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    Capital One Café

    4.0 (294 reviews)
    Open 9:00 am - 10:00 pm
    Updated 1 month ago

    Services - Capital One Café

    Personal banking

    Capital One Café Photos

    From this Business

    CAPITAL ONE CAFÉ ATMOSPHERE

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    Recommended Reviews - Capital One Café

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    Lucy H.

    Okay honestly I would have never came in this cafe if it weren't for my son who got a coupon code for a free drink. I tried the blueberry matcha with oat milk and it was surprisingly really good. Although, if no coupon code it would be close to $10. Not sure if I would come back unless I wanted to hang out and read as they have really nice lounging areas. Service was good.

    Avocado toast
    Lucy K.

    I've been coming to the Capital One Café for a while now, and it's a great place to grab a drink or a bite while getting some work done. On my latest visit, I ordered the Island Spritz, which was refreshing, along with the avocado toast, which is always a solid choice. My only suggestion would be to offer a gluten free bread option. I think it would be a great addition for people with dietary restrictions. The only downside is that it's gotten much busier lately. Finding a table can be a challenge if you're planning to work from the café, especially on Mondays when they have their special promotion. The morning line gets pretty long, so if you're looking for a quieter experience, I'd recommend visiting earlier or choosing a different day. Overall, it's still one of my favorite spots at the Spectrum, with a welcoming atmosphere, good food, and refreshing drinks.

    A proper welcome!
    RoseEllen S.

    Once upon a time, this over-heated Faerie Queen needed an iced coffee. What a quirky place. Banking and coffee? It works. I checked it out. The place was packed! Interesting. The end.

    Lounge area
    Michelle T.

    We always stop by the Irvine Spectrum Capital One Cafe for a cold tea at 1/2 off pricing. Its very roomy inside, lots of mix and match of furniture. The outside seating is usually open so its nice they have that option. Great drink choices too, always something new to try and for 1/2 off that's such a great deal. There is limited restrooms so that's a downside, but there are the public restrooms within the Spectrum so not a big deal. We haven't tried any of the food but there are several snacks to choose from. The staff are friendly.

    Blueberry Ube Matcha Latte
    Ky-Anh H.

    Came in the morning and there's decent seating around the cafe. Best time to come to Irvine Spectrum for parking is in the morning too so that's a plus. There was a line, but I think it's because of a Monday promotion they currently have with their cafes. I got a blueberry Ube matcha latte, which is part of their seasonal menu! The foam was so good and truly was a blend of blueberry and Ube. The matcha itself is a bit milky, so the foam helped add sweetness to an otherwise milky matcha latte, which isn't a big problem to me. Overall it was pretty good and I would get it again!

    Sheldon R.

    Great coffee & matcha. Not too busy for a Saturday around 2:45pm. Only a few ppl in line before us. 50% off for capital one credit card users. I ordered for my friends. Ambiance is clean and aesthetic. Feels like an elevated bank/cafe experience. Good place to work/study. Only spotted a few corporate baddies. They probably came in the morning. The Blueberry Ube Iced Latte was delicious. It was smooth and not too sweet. Staff were very friendly and made sure our orders were correct. Blueberry Ube Latte Iced: 4/5

    Blueberry ube foam with matcha latte
    Amy L.

    Came for their summer Monday deal (free handcrafted drink). I tried their seasonal blueberry ube foam with a matcha latte. The foam was great, the matcha was on the milky side for sure. It's a bright cafe with quick service. Not a ton of seating but there are chairs and tables.

    50% off hand crafted beverages w capital one card
    Janel G.

    I always wondered what was offered inside the capital one cafe. Anyone can come in and use their services. But, the perk for capital one clients is 50% off handcrafted beverages. How fun! I can still walk around Spectrum, drink in hand, but at a discount. It's also great for charging up your devices and as a work station. Lots of tables and free WiFi. Some comfy seating options as well. I'll def be back in the future.

    Island Spritz
    Felicia J.

