Customer service through email was respectful and courteous. My issue was resolved promptly!

My experience with Kemper Insurance has been incredibly disappointing. I was involved in an accident in which I was T-boned by one of their insured drivers. Recently, I received two letters from Kemper that were both dated the exact same day. One letter stated that my claim was still under investigation, while the other stated that the investigation had been completed, that I was at fault, that their insured bore no responsibility, and that my claim was denied. Receiving two contradictory letters with the same date raises serious concerns about the consistency and accuracy of the claims process. What is even more concerning is that there is surveillance footage of the collision that I believe contradicts the conclusion reached by Kemper. Despite the available evidence, my claim was denied without an explanation that addressed those concerns. I have also made multiple attempts to contact the assigned claims representative to discuss the decision, but I have yet to receive a response. The lack of communication has only added to the frustration of an already stressful situation. read more

I'm writing this review because I've had an extremely frustrating experience trying to resolve a claim and get reimbursed for expenses I paid out of pocket. Back in October, I was involved in an accident that was determined not to be my fault by both Kemper and Progressive. Because of the situation, I had to pay several expenses upfront, including my deductible and rental car costs, with the understanding that I would be reimbursed once the claim was processed. My agent, Austin Aust, told me to obtain a claim number and submit my receipts, which I did. I provided documentation for all expenses. I was told I would be reimbursed once Progressive sent the payment to Kemper. However, Progressive has since informed me that the matter is now in Kemper's hands, and yet I have not received the reimbursement I'm owed. To make matters worse: - I've been trying to reach Austin Aust for updates with little to no response. - I've attempted to contact his supervisor Preston Snow, but the phone line goes straight to voicemail every time. - Months have now passed with no communication or resolution. The only payment I received was $600 for the rental, even though I paid $800 out of pocket. I am still waiting on reimbursement for my deductible, which I had to pay despite being found not at fault. This accident happened in October, and I paid these costs in November. It is now March, and I'm still getting the runaround with no clear answer or timeline. All I'm asking for is the reimbursement that I was told I would receive. I hope this review helps bring attention to the situation so it can finally be resolved. Austin Aust and Preston Snow are based out of the Jersey City location at 124 Town Square Place. Please contact them to do their job. read more

UPDATE: After I filed an official complaint with the California Department of Insurance regarding how my claim was being handled, Kemper suddenly sent me a letter saying they are stopping the subrogation process and that I now have to handle everything on my own. Interesting timing. This is after weeks of poor communication, being ignored, being sent paperwork that belonged to the other party instead of my own claim information, and only getting responses after public reviews were posted. The Department of Insurance has officially opened a review file regarding their conduct during the handling of my claim. At this point I'm documenting everything carefully. I would strongly recommend people keep detailed records of every interaction if dealing with this company. read more

Kemper Insurance - When they finally replied, they sent me the OTHER driver's repair estimate, a document that has absolutely nothing to do with my concern. - Auto Insurance Near Me - Cerritos, California

I had a horrible experience from start to finish with this insurance company. Customer service was unhelpful, and the claims process was frustrating. It was a constant battle to get answer Lesson learned: always read the fine print and double-check the details of your policy. WOULD NOT RECOMMEN!!!". read more

I reported claim 6/8/26 and got Rose Campbell as my adjuster. She's doesn't answer my calls and isn't very helpful she lies to you saying she will call me the following day it's been about a week and still haven't heard from her. I've also left voicemail for her supervisor Martin and he doesn't call back either. Keeper ins is a nightmare! read more

Kemper insurance is trying to claim that my vehicle was involved in their client's collision with ANOTHER VEHICLE. I was not even a witness to what happened to their client's collision with the other vehicle, so i can't even say what happened between their client's collision with ANOTHER vehicle, SEPARATE from me. They been hounding me with calls non stop and letters even though I was not even a WITNESS to what happened to their client. This is unethical and possibly constitutes insurance fraud. I don't know why they are not pursuing the actual vehicle that HIT THEIR CLIENT, and that car's insurance, but I presume it's either INCOMPETENCE or LYING on their part. It is ILLEGAL to misrepresent the connection of my vehicle to their client's collision, or misrepresent my involvement in any way. It is INSURANCE FRAUD I have located multiple other yelp reviews describing situations where Kemper reportedly mischaracterized their involvement in accidents. While I cannot verify those cases, they raise serious concerns about how my claim has been handled. read more

