Erik Board understood from the beginning that we were well-qualified buyers that were going to shop…read morearound for the best rate, as this was not our first home purchase. Erik was willing to compete to provide the best rate, terms, and guaranteed on time closing. He provided a quick pre-approval letter that was needed to make a more competitive offer to the house sellers. He was transparent on budget and the money down that would provide the pricing. Following the home inspection and our intent to proceed with staying under contract, he provided the best loan estimate and fixed rate with no points from a pool of five different lenders that were all in competition for my business. Optimum First won out with a loan estimate that the other lenders couldn't beat. Everyone at Optimum First was very responsive, even at odd hours or weekends. We were moving from Virginia to Texas and with Optimum based out of California, the time zone difference played to our favor since we could email and contact them after work on the East coast and they would respond the same day with the three hour time zone difference. Make sure they lend in the state you are considering on buying. They are CA based and cover a lot of states, but I am not sure if they cover all of them. After we committed to using Optimum First as our lender, we generally had no issues with loan processing and providing necessary documentation or follow-up info for underwriting. However, one word of advice is I would recommend as soon as you know you want to stay under contract (likely after your home inspection) and proceed with the house you want to purchase, obtain your final, bound homeowners insurance policy with your preferred provider (not just a quote, the policy) as soon as possible. This will be needed with Optimum First for your clear to close letter and any buyer financing requirements stated in your contract. It will help make sure you close on time to make sure the policy is in place as soon as you can get when you commit to Optimum and go into underwriting.

The loan officer who assisted me in obtaining my mortgage did an adequate job. Not great, not…read morebad, adequate. I was notified by Optimum several months after the mortgage was written, that they had failed to secure my identity and financial data, putting me at risk for credit fraud. Given the a voluminous amount of financial & identity data which mortgage processors require, its very disconcerting that Optimum did not take adequate precautions to ensure the security of my data.

first heard about CashCall on my local radio station. I decided to call and get additional…read moreinformation. When Jared answered the phone, he gave me a warm greeting. I told him what I was trying to do and he immediately began taking down my information. I asked about the loan terms and different options available. I also asked about credit scores and closing dates. We had a good, long and detailed conversation. He was very knowledgeable and answered all of my questions. I decided to move forward with the application process and over the next week or two, forwarded my financial information to Ana, their loan processor. Ana is very knowledgeable as well and answered additional questions about the loan and where we were in the process. At a certain point, we were able to lock-in the rate which is a good thing. As we got down to the wire, and through no fault of their own, I had to cancel the loan. However, throughout the process, both Jared and Ana was above board and did everything correctly. In summary, I found that both Jared and Ana are a good team and do an excellent job at taking care of their customers. I highly recommend them to anyone looking for an excellent rate and quick loan process. Give them a call, you will be very satisfied! Lu Jackson III

Working with CashCall Mortgage was an outstanding experience from start to finish. Everyone I spoke…read moreto were very knowledgeable and responsive and it was one of the better mortgage processes I have been through. They always took the time to explain every detail clearly and seemed to tailor the best loan options for what I was looking for. I would recommend CashCall Mortgage to anyone who is looking to get a loan.

I had a very pleasant experience during our refinance transaction. The loan officer patiently…read moreexplained the pros and cons of different options and qualification criteria. He followed up when we needed it, and kept the application moving. Even our appraisal was fast. At times it looked like we may not reach the finish line, but he made it happen.

emortgage capital representative clark livingston made the refinance process easy and saved me from…read moremaking a bad decision. he is a pleasure to work with and who i will refinance through, henceforth. thanks clark. john weyers.

