Been paying this guy for over 40 years without a single claim but rates keep going up over 10% in recent years. On top of that, the staff are always changing and don't know wtf they are doing and will be happy to argue w the frustrated customer. Will definitely switch to different Stare Farm agency OR possibly switch to different company. I suggest you do the same - look for different SF agency or try other companies and definitely skip this WOO. read more

I have been a client of Michael Woo for about 10 years just for regular car and home insurance because its required. When I wanted to change a property to a multi unit rental, Andre dropped the ball and never really got my policy changed back in August 2020. I dont hear anything from them until I get a letter at the end of May from my mortgage company saying that they will buy insurance and charge me because I don't have insurance on the property. I freak out and call his office to explain and complain about the situation. She gets flustered and has the gall to say 'so you want to cancel your policies?' What?? I finally get in actual contact with Michael and he says I have to get an apartment policy because it 3 units. He sets me up with a monthly autopayment for all policies. And I think all is well and smoothed out. I go to refi, a girl from his office calls to verify because another mortgage company is calling for info. She tries to look up my policy and cant find it! She says it looks like it was cancelled without a reason shown. I tell her about the failures before and ask how come there was no word from their office when this was cancelled. She said she will look into and get back to me later that day. No word for a week, so I email Micheal asking what is going on? No reply, no call, nada. My loan officer reaches out via email to his office with me cc'd. I text him on his personal phone and ask what is going on? I email specifically that I want him or Julia to handle this situation and not Andre. What does he do? He has Andre call me and I let Andre know the whole situation and how I have no faith in him to do his job. During our conversation, he tells me he doesn't know why Michael set me up with an apartment policy and it should be 2 separate policies because there are 2 different structures. He says that he should have it in that day. I said that we'll see having no faith in him. I specifically told him to email me only because nothing gets done without having them put in where its recorded. And of course he didn't get it done until a few days and my mortgage company force me to buy their expensive insurance. So really to try to get a correct policy from their office took over a year. Needless to say I am no longer a client. I got an agent that actually follows up with calls and detailed emails. Not only that, the correct policy with higher coverage was 1000 less than what Micheal set me up with. So I pretty much paid 500 more for the incorrect coverage he charge me for a few months and the expensive insurance my mortgage company forced on me. Key Advice: Get a different agent. Get different quotes even with other State farm agents as you can have different agents for different policies. If you do choose/stay with him, get everything in email or text or whatever you need will most likely get forgotten. read more

After two consecutive house fires within two blocks of my apartment, it dawned on me that I should get renter's insurance ASAP. Losing all of my belongings in a house fire would be tragic and leave me naked and broke. Someone suggested getting renter's insurance through my auto insurance company, however the quote that I got from the Gecko was just way too high; I am only insuring one bedroom in a flat, not an entire house or grand piano. I went online to State Farm and within ten minutes I submitted my information for a quote. 24 hours later, I had an email in my inbox from Michael Woo's assistant with my quote - which was about $60 less than the Gecko's quote! I guessed the year my house was built in my original estimate because I am clueless about outer richmond architectural history and my landlord didn't know. I expressed this to State Farm and the underwriters did the research for me and corrected my quote. From there I had a brief, 5 minute conversation where I confirmed the quote and gave them my CC info. Done. I am covered for an entire year against theft, fire, the crazy cat people who live above me, and anything else that falls underneath my policy. The best part is- I never had to leave my desk and voila! I'm insured! read more

Michael Woo - State Farm Insurance Agent - Michael Woo, Agent - Auto Insurance Near Me - Kentfield, California

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Great agent and person really cares about people thanks woo ,with state farm I know I'm covered with the woo team

Michael has been taking care of my insurance needs for many years (5+) and he's always been personal such as helping me when I have a claim or advising me what type of insurance I should carry. I like the way he approaches when I need my insurance to work for me. He helps me accelerate my claim if needed. He also has a staff that follows up when you email or call them right away. read more

