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    Raymond Insurance - Representing Progressive

    5.0 (1 review)
    Open 9:00 am - 5:00 pm

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    Services - Raymond Insurance - Representing Progressive

    Car and truck insurance

    Life insurance

    Homeowner or property

    1 More Service

    Vehicle

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    13 years ago

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    Brian Chambers - State Farm Insurance Agent - State Farm Logo

    Brian Chambers - State Farm Insurance Agent

    (2 reviews)

    Gatewood

    Great Insurance Agency!!! Highly recommend Brian Chambers and his team!! They are quick to respond…read moreto you and care about their clients.

    Zero stars I would…read morelike to preface this review but stating I am sure like many of you when you audit reviews you account for perfect ratings being bought and the most negative ratings being an angry customer venting. I am purely sharing my experience with this agency so you can make an informed decision about where you take your business. For context we are two mid 40's drivers, no tickets, no accidents. We were carrying multiple policies (2 vehicles and home owners). We do not price shop insurances, bouncing around. We have carried these policies for multiple years with this agency. We chose a west Seattle agency because we reside in west Seattle. We have high credit scores. These are all important factors. We were just given a call that myself and the vehicle I drive would be dropped from our coverage. So here is the story of why I was dropped: I had to make a claim with State farm because while I was getting gas, a woman exited the convenience store jumped into her car and reversed into me. I was outside my car because I was pumping gas. She asked to make repairs off insurance. This made me very uncomfortable. We exchanged info and I made a claim to get my car fixed. Very cut and dry. At a gas station, not in my car, all on video. I had the misfortune approximately a month later of being rear ended. I was in stop and go traffic exiting off of I90 onto Highway 18. Anyone familiar with that drive knows you roll for miles before you can turn onto 18. So thats what I was doing, rolling for miles. For some reason, the driver behind me decided he wasn't going to stop and crashed right into me. I had my brake fully applied and had appropriate space between myself and the driver in front of me. So I did not bounce into them. We exchanged info, the driver apologized and I went home. I contacted his insurance directly but could not get a hold of anyone so I reached out to state farm. I was told it was best to go directly through his insurance so that I would not have to pay my deductible. However I asked them to proceed since no one would return my call at his insurance company. I paid two separate deductibles and was told that after they sorted the claims if I was not at fault I would get my deductibles reimbursed. I went to the shop they preferred. I did not claim my rental car reimbursement and I made no medical claims on either accident. The vehicle was repaired and I was eventually reimbursed both deductibles. I was then dropped by my insurance. They were very "polite" and blamed it on underwriting. So I looked into underwriting. This is an example for context not my particular situation. Just "3" claims is a lot of activity on a policy. I understand that something may "technically" not your fault, but when you see households racking up 3, 4 or 5 "non"fault" accidents something about their driving style is contributing this. I can drive down the street hitting my brakes randomly and someone will eventually run into me and it would not be "my fault," but my driving style did contribute to the accident. Insurance company know what the norm is and when you venture outside of that it is not financially smart to keep you as a policy holder. Be happy they covered those accidents and move on to a new company. Try to look at your own driving habits and style and see how that can be altered. People are hit by others and it really is "not-at-fault," but it reaches a point when enough is enough and they will set you free. That is a very fair assessment. Absolutely bad luck happens but absolutely you might also be a part of the problem. Apparently according to this agency I should have predicted while I was pumping gas someone would reverse into me. Perhaps I should have jumped in front of my car. And apparently even though I had been rolling for miles stopping and going. I should have predicted the gentleman behind me was not going to stop. Perhaps swerved into the construction barrier? And lets not forget that I didn't cause an accident in front of me. But I guess underwriting does not factor in that "preventive" driving. Do not waste time or money building "customer loyalty" here. It does not exist. More importantly, anyone who does do business with these guys and if you have had two no fault claims and were not dropped I would love to talk with you. Please contact me China Colton 4253437665

    Heather Proctor - State Farm Insurance Agent - State Farm Logo

    Heather Proctor - State Farm Insurance Agent

    (10 reviews)

    I've had State Farm through Heather since 2016. It was ok at first, I don't remember much delay in…read moregetting the original estimate or coverage setup and mostly the office has been quick to respond to requests for new ID cards, etc. However, I got a new car recently and I called Heather's office to update my policy and left a voicemail - no response. Emailed the VIN. No response. Called again, emailed again - and still no response for over a week. I finally had to just call State Farm customer service who was able to help me in one phone call. Imagine that!! What's the point of having an agency business model if they don't respond and make it harder? I tried calling another West Seattle State Farm agent to switch my business and they said they try not to do that but if Heather's office keeps it up I'll find a way to get a new agent. I'm normally very empathetic with folks - I really don't know what's going on and I try to be patient but driving around uninsured in a new car is a very vulnerable place to be.

    ZERO STARS State Farm and Heather Proctor are officially…read moresome of the worst i've worked with... I've been a SF customer for 30+ years and been lucky to not have to file many claims.. However, with a recent incident the true colours of the parent company and their "licensed" agent had become clear. They have little to no interest in being a helpful partner. Everyone from the claims team to the local agents have been incredibly difficult to connect with, they consistently point to the website + app instead of making themselves available to provide assistance during the difficult and complex process of getting through the claims process (WHAT YOU"RE PAYING THEM TO DO). It's evident that SF is most interested in taking the path most beneficial to SF. I will be taking my business elsewhere and encourage anyone taking the time to read this to do the same. It will save you significant frustration and time if you dodge this bullet!

    Raymond Insurance - Representing Progressive - homeinsurance - Updated June 2026

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