Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Third time we've used Aragon. Closed in record time. Her team is always always on top of…read moreeverything. I'll be back for a fourth time.

I refinanced through this company and it honestly couldn't have been easier. The online application…read morewas fast, and their team was helpful without making this complicated. Everything went faster than expected, and I got a much better rate in the end. Really happy with how it all turned out. I highly recommend using this team for a simple mortgage experience!

From the owner: eCash Mortgage is one of California’s largest direct lenders, providing a seamless and efficient…read morehome loan experience. With cutting-edge technology and a fully in-house operation—including processing, underwriting, funding, and a dedicated warehouse line—we ensure faster approvals and smoother closings. Our team of over 200 professionals is committed to delivering competitive rates, common-sense underwriting, and exceptional service. We offer a wide range of loan products, including Conforming, FHA, Jumbo, Non-QM (VOE, P&L, Bank Statements, DSCR), and 2nd loans. Whether you're purchasing or refinancing, eCash Mortgage is your trusted partner for a stress-free mortgage process.

Cintia was great! She was very informative and I felt very comfortable telling her my goals and…read morewhat I did and did not expect from our meeting. She is a very upbeat soul and I truly appreciated her sincere advice. I will be scheduling continuous meetings with her if they all continue to go this smooth! I would definitely recommend her service!

I highly recommend Cintias services. She highly professional and knowledgeabl.read more

My wife and I just purchased our first home through an FHA loan, and we couldn't have done it…read morewithout the incredible guidance and support of Young Ho Yoo. As first-time homebuyers, the process felt overwhelming at times--but Young made everything manageable and clear from day one. What stood out the most was how knowledgeable he is about the wide range of loan options available. He didn't take a one-size-fits-all approach--instead, he took the time to understand our financial situation and goals, and tailored the loan process specifically for us. He was transparent and patient throughout, always making sure we understood every step before moving forward. If you're looking for a loan officer who genuinely cares and has the experience to find the best solution for your unique situation, I highly recommend Young. We're grateful to have had him on our side, and we're now proud homeowners thanks to his expertise!

Young Ho went above and beyond in every interaction that I can think of with our lending needs. He…read moreis extremely sharp, business savvy, and a problem solver. He was able to close a loan in ten days that consisted of a weekend, the interference of Thanksgiving holiday, and the escrow officer being sick. We couldn't be happier with the highly competitive rate offered and his ability to get things done! Was a pleasure to work with him and hoping to bring more deals in the future!

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

I had a really great experience with the contact center at USC Credit Union Edgar provided…read moreexceptional customer service over the phone he was professional, patient, knowledgeable, and truly went above and beyond to help me. You can tell he genuinely cares about members and takes pride in his work. However, the loan processing timeline takes forever. While the service itself was excellent thanks to Edgar, the overall loan process could definitely be faster and more efficient. Improving turnaround times would make the experience perfect. Overall, amazing customer service from Edgar just hoping the loan processing speed improves!

I applied for an auto loan and initially received an email stating that my application had been…read moredeclined. Shortly afterward, I received a direct phone call from Jose Orozco, who represented himself as a senior decision-maker at the credit union and indicated that he may still be able to help make the loan happen. At his request, I promptly submitted the documents he asked for. Since then, nearly three weeks have passed. I have left voicemails and sent follow-up emails requesting an update, but I have received no response. If the loan is no longer possible, that is understandable. However, a simple response confirming the status would have taken very little time and would have been the professional thing to do. Instead, after asking me to provide sensitive financial documentation, the complete lack of communication feels dismissive and unacceptable. This experience has been disappointing, unprofessional, and deeply frustrating. I expected better communication and basic courtesy from a credit union, especially after being contacted directly and asked to provide additional information. Sad that this type of thing exists these days. No honor, no ethical standards. UPDATE I was finally updated (after this post) that I did not meet the requirements for a vehicle loan. This explains why I did not receive a follow up! I am deemed unworthy as a revenue generator for the credit union = no need to follow up, we'll just move on to someone that is worthy of our time. Unfortunate, and true. Thanks USC for getting back to me, under duress, and with information that could have been shared weeks ago. Lesson learned, painfully.

Hank and his team really impressed me during my clients recent real estate transaction. He and his…read moreteam were constantly keeping me and my clients informed throughout the entire loan process. Any time I picked up the phone, Hank or his team would always answer. Any time I sent an email, I got an almost instant response. Any questions I had, Hank would give me honest, and thorough answers. As a realtor, I have worked with a lot of lenders in my real estate journey, and none of them have been as responsive, helpful, and professional as Hank and his team. Whether you are first time home buyers, or have an expansive real estate portfolio, Hank and his time will be able to take great care of you.

Absolutely no idea where he's getting these raving reviews... I had reached out to him when we were…read morefirst house hunting and he seemed friendly and knowledgeable. However, he was so unprofessional. He would constantly miss calls that we had scheduled and when the time passed, he would ask if we could start later etc. He would join calls unprepared and say "I think you're pretty-approved for x amount." I don't care what you think. I need to know what I am pre-approved for. He was not able to get us approval for as high loans as other lenders. When he said he would send us some scenarios the next day, he never sent and then entirely ghosted. It followed up a few times and never heard back. I would not trust him to get the job done when the time come given the lack of communication and professionalism shown.

As a first-time homebuyer, I had a lot of questions and uncertainty, but Denice guided me through…read moreevery step with patience, professionalism, and incredible expertise. She was always responsive--whether by phone, text, or email--and took the time to explain every detail clearly. She broke down the differences between FHA and conventional loans for each home I considered, helped tailor the mortgage options to fit my budget, and made sure I understood exactly what I was signing up for. Her knowledge of the Dream For All Shared Appreciation Loan was a game changer. She kept me on track with deadlines, helped with every part of the process, and made sure I got everything submitted on time. Denice provided tools like a first-time homebuyer checklist, a guide called "Life of an Escrow," and even helped break down confusing mortgage terms. She made me feel comfortable asking questions and never once made me feel rushed or dismissed. When it came time to lock in a loan, she secured a great rate and helped buy down points to lower my interest rate. I didn't come out of pocket for anything, and I closed on my home feeling confident and financially secure. A standout moment: I had several detailed questions about my disclosures late at night, and Denice had thoughtful answers ready for me the next morning--covering everything from gift funds to credit structuring. If you're a first-time buyer or using a down payment assistance program like Dream For All, Denice is the broker you want. She's knowledgeable, friendly, trustworthy, and always one step ahead. Thanks to Denice, I closed on my first home and it feels like the start of something great. Highly, highly recommend!

Denise made our home buying experience incredible! She was with us every step of the way and made…read moresure we were looped in with what was going on. She communicated with us to make sure we understood what was needed and even went above and beyond to make sure we got the best deal for our family." My entirely have use Gold Miners Investment , we appreciate all you do Definitely recommend.