My first visit to this location and I experienced wonderful customer service. The woman that assisted me was friendly and efficient. She showed service with a smile. This was a great first experience and would recommend Mission Fed's banking services. Parking wasn't a problem in the lot shared with other businesses. read more

Mission Fed Credit Union - Oceanside - Outside entrance - Banks & Credit Unions Near Me - Oceanside, California

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I've been working with Raul at Mission Fed for several years now, and he has become my go-to guy for anything banking related. Most recently, he helped us with an auto loan, and just like every other time, the experience was exceptional. Raul's customer service is second to none. He's knowledgeable, professional, and always takes the time to explain everything clearly so the process feels easy and stress-free. What could have been complicated turned out smooth and straightforward thanks to his guidance. It's rare to find someone who consistently goes above and beyond, but Raul does exactly that every single time. I trust him completely with my banking needs, and I highly recommend him to anyone looking for not just excellent service, but someone who genuinely cares about his clients. read more

This branch is amazing! I will never bank anywhere else. The level of service they provide is exceptional and I feel valued.

After banking at Bank of America for over 30 years, I moved my accounts over to Mission Fed because my wife referred me. No regrets. Great products and better service. read more

Stasi is wonderful! We are happy to be banking with a great local company! Their financial products are top notch & they offer excellent customer service. read more

Stasi Kuprick opened accounts for me today w/ a style, expertise & efficiency we rarely see in today's world. Kudos to you, Stasi, on a job superbly done as if you are the OWNER OF THIS CREDiT UNION. Respectfully submitted, Jim Smith read more

Conocí a Raúl Gutiérrez hace varios años cuando abrí mi primera cuenta de cheques en la sucursal de Escondido. Desde entonces, gracias a su atención, cordialidad y profesionalismo, he mantenido una relación muy positiva con el banco. Con su ayuda, además de mi cuenta de cheques, abrí una línea de crédito y, hace algunos años, mi hipoteca. Aunque ahora él está en la sucursal de Oceanside, prefiero ir hasta allá porque siempre me atiende con la misma dedicación y amabilidad. Recientemente me ayudó con el proceso de un préstamo para la compra de un automóvil, y quedé muy complacida con la eficiencia y rapidez con la que manejó todo. Raúl se interesa genuinamente por sus clientes y busca siempre ofrecer la mejor experiencia posible. Lo recomiendo ampliamente por su profesionalismo, compromiso y excelente servicio. read more

Nancy!!!!! Horrific service Second customer of her day and she had a horrible attitude. We left without our full transaction being completed due to her attitude. Would never use this branch again. I understand it's Saturday morning and you're working but be nice to customers. read more

Wow, I am beyond impressed Nancy really helped me explain each credit card there benefits you would think she has a degree in finance. She recommended the world card with 0% foreign transaction fee. Props to Nancy and the team. Andrea and Eileen created the best first impression for any bank. read more

Eileen was extremely helpful and respectful about my technological disabilities. Very professional knowledgeable and kind.

Ellie was so nice and polite patient and knowledgeable about my situation and solved it efficiently for me all the employees at the mission and Douglas branch are always very helpful and supportive!!!!!! read more

I have had nothing but great service from Mission Fed. my agent is Anastasia Kubrick and she is always friendly and helpful!

Israel berated me due to it being the weekend. I called to retrieve my balance and they were everything except helpful. Israel was a terrible, horrible, very bad, no good representative who refused to provide any assistance whatsoever. read more

This branch in particular is their worst one. Bad service, bad attitudes and just an unpleasant experience overall. Since I've opened an account I was turned away for their systems being down and that still happens frequently. Save yourselves the time and don't bank here. Inconsistent, unreliable, unpleasant and untrustworthy. read more

I have been a member of Mission Fed Credit Union for many years. I rarely go into their branches, but when I do sometimes there's a line and the tellers sometimes ignore that there's a line or their tellers are sometimes cold and unfriendly. This review is for the branch and not their app which works great. If I had to go the branch to do my banking I'd probably move my accounts to another credit union. read more

I've been with Mission for a long time time. I do like how easy it is to come in and get my stuff done. They don't offer coffee anymore but I'm assuming because of covid. Last time I came in, there were so many people in line and not enough tellers, only 2. You need to hire more people. Other than that, good bank. read more

