Superior customer service from honest and reliable mortgage lenders…read more I recently bought my first home and thanks to Jodi White and Summit mortgage, I feel like I got a great interest rate and SUPERIOR customer service. Initially I was going to get my loan directly through a major bank and was scheduled to close near the very end of the month. At the beginning of the loan process, this major bank (who, for the sake of anonymity I shall henceforth refer to as "BANK X") also provided good customer service and a slightly higher than average interest rate in exchange for a significant credit toward our closing costs. As the end of the month neared, BANK X suddenly became incommunicado and would not return my calls or emails timely. Apparently once they figure you have agreed to use them as your lender, they have you trapped and they no longer have to be nice. I can take people being rude to me, but what happened next was just unacceptable: 1) BANK X sent me an updated Good Faith Estimate that was FAR HIGHER than the original good faith estimate and with absolutely NO warning 2) When I questioned BANK X about the massive increase, I was given the run around about "points" and "industry changes" 3) Not only did BANK X NOT apologize to me...EVER!...their tone was almost accusatory towards me as if I did something wrong! 4) After all of this, BANK X unable to close before the end of the month despite almost 3 weeks to get the paperwork together Because BANK X couldn't get the paperwork together before the end of the month as we had promised, the seller owed a penalty equal of $1,800.00...which they demanded we pay!!! To summarize, BANK X failed to close on time which had the following consequences: 1) BANK X used it as an excuse to increase my interest rate AND forfeit the credit toward closing costs 2) We had to pay $1,800 in order to make sure we could still buy the house or the seller would walk 3) We had to pay another month's rent where we were living In all, BANK X was a nightmare. I discussed this nightmare with my realtor who recommended Jodi White and Summit Mortgage. I spoke to Jodi who APOLOGIZED for my experience with BANK X and then gave me a quote which knocked BANK X out of the water. Jodi promised me that if I gave her my business, she would close within 3 weeks and that is EXACTLY what she did. When all was said and done, I got such a great deal with Summit, I still saved money even after all of the added expenses of dealing with BANK X. Bottom line, don't concern yourself with who BANK X really is, because if you are not dealing with Jodi White and Summit, you are likely dealing with your own BANK X and you may not yet know it (you soon will). Before choosing a lender, be sure to bargain shop and be sure to give Jodi White a call. I was glad I did.

Ryan Young from Summit Mortgage Corporation helped me in what I thought to be a very daunting…read moreprocess of purchasing my first home. While I was extremely nervous at first, Ryan walked me through every step and was very accommodating to my multitude of questions and concerns. In the end, it was a walk in the park. I found my condo, closed and moved in all within a month. And of course at a rate and term that I am very very pleased with. Ryan Young and the team at Summit Mortgage have exceptional customer service. You never get the feeling that they are too busy or that they have heard your questions a million times before. Purchasing my first home was never daunting because of Ryan Young and Summit Mortgage Corporation. It was exciting, rewarding and one of the best decisions I've ever made. Thank you Ryan Young and the team at Summit Mortgage!

Just had an awesome conversation with David - even though he's not serving the area that I am based…read morein, he took the time to give me some important information on the things I am working on at the moment (building ADUs and finding construction loans in Nevada). Not only he gave me some contacts, he also gave me some other tips that will work for our investing journey! This right here is what you call GREAT CUSTOMER SERVICE. If we're living in Portland, this is the guy we're going to call and do business with! Thanks again David for your time and hoping you all the best in business and in life. Hope you can go to Hokkaido in Japan soon!

Top notch service! David understands all the mortgage…read moreproducts available and really helps you decide the best product to meet your needs. Beyond that, he really lessens the burden cast by the underwriters and streamlines the loan process.

Eric has done probably 10+ loans for me. Always the lowest rates and fees by far, and he always…read moretakes care of the people I refer to him.

So I been working Mike DePinna for while now and he has been great. Helping me understand the…read morelanguage of a mortgage and what steps I need to take to secure the best rate for me. He is extremely patient and dependable. He follows up with you and makes sure things are clear for you so you feel like you are making a good decision. Whether you are a seasoned homebuyer or a first time homebuyer Mike is your guy to get your financing together.

My girlfriend and I worked with Morgan Faricy on refinancing the loan on our house and it couldn't…read morehave been an easier process. Within a day of reaching out to Morgan over the phone, we met face to face and he laid out everything clearly, concisely and had a number of options to discuss based on our interests and needs. The next day after our meeting and giving him a better idea of our hopes for the process, Morgan again presented us with some great options and clear timelines. Shortly after that, we were finalizing a great new rate and a plan that aligned with our future goals. Morgan was very accessible throughout the short process and provided great customer service. When there's a lot of money involved, I think a personalized experience is most important, and that's what we got. Thanks Morgan!