I have been with State Farm for ~20 years now, started with Michael's dad, and somehow moved to him when his dad sold the business, I normally don't complain, pay on time automatically, and don't really demand much! I have worked with multiple people at Michael's office, the best employee he has ever had was Ali, I normally don't deal with Michael, however giving the fact that almost anyone I have worked with in the past was gone, I attempted to work with Michael, and let me tell you, he simply don't know how to work with customers, my last experience with him was the last straw, I truly feel that he is not there for us, at any point! but the way he was talking (Via email) was so rude, and unprofessional, to the point that I have now moved over to Kate McIntyre State Farm Agency! If you don't care how you are treated, go / stay with michael, otherwise there are so many other good agents out there, that will take your time, and review your policies and make the appropriate suggestions! As an example, I have been with michael for ~20 years, not once did he ask to review the policies with me, I just moved all my policies (auto, home, business, umbrella, hoa) over to Kate McIntyre State Farm Agency and the first thing they did is setup a face to face meeting to go over all my policies and make recommendations (Removed roadside as I have AAA, added miles discount as I drive under 12K per year, match my cars policies as they didn't have the same settings, etc...) 20 years not once did he reach out, just collected his paycheck, for another number in his portfolio!!! read more

To be fair, we have never met Michael in person and his assistant Ali was very nice to us...however, we haven't been happy with the way Michael has treated us thus far. Before we went on an international trip we decided to get renter's insurance so that we could insure our personal belongings as well as the belongings in our house in case something were to happen. We asked Michael if we could cover our mobile phones (iPhones) under our insurance and his answer was a very short, "No". We continued to persist to understand why and he kept replying, "The answer is no." -- instead of giving us an explanation. At one point in an email he said something to the effect of, "The answer is no. I'm not sure how many times I need to repeat myself.". We decided to call a different State Farm insurance agency to try and get the answers and they were more than happy to explain it to us - the first time we asked. iPhones were too high risk to insure (as people lose their phones *conveniently* when a new iPhone comes out). Okay, fair enough -- that is TOTALLY understandable and we were perfectly fine with that answer and didn't push it. Good news is, nothing happened to our phones. At least nothing that wasn't fixable. I really wish Michael had explained that to us instead of being short with us, unhelpful, and sometimes even down-right rude. We decided after that incident with him, to transfer to the other agency that was happy to explain it to us over the phone. At one point one of Michael's agents contacted us about our policy, in which Michael replied, "Client has switched to (other agent), you can stop communications.". Sure, it doesn't sound rude, but did he really need to CC us onto that email? A bit passive aggressive. To be honest, it's really hard to get context over text based communication, but we have never in our lives experienced something like this. We even tried calling to talk to him and he refused to answer our calls. Maybe that was just a coincidence. read more

If you are looking for customer service, unfortunately this is not your agency. I have been with Michael Woo/State Farm for many years - at least 15. At one time his service was excellent but in the last few years it has gone down hill. (Michael even asked me to write a Yelp review for him years back.) I have had two instances in the last few years when I really needed immediate help - one an auto accident, and the other, very recently, to insure a vacation home. In the first instance, I was brushed off to the corporate offices and in the second instance Michael did not bother to return emails or calls. I will be moving all my business to another agent/company, who is responsive. read more

I have been using Michael Woo for about 10 years for my auto, homeowners, renters, motorcycle and umbrella policies. He also manages my life insurance. Recently my motorcycle was involved in a hit and run. Fortunately the bike was parked and no one was on it. After it was reported to State Farm I was immediately contacted by the claims department. The damage was assessed and I had a check in a very short amount of time. I am a real estate agent and, without hesitation, refer all of my clients to Michael. read more

Michael has been my State Farm agent for many years. His staff looks out for me and nudges me when I procrastinate in renewing my policies, much to my benefit and not at all overbearing. Now that my mother isn't around to do the job, Michael's staff is there to help me stay on top of those little details that could cost thousands if left to my own. ;-) I get nicely personalized service and plenty of attention when I ask for help. They paid a claim of mine a couple years ago with much greater ease than I expected, which was enormously comforting given the stress of the accident. Michael and his staff were there to help me every step of the way and didn't just leave it all to some 800 number for help. I was a wayward client for a couple of years trying other insurance companies, but none were as thorough and able to care for my needs as Michael's office. I'm back to stay and Michael's staff look out for me and my best interests every step of the way. You can't go wrong. read more

