I was interested in refinancing my 2023 year model vehicle to a lower APR and contacted Banking Specialist, Daniel Grossenbacher at Provident CU, Folsom, Ca branch. From arranging the appointment to my in-person consult with Daniel, it was an absolute seamless process and one which took approximately 30 minutes to complete. I was able to secure a great APR as Daniel explained all options available, and I left feeling completely satisfied with the outcome. Daniel made the process very easy and was also very professional and courteous. I would recommend Provident CU for all your banking needs and especially Daniel who also followed up to ensure all of my needs were addressed. Great Job! read more

I do most of my banking online, but was in the areas and decided to visit the Folsom branch. I was helped by the nicest person, Eric. He was so helpful, patient, and friendly. I forgot to bring the needed paperwork. He offered to print them and helped verify account info I couldn't find on the provident app. He helped me get everything done and explained what to expect next. It reinforces why I bank with provident. Their customer service is the best! Thanks Eric! read more

I had applied for a credit card from Provident and was assisted all the way through with staff member Angela!! She was amazing. Kept me in the loop with the process. I had some requests and she went to bat for me. I highly recommend Provident and if you do have the opportunity to interact with Angela, you will not be sorry. She is my new bestie!!! Great experience... read more

My dad and I drove an hour to get to this branch. It's the closest one to us. We were kindly greeted by the teller whose name has escaped to me. We had a few requests that required their attention and he was very kind in trying to help us with our requests. However, when he knew that it was something we would need further assistance with, and also being mindful of the line growing, he handed us off to another gentleman named Daniel. Daniel was knowledgeable, professional, spoke clearly and slowly so that my dad could understand and that I could translate, and helped us get everything done so that we would not have to make several trips back to fix things that could have been done in one visit. The bank is clean, comfortable, and they even offer options for hot coffee and tea in the waiting area. I appreciated the service that we received here and if we ever need to travel again, we will definitely come to this branch. read more

I love this credit union and I like the location. The staff is always friendly and the rates are far better that most credit unions in Sacramento and Folsom. read more

Had a great experience with Daniel! He made the process a lot easier and went above and beyond to make sure I had the help I needed. Easy to get in contact with and quick to respond to emails with answers to any questions I had. read more

Wow, a bank/credit union with a heart. If you want a credit union that can help your money grow and has a heart, look no further. Everett and his team go above and beyond to help their clients. I am always amazed at the customer service that my family receives at the Folsom branch. Everett has always went out of his way to make us feel like family. I live all the way in Sacramento, but will always stay with this location; because, it is worth the distance to know that I am in good hands. This is very important to me; because, I was a banker for many years and it is hard to feel that security in banks or credit unions now a days. Everett and his staff go out of their way to have that small town feel. Thank you Everett at the Folsom location. read more

Had to apply for a new auto loan and came across some hurdles, Daniel G helped me out a lot!

Erik has lot of nice CSR skills My mom and I are very satisfy since we Both bank with Provident Thank you Erik

Daniel was super helpful and patient in navigating me through the account changes I wanted to make. He was easy to get ahold and always responsive to my emails. I would definitely recommend working with him as a banker at Provident. The new year is off to a smoother start thanks to him! read more

I will for ever be thankful for the kindness shown to me by Jennifer, when I went to the credit union, shortly after my husband passed away. I was frustrated and nervous , but she walked me through the steps I needed to take to solve the problem. Joyce V. read more