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My husband recently was involved in a car accident. We have been working with claims representative KARLA M. (Ext. 149271), who informed us that the decision to find my husband at fault was based solely on his statement and is now final. We strongly disagree with this assessment. My husband is the victim, and we have a witness--a local business owner--who is willing to provide video footage proving that my husband was not at fault. It is very disappointing that we were told it is our responsibility alone to provide evidence after a decision was reached, especially when a thorough investigation should have been conducted. Furthermore, the customer service we have received regarding this matter has been unprofessional and dismissive. While the other driver's vehicle has already been repaired, my husband's truck remains at the body shop due to this mishandled claim. We would like this evidence to be reviewed and the fault assessment reconsidered immediately. Please stay away from this insurance save your money but most of all stay away from careless customer service that they have working here. Horrible, horrible if not worst insurance ever! UPDATE ON CASE; I just received a phone call I had with the manager SHANA LEGNON. During the conversation, the manager was extremely rude and attempted to mischaracterize the situation by suggesting my husband caused the accident to harm himself. I have a recorded statement of my husband explaining the entire situation and his route home, which clearly contradicts these claims. Furthermore, there are witnesses who saw the accident and can confirm that the other driver, who provided false insurance information, was at fault for causing the collision. I am requesting to speak with a different representative who is willing to objectively review the facts and speak with the witnesses. I hope to resolve this matter promptly with someone willing to listen to the evidence. I will continue to update my experience until someone helps me to prevent anyone from experiencing what we are at this time. read more

I was thinking about canceling my auto insurance policy today and the Kemper/Infinity representative said, there's a $20 cancellation fee and I would be getting no money back and that I would have to pay $20 to cancel my policy. I told her to transfer me to a supervisor and she transferred me to a dead line that hung up on me.. And then I find out that she cancelled my policy without my consent read more

One of Kemper's clients hit my car and another and fled the scene. Police report clearly states from FOUR DIFFERENT PEOPLE that he was at fault. Kemper denied the claim saying it was my word against theirs. Gabriel Coloma is the WORST. Called and tried to get a hold of him for a month after receiving a letter saying the claim was denied... My insurance company tried to get a hold of him multiple times... No response. Absolute garbage. CROOKS!!!! read more

Kemper is a cut rate insurer - pray you don't ever get hit by one of their drivers like I did. And if you pay them to insure you, you get what you pay for. Kemper has no customer service and their tactics are to delay claims as long as possible to mitigate their costs. They don't answer the phone and the phone rings directly to a voicemail that's never checked/returned. They text sparingly but at least the texts can be paper-trailed. A month after their driver running a red light and hitting me, they've still not processed their claim. Thankfully I have great insurance and moved forward with my claim to get my car repaired. I would not have had my car repaired if it wasn't for my insurance taking over. Unfortunately they slow play accepting liability which will affect your out of pocket upfront. I feel sorry for their driver as there is no end in sight if/when he'll get his car repaired (I envision he won't). My insurer will be subjugating costs to them but I expect this to be slow-played by Kemper as well. I worked with Jamain Hargrave who was the adjuster and it was an unpleasant experience full of lies and delays. The only professional part of this ordeal was working with their inspector, Isaiah. Do not trust this company with your insurance. You'll pay for it in the long run. Pray that you're never hit by their driver. I use Progressive for what its worth. read more

Kemper Insurance - Ask Google AI for a Summary and see how many times it hits with reviews: - Auto Insurance Near Me - Cerritos, California

1 Star - Terrible Insurance Company I had an accident on April 17, 2025, and until today my car still has not been repaired. This has been one of the worst experiences I've ever had with an insurance company. I can never reach my claims adjuster. Every time I call, the phone goes straight to voicemail, and I never get a call back. It feels like they completely ignore their customers. This situation should have been a simple process, but Kemper has turned it into a nightmare. I've been waiting for months with no solution, no updates, and no support. I honestly do not recommend Kemper to anyone. They charge expensive premiums and do not take care of their customers when you actually need help. Avoid Kemper Insurance at all costs. read more

