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    Credit Smart Repair

    3.0 (2 reviews)
    Closed 9:00 am - 5:00 pm

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    11 years ago

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    Second Chance Financial

    Second Chance Financial

    (194 reviews)

    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

    Zenith Financial Group - Meet Our Dedicated Team at Zenith Financial Group - Committed to Your Financial Success

    Zenith Financial Group

    (191 reviews)

    Encino

    They are very friendly, and I had a great experience with them. My credit was very bad with many…read morelate payments, but they helped fix everything at a very reasonable price. Mr. Hatami is a very kind and helpful person and is always there when you need him.

    I did have a consultation with your office, which is exactly why I posted this review. The reason I…read moredid not move forward as a client was because, after doing extensive independent research afterward, I realized that some important information and long-term consequences were either not fully explained or minimized during the consultation. I spent a significant amount of time researching the strategies that were discussed with me, and I discovered that some of the recommended actions could have seriously harmed my credit profile and even negatively affected my business in the long run. Certain risks and long-term reporting consequences were not clearly disclosed during our conversation, and I only learned about them later through outside research. After the consultation, I also received repeated follow-up calls encouraging me to sign up for services. However, my concern was never about pressure alone -- it was that I did not feel I was given complete and transparent information upfront in order to make a fully informed financial decision. This review reflects my personal experience and why I ultimately decided not to proceed with your services. I believe consumers should carefully research all available options and fully understand the long-term impact before enrolling in any credit-related program.

    Credit Smart Repair - debtrelief - Updated July 2026

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