Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Absolutely no idea where he's getting these raving reviews... I had reached out to him when we were…read morefirst house hunting and he seemed friendly and knowledgeable. However, he was so unprofessional. He would constantly miss calls that we had scheduled and when the time passed, he would ask if we could start later etc. He would join calls unprepared and say "I think you're pretty-approved for x amount." I don't care what you think. I need to know what I am pre-approved for. He was not able to get us approval for as high loans as other lenders. When he said he would send us some scenarios the next day, he never sent and then entirely ghosted. It followed up a few times and never heard back. I would not trust him to get the job done when the time come given the lack of communication and professionalism shown.

Very Friendly & Helpful Service! I spoke to several people and they were very patient with my…read moreneeds. I'd like to thank especially Hank who gave me information for my decision

I cannot recommend Chris Fenoglio and Melanie Ortize highly enough! From our very first…read moreconversation, they went above and beyond to make the home mortgage process as seamless, transparent, and stress-free as possible. Right out of the gate, Chris and Melanie secured an incredibly competitive rate that outperformed everything else we looked at. But what truly set them apart was their sheer speed and flawless execution. Mortgage timelines can notoriously be tight, but this team operates like a well-oiled machine. Thanks to their proactive communication, dedication, and sheer efficiency, we actually closed on our home **nearly two weeks early**!

Chris and his team are top-notch professionals. He communicates clearly, delivers on deadlines, and…read morepushes deals to the finish line. My realtor said that Chris and his team were the best team he had worked with in his 20+ years in the business. Thank you Chris for helping me purchase a home for my family! I can't recommend Chris and his team enough!

Unfortunately I haven't had the pleasure of meeting Ms Davis yet but I'm hopeful the new year will…read morelead to new opportunities in business and networking.

Meshawn was super professional to me, and she truly is a godsend. My home was a week from…read moreforeclosure, and i was behind significantly on my bill as well as my taxes. She helped me get financing to save my home, and now i am back on track! The process was painless, and she explained everything very thoroughly. I also looked up online things she talked about and ... quite frankly she is an expert. Would reccomend to anyone who is needing help and has a will! Thanks Mrs. Davis!

=== Pandemic Exodus ===…read more The housing market is hot right now. Flippers are trying to flop the nuts. Homeowners are taking profits and finding new lower cost safe havens. Are moneyed transplants driving up LA prices? I see you SF & NYC people. Shannon has been the best part of the this frustrating home shopping experience. (If you thought online dating was bad, wait til you deal with seller agents) With the pandemic, the rules of the game have changed significantly. So you really need a lender agent with experience and hustle to back you up. Without that - one will likely miss out as homes are going over asking price and sold quickly in days. + Fast pre-approval letter. Required for most property visits. + Fast cross qualifications. A few sellers want their own financial verification to go along with any buy offers. + Land lease property? Doable. + Short escrows and tight funding deadlines? No problem. + She truly has your own financial interests at heart. This is not a platitude but my first hand experience. RE can be a cold game. If you want to join the fray, look to Shannon to guide you through this chaos.

What can I say, Shannon is AWESOME! I had a client that needed a local loan officer and was able to…read moresend them to Shannon for a really tricky loan that needed serious expertise to figure out. In talking to her, I found out that she is very experienced with the entertainment industry for clients that have varying income as well as non traditional type of income and was able to find a solution which absolutely saved the DAY! If you have a deal that needs some finesse or a solution that you haven't been able to find elsewhere, Shannon is your girl! I'd give her 10 out of 10 stars if I could! Look no further!

This company is a scam. I contacted the FBI and gave them the details of how they got to the point…read moreof asking for a lot of money up front (HUGE red flag) and they say that without even investigating they can say it is most assuredly a fraud. It is common for scammers to have very professional looking documents. Do not be fooled!! They are scammers.

Just like the guy before said GREAT phone and e-mail serves as well as EXTREMELY low interest…read morerate. But I actually completed my refinance and lowered my mortgage payment by $370 with a 3.25%. Yes I did have place 12 months worth of funds into an impound account which WHERE refunded after close. So no complaints here.

Outstanding results from Phil and his team. They have helped the parents of my friend keep their…read morehome. The Florida reverse mortgage has changed and PS Financial Services is always striving to help its clients.

From the owner: The Home Equity Conversion Mortgage (HECM), better known as the Reverse Mortgage, is a government…read moreinsured and regulated mortgage that helps people 62 and over live a better retirement.

