Tommy and Patrick helped my girlfriend and I buy our first home, and I seriously could not be happier with the outcome. Patrick had so much expertise about every process, bargaining chips, and kept us up to date every day. He took a ton off of our plate with the communication to the seller and scheduling different people to look at our now-new home. I cannot recommend CityWorth enough. read more

Cityworth provided the best interest rate for my mortgage! Also outstanding personal customer service! Highly recommend!

Very, very, very slow response time customer service and nothing but a number to them if you don't have money to buy ASAP, they kick you to the back burner tossed hope with preapprovals just to get you in the door read more

Michael Funk at CityWorth Mortgage is a BOSS! My husband worked with Michael back in 2018 when purchasing his townhouse, and we circled back to have him work with us in purchasing our home upgrade. I have to say that Michael knew exactly what to do in handling our VA loan, he worked extremely well with our realtor (Kimberly Logan) who she appreciates as well. Michael was strategic as he made sure the approval process was seamless. In our case, he had an unfortunate challenge when working with the seller agent whose understanding on how the VA loan approval process works. Over coming this huddle only delayed our closing date by a few days, but Michael was a true professional. He explained items that were not clear to us, quick to respond to our phone calls, and have individuals from his team to contact us in a timely manner to reassure we were important and got the job done. We were closed with our newest home upgrade in less than 30 days. Thank me later when you read this review and have chosen Michael Funk with CityWorth Mortgage! He will get the job done. read more

CityWorth Mortgage - Many thank you's to Michael Funk! - Mortgage Lenders Near Me - Fairfax, Virginia

This is a story all about how, my life got flipped turned upside down. The good: After all was said and done we actually ended up with our new home. No other good came from this. The bad: .... See The review. The Review: We were in the market for a house obviously, and my lady and I were super excited. We had cleared up all of our debts, and gotten our credit up to par. We had contacted a few lenders prior, but decided to go with cityworth after our talks fell through with another lender because he was just an absolute jerk who was very short with my fiance, and offered little assistance from the jump. When we started working with cityworth they were actually pretty good, or so we thought. They were communicating with our realtor, and and keeping us in the loop of everything. Which was good for us, because we went outside of our realtor recommended lenders, that he has known and has a good rapport with. We got pre approved, and once we found out what our price range was we started shopping around for house. Our search for our home lasted maybe a month, and once we were sure we approached our realtor and told him that we would like to make an offer on the home... The whole time Cityworth had been asking us for everything but a DNA swab sample, and we were very good about getting back to them within a day or 2 to provide them with what they needed. Just when we were about to enter the closing process all hell breaks loose. They start repeatedly asking us for paperwork that we had sent in already, and when I say repeatedly I mean 4,5, and 6 times. When we complained they stopped communicating with us, except to ask for more paperworks that we had already sent them. We would call them, and get no answer. Emails went unanswered. My realtor is calling us to ask if we had heard anything from them, and we were doing the same to him with no success. They would call us after business hours, and ask for payroll info from old employers. I had to leave work, and drive to baltimore and hour away to get a w-2 that I was told I wouldn't need months earlier. My lady had to leave work in Baltimore to drive an hour and a half away to get paperwork she was told months ago she wouldn't need. Every other day was something else literally, and then we get notified that the guy who was taking care of our account was fired, and that we would have someone else finishing out our closing process. Our closing date was pushed back twice, and the seller almost wasn't going to be able to Sell or purchase there new home because of our Lenders issues. It got so bad that the seller started contacting us Via facebook for details. It was during this time that we learned that Cityworth was in touch frequently with the Seller, Though they were supposed to represent us. The seller started giving us updates on the goings on with the house in a strange twist of events, and had even at one point threatened to sue Cityworth over bad practices. All the while we are still being harassed to provide paperwork damn near until the day we closed. While being told for a bout of month that "All we need is this one last thing and we're good" which was a lie. Within the last weeks of closing, after the date was moved back twice. I was actually asked to provide verification of my employment. That right there should tell you just how far off this company was. Here we are approved for a loan, and a month past or original closing date, and here they are just finally verifying my employment. The whole time we are unsure of the status of our closing. We can't plan a move. The sellers are stuck because they can't move out or start the process for their new home until they close. We're stuck paying for our townhouse,which we had already given notice, and were expected to be out the door the month prior. Not sure if we were about to lose all the money we put into inspections, and everything else. We can't enroll our kids into school, my youngest was supposed to be starting Pre-K (Didn't happen). We were basically about to lose our townhouse, and not have a new home either. The seller ended up pressuring them to make the close happen, and when it did, not only were we relieved to have a new home, but we were relieved to be rid of them. We cannot wait to refinance, just so we have no further connection with this company. I would not suggest them to my worst enemy. They were horrible.... NEGATIVE 50 STARS! read more

