Superior customer service from honest and reliable mortgage lenders…read more I recently bought my first home and thanks to Jodi White and Summit mortgage, I feel like I got a great interest rate and SUPERIOR customer service. Initially I was going to get my loan directly through a major bank and was scheduled to close near the very end of the month. At the beginning of the loan process, this major bank (who, for the sake of anonymity I shall henceforth refer to as "BANK X") also provided good customer service and a slightly higher than average interest rate in exchange for a significant credit toward our closing costs. As the end of the month neared, BANK X suddenly became incommunicado and would not return my calls or emails timely. Apparently once they figure you have agreed to use them as your lender, they have you trapped and they no longer have to be nice. I can take people being rude to me, but what happened next was just unacceptable: 1) BANK X sent me an updated Good Faith Estimate that was FAR HIGHER than the original good faith estimate and with absolutely NO warning 2) When I questioned BANK X about the massive increase, I was given the run around about "points" and "industry changes" 3) Not only did BANK X NOT apologize to me...EVER!...their tone was almost accusatory towards me as if I did something wrong! 4) After all of this, BANK X unable to close before the end of the month despite almost 3 weeks to get the paperwork together Because BANK X couldn't get the paperwork together before the end of the month as we had promised, the seller owed a penalty equal of $1,800.00...which they demanded we pay!!! To summarize, BANK X failed to close on time which had the following consequences: 1) BANK X used it as an excuse to increase my interest rate AND forfeit the credit toward closing costs 2) We had to pay $1,800 in order to make sure we could still buy the house or the seller would walk 3) We had to pay another month's rent where we were living In all, BANK X was a nightmare. I discussed this nightmare with my realtor who recommended Jodi White and Summit Mortgage. I spoke to Jodi who APOLOGIZED for my experience with BANK X and then gave me a quote which knocked BANK X out of the water. Jodi promised me that if I gave her my business, she would close within 3 weeks and that is EXACTLY what she did. When all was said and done, I got such a great deal with Summit, I still saved money even after all of the added expenses of dealing with BANK X. Bottom line, don't concern yourself with who BANK X really is, because if you are not dealing with Jodi White and Summit, you are likely dealing with your own BANK X and you may not yet know it (you soon will). Before choosing a lender, be sure to bargain shop and be sure to give Jodi White a call. I was glad I did.

Ryan Young from Summit Mortgage Corporation helped me in what I thought to be a very daunting…read moreprocess of purchasing my first home. While I was extremely nervous at first, Ryan walked me through every step and was very accommodating to my multitude of questions and concerns. In the end, it was a walk in the park. I found my condo, closed and moved in all within a month. And of course at a rate and term that I am very very pleased with. Ryan Young and the team at Summit Mortgage have exceptional customer service. You never get the feeling that they are too busy or that they have heard your questions a million times before. Purchasing my first home was never daunting because of Ryan Young and Summit Mortgage Corporation. It was exciting, rewarding and one of the best decisions I've ever made. Thank you Ryan Young and the team at Summit Mortgage!

The Vantage Mortgage Group was referred to us from our realtor and I'm glad I took her…read morerecommendation. Todd and the team made us feel as though we are the only clients and made our first home buying experience a breeze. Every conversation (whether in person, over the phone, email, txt) they gave us options and clearly defined guidance on how to proceed with every step of the process.

My experience with Vantage was awesome. A friendly knowledgeable staff, prompt response to all…read morequestions, and locally based. Tia and her team at Vantage made the entire refinancing process completely painless from start to finish, and the whole thing only took about 3wks. I would highly recommend Vantage, and I will be using them again.

Bob McDaniel was our 3rd opinion and right away we knew he was who we needed on our home buying…read moreteam. He came highly recommended by our realtor and was known to "get things done." The first 2 brokers we dealt with were ready to approve us before doing a thorough review of our finances, most importantly debt to income ratio. Had he not taken that extra time to get a clear financial picture for us, we would have likely had things fall through at closing. This being my 3rd time buying a home I was admittedly surprised to see Bob actually attend the signing, to answer any questions should they arise. All in all, Bob's professionalism and frequent reassurance made the financing aspect of our home buying transaction flow more smoothly than we ever could have expected. I highly recommend Bob McDaniel.

Please sit down to read if your interested in reading about my experience of working with Bob…read moreMcDaniel, Mortgage Broker, and are looking for someone you can have complete confidence in. Bob and his team are simply beyond amazing. I've gone through the home loan process many times over the years, I've less than enjoyed past experiences, but working with Bob made my most recent process by far the easiest I've ever experienced. Bob made the entire process not only very simple, but seamless. I always knew what was going on throughout the process and I can be inpatient when hunting for the bottom-line. Bob was not only easily accessible, friendly, solid, and easy to work with; he's spot on when it comes to accuracy and knowledge and brings twenty plus years experience to the table. There is no doubt in my mind who I will be entrusting with my future home loans. I've never had complete confidence in a mortgage broker before. I cannot recommend Bob McDaniel enough should you be seeking a someone you enjoy working with and can have complete confidence in too.

Eric has done probably 10+ loans for me. Always the lowest rates and fees by far, and he always…read moretakes care of the people I refer to him.

