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    Encova Insurance

    1.0 (2 reviews)
    Open 7:30 am - 5:30 pm
    Updated 3 months ago

    Services - Encova Insurance

    Life insurance

    Homeowner or property

    Car and truck insurance

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    5 months ago

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    Amie Kim - State Farm Insurance Agent - State Farm Logo

    Amie Kim - State Farm Insurance Agent

    (6 reviews)

    Short North, University District

    Our OSU daughter needed personal liability coverage. Since we are out of state we could not add her…read moreto our existing homeowner's policy and needed a new one. Therefore, I called around and had the best, most professional, and friendliest customer service from Amie Kim - State Farm insurance in Colombus. She picked up the phone herself as the owner of the agency and gave me by far the cheapest and most comprehensive quote. It was the only office where I got to speak to the actual agent, not their representative, and it was quick and easy. Amie is also an OSU graduate who has been helping students in the area for over ten years. She also has an expansive list of what most landlords and rental offices require, which was super quick. In less than ten minutes, I had what I needed. Highly recommended.

    My previous insurance company was not doing a great job in helping me lower my rates for my new car…read moreto the point of complete aggravation, so after shopping around, I sent an email to Amie, and she got back to me quickly. I probably only spent 15 minutes on the phone with her, and we were able to put together a plan that cut my car insurance costs in half, and she was very friendly and helpful with explaining how everything worked as far as payments go. She also provided sound advice on what she would include in her coverage, and it really only cost me a few bucks more a month. This will be the first time I've had a different car insurer, and I haven't had them long enough to say they are the best around, but Amie definitely started me off on the right foot, so for now, I'm very happy.

    Sylvia A. Garrett & Associates Agency

    Sylvia A. Garrett & Associates Agency

    (1 review)

    Arena District

    You know all of those things that are supposed to lower your insurance, well Nationwide doesn't…read morefollow the rules, I got a job with a law enforcement agency, my rates went up, I turned 25, my rates went up again, so what's going on? Also again, Nationwide doesn't play by the rules, I was in an accident, that wasn't my fault, there are laws that say it wasn't my fault, and Nationwide didn't care, also, my adjuster was a coward, he wanted to put the blame on me, but when I told him about the laws, he still refuse to issue a letter to the other driver's insurance company explaining who was a t fault and why. My adjuster also refuse to interview my witnesses, because they knew me slightly, so Nationwide discriminates against people who have jobs and can work as part of a team. My adjuster had no legal knowledge, and the supervisor had very less than he did, plus nobody was able to show me the policy that says they can't interview my witnesses. Only after I threatened to file a Bad Faith lawsuit against them we they willing to do work, more than 3 months after the collision, and after I had done all of the research and interviews that my adjuster failed to do, I might as well have been my own adjuster, because Nationwide didn't do anything for me. Nationwide would not even put me in contact with their designated agent for service of legal process, because they didn't want me to present to a judge my mountain of evidence compared to their poorly conducted claim. In short, Nationwide doesn't honor their contract, provides poor coverage, continually raised my premium, charged me my deductible and raised my rates (which is illegal unless I'm at fault) and completely disregards the law, they lie, cheat, and steal.

    Encova Insurance - lifeinsurance - Updated August 2026

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