One name you need to know, Houtan!!!…read more This man is not from this world. Houtan is heaven sent and quite frankly, an angel. With so many shysters out there, Houtan exemplifies class, ethics and honesty. I trust him 100% and when he gives his word, it holds weight. If you are seeing this review, run toward him because you will be in the best possible hands imaginable. Houtan will work his ass off for you, go above and beyond, and will work tirelessly until he gets you the best possible deal. He will keep you informed every step of the way, answer all your questions and will never make you feel like you are a burden on him. Honestly, no review, not enough words can really express the true measure of this mans character. Instead of trusting me, go see him for yourself, you'll be happy you did.

I wouldn't waste time dealing with anyone besides Houtan and his team. Patience, honesty, and…read morecommitment are rare in the real estate industry but not at Crestico. Houtan always quickly responds to questions with his wealth of knowledge and experience. Houtan and team also go to bat for you against the lender, escrow company, and sellers agents.

We had a handful of commercial real estate appraisals to conduct before year end. Truth, I wasn't…read morelooking forward to it, but yes for the task's completion! Greg was accommodating and flexible when it came to scheduling the field work. He's friendly and knowledgable and made the process simple. Dude's easy to work with.

Greg was fast to respond and patient through every step of the process. My case was a little…read morecomplex and my family and I had many questions but he diligently answered all of them and ensured that we were comfortable throughout the process. Greg took the time to assess and really understand the property and turned around accurate and timely work for the final retroactive appraisal.

Stay away from these people they are dishonest and will lie up and down as they procrastinate…read moreand do not get the job done. I started this process with Mitch Ohlbaum last may of 2014 .. its now jan 2015 and i do not have a refinanced loan . I cannot state how many times I communicated to them and begged for a status report or documentation ,they don't return calls or emails they are totally inaccessible and will lie up and down to make up stories and excuses for each other . AT first I though it was really the current re-fi system but then i read the review below from someone that had the same experience as I and i knew this was their policy . When they asked for new documents i supplied it , because they procrastinated so much the docs would expire ..., I was told several times it was a done deal and awaiting closure ...But their lack of follow thru either made the deal fall through or was total BS. He even deleted some numbers on a tax return which i know realize was totally unscrupulous . Finally he came thru with loan that was 140k less than my loan amount . promising to get an equity loan to cover the balance ,, but no further communication after that For months . I am an excellent borrower with great credit and lots and liquid funds and equity ,,, this was totally a lack of follow through and dishonest practice , since today i find out that much of what i was told was not true , and after 8 months of delay I was passed on to the owner , After speaking with the owner of the company , who oddly operates under a different company name, .He appligozed and promised an answer in 48 hours 3 weeks later i was turned down due to some "guide lines" of "their lenders . Wether i qualified or not theres no Reason for someone to treat their clients or anyone this way and be so unprofessional ... to waste everyones time that way .It is now 9 months later and I'm starting all over again with ease at Wells fargo ... Quite simply If they could not help me they should have said so early on. Stay far away from these people I think the only positive reviews on here sound fake and were probably set up by them ,,, They are bad news especially the very slippery Mitch Ohlbaum of Macoy capitol .

Jeremy & Janet got our loan funded in less than 10 days. They saved my deal and my clients were…read morehappy!

