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    Charles Rio - State Farm Insurance Agent

    5.0 (1 review)
    Open 9:00 am - 5:00 pm

    Services - Charles Rio - State Farm Insurance Agent

    Homeowner or property

    Car and truck insurance

    Life insurance

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    3 years ago

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    Choice Home Warranty - The water heater that chw could not get repaired after dealing with them for 10 days now

    Choice Home Warranty

    (140 reviews)

    On January 6, 2025, Choice Home Warranty contacted me after their dispatched plumber diagnosed a…read moreplumbing issue at my home. When I returned their call, I was told I needed to pay $75 for another service call to re-diagnose the same issue. I refused and requested a supervisor, who transferred me to a resolution specialist. The specialist claimed the cost was now $100, as the repairs weren't covered under my warranty. When I asked for specifics, I was told the toilet needed replacing, the water line required replacement due to my home's age, and another toilet needed to be rebuilt. To verify, I invited my realtor to join the call. During the conversation, the specialist increased the charge from $100 to $200. Afterward, my realtor gave me a regional manager's contact information, but I chose not to follow up. Later, I learned the plumber had reported that the toilet's internal parts needed rebuilding and the water line required replacement because water wasn't entering the tank. My husband checked and discovered the real issue: a damaged hose. He purchased a Fill Valve Kit from Home Depot for $18.35, installed it himself, and the toilet now works perfectly. Does Choice Home Warranty vet the contractors they send out? It's seems like they are scammers and I would stay far away from them.

    Home Warranty :An expensive lesson…read more For over 20 years I have used FIRST AMERICAN HOME WARRANTY. This May I switched to CHOICE WARRANTY.. WHAT a BIG MISTAKE. First American Home warrant covers upto $3,500 in Kitchen appliances. CHOICE just offered to replace our $3,800 Professional Duel POWER CONVECTION RANGE for $571. I dont know who CHOICE PAID for a 5 STAR Service rating. CHOICE gets a BIG ZERO in Customer Service and appliance warranty. As of today I am back with FIRST AMERICAN HOME WARRANTY. I recommend you switch your Home WARRANTY to FIRST AMERICAN HOME WARRANTY. before you too are financially made aware of the coverage difference!

    Choice Home Warranty - Location of the pipe deep in an internal wall of the house

    Choice Home Warranty

    (750 reviews)

    STAY AWAY!!!!!!!!!!!!!!!!!!!!!!!!…read more This company is HORRIBLE!!!!! Scam Likely?? Absolutely!!!!!! My a/c unit broke down and has now been down for about two weeks but my claim was denied and this was after I finally got a technician to come out after over a week had passed. The first technician that was scheduled was over a week after the claim was even submitted and had still been unresponsive to any attempts at contact. After numerous numerous calls to the company and getting someone else to step in to speak on my behalf I was finally able to get someone else scheduled. After they came though and submitted their reports Choice decided to try to put a "spin" on everything and claim that my issue was pre-existing. They claim that I knew my equipment was about to fail even after I explained that everything had been working fine. Last I checked I wasn't a psychic so I'm trying to figure out exactly how they can claim such. They said that "it would take that part a certain amount of time to actually breakdown" so that would be the reason I had to know. Yes, I did try to appeal but that was just a waste of time since they had already determined that their answer wasn't going to change. If that is how equipment and parts are looked at I truly don't see how they assist in repairing/replacing anything! Do not waste time or money on this company. I will be taking my business elsewhere and hopefully find some place Veteran friendly. If this is how they operate I truly don't understand how they are still in business. NO ONE EVER should have to go through this experience. You think you're doing the right thing by keeping up with maintenance, etc and finally decide to get a warranty company as to hopefully ease some of the burden/stress and then this happens. These companies really have to do better. The world is going through enough as it is and this should not be one more thing to go through. VERY UNACCEPTABLE!!!!