I would like to give special thanks and recognition to Michael Funk at Cityworth Mortgage for the great job on getting us into our New this past Friday. My family and I will always be forever grateful for the work behind the scene his team did to ensure we closed on time. Even though I have been in the business for over 15 years, and at times , I was a pain in the rear, however, Micheal always remained calmed with me. He answered all our questions in a timely matter, and even surprised us with our bottom line cash to close, which I was soooo happy. Thanks again!! Call Michael at 703-408-0359 and get started read more

Thanks to Nick Baietti and our processor Maggie we got our clear to close yesterday. We have been absolutely nervous wrecks during this process. After being let down by Guild Mortgage we chose Cityworth and Nick was very honest with us from day one!!!! He promised he would make sure we get the keys to our new home. He also guided my husband on what he needed to boost his credit a little more and after following through we saw progress. He answered and returned all our phone calls and text and he kept our realtor in the loop of as well. He was able to get us closed within 30 days of our loan application. Thank you Nick and Maggie you guys are great!!!!! read more

SCAM! BEWARE! Took all my information and ran my credit score check, but never got back to me with any kind of feedback or an offer. Complete waste of time, emotion and credit score hard inquiry :/ They do not reply to emails and calls. My mortgage banker was Keith Litrenta. Promised to send an offer - but never got back to me. read more

Great lender. My borrower got a mortgage with a 590 credit score when no one else would talk to them.

I dealt with Marques Johnson I dealt with Marques Johnson and his team. Awful experience! Started the application process on Sept 4th. Paid out of pocket for the appraisal on the house. Was reassured by the realtor that the house would apprise for asking price. Which it didn't... Got all the way to the closing and something was overlooked on our income to debt ration by the underwriters. Everything was smooth until then. I was talking with the Processor daily and was kept well informed until there was a hiccup in the ending factor. Basically they got my husband and I hopes up in saying we were approved this whole time and in the end we were denied. After having several emails from Marques that was not very professional, I asked him to delete our file and we would find another bank willing to work with us. Which we did. I would not recommend dealing with this bank. Made our "First time Home buying" a NIGHTMARE..... read more

Stay away! Please if you can use someone else!! Started loan process over a year ago, as of today no closing. Incompetence is not even close to describe this company!!! Veterans beware, STAY AWAY!!!! read more

We have been dealing with this company for over a month with little communication on their end, we signed paper work for loan amount and APR, we were to close in less then a week and today we called to make sure all was on track after waiting 3 hours and a call to supervisor for the 4th time due to no contact we receive a call saying they could not understand pay stubs.... they were sent approximately 3 weeks ago. Run do not work with them, they will waste your time and money. read more

Totally frustrated with this company. Transaction was suppose to close March 7th, 2019; Guess what. As of today, March 19th, it still has not closed. I have received all kind of excuses, none of which make sense except to say they are incompetent. And what I hear from them is not what clients or title hears from them. I feel I have been receiving the run around for days and days. Do not use these people for your mortgage. You can do better!!! read more

This was absolutely the best experience I have ever had with a mortgage company!! Hands down I recommend this company to anyone looking for a mortgage. I closed in 17 days and could not believe it. Again don't go anywhere else, try this company first and compare. read more

Andrew DAmato and Kyle Lee at CityWorth Mortgage were great to work with. Both seller and I did not have an agent and Andrew walked us thru every step of the way form sales contract to closing. They are very responsive to every phone call and email and got it all done very quickly. Great team to work with. Thank you both for your hard work. read more

The worst of the worst they will flip you around and you will be giving papers more than one time. It is like they work in an open tent with black plastic bags with your important papers that was in high winds that has blown away. Worker incompetent, unprofessional with lack customer service skilled and need to be retrained. read more

Overall I was pleasantly surprised with CityWorth Mortgage. At times, things seem a little stressful, but I suspect that is the case with many mortgage companies. It also seemed like things were put off until the last minute, but even so we closed on time. I would choose CityWorth again. I would encourage potential buyers to also read the reviews that are through trustpilot as this is the method they use to ask clients for reviews after the process is complete. read more

Amazing experience... loan processing was great and close fast. The only thing that they need to improve is lock the rate at the time of received the purchase contract, avoiding that the rate increase during the processing !! read more

As a real estate professional, you find that even when it comes to one company that you are working with each individual within the company has a different routine and work ethics. Thankfully the individual that I had the pleasure to work with to assist another individual with purchasing a home was very dedicated to his job. There was no lack of communication on his part, which is always benefit when you are busy yourself, because it reduces the amount of time that you have to spend in order to transmit communications between two or more parties at any given time. The only negative that I experienced during the time that I was working with this individual was that they went on vacation and I had to figure out who my point of contact was during their time away from the office. Regardless, we were able to successfully close and get another individual under contract on the same day. I would recommend CityWorth Mortgage to any and all of my future clientele as a viable and realistic option for getting a mortgage. read more