While I am fairly happy With Mission Federal I agree with several others that many of their polices are outdated. To name a couple having two come into the branch to sign for a credit card that took you thirty minutes to do on line when you already have two accounts at the branch. It is the only credit card that was not mailed to me. This is after I was solicited my them. I have better things to do with my time than run to the branch. Also change of address have to go to the branch, add my wife on my checking account have to go to the branch when she is already on a car loan and saving account. James Rogers, PS I do not need any more credit cards, I have several with high limits read more

I just wanted to thank Danielle, the branch manager, for being so patient and providing great customer service. I've never met someone so pleasant and kind. She answered all of my questions and followed up to make sure my concerns and needs were handled promptly. I'm very appreciative! read more

I wish they could stay open until at least 5:30. It would give me a chance to get to the bank AFTER I get off work. I opened a checking account and deposited personal checks from my clients. They put a hold on them for 10 business days. That's a long time in this day and age when checks clear almost immediately. I have more checks to deposit and I'm afraid to put them in the ATM because I need the money in this lifetime. The people have been fine but their policies are kind of outdated. read more

I have been a customer for several years now with Mission Fed. To briefly sum them up, I would just say awesome! They are always offering help. I was recently unemployed and I asked if there was anything they could do to help and they were able to postpone my credit card payments for 2 months! I will be a member for a long time to come. read more

This is a review from a customer of 2 years. Overall I have no problems with Mission Feds offers, credit cards rates, loan offers and basic banking options. However their customer service is spotty. Perhaps I've just gotten a few rotten apples. 2 times I have walked into the bank and have seen customer reps making inappropriate gestures and faces toward their customers (scoffs, rolling of the eyes). I personally walked up to the counter last week only to have the teller next to me begin laughing uncontrollably. As i walked away they both referenced me so I know for whatever reason they were laughing at me. Very unprofessional. And very uncomfortable. All of these instances have occured with their young female employees. Perhaps it's just the area I live in in Oceanside. I will try another branch. However my thoughts are I shouldn't have to go out of my way to find respectful customer service. Perhaps there was a full moon out I don't know lol. They also seem to have regular issues with their ATM. I've encountered two just in 2015 alone and its only April. ___________________________________ UPDATE 5/4/15 : Still haven't heard anything back from Mgmt. UPDATE 6/18/15 : once again the ATM is out of order. (See my pic in photos. Its 7pm, bank closes at 5pm. It would be nice if you guys made sure your ATM was in working order before retiring for the evening. Taking rating down a star. This has become a common inconvenience! Very close to leaving this bank. read more

Mission Fed Credit Union - Oceanside - Its 7p. Bank closes at 5p. This seems to be a common theme @ this branch. Can u please make sure ur ATM is working b4 closing.. - Banks & Credit Unions Near Me - Oceanside, California

The feeling that they will take care of you is nothing close. It boggles me how a representative will reach out to assist on a posting I wrote- stating she will help but haven't heard from her since. I don't know how long it's been since any help was given by Mission Fed. There's countless times I walked in to the bank to correct the accounts but no response from anyone. All I get is : we will let you know once we get further details and look into the issues. I'm over it.. I wouldn't waste my time banking with them. Making a switch to SDCCU was the best decision, better hours, service and high end debit card. Having a hard time using Mission Fed debit card was the last straw. read more

There are 3 tellers behind the desk and two people sitting in cubicals. Two of the tellers are helping people and everyone one else is sitting around doing nothing. If there are people in line the other 3 people doing nothing should be helping those in line. Overall terrible service read more

"Visit any of our more than 25 local branches." I did. They still want you to spend $ to keep account open. Dont make the form misleading. This and multiple reasons is why I moved to another credit union. read more

Mission Fed Credit Union - Oceanside - Banks & Credit Unions Near Me - Oceanside, California

I LOVE my bank and who says that very often!?! The people who bank at mission fed! The employees are extremely helpful. I recently just bought my car through the autoland program and had the help of Anthony Sebastian. He definitely made this car buying experience a breeze and way more enjoyable driving it off into the sunset. Cynthia Salas finished off my loan and was extremely helpful making sure I got the loan to my liking and the coverage I wanted. All this started because I was first helped by Lorri Wright. She is such a sweet lady and helped lead me in the right direction to talk to the right people! Thanks guys! See you soon! read more

Went in to refinance my car, and I got Toni Rodriguez as my loan officer. She Made my application so simple and easy and was very nice and knowledgeable. Even got me to open a credit card while I was at it!! Got the best rate and helped me save some money on my car payments! Will definitely go to her when I have questions or looking to get another car. read more

