Command Chief Master Sergeant, Chris continues to educate and support his fellow Airmen, Marine, Soldier, Sailor, Coast Guardian, Guardian and Veteran maneuver through the whole VA Home Loan financing process. He's join me in multiple ZOOM conference calls with several active duty military clients stationed overseas, provided them with knowledge about the various loan options available to them, followed up with their requests, kept them on track with his own status checklist and ensured they had everything they needed prior to Closing Day. To say that he has a good work ethic would be an understatement! He's been an intrical part of my success as a new Sales Agent and someone I would definitely recommend partnering up with. Give him a call and let him know Andrew sent you! Christopher Lantagne NMLS #2021113 Residential Mortgage Loan Originator U.S. Air Force Retired Cell: 850.585.7105

I was referred to Stephanie and the team at LoanPeople and it's pretty easy to understand why…read more Fantastic experience from start to finish. Their team proactively monitored the volatility in interest rates to find the best options for our situation and their expert advice was a tremendous asset. We were needing a loan in excess of jumbo loan thresholds, and they were able to provide us with a variety of financing scenarios and products, allowing us to obtain a favorable rate without any stress or confusion. Stephanie was available at all times to discuss any question or concerns we had. In the end, we had a calm and celebratory close on our new home. Couldn't have asked for anything more.

From the owner: Build Texas Team serves customers with great rates and on-time closings. We provide a dedicated…read moreLoan Officer from application to closing. We have decades of experience with build-on-your-lot financing. In conjunction with build-on-your-lot financing, we also finance rural, large acreage, and ag-exempt properties throughout the state of Texas! Thank you for the opportunity to serve you; we look forward to working with you now and for years to come. Serving areas including but not limited to: anywhere in the state of Texas, New Braunfels, San Antonio, Boerne, Georgetown, Waco, Waxahachie, Spring, Huntsville, Katy, San Marcos, Weatherford, McKinney, Ft. Worth, Dallas, Angleton, Byan/College Station, Austin, Houston and beyond! Randi Davis | Senior Loan Officer | Operations Manager NMLS: 843294 LoanPeople® (NMLS: 1886352 | nmlsconsumeraccess.org). All rights reserved. Financing by LoanPeople, LLC. LoanPeople.com. HQ: 3420 Exec. Center Dr. #300, Austin, TX 78731. Equal Housing Lender. All apps. must be submitted in writing. Not all applicants will qualify. All loans subject to borrower & prop. quals. At publication, info is current, but w/out notice conds. subject to change, incl. but not limited to: rates, fees, & terms. Georgia Mortgage Lender Licensee: 1886352. Bus. entities other than LoanPeople on this material are not affiliated. Contact, lic., consumer complaints: LoanPeople.com/CCRFN.

We wanted to take a moment to share our sincere gratitude and enthusiastic compliments for Dillon…read moreMcElroy's exceptional project management and maintenance work on the turn‑around of our property at 3633 Candlebrook Lane. Dillon has been phenomenal. His communication, clarity, and follow‑through were consistently excellent. He is incredibly customer‑focused, proactive, and truly goes above and beyond in every aspect of his work. Throughout the entire process, we felt fully informed--whether it was timelines, progress updates, or unexpected issues that came up. Any time we reached out, Dillon responded quickly, professionally, and with genuine care. Honestly, this has been the best turn‑around manager experience we've ever had. Dillon is an outstanding maintenance manager, and we wanted to make sure his exceptional performance and dedication were recognized. We are extremely satisfied and deeply appreciative of the work he put into bringing this property back to life.

The property management team is beyond horrible. My tenant had moved out and they didn't alert me-…read morethen they said they'd be able to fill it within the month. Four months later it was still vacant due to negligence on their responsibilities and I fired them. Cloverleaf PM has been so much better!

I changed banks after a certain bank started to charge me for using my money, they started adding a…read moremonthly fee. I bank at RBFCU now. Wonderful, courteous staff. This was the first time I was at this branch. The lady at the front, don't know her title, she assists people with question and banking needs excluding transactions). She assisted me with getting a debit card as my branch now uses the money machine to contact a drive through teller and seems that a debit card is needed. She was on the phone when I walked in. She acknowledged me to let me know she realized I was waiting. When she got off the phone she apologized for the wait, very professional. Afterwards went to the teller for a transaction. He was very helpful for questions I had. It's nice to know RBFCU is consistently professional at all branches

I'm a member and I needed to get some important documents notarised. Gabriella was very helpful in…read moredetailing what I needed and assisted me through the process. The visit was efficient and quick, which I very much appreciated. Please give her a raise! She's excellent.

Awesome Awesome lending group !!!!! If you need any help with any time of home owner lending I…read morehighly recommend this group great people wonderful knowledge and will help You out any way then can !!!!! Thank Ericka for being Awesome!

Erika made buying my first home easier than I could imagine! Although we were on a time crunch -…read moreshe made the process so easy and almost no stress. She was always a phone call or text away, no matter the question, she found an answer for me. She listened to my goals and made them a reality. I would 1000% recommend Slayton lending group after the terrific experience I had! When or if I ever need to purchase another home, I will head right back to Erika!