Trash insurance! One time, my sister's car and several other cars (all unoccupied) were crashed by a person driving under the influence of alcohol who had this insurance. They can't really pay for the damages for all of the cars involved. Shameful! Stay away from insuring your car with this trashy company, go anywhere else. read more

These people or horrible. I've tried to reach them on 7 different occasions over the past 2 months after their policy holder (who didn't have a license by the way) rear-ended me. Juanita Poon has ignored my calls, emails, and voicemails to her and her supervisor Richard Ortega. I need my claim paid. Otherwise I will see you in court. Good luck ever calling these people, you'll be stuck on hold just for customer service to hang up on you or transfer you to the wrong department! read more

Writing to update months later! First they sent me a check and then when the auto place sent them the added cost the next email was telling the auto shop the damages didn't meet my deductible? No one ever calls back it's all via email and makes no sense. I need this resolved asap! read more

Kemper Corporation / Infinity County Mutual Insurance is the most unethical company I've ever dealt with. Adjusters who take over a month to get back after a vehicle collision. Tried reaching out via phone calls, text messages, and emails. Managers who conveniently don't have phone numbers or extensions when you finally get someone on the phone. Even fabricated facts reported from their end. They've been penalized for unethical behavior in the past. TDI Texas disciplinary orders document 20238089 This is unacceptable behavior from a business and consumers need to be protected from their practices. read more

After getting me established they doubled my rates. I spent all day on the phone with them and they all play stupid. Not a single one knows what to do or how to fix it read more

This is the worst insurance company I've ever come across in my entire life. First of all their Customer Service is nonexistent that people treat you terribly. They don't try to help you. They talk to you like what do you expect? It's your fault. Everything is the way it is because that's just the way it is if you don't like it, you can go kick rocks. They also will accept you from a brokerage at one rate then right in the middle of you paying them up by hundreds and hundreds of dollars giving you some phony excuse as to oh they need something to prove that you were not at fault for this or that accident "Huh"! Isn't that what the broker and the insurance company camper both discussed before signing you up? I mean come on that's when you check somebody's record when you're signing them on your insurance. Total total scam run the other way never in my life have I seen such a scam greasy dirt ball business and look they got one star with 500 complaints 500 reviews. One star for every single one, can you believe that I can!!!!! Well, here's another one star review to add to your collection KEMPER !!!!!!!! read more

This company does not even deserve a one star I emailed them seven different times to cancel my insurance because they were trying to renew it They charged me twice as much as my normal monthly over $700 Took five months to finally get my money back because my bank had to file a claim because they would not send me my money Then that I $61 which I never got a bill or email and they sent it to collections and I have to deal little hit on my credit The worst insurance company I have ever worked with please stay away read more

My husband and I!! We've been with this insurance for about over 30 years!! But worse company ever!! Send you a letter to contact them!! My husband called, no extension or anything else to help!! Finally talked to someone call Olivia!! So rude!! My husband tried to found out why they sending 4 years later a letter of an accident!!! 4 years!! She didn't know anything about it!! She keep saying like I told you!!! She never mentioned anything before!! So he asked why we received the letter? She replied!! I don't know!! And she told my husband the someone name Sharon will contact him on a business day!!! We called on Tuesday!! That's a business day!!! Then he asked if ge can have the extension for this Sharon!!! She replied!! O when you call you will have the the extension number what? This place!!! Have 0 customers service!! I give them a 0!! Not happy with them!! Expensive very expensive car insurance!! Not recommended read more

I purchased a policy with Kemper/Infinity and was side swiped by a lady at a stop sign. Both my insurance and hers are dragging their feet on fixing my car. It has been a month and the adjuster assigned it but still nothing. I have switched to Mercury and will never go back read more

I tried to cancel my policy and 1st they told me I needed to email a cancellation request, only to be told later that it wasn't an option. I was charged another month and told to go in and sign a cancellation agreement, 20 miles away from my home. I asked for an e sign only to get the wrong information typed into it on top of that a portion of the page was not readable. I can only imagine trying to do a claim. In read more

Absolute worst insurance company with inept employees. Neither myself nor the shop, which by the way is one of Kemper's shops has dealt with such an adjuster and supervisor. read more

