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    Patelco Credit Union

    3.5 (31 reviews)
    Closed 10:00 am - 5:00 pm

    Services - Patelco Credit Union

    Auto loan

    Mortgage services

    Personal banking

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    A guy who's unprofessionalism shouldn't have him working at a bank w/ ppl's money & identity at his fingertips
    Anthony C.

    This review is solely for the following individual... Mr. Fidel Rayon the "Regional Team Leader" (NMLS ID # 1718286) Came in yesterday for a card replacement Told Mr. Rayon, so he got my ID, looked me up & asked if I knew I was "in the negative" I said yes, I have the app. Then he said AGAIN (in a joyful, as a matter of fact type of response) Cuz you're overdrawn & we CAN'T issue cards 2 people in the negative. Keep in mind: I'm .70¢ in the red NOT $700 & I had a couple dollars just lingering in savings if Fidel wanted it to make the account "good" again But I didn't get the feeling he wanted to solve my problem. I got the feeling he enjoyed my unfortunate dilemma & seemed to get some form of perverse kick out of repeating my accounts negative standing for anyone to hear (including bank staff & other customers). Further making me feel like I'm dealing w/ a child not a professional. Definitely not professional enough to be taking people's money & has their information at his fingers. It wasn't until I informed him that I visited a neighboring branch, where they would have completed my request if their card machine wasn't down (& the teller then knew I was, at that time, like $70 over) but they never said that it would or could be a problem. Then ALL OF A SUDDEN now Mr. Rayon got some fire in his pants & began to complete my request. So then I'm left standing like, "Did we really have to go through that dance in order for you to just do your job..!" Keep in mind also: I hear it's standard practice to ask the customer a couple questions similar to... "Have you noticed any fraudulent or unknown charges?" I never got these prerequisite questions from him. Just notifications of being overdrawn & in the negatives. Like he wanted to embarrass me in front of thee other customers & his co-workers, making me feel like I was used as the butt of his insufficient joke. Then at the end, I told him how childish & unprofessional his behavior was & if he felt I deserved an apology... He just acted as if he didn't understand me (as though I spoke a foreign language) & never actually addressed my discrepancy, just handed me the card & I asked for his business card & left. Left w/ what I came for but left w/ a bitter taste of experience from the juvenile professional. Mr. Fidel Rayon, You're a Mexican-American, I'm a Black American. Don't forget the way you were so quick to mistreat me yesterday could be the same or worse for ppl like you tomorrow. Never forget the hard times that are pushed on 1 can be pushed just as hard on another You should do better, because the next time someone asks you for an apology, I'd give it to them. Because the alternative could be them waiting in the lot for you after work. Nobody wants that though so do yourself a favor & do what's right in the 1st place. Cuz I stood like 2 ft from you & could tell in .00002 seconds that you are much more equipped to apologize than you are w/ dealing with any alternative backlash from your unprofessionalism. So since I couldn't get that most simple thing from you to correct your interaction w/ me I'm left believing I was treated w/ some form of bias treatment because I am a Black man. He wasn't too good to finally fulfill my card request but was apparently too good to apologize... CHILDISH, JUVENILE, ADOLESCENT behavior shouldn't be dealing in such a high trusted position w/ ppl's money, information & identities at his immature fingertips

    Store front on Cleveland ave.

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    2 years ago

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    7 days ago

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    2 months ago

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    7 months ago

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    8 months ago

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    9 months ago

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    2 years ago

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    3 years ago

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    4 years ago

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    4 years ago

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    2 years ago

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    9 years ago

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    4 years ago

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    5 years ago

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    3 years ago

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    6 years ago

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    9 years ago

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    10 years ago

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    8 years ago

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    7 years ago

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    8 years ago

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    9 years ago

    Decent Bank Sister Company To RCU, Sometimes The ATM Is Broken Or Won't Register My Card...

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    9 years ago

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    10 years ago

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    9 years ago

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    Ask the Community - Patelco Credit Union

    Review Highlights - Patelco Credit Union

    I worked with Joseph Vitullo on home loan and the process couldn't have gone better.

    Mentioned in 2 reviews

    Read more highlights

    Patelco Credit Union - mortgagebrokers - Updated July 2026

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