Brian is the best! Customer service is impeccable and his online platform makes getting all the…read moredocuments in and signatures a piece of cake! If the ease of use was not enough, his fee structure is the lowest you will find in the industry. Going anywhere else would be nuts!

Todd made the process of purchasing a home as easy and fast as can be! He it extremely prompt in…read morehis communication and will do everything in his power to get you a good rate. We had a very quick close, that was moved up at the last minute, and Todd got it done. We've worked with Todd twice now and would absolutely recommend.

Todd and his team have been amazing from the very beginning. I am a first time home buyer and…read moredidn't know all the nuances in the mortgage initiation and the closing process. Todd and his team were with me during the whole process and made the endeavor seamless from pre-approval to final closing. I will definitely use their services for my next home and also for my future re-financing needs. They're highly recommended.

The consultation support we received regarding our financing options from JJ and Christine was…read moregenerous, thorough, and very professional. We were very pleasantly surprised from our first introduction to JJ and team at how prompt and effective their communication was. This process is one that from our experience can feel daunting and overwhelming very quickly, but thanks to JJ and the Two Rivers Mortgage team we feel confident and informed about our options and next steps.

Nikole Potulsky is an absolute dream to work with. She is prompt in her communication, breaks…read morethings down in a way that I am never struggling to keep up, and I can tell she truly cares about me on a human level. I have been navigating some difficult life circumstances and she has never hesitated to make time for me. She knows her business inside and out and still I NEVER felt like she was treating me like a sale pitch. I've had a quite a few experiences with loan officers and she is a GEM. She's not just great at what she does, she's also real - and that's (sadly) hard to find.

I was looking for advice on qualifying for a mortgage as a freelancer/self-employed business owner…read more From reading random advice on the internet I was pretty much convinced that I'd have to sell my soul to even think about buying a house. After talking to Dan and Siobhan I found out it would be SO much easier than I imagined. Dan and Siobhan met with me and were incredibly generous with their time even though they knew I wouldn't be ready to apply for a year at least. They gave me excellent advice, answered my questions, gave me worksheets and information, and pointed me to local tax credit programs I didn't find in my own research (like the Portland Mortgage Credit Certificate). I learned that they even teach a home-buying class in their spare time. In short, I am super relieved and very glad I contacted these folks. I look forward to working with them when I'm ready to buy.

Dan and his team are incredible partners to have in the home buying process!…read more We have purchased two homes and done two refinances with him. He makes the process very simple for us. It is incredible how fast he works while still finding any possible options or angles that might benefit us. On our most recent purchase we had not been planning to move but found "our dream house". It was in a very competitive market so we needed to act fast. We called Dan in the afternoon and he had our pre-approval letter for us first thing the next morning! Being able to make a quick offer ended up being the key to us getting the house as the sellers were already in contract on their next home. If it wasn't for Dan we wouldn't be in our dream home!

I recently purchased a new home in Vancouver, Washington using David Sefton as my mortgage broker…read moreand Paul Kerkar as my Realtor. I have purchased five homes over the years and I can't begin to tell you what a complete pleasure it has been doing business with these two men. David Sefton is an extremely talented and professional broker who knows how to navigate the banking system with precision, tenacity and integrity. As a full service mortgage broker, Dave's services and responsibilities included working directly with the banks, appraisers, builders/sellers and inspectors, which saved me the frustrating and daunting task of dealing with them on my own. Whether you are purchasing a new home or looking to refinance, Mr. Sefton will be honest and up front with you from the beginning and he will most certainly find you the best deal out there. I gave him a relatively narrow window of time to obtain and close on our mortgage, and he accomplished all this, through the mail, before our interest rate lock expired. Dave managed to get the job done at the lowest rate available at the time. I shopped around before committing to Mr. Sefton and he did equal to or better than anything I could have done on my own and he did all the work and got the job done faster than I could have. I highly recommend him! Thanks Dave for your patience with me and good luck to you and your family!

By far the best mortgage broker I'm met or worked with. He arranged for my wife and I to have an…read moreultra-low rate with minimal fees, and he was pleasant and amiable to deal with (unlike others - they know who they are). I would not only recommend him to others, I actually have on several occasions. Couldn't be happier with his client service, his approach, his way of business. Thanks for the excellent work!