If it wasn't for Vijay, I don't think I would've been able to get my dream car. He made the entire car loan process so incredibly easy and took the time to explain everything in honest and comprehensible terms to me, someone who had no idea what I was doing. He was truly the light at the end of the tunnel for my hair-pulling stress filled week of dealing with mannerless car salesmen and the sudden loss of my best friend (my cat). To say the least, he went above and BEYOND his duties at his job and it was amazing to be blessed by someone who actually cares about giving the best customer service. I cannot thank him enough for his astounding work ethic and how much his goodwill was so needed in a testing time. This is exactly the kind of trustworthy person who should be working in financial customer services. Thank you so much Vijay!! I'm finally living out my Subaru traveling dream!! read more

Golden 1 Credit Union - Tracy - Thanks for helping me get a loan for my dream car Vijay!!! - Banks & Credit Unions Near Me - Tracy, California

Nigel & Markie are wonderful! I visited this branch last Saturday and the customer service was so good! We were immediately greeted by Nigel when we entered the building. Nigel made me feel seen & valued. He kept me up to date on wait times, etc. Nigel had amazing customer service and is a great face of this organization! It's easy to see that he takes pride in his work and he has a great attitude. Please keep Nigel! Markie also provided wonderful support and assistance. She was very knowledgeable about everything Golden 1. She possesses great customer service skills and her disarming demeanor really lends to that. If you are looking for a Golden 1 branch I recommend this one! read more

The Home Loan advisor, Sunny, never called back, so I had to go elsewhere. Bad and unprofessional service. Would not recommend!

Tellers limited their personal conversations with customers . It's frustrating when you're in a hurry and customers act like there is no one else in line. read more

Easy in and out banking. I went in mid day on a Wednesday. No line & friendly service.

I had to come by and drop a 5 star review because the ladies/manager at the front desk in Tracy, the one right across the way from Costco, they were extremely helpful and quick. Considering it was an hour before closing they still were able to help me solve the issue I had within my bank account, Gracias ladies! read more

Love going in to this particular branch very friendly , very helpful. Always a pleasure !

Golden1 is my secondary bank. I use them for my friends and family who has them; when zelle and venmo wasn't a thing yet a few years ago. Anyway, I had sold a car last week & wanted to verify the cash, unfortunately there are a lot of scammers. Davien Lopez was assisting me that day. He was knowledgeable on how to spot a counterfeit, help me understand what to look for, and even said if the money machine wasn't able to read the money we'd count it out together. He was very thorough and made it feel like a real personable experience. It felt like a small town bank and I love that. After this visit, I just might make Golden1 my primary. Thanks Davien! read more

Catrina Jensen was great help at Golden 1 credit union. Professional, polite, respectful.

I give G1. CU. 5 stAres. Excellent customer service. Yvette thumbs up. very thorough with the paperwork. very limited wait time when they give you an appointment best service I've had in a while. read more

Amazing team, specially to the guy with the bright smile. Thank you for always smiling, wish you nothing but the best in life bro!

Always enjoy my trip to this bank. Everyone from the tellers to the management team are fantastic and super friendly. Ooh and they always have the best music playing. Great place to bank. read more

This branch is the way banking should be. Everyone from the tellers to the branch manager are friendly, helpful and easily approachable. Very comfortable place to do business. I had a unique transaction and I walked into the bank and Virginia Was there and helped me right away. She explained my options and helped me decide what the best option was to help my money grow. I was very pleased with the direction she helped me go to. Every time I walk into this branch is like walking into "Cheers" where everyone know your name. This is banking the way it used to be, people first. It's a friendly, easy place to bank. Highly recommend this branch, AAA++++++++ Thank you Virginia, your the best. read more

Received something in the mail from Tru Stage auto insurance saying I could save a lot of money.Called and to my surprise it was answered by Liberty Mutual who said they had partnered with Tru Stage to help Golde1 memberssave.It turned out their 6 months quote was double what I am paying for the same coverage.They blamed it on a no fault accident almost 5 years ago.What a rip off.If Tru Stage is not a real company stop sending out the so called savings to Credit 1 members .Shame on you. If anyone wants to save money try a comparable quote from Connect thru Costco. read more