    If you haven't yet I highly recommend trying the island spritz drink! It was delicious. It is one of their summer drinks and is a sparkling beverage made with pineapple and coconut cold foam (made from coconut cream) and finished with a hint of Tajín. YUM. Their summer mocha drink is really good as well. FYI get there no later than 8pm on Mondays if you intend to get the free drink for MLB Monday's - they stop allowing people to get in line for it around 8:20pm (or earlier) despite having a closing time of 9pm.

    Matcha iced
    Melinda L.

    Convenient location and been wanting to stop in here. As I was at the Irvine Spectrum recently, I came on in to grab a chilled Matcha drink. It was made well and was good tasting. Staff are efficient here, though didn't come off with high energy here, they were just sufficient as baristas. Good drinks are promised. Though this cafe is waaay packed with UCI students, corporate baddies, and other visitors, depending when you come in, you'll have a little trouble finding any tables here because they are taken up pretty quickly. So, because there's only like a 25% chance getting a table or a chair here, this spot only gets 4 stars. If they could limit table times during busy hours, maybe it can a higher rating.

    Smile
    Shirley C.

    Baking + Coffee shop Relax with a good cup of coffee while doing some banking The location has plenty of seating both inside and outside Making it comfortable to just lounge or do some work It's located close to the parking structure

    Off Shore Customer Support YEA!
    Mongo M.

    Ok card company! This location is convenient! Downs are the App and website. So monitor all charges made use less often! One big thing if you have a $10,000.00 Credit limit then a 200.00 balance So you pay the 200.00 then they change Your available credit to 10,000.00. But you go back and log in it will go back To available 9,800.00 again. Then if You have 2 cards and make the payments On the same day one will stay at the 10,000.00 The other will be 9,800.00 why??? All they have to do to fix this little problem is On all cards is to instead say the available balance Will adjust as soon as payment goes thought. Very easy! The off shore customer support is unaware Of this problem and need to be informed! This makes it look like a unknown charge is Coming in or you are being double billed. So simple.

    *Matcha Latte (Almond Milk, No Sweetner)
    Marisa Q.

    Verve Coffee in Capital One Cafe *March 15th, 2026 *1pm- Sunday *2 Stars Environment: *Large Parking Lot *Indoor and Outdoor Seating *Inside Capital One Bank *Large Study Space Food/Drink: *Matcha Latte (Almond Milk, No Sweetner) I was really excited to try the matcha here since I've been to other Verve Coffee locations before and enjoyed their drinks. Unfortunately, this one was pretty disappointing. They had a Cherry Matcha Latte as a seasonal specialty for spring/summer, but I decided to go with a regular matcha latte with almond milk and no sweetener. The drink came out tasting more like plain almond milk with just a slight hint of matcha. On the plus side, the service was quick and the space is large, making it a good spot for studying. Still, I was so disappointed with my drink that I ended up going somewhere else in the Spectrum to get my matcha fix.

    Free luggage tags & free drink promo

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    13 days ago

    This was my first time. Best breakfast burritos and view in town! The staff is great.

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    17 days ago

    Cashier was really rude and had a horrible attitude. Their food and coffees are also so incredibly mid

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    2 years ago

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    2 months ago

    Food and drinks taste good. It could get loud in there if you want to get some work done but that's expected.

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    10 months ago

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    3 months ago

    A nice place to stop in and sit in a busy shopping area. Got some banking questions answered while I was in there. Perfect.

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    Page 2 of 8

    Ask the Community - Capital One Café

    Do they have a coin counting machine?

    Not at the cafe

    Can i go to open a capital one account?

    Yes, but they will just tell you to go to the app and sign up yourself. They don't really do anything like a normal bank would. You could literally just go to their website… 

    Are the "ambassadors" able to function as a teller, such as open accounts?

    No........worthless as a bank

    Are the enclosed office spaces open to everyone, if so is there a time limit?

    At this location, they are open to all with no time limit. They are normally occupied for hours at a time by students with their laptop computers.

    Are the rooms on a first come first serve basis? Or are customers not allowed in them?

    When I went last week, the rooms were not occupied, and the staff allowed us to use them. Online, though, it says, "Right now, you can only book a Community Room at certain… 

    View All 6 Questions

    Review Highlights - Capital One Café

    The location of this cafe to be within Irvine Spectrum also makes it an ideal place to take study breaks.

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