Walked in around 1:00 PM on a Tuesday afternoon. Politely asked the lady at the first window if Mission Fed is a traditional bank, as I'm not familiar what the detailed difference is between a bank and a "credit union". Now, you may be thinking the answer to that is a simple yes or no question, which it is. But, I have to remind you--you came to that conclusion because you are a normal, reasonable person, and NOT the bleached blonde, old hag working at the Douglas and Mission branch. This bleached blonde, old hag working the front counter, whose name slipped my mind unfortunately, decided to look at me which an extremely exaggerated, "Are you retarded..?" Look on her face. Then proceeds to stare blankly at me with her dead, soulless eyes, and her mouth dropped open for about five seconds. But, let me tell you, people, when those beady, lifeless glass eyes stare at you, seconds feel like minutes. I survived luckily. She then, all but rolls those empty eyes of hers at me, and rudely replies, "Umm. Yeah. We...are a bank..." I was kind of like WTF at this point, but for the sake of time efficiency, I said, "Okay, can I open an account?" No response. Then, she musters enough strength to murmur out, "We are busy today, but I'll see what I can do." Please, lady. Don't do me any favors. I replied by opening the front door and walking out. Zero stars for hiring such an empty shell that now only resembles a human. One that clearly hasn't had contact with its soul in years. read more

Honestly after this i will be looking for a different bank.. they reversed my Tax return because the check was named to myself and my husband and my husband is not on my account.. ok reasonable except that they accepted my tax return last year with the same name! Also allowed all the stimulus and child credits to go through, all named jointly.. So this year when i noticed the tax return being reversed, i called the customer service and the rep said that someone must have missed it last year and didnt flag the check.. so what i hear is, they pick and choose when they allow checks to be direct deposited. This wouldn't be an issue had i known this, but thanks to Mission federal and their inconsistent follow through of policies, i will be unable to pay my rental deposit on time, causing myself and my son to be homeless. I let the rep know this, is there anything they can do to help as i was counting on this money to be available to me, since they approved it once already.. the answer was no. And no help availabl. when i asked to file a grievance, the rep kindly informed me that she will file it but no one will call me back or do anything to rectify the issue.. truly i am very disappointed in the branch and now will consider moving to the bigger bank hopefully they have better customer service. read more

Best customer service ever!! I was looking for a close bank to my home and found this online. Besides their amazing offers they have the best customer service! read more

So my girlfriend Banks here with Mission Federal Credit Union she had an emergency and she is out of state in Florida I come to the bank pull up walk up to the door and it's 5:01 p.m. the doors are locked and the security guard opens the door I explain to him that it's sort of an emergency all I have $400 cash and an account number all I have to do is deposit it so my girlfriend can have her money in another state the security guard completely understands my situation and realizes that it's a quick simple transaction he asked the teller lady she told him "NO" This is why I bank at the San Diego County Credit Union you have excellent customer service and they are very understanding and professional and they work with the community for being 60 seconds late I have to find another way to send money to my girlfriend in another state how can a business like this act so unprofessional and not help their own member I personally would never be at this establishment I am also going to try to convince my girlfriend to in her account with this establishment as well read more

Hate the location on a very busy intersection. Parking is horrible and the ATM always acts up. Twice I try to make deposits and machine doesn't accept deposit. Not to mention the AM at old location was malfunctioning the last week prior to moving. Going to Navy Federal instead. read more

I've been though many many banks over the years and always hated it. Then I found this place thanks to Ford who got my car financed though them. I couldn't be happier with this place. I'm always helped the way I should be. They understand they have your money, they work for you and do what they can to assist you so that they can keep you as a customer. read more

I was a customer with Bank of America for over 20 years. I've had them bounce checks on my account for other people's accounts, I've had them enter a deposit for $500 as $.05 and then argue with me that people depost $.05 all the time so it wouldn't have looked odd to them when they entered it in that way. Ugh....20 years. I put up with stuff like that and horrible service out of convenience. Finally after another problem, I decided I couldn't justify it any longer and switched to Mission Fed. Great decision. The people here are FANTASTIC. Such nice people that are very helpful. All of the conveniences I thought I couldn't get with a smaller bank that kept me with a big bank, Mission Fed has and MORE. I had someone steal my debit card information and try to buy stationary in Dubai and Mission Fed stopped transactions immediately and called me. I was able to go into the branch the next day and get a new card without having to try and go 2 weeks without access to the ATM etc. Would Bank of America have done that? No...and I know this from past experience. Ugh. Anyway...love this bank now and very happy I made the switch! read more

This is a great credit union with great workers and low fees.