Kemper Insurance is a fraud, they retaliate against you when you file incident claims that they have to pay- Don't ever get this insurance plus check the % of your deductible because you will still have to pay for what you need to fix even though you pay for insurance monthly. They are rude and not helpful at all. This was retaliation against us to cancel our policy with no valid reason- payment were being made on time- we only found out about the cancelled policy because we reviewed something from the DMV not the policy holder the DMV - they didn't offer anything else- I had 2 cars on it a 2021 with full coverage and a 2017 with liability only. This government with these ridiculous insurance companies are the most useless. read more

My car was involved in an accident with a party insured by Kemper. It's been months and they have not reimbursed or given any way to get reimbursed for rental expenses. They haven't responded to multiple emails or voicemails and make it very difficult to contact someone. UPDATE: They reached out to after I wrote the review and finally after 3 months reimbursed me PARTIALLY for the rental. They for a portion of the rental they refused to reimburse and said that the vehicle I got was not approved (when I need a truck for work), but they no communication with me in advance about the rental and then didn't respond for months and responded only after I wrote a Yelp review. read more

I've never dealt with such terrible customer service. I was hit by one of their insured drivers, and the entire claims process was a nightmare. From customer service to my claim adjuster, communication was awful. I left multiple voicemails and messages for their supervisor and never received a call back or even an update. Absolutely unacceptable experience. read more

I was involves in a accident. I jave full coverage. They sent an adjuster to look at my truck next thing they sent $1400 check as collision coverage, my truck has the bed shifted to one side the adjuster things is a frame damage my rear door is destroyed, the floored also bent and the insurance just sent me $1400 dollars tk get it fix. Unbeliebible!! I try to contact the knly number they have for claims. They transfer me to Andrew Palma and he never gets back to me. Becarefull people. I have never seeing such a flake company. Im so disapointed at this kemper insurance. read more

I'd like to file a formal complaint against your insurance agent Marco Lerma. The case opened when I had a car accident in August 2025. The driver at fault was your client and Marco Lerma took over the case for medical reimbursement since I had to go through the treatment due to the car accident. Your agent Marco Lerma has been consistently dismissive, claiming he had no time to respond. Now it is reaching almost one year since the accident and he is sending this mail that the case is inactive because I don't respond despite his "numerous attempts". He implied that my case is "fake" because his client claimed he hit my car from behind because he was hit by other car behind him which is totally ungrounded. I made a police report, which verifies that. He is so dismissive, disrespectful, unprofessional and I had to ask my insurance to take over. Now he is threatening me again that he will make my case inactive. I have one question. Where is my check? It has been a year. read more

would rate zero stars if i could and i hate leaving bad reviews. i always try to give benefit of the doubt when it comes to customer service but kemper has been absolutely atrocious. Christopher Welsch has been lazy, passive aggressive and super unhelpful. they are refusing to pay out for the rental they told me to get. i told Christopher i didn't have a credit card to get a rental and he insisted that i get a pre paid card to get a rental and told me they would reimburse me but are now refusing to. i keep getting transferred to other adjusters and supervisors and no one answers. i pray i get through this mess with them sooner then later. i'll update this review IF they ever decide to actually help me read more

Kemper has been the worst insurance experience I've ever had. They were quick to get me signed up and covered, which was great but the moment I actually needed their help after an accident, everything went downhill. The claims process has been extremely slow and there's zero communication. My car sat in my driveway for over a week because no one could tell me which body shops were approved. I had to pay for a rental car out of pocket, and even now, over a month later, my car is still sitting at the body shop waiting for their adjuster to show up. My adjuster, Nicholas Seitz, hasn't returned calls from me, my attorney, or the shop. Nobody seems to respond or take accountability. The worst part is, the rental coverage they offer doesn't come close to covering how long their process drags out. If you're looking for reliable insurance, look elsewhere. Paying nearly $500 a month for this kind of service is unacceptable. read more

And only cause I had to use a star. This has to be one of the worst Co to work with, no return calls, email service will not work. no ones can help only the claim adjuster can and , she has no skills. F- for sure. I hope the CEO of this Co sees this. Poor poor service!!!!! read more

Trash they would never pay ur money am still waiting for the check they send me 3 weeks ago and they told me it would only take 7 days to arrive. Worst insurance they don't answer may call because they just don't want to paid my money read more

