1. The Loan Guru

    1. The Loan Guru

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    Mission Viejo, CA

    The Loan Guru

    5.0 (1 review)
    Open 9:00 am - 5:00 pm

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    2 years ago

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    Guardian Capital - Hayal Forshey, Mortgages, Home Loans, Lowest  Rate, FHA, VA Loans, Reverse Mortgages, Mortgage Rates, Jumbo, Sub prime

    Guardian Capital

    (39 reviews)

    What a great team to work with. Thank you Armin Afshar. You have made the process go very smoothly…read more Your professionalism was beyond words. Armin was always available to my questions. He provided excellent updates and status reports throughout the whole process. He communicated with me on a weekly basis and kept me in the loop on every step from first day to the closure. Thank you again

    As a first-time buyer, I had the pleasure to work with Armin (Guardian Capital) regarding my…read moreproject. I have exchanged probably 40+ emails,Calls and SMS (my preferred communication method) with him asking a lot of questions, and to run different scenarios over 3 months! Armin went above and beyond to always provide top quality responses. As most (first-time) home buyers, I have inquired to various mortgage lenders (banks, brokers, etc.). I did send the exact same email - to introduce myself, describing my project and asking questions - I can tell you that I was deeply shocked by the contrast between the responses... some banks were clearly unprofessional: did not respond to the questions... and even worst... providing their opinion about the real-estate market and their own preferences for various neighborhoods ... some always had excuses to postpone a detailed answer (broken laptop, business travels, etc.).... Armin was simply amazing... always spot on in all his responses, explanations... always suggesting what would be in my best interest... always responding... he was simply outstanding...! I cannot stress enough how satisfy and lucky I was to have chance to deal with Armin regarding my project. Armin is a great, friendly, and honest person... if you have chance to work with him... go ahead, you wont be disappointed!! As far as I am concerned, and I was able to witness a lot while shopping for lenders, Armin is a gold-standard reference in terms of Loan Officer and best advisor..., he's in a league of his own! Highly Recommended! Thank you Guardian Capital (Armin)

    Mina Yasuda - Mina Mortgage Group

    Mina Yasuda - Mina Mortgage Group

    (162 reviews)

    As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

    Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

    Brian Decker - Modern Lending - Front Door

    Brian Decker - Modern Lending

    (258 reviews)

    I am pleased to recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team,…read moreThe team worked hard for nearly two months to get us qualified and approved for the purchase of our new home. Michael Burkey (Realtor) helped us align all properties we were interested in viewing, Michael listened to our likes and concerns about the house we were looking for, What impressed me most was not just his passion towards his work, but the discipline behind it. Alonso Lerma , Mónica Paez, Cara Pico, Lola Hansen they communicated clearly, met deadlines, and showed us what was working and what needed to change. I would confidently recommend Modern Mortgage Lending Inc. DBA's Modern Lending & Modern Lending Team to anyone looking to purchase a house.

    I worked with Alonso Lerma and he was an excellent Loan Officer! He was fast at collecting all my…read moreinformation and processing the loan for me. He was readily available when I had questions and he explained the process well. He updated me every step of the way, whenever the status had come closer to us getting loan documents drawn. I was never left guessing where I was in the process. Alonzo took the time to call me personally, on a number of occasions when a text wasn't enough to answer a question. I thought that type of service had completely gone away; so many businesses are just responding via text and it's hard to get the personalism back and that human connection. Not with Alonso; he assured me that if I had a question, I could reach out any time. And to my surprise, his response time was unheard of, calling me back within minutes of my call or text. I just got final approval the other day and I feel like the process was easier this time than other times when I purchased a home. I have purchased 3 other homes and never had such a smooth process. I also want to recognize his Loan Processor, Itzel as she did a fantastic job on the processing side. I think they make an amazing team and I highly recommend them if you are looking for a loan!

    The Loan Guru - mortgagebrokers - Updated July 2026

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