So I been working Mike DePinna for while now and he has been great. Helping me understand the…read morelanguage of a mortgage and what steps I need to take to secure the best rate for me. He is extremely patient and dependable. He follows up with you and makes sure things are clear for you so you feel like you are making a good decision. Whether you are a seasoned homebuyer or a first time homebuyer Mike is your guy to get your financing together.

I recently purchased a new home in Vancouver, Washington using David Sefton as my mortgage broker…read moreand Paul Kerkar as my Realtor. I have purchased five homes over the years and I can't begin to tell you what a complete pleasure it has been doing business with these two men. David Sefton is an extremely talented and professional broker who knows how to navigate the banking system with precision, tenacity and integrity. As a full service mortgage broker, Dave's services and responsibilities included working directly with the banks, appraisers, builders/sellers and inspectors, which saved me the frustrating and daunting task of dealing with them on my own. Whether you are purchasing a new home or looking to refinance, Mr. Sefton will be honest and up front with you from the beginning and he will most certainly find you the best deal out there. I gave him a relatively narrow window of time to obtain and close on our mortgage, and he accomplished all this, through the mail, before our interest rate lock expired. Dave managed to get the job done at the lowest rate available at the time. I shopped around before committing to Mr. Sefton and he did equal to or better than anything I could have done on my own and he did all the work and got the job done faster than I could have. I highly recommend him! Thanks Dave for your patience with me and good luck to you and your family!

By far the best mortgage broker I'm met or worked with. He arranged for my wife and I to have an…read moreultra-low rate with minimal fees, and he was pleasant and amiable to deal with (unlike others - they know who they are). I would not only recommend him to others, I actually have on several occasions. Couldn't be happier with his client service, his approach, his way of business. Thanks for the excellent work!

My partner and I recently moved to Portland and, during our home search, our realtor referred us to…read moreClint. We met in person during one of our visits, where we talked about our needs and expectations. Clint spent the time to get to know us, and not only gave us some good advice and options for our mortgage, but he also talked about some great Portland neighborhoods to look at - he knew Portland better than the agent we were working with. Once we found a home, Clint was there every step of the way. While he prefers meeting in person, he's flexible and able to move things along electronically. This was incredibly helpful as we were not only buying a home, but starting new jobs. Clint's response time to any questions was always near real-time through secure email or text messages. The entire process went smoothly, and we got exactly the type of mortgage and rates we wanted. Once we moved into our new home, Clint was the first to visit and welcome us to the neighborhood! You couldn't ask for a better combination of knowledge, service, and personal care.

I met Clint through a referral from my real estate agent. As a first time home buyer, let me tell…read moreyou...I had no clue where to begin, what my options were and what type of loan was best for me at my age and for my situation. I was, however, savvy enough to talk to 5+ other loan consultants before settling on Clint, and here's why I did: 1. Clint was so patient with me and fielded all of my questions like a complete professional and was very respectful. 2. Clint is a relationship guy and it shows. He was extremely diligent in his follow up early on and even post close. He was always in touch with my agent and knew where I was at each stage in the looking, buying, and post close process. 3. Details. Over a month after close, he calls just to make sure I have my first payment set up ok and seeing if I need help! Come on! 4. Clint was a solid partner in finding me the lowest rate possible, which at the end of the day was extremely important. I'll be knocking on Clint's door when I purchase my next home.

We're so grateful that our realtor recommended Jason Gard to us! He was an amazing person to work…read morewith during the stress of the home buying process. We shopped around and he came back with the best rates. He was also VERY responsive and communicated well which truly makes everything 10x easier. He also was able to move our close date up by multiple days, allowing us to avoid double moving and putting our stuff in storage. Can't say enough good things.. Highly recommend Jason!

Jason Gard was our Mortgage Loan Originator. We always had a great experience working with him. He…read moreis dependable, approachable, and reliable. Those are just some of the attributes just to name a few. No matter how indecisive we may be, we know we can count on Jason. He is very patient and understanding. No matter how busy he may be, he always take the time to listen. He is the best and we would recommend him to anyone. In fact, he helped closed the home loans for one of our relatives. We love Jason and we plan on going back to him to future needs.

Julie Ottaway has been my mortgage broker for about 6 years. We've done three refinances and she…read moreis wonderful at keeping connected with us. Quick story - We had an independent appraiser tell us our last refi wasn't going to close because of needed repairs (we were doing a cash out to remodel), called Julie up, and she told him to do his job so she could do hers. Our refi closed EARLY and we were able to keep our remodel going on time. Thanks JULIE!!! FYI - We've referred her whenever we can because we know she works harder than anyone in this industry!

AVOID AT ALL COSTS! This is a mortgage hack shop. They are only interested in cranking out as…read moremany mortgages as possible in order to immediately sell them. Their agent Derek Hill fumbled our entire mortgage process and in the process: lowered our credit score, jeapordized us getting the house we wanted, hurled vulgarities and insults at us when he had to actually expend some effort. In the end, both Derek and Academy failed to get us a mortgage after multiple promises and false hopes. He delayed our move by 2 months and costs us thousands in additional and wasted fees. I took my business to Wells Fargo who closed me in 11 days with a better rate (half point lower). I made repeated requests to Academy and Derek's boss to intervene, but got NO RESPONSE.