Horrible customer service. They never answer the phone it always goes to voicemail. The app sucks! You can never get it to work. Don't recommend. read more

The worst company you could go with for insurance. they will not help if you call with an issue. I have gotten back to back cancellation notices after they deduct the payments every month. save yourself the headache and don't bother even getting a quote. read more

Sandra Lopez is my adjuster has a very bad attitude when you tell her about your claim she answer very rude. when I was traying to explain her what happens to my car she ignore. Sergio Flores its the inspector person that its helping me, he never answer the phone he always send me to voicemail. kemper its a very bad insurance for your car. read more

Kemper Insurance - Auto Insurance Near Me - Cerritos, California

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Another horror story... A person who was insured through Kemper hit my car on the freeway. My insurance (State Farm) said to seek damages from Kemper first, since I only had comp, uninsured motorist and underinsured motorist, as well as liability on my policy. After numerous phone calls and emails to their claims adjuster, I just couldn't get a response. I actually had to file a complaint with the California Department of Insurance to get them to move in a timely fashion, as weeks had gone by with no contact from them. Finally after a month, I received an estimate letter from Kemper that they had finished my claim, which included the damage estimate and instructions on where to find a body shop approved by their company. I bring my damaged vehicle to the body shop, along with the estimate paperwork and they begin work fixing my truck. Then a week later, I receive a second letter from Kemper, stating that they're denying the claim! The body shop stops the work and I have to immediately refile the claim with my own company, while continuing to rent a car. The estimate had a disclaimer inserted, but I unfortunately missed that in reading their 10-page estimate and letter. Now keep in mind that I was hit by their client's car. Their client's driver was cited twice in the accident, and their car was impounded because the driver wasn't licensed. The CHP report clearly indicates their client was fully at-fault in the accident. And yet they are denying this clear, open and shut claim? And this after they already sent me an estimate and tool to locate an approved body shop? Horrible company. Horrible adjuster. Extremely slow and poor communication. They will obviously do everything and anything they can to avoid paying a rightful claim, but have no problems taking their customers' money. I highly recommend that you avoid using Kemper and God help you if you get hit by someone who is insured by them... read more

I have had a very negative experience with Kemper Infinity. I was recently in a car accident (other vehicle is at fault) I filed a claim with Kemper and the adjuster I was assigned to is Sandra Contreras who has been extremely unhelpful and unresponsive. I had called, emailed, and texted her and it took her more than 72 hrs to get in touch with me, mind you it took all that just to speak to her for the first time after my claim was filed. Once I was finally able to get in touch with the adjuster she informed me if I didn't want to pay the deductible to get my vehicle fixed the other option would be for me to reach out to the person who was at fault insurance and file a claim with them. Never have I heard of that! I informed Sandra that as my insurance they should be contacting the other insurance for me to determine fault amongst each other. She was adamant that Kemper does not do that and stated I would need to call the other insurance and file a claim with them directly. I asked her to connect me with her manger, Monica Romero who I have yet to hear back from. It's been several weeks of time wasted from Kemper. I've been given the run around. There is no urgency on their end to assist me. I have no means of transportation because my vehicle is not drivable. My experience with Kemper has been very poor. read more

worst auto insurance. Don't recommend at all they steal your money. I tried canceling my insurance because Kemper customer services and all in company are the worst's in the industry. I got a new car when trading my old car and now they asking for some dumb a$$ proof that I trade it my old car and there was no accident etc. etc. blah blah blah... making any little bs to keep my money. I don't want you guys bs business period! lawsuit it's what's coming to you guys for stealing money and forcing ppl to stay with your bs insurance. From the manager to all their office staff. everyone that has complaints about the bad or worst experience you have gone with Kemper reach out to me. All of us that's against them it makes a better case. No star for them but unfortunately you have to pick at least 1 to post read more

I was T-boned by a vehicle insured by Kemper on November 1st - over a month ago. My claim is still open. I was told the driver who hit me was "excluded" from the policy, and thus my claim was going to be denied. Great - still waiting on that deny letter from Kemper so that I can file for uninsured motorist coverage with my insurance. Surely it shouldn't take over a month to send out a letter? A month later and I'm still waiting for them to close out the claim. Ridiculous. And forget trying to actually reach someone at Kemper. I've called, emailed, texted Daisy Zavala almost daily with no response back for A MONTH. Choose another insurance company that you can actually get in touch with. read more

