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    LoanSnap, Inc.

    3.8 (283 reviews)
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    Mortgage services

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    Recommended Reviews - LoanSnap, Inc.

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
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    5 years ago

    Completed a Lending Tree form, received a call from Loan Snap, the guy was rude and hung up on me. Wouldn't recommend them.

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    6 years ago

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    5 years ago

    Wow, 6 months and my loan still isn't closed. This is sad.

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    7 years ago

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    Page 3 of 8

    Ask the Community - LoanSnap, Inc.

    Review Highlights - LoanSnap, Inc.

    The Loan Estimate provided was the best in the field of offers, so I took a chance with Rozie.

    Mentioned in 21 reviews

    Read more highlights

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    Clear Mortgage Capital

    Clear Mortgage Capital

    (39 reviews)

    Steve Lopez at Clear Mortgage Capital caught my attention because he advertises lower rates…read more Unfortunately, that turned out to be misleading, as there was no follow-through once I actually engaged him. After I sent him my financial documents to get pre-qualified for a property I was submitting an offer on, he stopped responding. I followed up multiple times by email, text, and phone. When he did respond, he repeatedly said he would call me back, but he never did -- this happened twice. Because of this lack of follow-through, I lost the opportunity to move forward on a triplex I was trying to purchase. He only reached out again after I contacted one of his colleagues. When I later called him back, he again said he would call me in a few minutes and never did. At that point, I stopped reaching out because none of his promises were kept. This experience was extremely frustrating and unprofessional, and it cost me a real opportunity to purchase a property. I will not be using this lender for any future transactions.

    Although we ended up choosing another lender for our refinance I had to write this review!…read more I emailed James and spoke to him over the phone a couple times during our refi process. In short, I felt like I was talking to an old friend. He was clear, patient, easy to talk to and incredibly helpful through the process. For any future loans he will be the first person I will call. Thank you James - you are sincerely appreciated!

    Mina Yasuda - Mina Mortgage Group

    Mina Yasuda - Mina Mortgage Group

    (162 reviews)

    As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

    Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

    Optimum First Mortgage - The Team "Optimum First Mortgage"

    Optimum First Mortgage

    (720 reviews)

    Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

    First off, I did close on my home (a day late) and the rate I received and what I was offered was…read morerelatively good. Also I acknowledge that there are parts of the process that are out of the control of the loan officers. These are not the reasons for the poor review. I worked with Angel Chavez and Marc Dorado and my process couldn't have been more frustrating. I was working on a tight timeline and was ensured that the process would be expedited. For over two weeks I waited for the appraisal. I understand that the appraisal is done by a third party company but what bothered me was the miscommunication and straight up lies from Angel and later Marc (his manager). After the appraisal was done, I asked Angel when would the report come in. He said tomorrow. Then I check tomorrow, he says end of day. I message him end of day, he says it should come after the weekend. I check in after the weekend, still nothing but he says it should be there today. Next day, same thing. He couldn't be honest and just say he didn't know. I requested expedited service and asked Angel I paid for it. He says yes, I paid for expedited. I call him later that day, he says there is no record that I paid and that this job wasn't available to be expedited. I ask him why he lied to me. He can't respond. For whatever reason he could never give me a straight answer and instead would always give me false hope. I would have much rather he just said he didn't know and would update me. Enter his manager, Marc. Same schtick, makes promises that the report will come in and that he will update me. In our first conversation he even said, the report will come in the next day. I said I didn't believe him and when the report still didn't come in the next day, I didn't even get a courtesy update. I hear nothing till I contact him. At one point, I'm extremely upset and Marc tries to calm me down by ensuring that even though the appraisal is taking a long time, closing is still far away and I shouldn't be so upset. It was truly insulting to try and use that logic on me since I had other contingency deadlines to meet and even though we did close, it still ended up closing a day later than expected. So yes, it all worked out in the end. I closed on my home and am living there now, but the experience working with Optimum was unacceptable. It must be in their training to keep making promises since they both did it. I couldn't believe it kept happening and the whole process was extremely frustrating. Again, I understand that a lot of what happened was out of their control. The appraisal company is the one who really dropped the ball. Still, the reason I got frustrated is because Angel and Marc never just said that they "didn't know" or "hopefully the appraisal will come in but it might not" or something to that effect. Instead they overpromised and then underdelivered and then neither would give me the courtesy of an update until I asked. I don't think they misled me on purpose but rather gave assurances they couldn't keep. Every time it happened, I got more and more flustered and that's why I had such a frustrating experience.

    Gold Coast Funding

    Gold Coast Funding

    (5 reviews)

    Alan Gutchoen and his team at Gold Coast are the best. They are based…read morein Orange County but they provide financing all over California. We've refinanced our mortgage three times with them (interest rates keep falling) and my parents' mortgage once. Gold Coast combines the lowest rates in the market, absolute honesty, and a can-do attitude. On most of our refis, we checked HSH.com to find the best rates, and Gold Coast has always offered at least a good a rate as anyone in California. For people with good credit, he can tap smaller lenders who will offer a rate that's often an eighth or a quarter of a percentage point lower than the big lenders. Alan always takes the time to explain what's going on until we're satisfied. He knows what he's talking about. He's a fast talker but you can believe every word: if he says that the fees listed at $4K on the initial estimate will end up around $3K, that's what they'll be. The process is always as smooth as he can make it. If something is going wrong, he and his team are all over the problem until it's fixed. For instance, on my parents' refi, we were having trouble getting the tax returns from the IRS, and Alan's colleague Andre was tireless in getting to the bottom of it. One note: Alan likes to work by telephone, and he isn't always as responsive to email. But if you call him, you can always get an answer. He's a good man and he offers a great service. Highly recommended.

    CAUTION! My Boyfriend was scammed by Edwin Pino. Lies upon lies. When found out, Edwin promised…read morerepayment which has come by way of checks that bounce all over town!

    LoanSnap, Inc. - mortgagebrokers - Updated July 2026

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