I will never deal with this mortgage place again in the beginning they was nice and anxious to help. As the loan started to proceed the loan person I dealt with was dodging my emails and calls until we called his supervisor. It was a constant struggle for any communication until it went to a different department. However it seemed like they need more job training . Not only was our closing delayed a few times . Me and my husband felt as if they didn't want to deal with us. I wouldn't recommend this lender to anyone read more

I wanted to write this review in the hopes it may help someone that is looking to be a Homeowner. If you're paying rent, chances are you can own your home. My husband and I started this journey about two months ago. A special thanks to Michael Creighton and Michael Funk for the many long hours spent on this loan! They were available anytime we needed to ask questions or had concerns! I would also like to thank the CEO David Shumway for stepping in and speaking with the VA to speed things along when they became difficult! If you want to get into your Home contact Michael Creighton, he will work it out for you! You will need patience because it will not be easy, it will be time consuming sometimes you will feel like you're at the end of your rope, but hang in there Michael will come through for you! I referred my son and he is closing next week! If other lenders have told you no go see Michael Creighton!! This process has been two months so be prepared to wait because there may be snags along the way, however they will get it worked out!! The main advise I have for you is to work closely with your processor and make sure you get every single document that is listed!!! If you don't think it pertains to you ask! Follow up follow up follow up with your processor, this is where the delays happens! Make sure they acknowledge they have everything! I have no regrets and we are overjoyed to be a homeowner once again! Michael Creighton and his team rock! Go see Michael Creighton, give him a call at 703-634-5624, you will not be disappointed!!!!!! read more

It was a pleasure working with Jim Sheilds, Taylor Billingley and Cityworth! The process took longer than expected because of the builder but these guys stayed with us and worked hard on our behave all the way through after after closing! My family and I have the home we've always wanted because you them and we are very happy! I'd recommend them to any one! read more

This company is a scam, out to get your personal info. We were lied to numerous times, things were misrepresented, and charges were given to us AFTER we made an offer on a home that we knew nothing about before buying, and I am not talking about closing costs. When we finally signed for a home, after the sellers agreed to our offer, suddenly Cityworth said they had been "audited" and couldn't write loans for people in Pennsylvania for 6 months. Terrible company, do NOT use them, do NOT send them your personal info! read more

I would first like to thank God for Making a way for Cameron Wallace and the CityWorth Mortgage team for making dreams come true. My husband and I started this journey about a month and a half ago and today I can say that Christmas came to our family early,and we are finally home owners . I can say that going through this process was not easy but it was worth it...Thanks CityWorth....and a special shout out to Cam Wallace.....Merry Christmas Everyone!!!I read more

Started working with CWM in May of 2016. Got all paperwork after a year of trying to contact Jim Shields, the worst! Paid for two appraisals, spent over $2,000, never heard back. Veterans beware!!!! I finally reported them to the State Atty. office. read more

Evan Winfrey - Cityworth Mortgage is horrible! He is very inexperienced! The entire company is a fraud! He has made the home buying process more than a headache. Thousands of dollars gone down the drain. read more

I worked with Eric Miller and he was great! If I sent him a text or e-mail he was back with me within minutes. Of course I tried not to bother him on the weekends. This was a challenging process only because it was all completed by e-mails, texting and scanning. Nothing like a face to face process. Mr. Miller let me know who I needed to talk with and what I needed for this loan to go through. It did seem like I was e-signing documents over and over, but I sent it again if it was requested. I did reschedule a closing because the seller requested it, but completed closing in about 45 days. I love my home and mountain views. Problem I had was getting the FHA appraiser to submit in a hurry and she took 4 days!! read more

We recently closed on our home with the help of Mathew Cunningham and Sowmya Subramanian. We purchased our home in as little as 2 months which we've been told is unheard of for a VA loan. We really appreciated all the hard work they both put in to get us into our home! Thank you Mathew and Sowmya! read more

I wish all of the bad reviews would've been posted before I started with this company. They are HORRIBLE RUN RUN RUN. DO NOT feel like there are more good reviews than bad because the bad are the real reviews!! My husband and I started with them and ended up having to rebuild our credit and start over with someone else! We spent nearly a year and ended up with nothing from them. After run around and around, many delays still came out empty handed! So now we have wasted money during this process of attempting to buy a home and have to start over with someone else and wait until the credit rebuild due to this companies ill practices. The worst part is that I felt like I was working a job for them because I was putting in so much work to get this through! The lender would become MIA anytime we needed an answer and not give us a straight answer. I mean he disappeared the day before closing! And didn't say anything until I forced it out of him, just to delay closing and disappear AGAIN! Eventually the sellers got tired and pulled the plug, I feel bad that they lost so much money (even though we did also) but thank God that they had a heart and we could come out with our deposit. I could tell the whole complete nightmare of what happened detail by detail but just know it was not close to worth but I am picking up the pieces and moving on. Just BEWARE read more