My story? Let's call it "Nightmare on Deceit & Unethical Conduct Street." Buckle up, folks. "Here are my opinions based on my personal experience." My dealings with Kemper, or should I say Alliance United, or Infinity (because they seem to love shapeshifting), have been nothing short of a spiraling descent into the abyss of abysmal service, smug duplicity and outright unethical behavior. Let's start with the name game; I'm not sure if they switch names as a part of some twisted rebranding strategy or if it's just to make it harder for customers to keep track of their shenanigans. But hey, a rose by any other name would still smell as foul, right?   I had the misfortune of witnessing one of their insureds crash into my parked car. The unlicensed driver was clearly at-fault so Kemper had 100% liability. Nevertheless, their arbitrary handling has been a masterclass in evading responsibility. It's like dealing with a shady character in a crime drama, only less entertaining.   The lack of integrity is truly impressive. From the get-go, it's clear they couldn't care less about innocent victims of their reckless insureds who inevitably cause injury and harm. Nope, their focus is squarely on raking in more dough while denying rightful compensation as they play a sordid game of legal dodgeball. Their commitment to unethical practices is almost impressive if it weren't so infuriating. I submitted undeniable proof, medical bills, provider statements, and clear accounts of physical injuries that grievously manifested. What did I get in return? Denials, deception, delays, diversion, and more denials. It's like they have a manual on how to be the absolute worst auto insurance company ever. Here in California they posture their willingness to accept insuring high-risk drivers as doing us all a favor. In reality, the exorbitant premiums they happily collect meant to cover the damage their insureds assuredly cause are hypocritically hoarded as they pull every trick in the book to deny valid claims, leaving foreseeable plaintiffs and injured victims in the lurch. In a last-ditch good-faith effort on my part I contacted corporate governance including CEO Joe Lacher appealing to whatever conscience they may have left to do the right thing. But instead of a respectful, reasonable response to civilized discourse, I received a bumptious email from a presumptuous lawyer with empty legal threats and ludicrous assertions. Coincidentally, I come to find this old bloke is self-celebrated for defending insurance companies charged with bad faith practices (surprise, surprise). Unimpressed and by no means intimidated, I would put forth the representation and impotent memo only serve to further evidence the unconscionable behavior devoid of principles and lacking merit. And don't get me started on the legal acrobatics. Quoting irrelevant statutes and outdated case law dug up from the Jurassic period? Please. If these tricksters put half the effort into objective negotiations & equitable settlements that they do into their spurious braggadocio and incessant marauding, maybe they wouldn't be facing a tsunami of negative reviews.   Kemper & comrades, your poppycock practices are obvious to all. The only thing that's transparent in your unsavory dealings is rampant unethical behavior endemic from top to bottom. A devious chameleon of a company with such a decrepit corporate culture demands foundational reform to address this shameful conduct, but it's abundantly clear this atrociously disreputable company won't change. They invest more into dodging their liability than honoring their basic purpose, then resort to attempted bullying when legitimately questioned. The lesson here is don't expect fairness, justice, or decency from a prattling cesspool of playground ruffians.   My advice? If you enjoy headaches, frustration, and dealing with an unscrupulous company that makes dealing with the DMV seem like a walk in the park - by all means, go ahead and choose Kemper, Alliance United, Infinity, or whatever they decide to call themselves next week. For the rest of us who have honor, integrity, principles, and value our sanity, it's a hard pass. I suggest consumers learn the laws and consumer protections, and utilize regulatory agencies to lodge complaints when faced with misconduct or duplicity. Exercise your rights and don't let eejits intimidate you with their blathering drivel. As for me, until this injudicious and predatory business implodes, I'll continue sharing my ghastly experience as my benevolence demands. And before Kemper replies with its disingenuous canned non-response, save your breath. The robotic auto-reply to email some catch-all is just another artifice to which they'll just ghost like an avoidant Tinder date. Don't waste your time engaging in an endless loop of antagonistic interactions. You'll find more humanity chatting with a spoon and you'd likely have better luck getting an honest answer from a Magic 8 Ball. read more

Kemper Insurance - Kemper - Auto Insurance Near Me - Cerritos, California