To keep my review simple and to the point, I strongly suggest and urge everyone that is a Mission Fed member to go check your credit report in order to make sure that Mission Fed hasn't been making negative reports against your credit score. read more

My husband and I opened a checking and savings account here last week and was approved for there master card platinum card. We have been wanting to join a credit union for a while now. We just didn't know which one. Got an offer in the mail to apply for the credit card so i did and got an email in a couple of days saying I was approved and to make an appointment. This bank compared to other BIG banks was so different. Very hands on and great communication. Toni was the bank representative that helped us , she was very nice and thorough. She was very informative and helpful with information about our credit score and answered all our financial questions. The whole experience was great 5 star service. We are happy that we have chose MFCU as one of our banks. read more

I like my Mission Accts, I am happy with the services provided. WARNING- Branch is unprofessional I have had terrible experiences at the Oceanside branch, the staff rarely seems competent to handle any of my banking needs. And some of the tellers are just plain rude. When there is a good teller they seem to leave. I have lived in Oceanside my whole life and often opt to go out of my way to make it to Vista or Carlsbad. Thank You to the exceptional service I did receive from the reasonable big haired fun mustache teller and to the wise lovely kind blue-eyed brunette. Yes, to Mission Fed No, to Oceanside Staff I was happy to find out today that the rude big girl is no longer working there read more

I've been a member for about 18 years. Over the last several years their customer service has been really horrible. I'm always treated as though I'm a complete stranger even though the same people see me come in every month. Their technology is laughable. Their ATMs are horrible. You put in your PIN, go through all of the choices for your transaction, then after all of that it says your PIN is wrong and cancels the transaction. Really? When you go in person, they don't swipe your card, they enter the number of your card by hand. Really? Then, they ask all of these questions like you're a criminal, even though they have a photo of you right there on their computer screen. I had a check that was made out to my daughter, who has an account and MFCU, but not the same account as mine. I had her endorse it, then I endorsed it and deposited it in the ATM. I just got a letter saying that it was rejected because it's a third party check!! Really?? Great customer service. Now I have to go back, with my daughter, and pay a dollar penalty to deposit the check. Really? And then, to top it off, they moved this branch from a mellow location with decent parking and traffic to a location in the center of Hell with no parking and crazy traffic. The old location was 10 times better and it's as if they researched where the most undesirable location would be, then put it there. I've also been given a crappy auto loan rate that another credit union, that didn't even know me, was able to beat. Really? What's the use of being a loyal customer for 18 years when they can't do any better than complete strangers?? I'm seriously thinking of moving my accounts. I can't believe all credit unions are like this. I hate this place..... read more

Update June 2014: just when I thought MFCU couldn't get any worse, it did. They declined to reverse overdraft fees for fraudulent activity on my Visa debit. Phone consultant was completely sarcastic. Unbelievable. If I could give zero stars, I would. I've been a customer for over twenty years. For some reason, in the last 5 years, customer service has seriously gone downhill at MFCU. First, they offer me overdraft. I used it and came to rely on it "just in case". Then one month I bounce a check. Why? They out of the blue cancelled it and never told me. Then I night drop a deposit into a little used account that I kept for an occasional joint check I get with a family member. I get the check back in the mail. They closed the account and never told me. Last October I night dropped a deposit. The sign says deposits are done that same business day if it's dropped during business hours. The check never got deposited and it caused several checks to bounce that night. Today I learned that they placed a hold on my deposit last Wednesday. The same deposit I make every single month for years now. I've never had funds held before. Long story short. it's because I have a history of bounced checks (yes, they mean the bounced checks from last October). The funds will release sometime next week. In the meantime I will likely bounce several other checks because NO ONE TOLD ME. all books down to one issue: no/ineffective communication with customers. I'm done with MFCU. read more

I have ( Had ) a 30,000.00 account balance . I went in to deposit 150.00 insurance check made out to me and my wife . Even though my wife's name is not on my account they refused to deposit the 150.00 . Your Kidding right , my account has 30,000.00 and even though my wife is not on the account she needs to be present . I closed out my account and took my 30,000.00 out . read more