Fast, Reliable , Knowledgeable Reynaldo S and Fortune S, La…read moreMirada, CA We have spent days looking for the best mortgage companies out there but nothing meet our expectations. So, finally we got a letter from Interactive Mortgage we the best offers for refi that we can't refused or turn it down. My wife Fortune dialed the number on the letter and luckily William Wilkie picked the phone. William Wilkie is a loan officer who did our loan and put all paperwork together in due time. On the other end was Carlee Gunderson, a loan processor who was responsible for making our dream come true. We are very very satisfied with the friendly service and expertise of these two staff. Make your refi a reality. Time is important. Just do it now! You are in good hands with them by calling William "Wiil" Wilkie at (714) 922-9516 and Carlee Gunderson at (949) 635-4017. Do your refi when rates are low? They are waiting for your call?

I think they're out of business: Phone has an introduction,…read morethen disconnects. Website goes to an empty domain. Originally it was Winnpointe Dba Interactive mortgage -

From start to finish, Michelle and her team were awesome to work with! She made sure I got the best…read morerate. They were prompt and responsive to any questions I had. I appreciate that they took the time to explain what was happening every step along the way to reassure me and makes me feel comfortable. This team is very organized and detail oriented. I had to change in the middle of the process and there was no questions or hesitation to my request. She also gave me great suggestions to make sure I would not pay additional fees. We were still able to close pretty fast to the original commit date. I worked with many brokers and they exceeded my expectations. I look forward to working again together some day.

I have been trying to get a hold of someone at Loansnap but nobody returns phone calls or email…read more Website is down since Aug of 24. Can someone please reach out to me please. Brian D

Impeccable Communication & Professionalism!…read more Jennifer was instrumental to having our offer accepted. She guaranteed a quick turnaround for closing and was immediately available for help during the entire process! If you look at all her other reviews, it's a no-brainer that you reach out to have her represent you. She's transparent, knowledgeable, easy to work with, and will provide you with as much information possible to make informed decisions. If she's unable to answer your questions, rest assured that she will find someone for you! It's impressive how she maintains the same level of service for all her customers--you won't regret it!

Jennifer was instrumental in helping me purchase my first home. I cannot say enough great things…read moreabout her and how easy she made this process!! She helped me lock in a great rate and helped make any hurdles or bumps in the road as smooth as possible. I cannot recommend her enough!!! Thanks Jennifer!

Always good coming to this location the workers are very helpful and friendly on your questionsread more

They are not the best. For two days, I have been disconnected or hung up on by customer service…read more Despite them verifying all my info every time -they will not call you back. The will NOT accept DEPOSITED paychecks. They will HOLD it and not release FOR DAYS. They REFUSE to cash outside checks without first depositing to your account. ALL the banks/credit union, I had before never had a problem performing this task. They released an app and did not plan for support. Customer service cannot answer your call for HOURS or DAYS. RIDICULOUS. Insincere and unaccountable for their actions/shortcomings.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Set up a business account and personal account at Orange County Credit Union Long Beach office, the…read moreprocess was a breeze thanks to Angelique who patiently set everything up and spent time carefully explaining everything to me. I highly recommend for any small business owners who are looking for a credit union!

Do not make a mobile deposit. Orange County credit union will hold your funds until your auto…read morepayments go through then they will charge you $30. It is completely intentional. It is a horrible practice. It is absolute cheating. They work very hard at trying to steal these fees from your account. They play dirty to do it and it is sad for the people who bank here. Pissed Off. sick to death of it. They will do it every time you make a mobile deposit. After five years of making 1/3 of the check available they make zero available until they can bounce your account. Shame on you.

I'm pleased to write another review for CLS Financial, specifically for Brad Fish. This is my…read moresecond time working with Brad, and he makes the entire process from offers to escrow incredibly smooth and efficient. His exceptional communication skills and calm demeanor are comforting during the stressful experience of making offers and going through escrow. Brad's stellar reputation in the Long Beach community is well deserved. I highly recommend his services.

You gotta love CLS! Always informative, always offering…read morevalue and so fun to be around! Tony and I worked on a deal with a first time buyer and he was always accessible when I needed a new preapproval letter for my buyer on another property, even on a weekend! (And we got into escrow!) Such a great team! Cyndi is so sweet and puede hablar español! Can't wait to Close deals with the Close Loan Specialists!