Michael and his team have always been very professional and polite. I contacted Michael in 2006 for a car insurance policy and used him again for renter's insurance. Michael and Ali helped me with a claim and were very supportive and understanding. They've also been great about keeping me up to date with the latest technology that help you to pay bills and find your policy info. I would recommend him. read more

I've had a great experience working with Michael and his team at State Farm. They did a great job of finding the right policy for my needs. He got me coverage for our two cars and home while actually saving us money! I would highly recommend them and found his office to be informative, helpful, and felt like they took personal interest in me as a client. My only complaint is too much direct mail, but that's State Farm...Not Micheal Woo read more

Insurance agents are people you want to know, need to know, pay every year, but HOPEFULLY never have to call... I recently had a broken water pipe incident inside my house (ugh) and so started the process of calling Michael to say "I need help..." While the last few weeks/month have been very stressful because of the mess that was caused, Michael was there with me side by side, helping the entire way. Michael came to my house on a Saturday to give me guidance, he helped me on the phone, text, and voicemail, helping me... Michael is an Insurance Agent YOU should get to know...and use. read more

Shopping auto/home/business insurance? Seriously consider calling Michael Woo who runs a State Farm agency in San Francisco. I've had "relationships" with a number of insurance carriers over the past many decades of living in San Francisco. Insurance is one of those expenses you hate cutting checks for, *until* something happens and you find yourself needing help. Like many near commodity services, the difference between carriers is less obvious to those of us on the retail side of the game, than the servicing AGENTS. Michael Woo understands insurance, and understand the value of YOUR time. He'll listen, he'll make suggestions, he'll not under/over sell you, and if you need help/assistance with claims, he's right there. Check them out - I have business, home and auto policies with State Farm. Mr. Woo keeps State Farm in check, and provides the service level necessary to keep my renewal business in his shop, year after year. read more

State Farm, here in NEVADA, sends you to BRISTOL WEST. They Told me I'd be Paying $68 minimum. I agreed. they send me "Papers" to Digitally sign. Somewhere in the "papers", they offered ( I suppose) a discount, for going Paperless. then I get a Letter a few days later; the Agreement was: they were going to Automatically Take the Money from my Bank Account (!). I never agreed to that, ( but I guess I must have; they tricked me) Anyway... I called the place, they told me that there is a $40 penalty for UnDoing the Automatic pay. Supposedly I would also be paying ANOTHER $17. If I stopped the Automatic pay. When I asked the lady " Hold on, I never signed or agreed to Automatic pay".... she said " That was Included in the Original Quote, when you spoke to our representative"... I was like " Hold on.. when I got the papers, to Digitally sign, the Insurance premium was Still at $68 . I was offered the Discount at that time... and I had not agreed to ANYTHING... and . so, you aren't being honest. I ended up switching to Farmers (aka) Bristol West, thinking I would be paying $68 instead of $80 at my other insurance ! ... And not only was it the SAME.. but I am getting penalized for quitting their insurance. (!) read more

Michael Woo and his team are top notch. I have used them for my renter's, earthquake and motorcycle insurance. They are informative, accommodating, fast-acting, responsive and VERY reasonably priced. I would not consider going anywhere else for my insurance needs. Thank you to a great team that also supports the LGBT community. read more

I've had renters insurance through Michael for the last several years, and this year was the year I had to use it. I was displaced in a major fire, and so far I've spent more money than I have in relocation costs--which of course are being covered by State Farm. So yes, you should definitely get renters insurance. But more importantly, this process would have been way more difficult if I didn't have renters insurance through Michael. He called me the day after the fire to give me a cash advance and some absolutely critical advice on how to move forward. Since then, he's been constantly helpful, responsive, and an excellent advocate for me. This goes above and beyond what most insurance agents do. So get renters insurance, and get it through Michael. read more

