I was referred to Chris by my real estate agent, who assured me that First Coast Financial was a first-rate mortgage brokerage. When I first spoke with Chris, he promised me that this would be the easiest mortgage application process I've ever experienced. I've bought a few properties over the years with other brokers and banks and it was true; the process was smooth and felt faster than my previous mortgage application processes. Chris also made sure that I got financed on a short escrow timeline, and he provided helpful options and scenarios when I was trying to choose between properties and price points. He was also extremely accessible by phone and text, which I appreciated, And we also discussed refinancing when rates go down; he promised to review my loan every 6 months to see if I can save money in the future (where were my previous mortgage brokers when rates were at historical lows??). My experience with First Coast Financial was terrific; the secure online document uploading made everything easy, and the service was professional and prompt. I'm really glad that I was introduced to them. read more

We bought our first house with Chris and Stacey at First Coast Financial and they were great, they both made sure we understood everything about the process and were comfortable every step of the way. We also just refinanced out loan with them and as always Stacey went above and beyond to get our loan funded as quickly and effortlessly as possible. Thank you First Coast Financial, The Parisi Family read more

Steve helped me get my mortgage at first and then again for the refinance and both times he's been very helpful getting the best possible deals for me, answering all my questions throughout the process, keeping me up to date on every step. Overall, great costumer service. I'd definitely work with him again and very much recommend his business. read more

First Coast is a great option for your home finance needs. I've worked with Chris and Steve for multiple refinances, and all have been a great experience. The process is easy, smooth, and closes on time. I've also found their rates to be better than other options. All around a good choice - it really saves time working with a someone that's knowledeable and trustworth. read more

We are very grateful to Chris and First Coast Financial for securing our recent home loan. From the start he was always available and easy to communicate with. We highly recommend Chris because he will go above and beyond for you, he is knowledgeable, he is thorough, he will keep you informed about your options even after your loan Is secured to save you money in the long run. Thanks again Chris! read more

Have been working with Chris for years and he always delivers! From our original loan to multiple re-fi. Always has great advice and does right by his customers! 100% suggest working with him. read more

Trustworthy and hardworking... Chris and Stacey did a phenomenal job on the funding for our home! They were extremely patient with us as we asked way too many questions and sent way to many emails trying to navigate the process. It's a nerve racking process and they were our best advocates, guides and coaches. Do yourself a favor and use this company. You will not regret it. read more

Fantastic lender!! 110% trustworthy, this company is as good as it gets! Great communication too... I am a realtor, and I use them when it comes to my own personal business. 100% awesome! Would do it again in a heartbeat. read more

I've worked with Chris on two separate occasions and also seen him help out family members and friends. Honestly, I can't say enough GREAT things about Chris. He is insanely helpful and incredibly reliable. The lending and home purchasing process can be overwhelming, and he is so patient in answering any and all questions you may have. I continue to recommend anyone at this phase of their life to Chris. He's honest, trustworthy, and a rad, family man. Don't bother looking anywhere else. read more

I was referred to Chris by my brother in law, who had worked with First Coast Financial previously. He came highly recommended and I would do the same. Chris is thorough, responsive, and available when needed. His staff was incredible and, as a first time homeowner, made the escrow and the refinance process very, very easy. I would recommend Chris without hesitation and will certainly use him in the future. read more

I can't say enough about Chris and Stacey! Every step of the way, with the financing to purchase my house last year and with the refi that just closed, I felt like I was getting the best advice and best deal possible. They answer your questions quickly and keep you up to date on progress and next steps. I'm so glad I got a referral to them from a friend and I 100% recommend them to anyone. read more

My wife and I have used First Coast Financial for 2 home purchases and 2 refinances. Chris and his team take care of your finance needs with the utmost professionalism and are available to answer all the questions you may have, and we always have a ton of questions. They take care of you from start to finish and their streamlined process makes purchasing or refinancing simple. Most of all, you can TRUST them to do the job right. I would highly recommend Chris and his team at First Coast Financial. read more

I was virtually introduced to Chris two years prior to purchasing my home. During that phone call he definitely made an impression on me with his knowledge and professionalism. Two years later I reached out to Chris to start the process of buying my new home. Although stressful, he made my home buying experience as smooth as possible. He was there every step of the way and always available. I highly recommend Chris to be involved in anyone's home buying experience. read more

Outstanding! First Coast Financial handled the purchase of our home and our last two refinances. Each time was a great experience. Chris and Stacy are very knowledgeable and have helped us to understand what we are doing, and why. My wife and I really appreciate their professionalism and commitment to delivering a good experience to their clients. I highly recommend First Coast Financial. Thanks Chris and Stacy for your excellent service! read more