Absolutely the worst financial institution on the plant. My wife's father passed away four months ago. She has been trying to close the account, get funds from the account since. NOBODY at this place of business is capable of this. She has been in the location in Turlock. They lost or discarded all documentation of the transaction! Like she was never there! After many many times on the phone. Golden One is not willing to close the account and issue a check to her or the Family Trust. She is the sole trustee, executor of the trust and estate. Has power of attorney. After dealing with this, make the big banks like Well Fargo and BofA look like saints. read more

Davien who is a teller at Golden One Bank in Tracy California is an asset to your Bank. He always greets you with a smile and always answers any concerns that you may have. He treats your customers with respect. I can see him moving up in your company and wish him well. Don't lose this fine young man ! Thanks, Davie Martin read more

never use this credit union, they go out of their way to make doing business with them impossible. i am the power of attourney for my mothers accounts yet they made me physically come in and give them a copy of the paperwork where all did was take a copy of it, every other financial institution accepted an email or a fax but not these a$#h&^%$, situation number 2 we had to move her location and the move has left her cash light right now, all i requested was a simple deferment of 1 payment on a signiture loan she because of this but once again there stupid, anti consumer rules make it impossible to do this, they rested that i fill our paperwork which had a 25 day processing time when all we needed was one month, heck even during the lockdown we never missed a payment, it always went through and was paid on time, but the one time we need any sort of assist from them they go out of their way not to. i repeat never do business with them they will find a way the screw it up and make doing business impossible now just as a cavoite i have no issue with credit unions i actually prefer them over a bank but use any other but this one, they are terrible for the consumer. read more

My family members set up an appointment to adjust their accounts and put accounts into trusts. Due to our loved one passing, the adjustments required two visits for processing verification. In the meantime, a banker answered our questions and helped us confirm details on the paperwork. During our second visit we had the pleasure of meeting Olivia Cortez. Thankfully she had noted many discrepancies from the first banker and helped us submit everything correctly. We were so grateful as the family was dealing with so much and we were happy to know that everything was processed correctly with Olivia. From the beginning, she was informative, professionally in all her interactions, patient, and displayed genuine attentiveness in handling each family member's account. It is our hope that her hard work and outstanding customer service is acknowledged by her superiors. We would definitely recommended others to this Branch because of our experience with Olivia Cortez. read more

I came into the branch just before closing time and needed to get my debit card printed (new account). Everyone working seemed to be more concerned with shutting the lights off and scurrying home as soon as business hours were over. The teller was less than courteous and they almost turned me away because they wanted to shut down and go home early. The manager came over and made a comment to the teller in front of me: "We've already shut that system down." I asked "You're still open for business, aren't you?" Then they just got huffy and puffy and were complete jerks after that. They then placed my card under the window and then the teller came to unlock the door for me. Didn't say a goddamn word. And my kids were with me!! I told my kids when we left, "That's a clear example of bad service. If you work in financial services when you're older, DON'T be like them." read more

Personally I love golden 1 credit union. My sister got an auto loan from them few years ago and few months ago and I gave them a try. Very easy process and good rates. Customer service was excellent and I received the loan in 2 days. Their tracy branch is very friendly and helpful. Large building and 6 teller windows. Almost always little to no lines. Usually a little wait for a personal banker. There are a lot of parking spots available and there's one atm machine on site. All on all highly recommended. Closing my chase account soon to solely use golden 1 credit union for my everyday purchases and uses. Although there aren't many branches around but they have a deal with other credit unions where you can go and take care of your needs read more

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Virginia Rodriguez, the Branch Manager, is hands down the best banking professional I have ever encountered! These guys just get it, feels more like a family than a bank! I had so many questions and she had all the answers for me. I left the bank feeling amazing about the possibilities of me buying my new home. Her guidance was so clear and it was such a pleasure working with her. read more