    Choice home warranty is THE WORST!!! I have used other…read morewarranty companies in the past and this company is TERRIBLE. This deplorable attitude trickles down from the president. All they do is say No!! I have sent the president a email and NEVER HEARD back. They have excellent sales people who lie to get you to sign up and it is downhill from there. Their vendors/contractors are AWFUL. They misdiagnose and then the authorization agents are rude and excel in TURNING CLAIMS DOWN. And there is no follow up. I am a Texas realtor and got scammed. I prepaid for multiple years and cannot even get out. The will not refund my money. AVOID THIS COMPANY.

    Bella Family Air Solutions - New 410-a Ac coil n furnace install

    Bella Family Air Solutions

    (24 reviews)

    Zero Stars! I was referred to this company through my Sears…read moreHome contract. It was a terrible experience. I'm not sure whether the individual sent out was new to the field, but there were problems all the way through. When I called to see if I could switch companies, I was told "No". The first furnace ordered, by them, was a "Downflow". One would expect from the name, that this type would be installed in an attic. When I asked about this, I was told "oh, yeah we can change it", because it was going in my basement. The installation left a hole in my wall and the new unit (which they came to measure for before ordering) went past the door frame and left me unable to close my utility/laundry room door. When I called to ask about coming back to fix it. I was told "maybe a curtain could work instead". I moved on and took the loss. Now they refuse to remove me from their calling list and keep calling with sales calls. When I tell them to stop calling and "fuck off", They call back like 8 year olds playing on the phone in the 80's. This is not a business I can recommend in ANY way. Stay far away unless you don't mind having your home damaged and then being harassed by the people who did it.

    Get central heating furnace to start. Choice Warranty sent Bella Family solutions…read more Beware of Elton, He's charming but adept at getting you to over pay for services that are not needed. Choice Warranty sent Bella to fix our heater. Elton claimed he had to do a full maintenance ($400) job on the furnace before he could diagnose and repair the starting issue. The maintenance job lasted 15 minutes and then he spent 2 hours trying to find out why the furnace would not start. He finally left saying that Choice would send a second company to diagnose and fix the problem. Bottom line the second company repeated Elton's diagnostic steps cleaned a vacuum tube and solved our problem.

    HomeServe USA - USAF/VETERAN/JB

    HomeServe USA

    (227 reviews)

    As contractor who has been taking care of Homeserve customers I can say they are a great value…read more When I call to update Homeserve about what was found I always get an actual human with a heart. If the customer is not covered for reasons out of their control I can hear the heartbreak, but most of the time it's covered so the office is almost always in a good mood. I wish more people would sign up for HomeServe, it makes me feel good telling customers that I am there to help them without having to charge them hundreds or thousands of dollars. And they also pay faster than most of my commercial accounts by far. Tim Beatham Bee Thumb Electric

    HomeServe USA We have had NOTHING but problems since HomeServe replaced 2 of our air conditioners…read morenot even a month ago. What should have been a straightforward installation has turned into a month of frustration, inconvenience, and poor customer service. One day I came home to find my kitchen flooded because the pump they installed failed. They replaced it but 14 minutes later it still does not work properly. Since then have had 5 or 6 different technicians come to our home, and the issue still hasn;t been resolved. The most recent technician told us he had never even seen that type of pump before. He looked at it,walked out to to his truck to fill out paper work and never returned. He just left! Weve made countless phone calls trying to get someone to help us, but getting a response has been nearly impossible. We rarely receive return calls and our air conditioning is still not working. No customer should have to deal with repeated equipment failures, water damage, multiple service visits, and a complete lack of communication after paying for a brand new system. We expected reliable service and professional support, but instead we have been left chasing answers while living without a functioning air conditioner. I also suffer from auto immune issues and this has effected my daily day by day through the high temperatures. I cannot recommend HomeServe based on our experience. The installation, follow-up service, and customer support have all been extremely disappointing. We have an eyesore of some sort of contraption in my kitchen right now just so we have no leaks or floods .. We also had to pay $600 to have the wall fixed which they claimed they needed to open up but did nothing when they did. We found Home Serve the PSEG, they have a contract with them and even show up in on of their trucks. We thought by choosing them, it was a reputable company.

    Charles Rio - State Farm Insurance Agent - homeinsurance - Updated August 2026

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