I walked into this office because we were unhappy with our current State Farm agent who fails to return our calls and email inquiries in a timely manner. First off, the calendar in their wait room is February 2013 - ummm, it AUGUST. Next, the woman in the office says she can't help me because I haven't been released from my current agent- WHAT?!?!? Since when do we need to be released when we are unhappy with our lack of customer service? Oh, because you don't have any customer service either. And to top it all off, she had the audacity to tell me she didn't like me. Well guess what lady, I don't like you, or the company you for. I hope your boss, Michael Woo reads this and fires you. read more

I received a letter from State Farm indicating that they are canceling my insurance due to making 2 claims on water damage in the past 2 years (the 1st claim was the fault of one of my neighbors). I spoke with Mike's assistant 4 days ago and sent a picture of the letter from State Farm 3 days ago at her request. Still haven't been contacted by Mike or someone on his team to discuss my concerns about coverage that is scheduled to lapse. I have all of my insurance (home, car, value property, etc) with State Farm. This lack of responsiveness and respect for their customers makes me seriously consider moving all of my insurance to another provider. read more

Michael Woo, with State Farm, and his entire office provide excellent service and great coverage, all questions always answered promptly, and any issues resolved, highly recommend, M Steven Grant read more

I've worked with Michael and Ali for 6 years now. They've seen me and my insurance needs through two moves, a home purchase, a marriage, and several vehicle additions. I highly recommend them. You cannot get better quality of service for the price. They are always responsive, via e-mail or phone, and have the great patience to put up with my endless questions. They're not at all pushy about sales either, and always think about what's best for the customer over making a buck. Overall, my only complaint with State Farm is that I've had trouble using their website. As a software engineer, the ability to update mileage and pay bills online would be a huge convenience, but that's not Michael or Ali's fault. They're so good, that even someone like me is willing to give up such online conveniences. read more

Michael has gone above-and-beyond for years for my family. If he's limited, it's State Farm, which doesn't cover everything and doesn't broker insurance from other providers-- even there, SF covered my old house which others wouldn't, and that's how I ended up working with Michael. I **highly** recommend Michael as part of any insurance portfolio. adam read more

I've been with Michael for about a decade now. He and his staff have always been thorough, professional and kind in their service. I recently put a contacted his office for a claim and they put it through and got everything rolling straight away. The thing I like best about Michael and his team is that I know they will go to bat for me in any way they can. It also feels great to be backed up by such a reputable company, like State Farm. read more

I have worked with many insurance agents and companies over the years and have to say that Michael and his staff provide the best service I ever have experienced. Smart, attentive and always going above and beyond. I would add another star if it were an option. read more

My wife and I have been with Michael Woo's office for around six years now and we've been very happy with his attention to our needs. Though we haven't chosen State Farm for ALL of our insurance needs, we do use them for our car and rental insurance and, for the most part, it's been a terrific no hassle experience. The only downside we've experienced happened rather recently (but its a happy ending, so keep reading!!!), and even then, Michael went completely out of his way to rectify the situation, ultimately changing a big part of the process that his office delivers help to people like us during a time of crisis. The phone system had some issues while the office was closed leaving me and my family hunting for help in a serious time of need while out of town. In the end, State Farm came through and Michael immediately began to follow up with me to ensure that significant changes were made to the phone system to prevent this from ever happening to anyone else. Our experience ultimately improved the service that everyone else will receive because of Michael focus on the matter after the fact. He has been extremely attentive to our frustrations and that kind of attention is exactly what makes Michael good at what he does. I absolutely recommend him for insurance needs. read more

Michael and his staff provide 5 star service. I recently purchased renters insurance through his agency and he guided me along every step of the process. We initially discussed the policy in person. I followed up with a number of emails asking specifics on what types of scenarios would be covered (What happens if my bike is stolen? What if I drop my computer? What about earthquakes, etc...). He promptly and patiently answered each one, gladly explaining how the policy works, without being pushy or trying to oversell. We found the right plan and closed the deal over the phone. I'm very pleased with the experience and would gladly do business again. read more