This version brings in what makes the closing so meaningful--this wasn't simply buying a house; it…read morewas keeping a family home and continuing its story with your own family. Today we officially closed on our home, and it's difficult to put into words how much this moment means to our family. This wasn't just another home purchase for us. This is the home I grew up in, the home I was brought home to as a baby, and now the home where my husband and I have brought our own son home. Being able to keep this home in our family and continue creating memories here for another generation is incredibly special, and Richmond Kodua and Joshua Willis played such an important part in making that possible. Our journey to closing wasn't always easy or straightforward, but Richmond and Joshua stayed committed to us and to getting the deal done. Joshua was there throughout the day-to-day process, answering our many questions, keeping us informed, and reassuring us during the moments when the process felt overwhelming. Richmond continued working behind the scenes, navigating the challenges and helping move our loan toward the finish line. What we appreciated most was that when obstacles came up, they continued looking for solutions. Their patience, persistence, communication, and dedication never went unnoticed. Today, we aren't just celebrating becoming homeowners--we're celebrating being able to preserve a piece of our family history and continue it with our son. Richmond and Joshua, thank you for helping us reach a milestone that means more to our family than you could possibly know. We are incredibly grateful for everything you did to help us finally say: we closed! This one would be especially beautiful as a Google or Zillow review because it tells prospective clients why their persistence mattered, rather than just saying they did a great job.

Richmond and Joshua,…read more Thank you for the extensive work you both dedicated to our family's new home. We are truly grateful for your experience and knowledge throughout this process. The service provided by Vault Mortgage has exceeded our expectations. God bless! Chirino Family

This is by far the worst person to work with .. he originally came over around August with lies and…read morethreats wanting to have me and my family removed from the property even though we been paying rent every month ...with no cause in this pandemic.. 1. lied about not being the owner .. 2. Had people paint outside the property with out notice which caused damage on my materials that I use for event planing refusing to be accountable 3. We started to have a pest / rat infestation and he's refusing to address the issue 4. I decided to take some matters on my own and purchase materials to patch and fix the holes .. purchased rat traps with my own money .. I decided to deduct from the rent .. he refused This should be more than enough for you to decide if you want to work with this person

David is the loan officer in charge of qualifying my teams prospects he is fast and reliable he is…read morehonest and always calls back. He is long term type Of loan officer.

We had a wonderful experience working with Mitch throughout our home-buying process. He went above…read moreand beyond to ensure we received the right deal and the best rate available for our situation. Mitch took the time to explain each step clearly, answer all our questions, and make sure we understood our options before making any decisions. The lending process can be complicated and overwhelming, but Mitch made everything as smooth, organized, and stress-free as possible. He was knowledgeable, responsive, transparent, and always kept us updated. We truly appreciated his patience, professionalism, and dedication to helping us successfully purchase our home. We highly recommend Mitch to anyone looking for a trustworthy and dependable lender!

I've worked with several lenders over the years, and Arcstone Financial has truly raised the bar…read more Their team understands the complexities of real estate investing especially when it comes to structuring deals under LLC and executing long-term strategies like 1031 exchanges. A special thanks to Eli Khoury, who went above and beyond in every way. Eli brought deep expertise, clear communication, and a hands-on approach that made a major difference. His sight on entity structure, loan products, and timing was invaluable. If you're growing a rental portfolio and want a financing team that truly understands investor needs, I highly recommend Arcstone Financial and Eli Khoury in particular. They've earned my trust as more than just a lender---they're a key part of my investment strategy. I will definitely do business with them again. Thank you!!!

DO NOT USE THIS SERVICE UNLESS YOU WANT TO HAVE EXTREMELY LONG DELAYS. PHOTOS OF EVIDENCE OF…read moreTERRIBLE SERVICE AND BEHAVIOR BELOW. Aaron was a terrible consultant who provided obstacles at every turn. As a result we terminated him. He did nothing but delay our ability to receive our loan money and took several days and several phone calls before even replying. When he did reply it was short and didn't actually address what was needed. I believe he was also purposefully ignoring us since we are a gay couple because he ended up texting us a homophobic comment after termination and addressing his unprofessional behavior and lack of timeliness. My husband would call him several times and I had never used my number to contact him, so I decided to give him a call and lo and behold magically he could respond when he was radio silent to my husband. He even threatened to report me and my texts to the bank, which is hilarious because he would just be doing me a favor of displaying his incompetence and saving me the time of complaining about him to the bank which we did anyways.

