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    Diversified Capital Funding

    5.0 (8 reviews)

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    6 years ago

    We are grateful our realtor, friend Delores Gragg recommended Dave Mingione to help with our refinance

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    JVM Lending - JVM Lending

    JVM Lending

    (442 reviews)

    victor with JVM lending was so effective with his communication during the entire process of…read morepurchasing my first home. he ensured all of my questions were answered and was able to complete the closing process with a very quick turnaround and very competitive offers for lending options. highly recommend him and his team!

    Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

    RPM Mortgage

    RPM Mortgage

    (56 reviews)

    We did use RPM mortage as our lender when we bought our house in 2017. They came recommended from…read moreour friends. The mortage process was lenghty and very complicated for us. As first time buyers in the US, we did not know what to expect. Since then we have had 2 attemps to Re-Fi and both times have failed due to false promises and lack of communication. We have been trying to contact them for weeks without a reply. Nicole Francis has not been available and does not return our calls even priomised by her staff. She was the reason we chose RPM, because she convinced us the Re-Fi could be done in matter of weeks and how they would give us the time and attention needed. This was in November last year. We are in end of April now. Don't waste your time with them.

    Had a great experience with Jonathan Pass and Lisa Van Court on our home purchase in 2016 and…read morerefinance in 2020. The most impressive thing is their response time -- I consistently got replies to any questions within 30 minutes, within business hours or not. That's pretty amazing and it enabled us to lock in a great rate when timing mattered. I did look at rates available at internet lenders, and they were able to beat the rates and with better service. Jonathan made sure he understood our objectives and advised us how to meet them and what was realistic. He was able to think creatively when some income wasn't able to be considered, in order to make our first home purchase go through on time. We would definitely prefer to work with them in the future. Thank you Jonathan and team!

    Sean Herrero Mortgage - Cross Country Mortgage - New house!

    Sean Herrero Mortgage - Cross Country Mortgage

    (129 reviews)

    We had a great experience working with Sean as first-time home buyers. He was super knowledgeable…read moreand always took the time to explain things in a way that actually made sense. He literally helped advise us on every offer we submitted, which made us feel so much more confident throughout the process. Once we finally got into contract, Sean and his team made the loan process really smooth and straightforward. They were responsive, organized, and kept us updated along the way. We're really grateful for Sean's guidance and would definitely recommend him, especially to anyone buying a home for the first time!

    We found Sean through a referral from our Realtor, Jessica Nance, and honestly, I don't think we…read morerealized at the time how much that decision would shape our whole experience. As first-time homebuyers, we had a lot of questions... and then somehow even more after that. Sean never made us feel rushed or like anything was too basic to ask. He was quick to respond, super patient, and took the time to actually explain things so we felt confident in what we were doing. What really stood out to me was how calm and steady he was through the entire process. Buying a home can feel like a lot, and there were definitely moments where it could've been overwhelming, but Sean and his team made it feel manageable... and honestly, smoother than I expected. They stayed on top of everything and kept things moving without us having to chase anything down. My husband and I just always felt taken care of, which matters a lot with something this big. If you're looking for someone who knows what they're doing, is responsive, and genuinely wants the process to feel easy for you, Sean is your person.

    Discovery Homes - A model home somewhere in the east bay

    Discovery Homes

    (82 reviews)

    Purchased a Discovery Homes house just over 2 years ago. Very little communication once they had…read moremy down payment. The salesman over sold the property and then disappeared ignoring every attempt at reaching him. The design center lady made us feel we were inconveniencing her by being there and did not help us at all. The final product was rushed, many corners were cut during construction which 2+ years on we are still dealing with. Almost EVERY TRADE has cut corners causing us issues. Difficult in scheduling follow up repair work. Lowest quality of everything they could find was used. Roof leaked in the very first rain, no flashing was installed where the vents exit the roof. Driveway was cracked in several places before we even moved in, and not in the control joints where it should have cracked. Gutters blocked solid with stucco. Baseplates on the concrete curb on the foundation not flush leaving holes for rodents to enter the house. Holes in the drywall under all the sinks where the pipes enter/exit which gave an entry point to rodents inside the home. Cheapest paint possible that stains just by looking at it. Leaking under the kitchen sink from day 1. Squeaky floors all over. Vent to heater was installed backwards which blew out the heater motor within 2 months of moving in. Wrong breakers used at the electrical panel which tripped far too often. Oversold, underdelivered - leaving me full of regret. If only I know now what I didn't know then.

    Jennifer Romiti is the best, she followed up and helped us fix our issue. The techs are coming out…read moreto fix the issues

    Khrista Jarvis Team

    Khrista Jarvis Team

    (201 reviews)

    Laura Barbara from the Jarvis Team was AMAZING! She is very responsive and understood exactly what…read moretype of property we were looking for. Her local knowledge and expertise in the Danville/Blackhawk/Diablo area was key as we were building our offers. After our offer was accepted, she interfaced seamlessly with the title company, MLO, and contractors. The process was exceptionally smooth, and I would highly recommend considering Laura and the Jarvis Team to represent you.

    Khrista Jarvis Team is one of the best realtors in the Bay Area and well regarded. Nicole Jung has…read morebeen in this business for a long time and knows the market very well. Nicole is amazing. With Nicole's help, I was able to purchase a beautiful home in the Danville area. She made the process seamless and ensured we got the best deal. She went above and beyond to ensure we were informed and made the best decision. I have two little kids so wanted to purchase a home that met their growing needs. She is very patient. I could really tell that she was not trying to make a quick purchase but she really wanted my family to select home that we could see ourselves living in for a long time as well as a home that could appreciate in value if we decided to move. Nicole's knowledge regarding the market is extremely valuable. Having assisted thousands upon thousands of buyers and sellers, she has expertise and knowledge that only comes from years of experience. She is amazing at what she does and can literally perform her own visual inspections of homes. Nicole also has a large network of professionals. You can trust her recommendations and I highly recommend speaking to her if you have any other concerns (escrow, lenders, contractors, repairs, etc).

    Diversified Capital Funding - mortgagelenders - Updated September 2026

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