I've been frustrated with PCU for a long time. I loathe their "revamped" online banking and I refuse to update to the new mobile banking app. I shit you not that they made many very shitty revisions to their online banking environment and it is WORTHLESS. I HATE that I can't accomplish what I want. Some of the obnoxious revisions: *see-through banking data (you can see the effing decorative background through your financial data) - I have ZERO desire to look at your stupid "pretty" background - I do NOT want transparent data screens *your full name is shown at the top of the screen for every page you view - ZERO privacy if you need to look at your banking online and you do not have a privacy screen and are in a public environment *can't select the dollar amount of the transaction just to keep your place while you balance your checkbook - if you do, the whole effing excessive multiple line transaction detail pulls up and blocks your view of your other transactions *too many blasted scrolling windows - this is not social media - I do not want your obnoxious promos and pictures distracting me from serious business *their pages get hung up too easily for too long trying to load *sign-on window buttons are too close to the typing fields, too easy to lock yourself out *sign-on window does NOT have a feature to show your typed password for proofreading before clicking "enter", too easy to lock yourself out *tiny, spread-out font is easy to get lost *excessive hyperlinks are excessively distracting and it is much harder to focus on what you need to see (and it is not the font size for my monitor and window browser because their routing and banking numbers are GIANT *IT IS JUST PURE SHIT. I am considering moving my money to a different institution after 25+ years. The interface is that bad. Absolutely horrendous shit just trying to please the segment of society that needs excessive stimuli and constant identity changes. read more

First of all, talk about Christmas spirit! I loved all the fun festive decor! They did an incredible job decorating for the season! More than that though, everyone is so helpful here. Jennifer, Daniel, and Reyna are all so friendly and welcoming. They answered all my questions and made my transaction super easy. read more

Provident Credit Union - Christmas decorations! - Banks & Credit Unions Near Me - Folsom, California

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Our contact was Stefanie Rankin who is top notch in customer service! This credit union has always been over the top with attention to customer service! read more

Daniel did an amazing job! Efficient and professional, in every area. Made our day easy! Excellent service! read more

What went well? Angie Caldwell went well. We walked in on a Friday afternoon with a complex loan situation. Angie listened, understood and made things happen. I couldn't be more thankful for Provident CU and more specifically for Angie. Thank you!!! read more

I came in a week ago for the first time ever to report my wife's passing 6 months ago, among other things. Jennifer Carter was very compassionate and I felt that she not only took care of business, but also took good care of me during the 30 minute interaction. Thank you so much!!! read more

I had a wonderful experience at the Provident Credit Union, Folsom branch. I was assisted by Everett Fisher, Branch Manager, regarding the loss of my credit card. Everett was very knowledgeable and quickly remedied my situation. As you can imagine, this was a very stress inducing situation, and Everett's efforts and concern eliminated my anxiety. read more

Good customer service. When I needed help downloading their app, something most people find easy, the teller was patient and clear in his explanations. I've always found the tellers attentive and comfortable to work with. I don't feel rushed at this credit union like I have in other banking institutions. read more

My elderly parents who live far from a Provident office, began a process late November that that had a deadline. They completed a required form, and mailed it in a pre-filled return envelope. With the deadline coming near, they telephoned a representative but were unable to find out if the action item had been completed. I went to the Folsom office, and explained my parents plight. So happy that Jennifer Carter, Account Officer was able to provide personal follow through within her organization, and my parents are relieved that their situation is resolved. Thank You, Jennifer!! read more

Worst customer service and policy's I've experienced at a bank in some time. After coming with all necessary paperwork to close out a small car loan for my deceased father they were unwilling to even disclose the amount owned,or open accounts. That is with me having death certificates and executor paperwork. Everything needed to close out accounts at many other financial institutions. read more

This was my first time refinancing my car. I worked with Jacob who was incredibly helpful and knowledgeable. He streamlined the process and made me feel reassured. I am so happy with my experience! read more

I have never experienced such excellent customer service with such a complex task. Reyna and Daniel have been so patient and honest with me about my used auto loan with Provident. This was my first auto loan and I was not very educated about it. They walked me through the process before hand so I knew what I was getting myself into. Then once I chose to go with them, they explained every step I had to take and were honest about how things worked. I highly recommend banking and loans with Provident. Thank you for your patience with me and all my questions. I'm so grateful I went with y'all! read more