Reposting this review because apparently Yelp won't let you call someone homophobic because it's…read moreobjectionable, so I won't do that. Instead, I will simply say what happened and you can decide for yourself. Aaron Baldwin did not perform his job to my satisfaction at all (no judgment here, only MY experience). After quitting on me because he didn't want to do his job and I told him a piece of my mind, he texted me to "get our nails done" (screenshot of text below). You can decide for yourself if that is homophobic or not. Though I can't say for sure, I believe that this might be the reason why he performed so poorly the whole time. If that isn't enough to make up your mind, keep reading: - Aaron ignored my husband during his second inspection and pretended not to know who he was, as if I hadn't mentioned his name several times and that he was going to be there - ignored phone calls, emails and texts and would not get back to me unless I called 5-10 times in a row. The only thing he would text is "call you right back" and then never call. Also, took several days to complete the simplest tasks such as signing a document after promising to do it that day. "Same day"? More like next week if you insist. - general incompetence/sabotage: he kept saying that he's been doing this job for 30 years, but didn't actually give any solid advice and pretended not to know the most basic things. When I would ask him about changing our contract to reflect the changes to our project, he would simply say "the contract is the contract", "ask the bank" and that he didn't know if that was ok. But when I called the bank, they couldn't believe it because it's "obviously his job" (sic) to initiate a change request. When I asked him to finally submit the request, he quit on me because we're "too much trouble". And he will probably say that it's because we didn't get permits etc etc but we got all the permits we needed and he was trying to force us to get more permits which would cost unnecessary time and money! Because of this delaying and simply not doing his job, we got our loan money significantly later than we should have and are experiencing serious cash flow issues and now on top of that we have to find a new consultant. Mind you, I was willing to work with him and he was the one who quit. Knowing what I know now I should have fired him a long time ago, but I didn't know that was even possible. I'm just relieved that I never have to deal with this man again and hope that everyone else will run from him too. I finally decided to tell him about the things he did wrong and all he could give was pathetic excuses and "stop harassing me". It's really sad that there are so few 203k consultants in Los Angeles and options are limited, but I can really only urge you to find someone else if you need one.

We worked with Jahi from Victory Financial Solutions for both our initial home purchase and a…read morerefinance (within a year), and both experiences were outstanding. From the very beginning, he took the time to thoroughly explain the process, outline all available options, and set clear expectations. He was proactive in gathering documents, anticipating potential issues, and addressing them before they became problems. We had a few complications with the refinance and it was only through Jahi's oversight and guidance that we were successful in our process. Communication was excellent throughout-- this was our first home purchase so we naturally had a lot of questions. Every question we had was answered promptly and clearly, and we were kept informed at each stage of the process. Jahi coordinated seamlessly with our lender, underwriters, and other parties to keep everything on track and on schedule. His attention to detail, responsiveness, and calm, professional approach made what can often be a stressful process feel smooth and manageable. We truly appreciated his dedication and would highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker. I would not hesitate to recommend Victory Financial Solutions to any of our friends and family. He was nothing short of fantastic and we are so grateful to have worked with him through both experiences!

If you're reading reviews trying to decide who to trust with something as important as your…read moremortgage, stop here. Jahi at VFS Mortgages is the one. From day one, it was obvious I wasn't just working with someone who "does loans", I was working with a true expert. Jahi has a deep, end-to-end understanding of the entire process, and more importantly, he knows how to guide you through it with total confidence. He doesn't just answer questions, he answers the ones you didn't even know to ask. What really sets him apart is how he takes ownership. Jahi handles everything. Every detail, every step, every moving piece, he's on it. There's no chasing, no guessing, no stress. Just a smooth, well-managed process where you always feel taken care of. And the communication? Next level. Proactive, clear, and consistent. I always knew exactly where things stood, what was coming next, and what to expect. That kind of transparency is rare, and incredibly valuable in a process like this. Bottom line, if you want someone who is knowledgeable, strategic, responsive, and completely in control of the process, Jahi is it. After working with him, there's honestly no scenario where I'd consider using anyone else, and neither should you.