Golden 1 Credit Union - Tracy - Banks & Credit Unions Near Me - Tracy, California

I stopped by this location after work due to having issues applying for an credit card loan application over the phone. Virginia Rodriguez help me with the problem. She was very pleasant and insightful and made everything easy. I had such a good experience that I wanted to write a review and say thank you! read more

This bank is by far the best bank in town! and I should know as for my job I have to go to almost every bank in town at least 2-3 times a month. The staff are the most wonderful pleasant people to work with! All of them are friendly, respectful and professional in every way and every day they are for sure an asset to your company. I have been a member for 25+ years and this is the best branch. read more

So glad I moved my accounts to Golden 1! Virginia at the Tracy branch helped me from start to finish and it was so refreshing receiving this level of service. I had been looking around to refinance a vehicle and consolidate my debt. One call was all it took, I felt like Virginia was my financial advisor!, she gave me great options, she wasn't just trying to reel me in. I felt so comfortable in the process, she really made the whole transition seamless. She even followed up to make sure I was happy, and I was!! Not only was Virginia a rockstar but the whole Golden 1 family really made me feel special, like I was somebody LOL!! There was a lot of moving parts and I ended up speaking with a few different staff members and they all blew me away with there professionalism and etiquette. It was a pleasure working with you, and I look forward to working with you again for my financial needs. Hands down the best experience I've had regarding financial services... Thank you!! read more

This Golden One is excellent, the staff there have always helped me in a very nice and professional manner when it came to answering all of my issues and questions. I would personally like to thank Virginia for being so kind and for being willing to help me personally even though I only have a regular account. I feels she tells all her employees to their clients this way, and I feel Golden One tells all their managers to act this way. The reason why people choose Credit Unions over Banks is because they exist to help you, not make money off you. Each time I see Virginia I am so impressed I tell her I will leave a review but always forget, I'm glad I finally remembered to do so and that it will be of help. read more

I am a brand new member to Golden 1. I came in for a checking and saving account. I ended up getting checking, saving, credit card, online banking and new auto. My credit card rate was super low compare to my other credit cards. I was able to get a new auto loan with a low rate as well and for the exact amount that I requested. Vijay Saini assisted me with all my needs. Super easy going and excellent customer service. Definitely went over and beyond customer service. The next day I had a some questions he answered my emails super fast. And when I called him, if he wasn't available due to him assisting another member at the branch he called me back super fast. He is also super knowledgeable. He definitely know what he is doing. He deserves recognition for him going that extra steps. Thank you Vijay Saini for assisting me in my needs. I appreciate you. read more

One of the worst banks I've ever banked at. Lines are always long, consistently short staffed, outdated technology, inefficient processes, and poor customer service. Additionally, they treat people of color like crap. read more

Sure it's a 1% APR CAR loan, but a sneaky 100.00 a month "processing fee" is tacked on. If you have a current car loan with them go ahead and check your paperwork, it's in there. read more

Truly the worst experience I have ever had. I sold a vehicle to a member and was amazed at how rude they were to myself and wife. We are not members, however were selling a car to a member. They messed up the loan. Lost paper work. Took 2 days to complete the sale. Did not send pay off to my bank. Virginia and Jamika are there to be "the boss" and they take their positions serious. They are rude, attempt to be smarter than everyone, condescending and.... I had to call the call center as the branch is unreachable. The call center had to call 5 times before the phone was answered. The call center was also amazed at how bad this branch has handled this. In the meantime I have to rent a vehicle due to this branches poor service, lack of lending knowledge and "they plain don't care" attitude. -1 star. read more

I went into the branch today to complete some paperwork and was totally dismissed by one of the employees, told me I would have to wait at least an hour and walked away. I will have to go back to complete my paperwork for my parents. During these difficult times to have this kind of customer service is unacceptable read more