I just opened a ww savings and checking at the Folsom Provident Credit union! The Folsom team rock: Mina Attalah, Float manager Jan, Daniel and Jacob provided extraordinary service! Most noteable...they knew there regular customers by name and treated the new ones like they are family. Highly recommend the team at Folsom Provident credit union SF. read more

Brand new member coordinating with the Folsom team to purchase a used car from a local seller. Jennifer, Daniel & the manager Reyna were fantastic! All of the team members were professional, courteous and understood the importance of customer service!! Great job handling all the paperwork & assisting the seller. I highly recommend Provident!! read more

They seem so sleepy at the front counter. The staff are quite junior and sometimes a manager will step in to help and make the experience a little less painful. I have autopay on my account and on numerous occasions the auto payment stopped- who knows why. Quite troublesome to fix again and again. So far I am not so sure of what resounding benefits I am getting from switching from Bank of America where the experience was impersonal. Feels the same at Provident. read more

I wanted to open a savings account. Nothing fancy. Planned a set amount to go into account for future travel. I made an appointment. I'm 65 and believe me not my first bank account. Girl calls me and tells me all the things to bring (standard and also listed on website). Then tells me to unlock my credit with experian. Now this is weird as I am not applying for credit. How would she even know I lock my credit file? Even if innocent still intrusive. Irritated me to no end. Time to find another bank. read more

Jennifer was fantastic in helping us cancel all of our accounts and open new ones as our checking account had been compromised... She was extremely knowledgeable and efficient and kind at the same time. The other staff members who assisted her in completing the tasks at hand were kind and efficient as well .... she and the staff made a very difficult situation quite tolerable and free of anxiety. My husband and I are very grateful for their kind assistance. read more

We recently moved to Folsom and were looking for a Credit Union that meets all our requirements for a banking institution. With a little bit of research, it became very obvious very quickly that Provident was the one. And it was further proved correct through all of the experiences with Provident since then - from opening accounts working with just the most delightful, professional and knowledgable person - Jennifer Carter - in the Iron Point branch (more on Jennifer a bit later) to all four of my calls to the customer support line for various questions and transactions. Everyone of the four representatives I spoke to was very courteous, helpful and responded to the call very quickly with very little hold time. When we went into the branch 3 weeks ago, Jennifer was extremely patient and thorough as we worked through a variety of questions to determine the right accounts to open. Then late last week, I had to go back into the branch to switch account types and Jennifer refunded me the charge for the box of checks that I had already ordered since the type of account I was switching to came with free checks and she also told me to call her if I get charged for a monthly fee in August since I will be meeting all the requirements for free checking by late August and she would reverse it. Now, THAT is customer service !! I have always liked banking at credit unions instead of large banks since the experiences are so much more personable and Provident just kicks it up a notch. Not only does Provident meet all my banking requirements but they make the experience so pleasant and truly understand the essence of good customer service. read more

Excellent customer service!! We recently worked with Reyna to finance our 3rd Auto loan throgh Provident Credit Union. Reyna really took the time to get to know us so that she could find extra discounts that we qualified for. You found the right bank If you're looking for quality, friendly service and great rates! read more

Yesterday Angie and her crew all pitched in to help me accomplish what was needed. It was not easy for them but they persisted until I was able to walk out with exactly what was needed and we all had a good laugh to boot. It has always been that way. I like doing business like that. read more

My experience was outstanding. I was greeted with a warm smile by Reyna and while she was helping me with my transaction the Branch Manager Everett came out to meet me. I had some questions about my current mortgage and the interest rates and he was more than helpful. I used to bank with traditional banks however since I have moved my accounts over to a credit union the service has been amazing and I would never go back to a traditional bank. Thank you Provident Credit Union and Staff. read more