Honest Chris and Stacy at First Coast Financial were results driven, easy to work with and extremely strategic in helping me achieve my home buying goals. If I could give them 10 stars I would! They took a difficult case, where I am an entrepreneur, gave me the appropriate marching orders to be able to qualify, waited patiently for me to achieve all those goals and then handheld my case all the way to closing escrow. I am so truly grateful for all the work they did and would never use another lender for my home purchasing/refi needs ever again. Thank you Chris! read more

We were introduced to Chris by our uncle who purchased his first home with Chris and highly recommended him. As first time home owners, there was a lot of unknown for us and Chris was instrumental in educating us on the entire process, guiding us as we made decisions, and really getting us to the finish line in purchasing our first home. He is very knowledgeable and took the time to go a step further and make sure we understood everything during each step of the way. He and his team always made themselves available to answer any and all questions we had and did whatever they could to get us the best deal possible on our loan. Highly recommend working with Chris and his team! read more

Was connected to Chris during a home purchase by a real estate friend who's referrals are always top notch. That plus a re-fi later, both process have been streamlined without hiccups. Chris, Stacey, and the team are knowledgeable, very quick to respond, friendly, professional, and authentic. Chris maintains contact after to ensure excellent service, and possibly save you even more money, which he was able to do just as streamlined as the first time. Without reservation, we highly recommend them for all future property loans. read more

The refinancing process was stress free thanks to Chris and Stacey. I felt informed and that they had my best interest in mind. Every communication with them had fast turn around and I always felt in the loop with every step. Choosing them was the best decision I made, so do not hesitate to go with First Coast Financial! read more

Chris is outstanding. He's always on the hunt for the best possible loan/solution for you. Over the past 12 years, he's been my go to for refinancing my home and taking advantage of great rates. He's flexible, reasonable, quick to respond and an all around good person. I know he has my back. read more

Chris handled three home loans and refinance for us. He made a complicated process hassle free, was available to answer question and clarify steps. Professional service with a personal feel. read more

Our realtor referred us to Chris and his team, and we are incredibly grateful. From the very first phone call, Chris showed himself to be incredibly knowledgeable, professional, and it was clear that he was looking out for my best interest. Chris was able to help us secure a rate that was more competitive than my credit union offered, and he smoothly navigated us through every step of the process. Our other main contact, Stacey, was truly exceptional. She was amazing at anticipating what the underwriters might request so that everything could be completed quickly with a great attention to detail. Stacey was fabulous at communication and keeping us updated each step of the way. As stressful as homebuying can be, I was never stressed about anything happening with Chris and Stacey. They helped us close quickly and on-time. If you are shopping for a lender, you should definitely reach out to Chris and his team. read more

I used First Coast Financial for the purchase of my last property. Chris has been doing mortgages and refinances with my family for years so used him the first chance I got. Chris and team provided quality, competitive, hassle-free, and prompt service. They beat rates provided by others and had a full range of options for me. A trustworthy partner I will continue to use for refinances and future purchases. read more

We have worked with Chris 3 times now and I can't say enough about him! He's professional, honest and always super helpful. The money aspect of buying a home or doing a refi is never fun and he makes it so much easier. I won't go to anyone but Chris and Stacey and I'd recommend them 100 times over! read more

Chris and his team are so friendly, fast and efficient. Always easy to get ahold of and made the entire process so easy. I would absolutely use First Coast Financial again and highly recommend to anyone. read more

It has been wonderful working with Chris. He provided us a sense of security! He was available EVERYTIME I called him! He walked us through the entire process. He is trustworthy and works hard! I highly recommend him. read more

We met Chris in 2010 when we were purchasing our first home. Since that time we have worked with him again and again and again...and we'll continue to work with him. Chris is genuine, kind and most of all knowledgeable. Our family trusts him implicitly and we are so grateful for his wisdom and advice over the years. Chris and his team are nothing but professional and warm and operate with a sense of urgency to truly take care of their clients. We highly recommend him. read more

Chris and his team handled our refinance flawlessly! The process was so easy and stress free unlike our past experiences with home loans. I 100% recommend Chris and if we need any type of mortgage needs in the future, our first call will be to Chris! read more

I've worked with Chris and his team on several loans for new purchases as well as refinances and every time Chris has kept me informed of what was happening and what was needed. With Chris the whole process flowed seamlessly and stress free. I've recommended Chris to friends and business partners and I've always been thanked for doing so. read more