We absolutely love Spirit Bank on Memorial. We feel known by bankers and managers. They make it…read moresimple and easy to manage our multiple businesses and business accounts.

17 days past scheduled closing date my clients were finally able to close. "Rushed appraisal"…read morefinally scheduled 3 days past when we were supposed to CLOSE on the home. I understand checks and balances and due diligence but in 6 years of working with home buyers, this has to be the worst experience I've encountered yet. If you are wanting to obtain a home loan, look elsewhere or expect multiple delays.

I've waited 2 weeks to post this review to try to calm down enough to remove the emotion. Do not…read morebuy from ECA. I purchased a 2023 Dodge Charger from them in June of 2025 for $23,999. I put $1,000 down, and made biweekly payments if $320. In March of 2026 I had to file bankruptcy. I had indicated that I wanted to reaffirm the car note, and continue making the payments on it. I was, at no time, behind on the payments. (All but one were paid early) I went in to make a payment on Friday (April 10th), and found I could NOT make the payment because the finance company had "locked" my account. At the direction of the sales manager of the dealer, I called in to the finance company only to be told to call my attorney. The following Wednesday (April 15th), I came out of a business I was doing computer work for to find my vehicle was missing. I called the police, thinking it had been stolen. Turns out, it had been repossessed by ECA/AAF and they refused to let me reaffirm the loan. My attorney verified he'd not received any paperwork for reaffirming the note, and they wouldn't provide such. I've now lost over $12,000 between payments, upgrades to the vehicle, and Tag, Title, and License on a vehicle they are going to resell for probably $28,000-$30,000. (As of this writing, they are selling the same make and model at $30,000) This should be illegal. Very shady business practice to treat a customer who was NEVER late on his payments that way. Do not buy from them.

I will NEVER do business with this company again. I got a car with them 2 years ago on a 5 year…read moreloan. My husband at the time co-signed with me. I was told as long as full coverage insurance was on the car I would not get charged a $60 collateral insurance charge. Fast forward to this year... husband and I divorced. He moved out and had to be removed from my insurance as he doesn't live with me any more. This company asked me to send my next year's coverage to prove that full coverage is still on the car. The MOMENT they saw my husband's name was no longer on the insurance they tracked on the $60 fee. No warning causing me to have to make only a partial payment this pay period. They state that even though I am carrying full coverage on the car, they are still going to charge the collateral fee because my ex is not listed as a driver or insured! THEY DID NOT INFORM ME THAT WE BOTH HAD TO BE ON THE POLICY, THEY JUST STATED FULL COVERAGE INSURANCE HAD TO BE ON THE CAR. Their employee that sold me this car did not tell me this and me believing what was said did not read the fine print in their contact. They will not accept my divorce decree that states I am now the sole owner as awarded by the courts and refuse to remove the fee. This is a shady company!!!!!!!!!

Clay Carden and his TEAM did a fantastic job in guiding us through the Construction loan process on…read moreour new build. This in turn leads to the Permanent financing. Clay's knowledge and his TEAMS expertise made the process straight forward and efficient. Customer Service is a focus of Clay's and it showed throughout the home building experience. I highly recommend Clay and First Pryority Bank to family and friends. Thanks again.

Great place with excellent personalized service. They specialize in small aircraft loans and also…read morehave a mailing service onsite for FedEx and UPS.

We had a very good experience with OCCU. We filled out an app online and received a call from the…read moreloan officer. Everything was real smooth. I picked out the car I wanted and they set up everything for my online payment. Very easy to work with good rate and the staff very friendly. Would use them again. Thank you.

If your looking for the worst financial institution in the USA, congratulations you have found it…read more We have had a loan here fore a little over 5 years, and man, has it been a rocky 5 years. They require a membership with the loan that requires a savings account to avoid extra fees, which is total B.S. We were told that they didn't have auto drafting so we had to mail a check. All was well for about for about a year. Then they quit receiving payments by mail. So, then I get smart a start to send the payments by certified return receipt mail, just to make sure they receive them. Then all the sudden they start receiving them again on time. Then in another six months, they quit receiving the payments after signing for them. Of course, I get an excuse of we must have misplaced the check, then told to send another check, without a late fee being charged to the loan. So, I send another payment. After they sign for the new check they miraculously find the other one and deposit them on the same day, now I have a double payment taken out of my account. So, now I am on the phone again trying to get this straightened out with Oklahoma Financial & and having to cancel the double payment check from another financial institution that I wrote it from. All this time from year one, I try to see if auto payments are able to be set up yet, still the answer is no.. This goes on for the remainder of the loan. Here's the kicker, there is 2 months left on my loan, I am still dealing with these payment issues, I finally get a bank manager to talk to me, he states that he can set me up on auto draft, I asked "Oh, you finally got auto draft?" He states "We have always had it." Then he emails me the form. Lmfao right? Well after the loan is paid in full and closed he states that he would close the savings account and mail the check from that account. Did that happen? What do you think? NOPE! So, here I am again calling emailing and trying to get my money back. After over 2 months after I have my account paid in full and savings account charged monthly fee's, I am told the check is in the mail. Fingers crossed!!

They always help me. I am a small business owner who often is in a hurry and needing to buy…read moresupplies to get to the next job. They regularly help me to get my monies to vendors etc in a timely manner. They have wonderful hours for actual working people, they are kind, courteous, and fast. I don't think for any transaction including cashing bonds has taken us more than 10 minutes in the bank. Great local people who actually seem to care about you and your business and not just treating you like a number and chance to always "sell" you something you don't need.

The workers in there are always so friendly and helpful. The building is very clean and updated.read more

This is the way banking should be done. Real people making the decisions and those decisions are…read morebeing made by people that live in our community. Joe, Jimmy, Angie, and all the bankers and staff are truly top notch!

From the owner: If you're looking for a reliable banking partner in Tulsa, Oklahoma, Triad Bank is your go-to…read morechoice. Established in 1983, we provide a wide range of banking services that cater to your personal banking and business banking needs. Our loan packages are affordable and customizable. We specialize in USDA loans and SBA loans, which are ideal for new and expanding businesses. Apart from business loans, we also offer various other loan options, such as mortgage loans and auto loans. At Triad Bank, we prioritize client satisfaction and work hard every day to provide the best possible banking experience. Visit our Tulsa bank today to learn more information about our banking services and loan options!