I applied to Golden one this week to be part of a credit union . I was denied because of " poor credit report" . Well ok I have 2 other bank accounts , I'm not hurt by it, but this is a prejudice financial institution if they are judging people with less than stellar credit . My identity was stolen about a year ago . I notified the federal.trade commission to have it on record for financial institutions to view. Instead of taking the time to view that document , golden one went ahead and pre judged me , because of my 600 credit score, I was able to.ppen another bank account locally , get a cel phone contract , even got a lexus , and this credit union is too.prejuduce to hold my mo ry for me . Terrible customer service I've sent in e mails regarding this prejudice judgment and no one will contact me back. Well golden one ,,,a bad yelp review is my way to let others in my community know that you are prejudice and judgemental. I will never apply to your institution again and will let everyone I know about this denial. I don't take it personally its business, and so is this yelp review read more

Went into Golden 1 yesterday just before closing. With all the turmoil and gloom, when we walked into the bank, everyone was so pleasant and happy and they all said hello, kind of like the show Cheers, where everyone know your name. It was a great atmosphere and huge relief from all the stress of these times. Just a great place to bank. Highly recommend this branch. read more

Needed something done in the Tracy location, Jessica helped me out. She's great, has and awesome personality and is very knowledgeable at her job! Thanks read more

They have the most stupidest ATM machine !!! I went to deposit $210.00 it said i only put in $200 so i cancelled and it only shot back out $200 wheres my $10.00 ?!?!!!! Then i go and put in a different card for my auto loan its just a savings account i tried to deposit $240.00 for my payment and it kept my card said it was reported stolen and gave me the money back. How in the hell is that stolen ?! No pin numbers were wrong because of course i wouldn't even be able to try to withdrawal or deposit anything . So now i have to call tomorrow and be on the phone forever just to explain to explain to then how dumb there atm machine is. Thanks ! read more

I can't figure out why the ignorant sarcastic snide smiling rude & unempathetic customer service representative would expect that I would put one dime into this credit union after the horrible interaction I drove 20 minutes to receive... Long story short, Hell no! read more

My family (wife, 2 sons) started banking at Golden One a few years back. This is definitely my favorite branch mainly because of Davien. Davien is one of those super awesome employees that's always on the ball. He gets everything done FAST and correctly the FIRST time. He makes it so easy and pleasant to bank at Golden One. read more

Under staffed very slow turtle speed service. Asked teller to deposit money into my checking but instead he deposited it into my savings and I even asked for him to verify and he confirmed that it was deposited into checking and he said that it was when in fact it was deposited into saving , the end result was bounced checks . My wife went back he was rude and said we would get a call back later in the day which didn't happen , the whole thing took 2 days to resolve . There is only one male working at this branch , he lacks knowledge can't acknowledge when he makes a mistake and when you ask for confirmation he is dishonest read more

We weren't planning on switching credit unions, but after our old credit union established a ridiculous $1,000 per day/$2,500 per month maximum limit when they finally introduced mobile deposits, we made the switch to Golden 1. $5,000 per day mobile deposit with no monthly maximum whatsoever. Now we can easily deposit our paychecks (our employers don't offer direct deposit) without having to find an ATM. As for the Tracy branch, so far, so good. Haven't had much interaction with the staff there, but so far everyone has been friendly and professional. read more

There are many differences between credit unions and banks that a lot of people don't know about. Credit unions are member owned operations that focus strictly on saving their members money in terms of lower rates on car loan, higher rates on money markets and certificates, and lower fees across the board for various products and services. However, one thing I could recommend for this particular location is to use an ATM for simple withdrawals or deposits, have your ID handy when you go to the teller line, and remember we are all human and are capable of making mistakes. read more

I don't understand how this bank has high reviews? It must be friends and family of the workers because this bank fucking sucks at customer service. They only have 1 teller at all times working never anymore then that especially on paydays or Friday's. This place is bullshit and not to mention the workers are rude. They sit and have a long conversation with the customer like there's not 20+ people waiting to get something done. This is ridiculous, I'm waiting here in line 1 teller and 2 loans officers I guess. The only reason I still bank here is for the direct the deposit I get a day early other then that I would have closed my damn account already. read more