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    16 years ago

    Highly disappointing transaction. Egregiously slow process with bad due diligence. Best advised to look elsewhere for mortgage work.

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    People searched for Mortgage Brokers 164 times last month within 15 miles of this business.

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    Potomac Trust Mortgage - To visit the NMLS Website go to https://www.nmlsconsumeraccess.org/

    Potomac Trust Mortgage

    (16 reviews)

    Old Town Alexandria

    When I called Potomac Trust cold for information on a refi, I didn't get a machine saying "punch 2…read moreif you want to talk to a broker, 3 if I'm wasting your time and 4 if you like impersonal recordings like this one that make you feel like a number." I got the owner himself, after just two rings, a guy, with more than 20 years experience, a human being. Heath Bourne listened to what I was looking for in a refi and within an hour sent me an email with three written estimates from different lenders, each with an interest rate significantly lower than what I'm paying now! I am a person who asks a lot of questions. This can test the patience of and even annoy some people (yes, I'm talking to you, mechanics and doctors!!). I was going to say my wife, but thought otherwise on social media. Anyway, I get it. Time is money. Tough customers take time. But Heath answered all of my questions with professional courtesy and patience through multiple phone calls, emails and requests for revised estimates that would drive most brokers nuts. No wonder my online research revealed Potomac Trust Mortgage has an A+ rating with the Better Business Bureau (https://www.bbb.org/us/va/alexandria/profile/mortgage-broker/potomac-trust-mortgage-llc-0241-142453140). This may sound a little corny, but the "trust" in Potomac Trust Mortgage was more than just a name more. It was the way they did business with me. You can trust them.

    As first time home buyers, we were quite overwhelmed with the entire process, from start to finish…read more Our first task - post finding a realtor - was getting pre-approved. We met with Heath at PTM at the suggestion of our realtor. He was incredibly nice, incredibly helpful, and willing to answer any questions we had. We peppered him with questions via email before he had any idea whether we'd use them or not, and he answered every one of them thoroughly and promptly. When we had an offer accepted, one condition was that we close in three weeks. Within 24 hours of the offer being accepted, they had a lender for us, initial mortgage estimate documents, and a list of everything they needed. Heather walked us through everything, and was so responsive and prompt. We literally went from accepted offer to mortgage signed in about a week! (It also helps if you make sure you have all your documents ready to go from your end, and they will give you a list of what you need). Everything we did with PTM was electronic, so we weren't worried about running to the office to sign anything. They were accessible via email and phone, and even when we had what was probably a stupid question, they were happy to answer it. From the start, based on our research, we wanted to work with a broker rather than a bank directly, and if you are wanting to do the same, Potomac Trust Mortgage has got to be your go-to!

    PHH Home Loans

    PHH Home Loans

    (3 reviews)

    Old Town Alexandria

    Marginal at best. I just sold my house on 4/30- they…read moreprovided a payoff amount and it was wired and confirmed the afternoon of 4/30. On 5/1 my monthly mortgage was once again deducted even though it was confirmed to be paid off!!! When I called to question them they said they had already put the deduction in the works and no one told them to stop it. End result is I have to wait 15 days for them to send back my 1800.00!!!! When I told them this was horrible service and I would be looking to post something online their attitude was indifferent. It is worth the extra money to get with a better company.

    Worst.customer.service.EVER! Do NOT use this company--you WILL be disappointed! Reason #1: the…read morestaff (all of them--the officers, the assistants; the junior members and senior staff) is rude. No patience is shown with first-time home buyers. You ask a question, they act very annoyed that you're bothering them and IF you get an answer, it's with an underlying tone of pissiness. Reason #2: the staff is slow. Like I said, you're lucky if you get any responses to your emails or any return phone calls. If you do, it'll likely come several days after the fact. Reason #3: hidden fees. My realtor couldn't believe some of the hidden charges that were not listed up front on the Good Faith Estimate. It's borderline illegal, but by the time you're made aware of these additional / high fees (which likely won't be until settlement / closing) it's too late to do anything about it. Reason #4: the company doesn't offer lower rates than any other bank, so why waste your time with them?! Even if they can match or beat a competitor's rate, you'll be forced to buy points in order to get the better rate so again, use someone else. Reason #5: no follow-up! At no point before, during, or after using this company will you be asked for feedback on how your experience has been--because they simply do not care whether or not you (the customer) have had any issues / complaints / concerns / problems / etc. This is the worst possible company a person could ever use for obtaining a loan; I strongly urge everyone to look elsewhere.

    Laura Sacher - Compass Real Estate

    Laura Sacher - Compass Real Estate

    (40 reviews)

    Old Town Alexandria

    If you are looking for a realtor, look no further. Laura is the ONE! My husband and I were…read morefirst-time home buyers buying a condo in Arlington. Laura was recommended to us as a top agent in the DMV area with impressive transaction volume each year. Although we identified multiple agents through our search, we immediately decided to work with Laura after our initial video call because we were impressed by her knowledge of the local housing market and all aspects of real estate transaction. We are so grateful that we did! We were buying a condo in a very competitive area. Every time when we made an offer, we had a competing offer and had to act very quickly to make our offer more competitive. Laura worked around the clock to prepare the comparative market analysis, tour the units with us, crafted and advised us on compelling offer terms and negotiated with the seller agents. Our closing had some extra complexities due to the condo building's financing approval being expired. Laura skillfully helped us navigate this issue. She proactively included relevant language in our offer to protect us from such financing issue before we even knew there was an issue with the condo building. After we discovered the issue, Laura was in constant communication with the seller's agent, condo building and mortgage broker to speedily resolve the issue and ensure we could close on time within 3 weeks. Laura's price prediction and recommendations were spot on when we submitted our offer. She recommended us to adjust our offer to a certain price to increase our chance of sealing the deal at our offer price (instead of activating the price escalation clause and resulting in us paying a higher price). We were able to be the winning offer because of Laura's excellent communication skills and expert advice. We followed Laura's recommendation and did not have to pay more than our offer price for the condo. The appraisal ended up being higher than our purchase price. We are grateful that Laura helped us secure our dream home at a great price. Laura was extremely responsive and patient. We had a lot of questions as first-time home buyers. Laura patiently answered all of our questions at any time of the day. Despite her busy schedule, she accommodated our challenging schedules and requests under short notice every single time, which enabled us to close our home with great success. We could not have asked for a better realtor to share this home purchase journey with. Thank you Laura for being an outstanding, caring and dedicated realtor!

    Laura is a true professional. Here knowledge of the market is unmathced and she knows how to win!…read more I would not hesitate to refer friends or anyone looking to buy or sell in her market.

    Ethical Homes - mortgagebrokers - Updated September 2026

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