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    JLMLO

    5.0 (14 reviews)
    Closed 9:00 am - 5:00 pm

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    2 months ago

    영어에 약하고 복잡한 과정들이 너무 많고 생소하고 어려운 일들인데 자세히 설명해 주시고 꼼꼼히 챙겨주셔서 모든 과정이 순조롭게 끝날수 있었던것 같고 특히 이민 1세분들에게는 강력 추천 합니다.

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    7 months ago

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    Joseph L.

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    6 months ago

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    1 year ago

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    Joseph L.

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    11 months ago

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    Joseph L.

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    3 years ago

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    3 years ago

    Helped my parents so much with their home financial needs. I know they'll do the same for you.

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    5 years ago

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    4 years ago

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    2 years ago

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    Joseph L.

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    5 years ago

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    5 years ago

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    4 years ago

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    Joseph L.

    Thanks for the review!

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    5 years ago

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    Review Highlights - JLMLO

    Joseph truly went above and beyond to help me, and thanks to his support, I was able to get a great rate.

    Mentioned in 11 reviews

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    Pacific Trust Group

    Pacific Trust Group

    (39 reviews)

    Larchmont

    Keith Baker is amazing!…read more First off, I would like to say that I have been fortunate to have both worked with Keith on transactions where I was the Real Estate agent representing clients and I have also had the pleasure of working with him as a buyer myself in need of a loan. In both capacities Keith was stellar! As a Real Estate Agent I was introduced to him by one of my buyers - he was easy to work with - efficient and professional made the deal go smoothly and both the buyer and myself were impressed with his work. When it came time to buy our own house - we started with another mortgage broker but he was horrible. Immediately I called upon Keith to see if he could help. After being given half info from the first lender I worked with - Keith was able to pick up where the other barely made a dent and worked with my fiance and I from day one to get us ready to be able to write strong offers. At every turn, Keith gave amazing advice on what we should do to improve our credit, what we could pay off, how we could qualify for more or better rates. He answered every question I had - before and during the transaction promptly and in layman terms. Since closing on our house, I have recommended him to another buyer of mine, Keith was able to give him rates that were lower than what that buyer received from others - but the best part - Keith also encouraged him to shop around to see if he could get a better rate - and if not, come back to him. Keith is fair and knows the biz inside and out having worked in all areas of lending in the past. I cannot say enough how much I appreciate Keith as my personal mortgage broker - and as an agent having had the pleasure of working with him to make sure our clients got the best possible representation. I cannot sing his praises enough!! THANK YOU KEITH!!!!!

    I'm on home #3 working with Sidney (Beverly Hills, West Hollywood, and Del Mar), and he'll continue…read moreto be my first call for broker and mortgage loan needs!

    Greenbox Loans - Greenbox Loans: Tailoring Non-QM Mortgage Solutions for Unique Borrower Needs

    Greenbox Loans

    (77 reviews)

    Wilshire Center, Koreatown

    I am first time buyer and was trying to purchase condominium at new construction project and using…read morebank statement program through my business. I went through 2 other different lender that recommended by my agent, one before greenbox which was just waisting my time and one after which still on air. I decided work with Greenbox loan & had chance to directly work with Payam Kohanbash. I have to say by far he was most knowledgeable and helpful person during this painful process.He gave me preapproval letter less then 12 hours and I guess because he is direct lender, he was able to approved me with just my one year of bank statement and locked good rate around week or so of starting process. He even told me, he will adjust my rate if rates go down before closing. The only concern he had and shared with us and my agent and seller/ builder agents from day one, was that at least 50% of project needed to bo done and sold under this loan program which the seller's agent assured us that's all done and no problem at all which end up been lie and we discovered it just 2 days before closing date because saller just delivered this most important document just 2 days before closing. Unfortunately with all Payam's and greenbox hard work and help we still couldn't close it because couldn't get approval for project which Payam warned us from day one. Even though I wasn't able to do the loan with greenbox but I have to say Payam and his team were amazing. He was so much patient, always available and gave me so many helpful advice which I really needed as first time buyer. unfortunately 4 weeks later, I am still dealing with loan company that seller agent recommended and claimed that can approved the building at no time but all promises and no action so just wasting our time because what Payam knew day first, they are just discovering 4 weeks later. Thank you Payam & Theresa

    I'm a broker in CA and work with many non QM banks. this lender works HARD to make a loan work!…read morethey are great at communication. I work with Robert Caldera and his team. he is the most pro active rep I have ever worked with. he has great resources and a clear understanding of what it takes to fund a loan. I've closed 3 with him now, all of them closed in about 4 weeks. this is my 'go to' lender for iTin, bank statements and P&L. This team works hard for a funding!

    JLMLO - mortgagebrokers - Updated June 2026

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