You know all of those things that are supposed to lower your insurance, well Nationwide doesn't…read morefollow the rules, I got a job with a law enforcement agency, my rates went up, I turned 25, my rates went up again, so what's going on? Also again, Nationwide doesn't play by the rules, I was in an accident, that wasn't my fault, there are laws that say it wasn't my fault, and Nationwide didn't care, also, my adjuster was a coward, he wanted to put the blame on me, but when I told him about the laws, he still refuse to issue a letter to the other driver's insurance company explaining who was a t fault and why. My adjuster also refuse to interview my witnesses, because they knew me slightly, so Nationwide discriminates against people who have jobs and can work as part of a team. My adjuster had no legal knowledge, and the supervisor had very less than he did, plus nobody was able to show me the policy that says they can't interview my witnesses. Only after I threatened to file a Bad Faith lawsuit against them we they willing to do work, more than 3 months after the collision, and after I had done all of the research and interviews that my adjuster failed to do, I might as well have been my own adjuster, because Nationwide didn't do anything for me. Nationwide would not even put me in contact with their designated agent for service of legal process, because they didn't want me to present to a judge my mountain of evidence compared to their poorly conducted claim. In short, Nationwide doesn't honor their contract, provides poor coverage, continually raised my premium, charged me my deductible and raised my rates (which is illegal unless I'm at fault) and completely disregards the law, they lie, cheat, and steal.