I cannot say enough good things about Provident Credit Union (PCU). We opened up an account after my wife tried to refinance a car loan that was at double digits interest at her bank, but we contacted PCU , they helped my wife become a member and then refinanced her car loan to a low, single digit interest rate. We recently moved to Copperopolis and we went to the Folsom branch to take care of some banking needs for myself and my wife. That was a 70 mile drive. I can tell you we will stick with PCU regardless of how far away we are for 2 simple reasons... Their programs and products are first class and their customer service is top notch. Jennifer was extremely helpful with my banking needs, but I especially appreciate her quality service for my wife. My wife has a hearing impairment. Adding to her difficulty is wearing masks which prevent her from seeing what people are saying, and you add in plexiglass partitions and it is quite challenging. It is something that often in public, because you can't see it, people may be impatient or they look down on my wife. This was not the case with Jennifer. She was patient, walked my wife thru everything and took care of her banking needs. My wife had consolidated all her banking now with PCU. When we left, Jennifer gave her her card and told her to call her or email her anytime with questions or if she needed any help. My wife left and as we sat in the car, she was so happy and relieved to have this taken care of. She was so happy. I think about how many times over the years all of us have experienced the cold indifferent attitude and or policies of "big banking". You are nothing to them, and they act as if they are doing you a favor keeping your money. PCU operates very differently. This attitude was true at our Walnut Creek branch as it was at this Folsom branch. Do yourself a favor and move your banking to PCU. You will thank your self for doing so... Thanks Jennifer and thanks PCU!! read more

This review is long overdue. Several months ago, I refinanced my truck through Provident CU. Their service was very good and their rates were very competitive. Recently, I made a boat purchase which I handled through the Folsom location. Both the seller and myself were greeted in a friendly and helpful manner. Much of the paperwork had already been prepared so the visit went smooth as silk. Tammura of that branch was delightful, handled everything perfectly and answered all of our questions. Did I say the rates were competitive! I highly recommend Tammura of the Folsom location for your financial needs. Thanks Tammura! read more

Two weeks ago, after doing my research I chose to open a new account with Provident Credit Union for various reasons and I'm SO happy that I went with Provident! Jennifer, the manager I had an appointment with was so kind, friendly, professional and just so welcoming. She took the time to answer all my questions and explain the different services and perks with Provident Credit Union. I know I made a good decision. Thank you again! read more

Poor svc here. You are better off at a Big Bank or at a different credit union, if you must. This is the only branch located in this area, the rest are in the Bay Area. read more

Best customer service I've ever experienced from a financial institution. Originally applied and was declined for a Solar loan May of 2017. Branch Manager Tammura Beaver personally called to inform me of my plight,she was very pleasant and professional while she explained that I had missed it by "that Much" Mrs Beaver also offered several ideas that if I were able to apply them I would be more than able to obtain the loan. Advice taken, principles applied and solar loan was funded Dec 2017. Thank You Tammura for all of you efforts Because of you my family gets to experience the benefits of Solar Much appreciation The Sealys read more

Very pleased with service on my auto loan, Reyna was very responsive and was able to close my loan quickly. Highly recommended.

My wife and I both switched from big national banks to Provident a couple of years ago because we were both tired of getting nickel and dimed for basic services and dealing with customer service that makes the DMV feel like Disneyland. Our experience at this Provident branch today was an example of everything this CU does right. After walking in with some questions about setting up a debit card for an upcoming international trip, we were helped by Emily Aquino. She patiently addressed all of our concerns and helped us each set up brand new travel accounts (for free.) Her service was personal, friendly, warm, and humorous while being efficient and highly professional. Most of all, she made sure she took care of everything we needed for our trip before we left while making us feel like actual human beings the whole time. When was the last time you could say that about anyone at your bank? read more

Amazing credit union/bank. Has great friendly service and super convenient location across the street from Best Buy near 50 and East Bidwell. Branch is brand new and has great amenities for the kids to play while I do my banking. Also, there Super Rewards Checking is a great program. It's just like a regular checking account but pays me 3.0 versus what I normally get with a bank . http://www.providentchecking.com/ read more