I had been dealing with an Insurance Agency in Yuba City, California for over a year and very unhappy with the attitude of its employees. However, on a whim, I tried Michael Woo, in the Castro (Since I now live in San Francisco), and have been so very pleasantly surprised. They are warm, friendly and always treat me with utmost respect. I can't tell you what a warm, friendly staff that office is. As Dolly says in HELLO, DOLLY!, "Here's my hat, fellas, I staying where I'm at fellas!". Ray Workman San Francisco read more

Michael and his team are fantastic to work with. Always polite, professional, and courteous. I have had my insurance with Michael for a number of years now and he's always been incredibly helpful. My insurance needs are definitely not cookie cutter and Michael and Ali are always very patient with my countless questions. If they don't know the answer to your question, they won't BS you - rather they'll take the time to research it and will get back to your promptly. You really get the sense in working with Michael that he has your best interests in mind at all times. Definitely not the pushy salesman type. Although I'm thus far been fortunate enough to have not had the need to submit a claim, I can't imagine a better agent to have on my side if and when that time comes. I highly recommend Michael and his team! read more

Michael & his team are excellent! We've had many insurance agents over the years, as we move a lot, and they are the best we've found. We moved out the City 3 years ago and still use them, because they are prompt, resourceful, smart, and kind. We use them for homeowners, cars, personal articles, umbrella and have had a few claims over the years. All has gone smoothly,which is one wants when it comes to an actual claim. read more

Very happy with the great level of service I've experienced with Michael and everyone in his office. Aside from competitive rates, Michael and his team are attentive and always looking for ways to help. Never a hard sell. Highly recommended. read more

**This is not Michael Woo's office - I never actually spoke with him*** I called about getting a renter's insurance policy, and never actually spoke with Michael, but got a call back from one of his staffers - Carly. She was generally responsive with my questions and in getting me a quote for a policy that I liked. When I asked for the paperwork to buy the policy, she said they would be in the mail. Over 2 months passed and I didn't receive anything. I emailed her to ask about the paperwork and got no response. I emailed again about a month later - no response. And then I got a letter in the mail stating my insurance policy had been cancelled because I had not completed supporting documents....which I had never received - even after numerous attempts to communicate with Carly that I hadn't received the paperwork. After reading through the letter, I was impressed it reached me at all - Carly had gotten my address wrong!! I was calling for renter's insurance. The single most important thing is my address and she had gotten it wrong. No thank you! read more

DO NOT TRUST THIS MAN WITH YOUR BUSINESS! I contacted Mr. Woo to see if he could provide me with a customer service contact at State Farm so I could register a complaint against my current agent. IN CONFIDENCE I told him the name of my agent. Not five minutes after hanging up with Mr. Woo, I get an email from my agent saying he understands I'm not happy with his service, and he will gladly transfer my policy to Mr. Woo!! I can NOT believe he called my agent and told him what I said to him! And get this! When I called him back to confront him about what he did, he actually defended his actions! Do NOT trust this man! He has no principles. read more

I and my family have had our insurance with Michael and his father for over 30 years! We stay because their service is superb. Knowledgeable, friendly, professional and reliable are the words I would use for everyone in the office. When I got married, my husband wanted to move our insurance elsewhere, but after a couple of claims, he's a fan too! Michael and his team are always helpful, get back to you when they say they will (HUGE pet peeve of mine when service professionals don't follow-up!), and are really nice! I definitely recommend Michael, Ali, and the whole team! read more

Michael and Ali are great!!! Always so helpful and prompt when answering questions. I have my home/auto/misc insurance through them...love it. read more

Recently had some major thefts from our locked garage, and Michael and State Farm came through better than expected! State Farm has been highly cooperative and timely in processing our replacement claims, and Michael was very reassuring along the way. Each claims processor we've spoken with at State Farm with has been helpful and professional. Having never dealt with an insurance claim before I wasn't sure what to expect, and am very pleasantly surprised. Highly recommended! read more