DO NOT USE THIS SERVICE UNLESS YOU WANT TO HAVE EXTREMELY LONG DELAYS. PHOTOS OF EVIDENCE OF…read moreTERRIBLE SERVICE AND BEHAVIOR BELOW. Aaron was a terrible consultant who provided obstacles at every turn. As a result we terminated him. He did nothing but delay our ability to receive our loan money and took several days and several phone calls before even replying. When he did reply it was short and didn't actually address what was needed. I believe he was also purposefully ignoring us since we are a gay couple because he ended up texting us a homophobic comment after termination and addressing his unprofessional behavior and lack of timeliness. My husband would call him several times and I had never used my number to contact him, so I decided to give him a call and lo and behold magically he could respond when he was radio silent to my husband. He even threatened to report me and my texts to the bank, which is hilarious because he would just be doing me a favor of displaying his incompetence and saving me the time of complaining about him to the bank which we did anyways.

Reposting this review because apparently Yelp won't let you call someone homophobic because it's…read moreobjectionable, so I won't do that. Instead, I will simply say what happened and you can decide for yourself. Aaron Baldwin did not perform his job to my satisfaction at all (no judgment here, only MY experience). After quitting on me because he didn't want to do his job and I told him a piece of my mind, he texted me to "get our nails done" (screenshot of text below). You can decide for yourself if that is homophobic or not. Though I can't say for sure, I believe that this might be the reason why he performed so poorly the whole time. If that isn't enough to make up your mind, keep reading: - Aaron ignored my husband during his second inspection and pretended not to know who he was, as if I hadn't mentioned his name several times and that he was going to be there - ignored phone calls, emails and texts and would not get back to me unless I called 5-10 times in a row. The only thing he would text is "call you right back" and then never call. Also, took several days to complete the simplest tasks such as signing a document after promising to do it that day. "Same day"? More like next week if you insist. - general incompetence/sabotage: he kept saying that he's been doing this job for 30 years, but didn't actually give any solid advice and pretended not to know the most basic things. When I would ask him about changing our contract to reflect the changes to our project, he would simply say "the contract is the contract", "ask the bank" and that he didn't know if that was ok. But when I called the bank, they couldn't believe it because it's "obviously his job" (sic) to initiate a change request. When I asked him to finally submit the request, he quit on me because we're "too much trouble". And he will probably say that it's because we didn't get permits etc etc but we got all the permits we needed and he was trying to force us to get more permits which would cost unnecessary time and money! Because of this delaying and simply not doing his job, we got our loan money significantly later than we should have and are experiencing serious cash flow issues and now on top of that we have to find a new consultant. Mind you, I was willing to work with him and he was the one who quit. Knowing what I know now I should have fired him a long time ago, but I didn't know that was even possible. I'm just relieved that I never have to deal with this man again and hope that everyone else will run from him too. I finally decided to tell him about the things he did wrong and all he could give was pathetic excuses and "stop harassing me". It's really sad that there are so few 203k consultants in Los Angeles and options are limited, but I can really only urge you to find someone else if you need one.

I refinanced my mortgage with Jen and she was great throughout the entire process, answering all of…read moremy countless questions quickly and thoroughly. She provided all the options including the different types of refinancing and the different rates with each. She closed escrow quickly and the signing process was simple.

From the owner: Jennifer is a mortgage professional who strives to help home-buyers feel secure when making the…read moremost expensive decision of their life. Whether you're a first time home buyer or refinancing your home for a cash out transaction or a lower interest rate, Jennifer is available to answer all questions. She is professional, easy to work with, and knowledgeable when it comes to anything real estate. She has worked internally at lenders and banks, which makes her insights on Underwriting incomparable.

I refinanced through this company and it honestly couldn't have been easier. The online application…read morewas fast, and their team was helpful without making this complicated. Everything went faster than expected, and I got a much better rate in the end. Really happy with how it all turned out. I highly recommend using this team for a simple mortgage experience!

From the owner: eCash Mortgage is one of California’s largest direct lenders, providing a seamless and efficient…read morehome loan experience. With cutting-edge technology and a fully in-house operation—including processing, underwriting, funding, and a dedicated warehouse line—we ensure faster approvals and smoother closings. Our team of over 200 professionals is committed to delivering competitive rates, common-sense underwriting, and exceptional service. We offer a wide range of loan products, including Conforming, FHA, Jumbo, Non-QM (VOE, P&L, Bank Statements, DSCR), and 2nd loans. Whether you're purchasing or refinancing, eCash Mortgage is your trusted partner for a stress-free mortgage process.