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    Fremont Bank

    4.6 (9 reviews)
    Open 9:00 am - 5:00 pm

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    Personal banking

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    Ask the Community - Fremont Bank

    Patelco Credit Union Dublin

    Patelco Credit Union Dublin

    (119 reviews)

    We had privilege to work with Brandon Blalock. and he was outstanding throughout our home loan…read moreprocess! He was incredibly responsive, proactive, and kept everything moving, even helping us get everything completed before our very short closing date. We are first time homebuyers, Brandon made the process smooth and kept us informed every step of the way. We especially appreciate the extra effort he put in, even around the his holidays, to make sure nothing slipped through the cracks. If you're looking for a knowledgeable, responsive, and dependable loan officer, I highly recommend working with Brandon.

    I genuinely cannot remember the last time I experienced this level of incompetence from a financial…read moreinstitution. I started a vehicle lease-buyout loan with Patelco on July 6, well before my lease ended. What should have been a straightforward transaction turned into nearly two months of me repeatedly calling Patelco, resubmitting documents, and trying to make sure they were actually doing their jobs. My original payoff quote eventually expired while Patelco was still processing the loan. When I learned this, I immediately obtained an updated payoff and submitted it on August 13. During that call, I specifically asked for the person handling my loan to call me back and confirm that everything had been received and nothing else was needed. Nobody called me. I continued under the reasonable assumption that my loan was being processed. Instead, VOLVO called me to tell me my lease was overdue and they still had not been paid. When I called Patelco, I learned that they had allowed my entire loan application to expire on August 20 because they supposedly did not have the updated payoff , the same payoff I had submitted a week earlier. Let that sink in: I provided the requested document, specifically asked them to confirm that my file was complete, received no callback, no email, no warning that anything was missing, and then they simply allowed my application to expire. This was not a situation where I failed to respond or provide documentation. I called Patelco repeatedly throughout July and August trying to stay on top of this loan. At no point before the application expired did anyone contact me to say there was a problem. I escalated the situation to management and asked them to reopen the application given that its expiration resulted from Patelco's own processing and communication failures. After management and underwriting reviewed it, I was told they cannot reopen it and that I am welcome to submit an entirely new application. Why on earth would I submit a brand-new loan application to the same financial institution that demonstrated this level of incompetence handling the first one? Because of Patelco's failures, my Volvo lease is now overdue and I have incurred a late fee. I started this process July 6, did everything asked of me, and repeatedly followed up for nearly two months. Somehow I am now the one dealing with the financial consequences. Mistakes happen. This was not one mistake. This was a series of processing failures compounded by an astonishing lack of communication and follow-through. I have completely lost confidence in Patelco's ability to handle my financing and will be taking my auto loan business elsewhere.

    Provident Credit Union - Exterior

    Provident Credit Union

    (67 reviews)

    I first heard about this company through my dad, who had nothing but positive things to say about…read morethe way they treat their customers. After banking with them for several years, I can confidently say my experience has been just as exceptional. This will now be my second auto loan through them, and once again, they exceeded my expectations. Not only do they offer some of the best rates available, but their team is also professional, knowledgeable, and genuinely committed to helping their customers throughout the entire process. I especially want to recognize Vinisha Patel for the outstanding service she provided. Her professionalism, attention to detail, and dedication to customer care truly stood out. She made the entire experience smooth, stress free, and informative from start to finish. If you are considering purchasing a vehicle, whether through a dealership or a private seller, I highly recommend reaching out to them before allowing dealerships to run your credit multiple times. Being pre approved ahead of time gave me confidence and negotiating power throughout the buying process. It allowed me to focus on finding the right vehicle and securing the best deal without unnecessary pressure or repeated credit inquiries. Having financing already in place puts you in control and makes the entire car buying experience much easier and more enjoyable. Thank you again to Vinisha and the entire team for providing such excellent service and making the process seamless. I truly appreciate the confidence and peace of mind you gave me during such an important purchase.

    "The service is always excellent, and I love visiting this location. The staff is friendly,…read moreprofessional, and always makes me feel welcome."

    Fremont Bank - banks - Updated September 2026

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