Contact them cautiously. I got a letter from CMRE financial services for some medical charges I don't recall using. Then I call them with my caller ID hidden (by dialing *67 before my phone number). They asked me my DOB but I didn't give it to them because I am afraid that is a scam. She then verified the mailing address and the Account number printed on the letter. I asked them about the charges and the representative told me this is for 911 service on a certain date in a city I never been to. The representative told me she can verified the last four of my social to cross check if I used that service. I told them my last four digit and she said that they got the wrong address and there's nothing I need to do. I am regret that I provided my last four of social, but I want to take out this from my record badly. Finger crossed. How could they randomly send out this kind of debt collecting letter to people?! I am still very suspicious about their actions! read more

oh I wish I'd seen this YELP before I spent the better part of a whole day trying to find out just what BILL they were talking about. IT IS A SCAM. There was one possible bill that Anthem Blue Cross said they have but still have not paid (6 months) and I'm told that 6 months now is not unusual? I am in Group that has to approve every expenditure before service..so, I knew that was impossible to have an unpaid bill... HOW awful are these PEOPLE? IF some attorney is reading this...maybe he wants to sue them for trying to collect on "bill" that should never have been sent to patient as being UNPAID. SHAME ON CMRE! read more

all ER invoices have been confirmed processed for this visit. I randomly get this sent in the mail & called the hospital's billing department to verify. They don't have record. I googled and found this yelp review page!! Matched the address to the other pics other have posted. I haven't paid them anything yet and from the looks of it i think i was right to think it is a scam!! Just wanted to pass this along as they seem to be going under a different name now? read more

CMRE Financial Services - Financial Advising Near Me - Brea, California

They continue to call me every single morning, for a debt that is not mine. Then when I call when I try to explain to them, they have such an attitude that they won't even hear a word I'm saying. I feel like I'm dealing with a girl in junior high who used to take off her hoop earrings off. I would be more than willing to work with them, but they are impossible to work with. I would've told them that the debt is from my ex that I haven't lived with him in. 10 years but yet they continue to call me every single morning. This company is a piece of work. And not in a good way they do not get good results because they have no respect nor do they open their ears and listen. There's a reason why God gave us one mouth and two ears because you're supposed to listen. I would've been more than happy to provide them with the information so they could've gotten paid from my daughter's father who is responsible for the debt. And he is court order to be responsible for this debt. If they would've listened to me, they would've been able to contact him. I own my own house I own my own car. I have no need to pay this bill (even since I haven't even verified that this is a real bill that is owed ). Not to mention That is not mine. I have never worked at the company that is so inefficient as this one. And I've been in sales for 30 years. This company is a disgrace. They're never going get paid by the way they speak to the people they call who aren't even responsible for the debt that they're calling about. If you could see me rolling my eyes right now, that's exactly what I'm doing! read more

I had a very unprofessional experience with CMRE Financial Services. On 12/22/2025 around 8:48 AM, I called to clarify a discrepancy between the balance shown on their bill and the amount reflected in their data. Instead of receiving help, the representative I spoke with, Susi, was extremely rude and dismissive. She repeatedly talked over me, did not listen to my explanation, and ultimately hung up the phone mid-conversation without resolving anything. This is completely unacceptable behavior for a financial services company that handles sensitive billing matters. CMRE should review their call recordings, as they will clearly show how unprofessional this interaction was. Customers deserve respectful communication and clear explanations--especially when questioning billing accuracy. Based on this experience, I would not recommend CMRE Financial Services. read more

SCAM! DO NOT GIVE THEM MONEY. This is a fraudulent scam company. I received a collection statement/invoice from them saying I owed money that I had already paid. I called the medical provider that the original invoice and service was through and they confirmed that I had paid and that my account had never been sent to a collection agency. They said this was likely a scam company. I also called the number of the collection group that was listed on their statement and it just kept saying they were closed even though it was 10am on a Wednesday. If you get anything from CMRE Financial you need to call the provider that your services your services to confirm you account regardless if you still owe them money or not. read more

I called today to settle my bill. I paid it previously to the hospital but it was never sent to the company. Nora was so rude and disrespectful. She talked in a nasty tone and cut me off on every sentence. This company needs to review their customer service skills. I understand they were collecting a bill but I was calling to pay in full and simply wanted to explain what happened for the recorded record. I would not give them even one star if there was a way to do that. read more

I got a debt collection letter in the mail from them for a hospital visit that I did in fact do. However, I was never notified in any way whatsoever of the charges prior to it going to collections. Plus I had already paid thousands to the hospital but apparently the Physician charges go through a different service who never notifies the patient that they owe money? After further investigation I discovered that CMRE was in fact trying to collect for a code that I had already paid. I sent them evidence of my statements showing I had paid for that code and they never responded. I have asked them for months to give me some kind of update on the status of my dispute and I never get any response. Their website is also bugged where some charges won't process and also my email gets rejected when I try to send to the address they provided me for disputes. read more

I just paid of a bill i have no knowledge of by CRME of $15,649.02 which they claim i owe for medical bill. i responded to them suing me for the said amount & because i did not get a court date which the court was suppose to give me , i miss my day in court & in order to reopen the case i had to pay for legal help. Well, am just an ordinary consumer just trying to live right, no money to hire legal help so they got the best of me. It took almost 2 years to payoff the $15,649.02. four months later after the garnishment stopped, i get another letter from CRME saying my debt is not paid in full and that i still owe them $2000. What the heck are these money hungry scamming collectors talking about?? sounds to me that they prey on people who have jobs to see what they can get out of us hard working people who don't have the money to fight them back. I just submitted all my information needed to prove that i am paid in full for whatever they scam me for. this collection does not even show up on all my credit report from all 3 bureaus. i hope they get sued by someone who has the means to fight them back. We are in the year of 2025, they came at me for a bill i supposedly had in 2016. no where on my credit report does it show i have a collection with all 3 bureaus. read more

Received a call from them that was a generic automated voice message that was a complete SCAM! I have no debts on my credit report and they send out predatory phishing calls to get the last 4 of your social. I'd rather have them show up to my house than give than any information. I wouldn't trust them. read more

I will not lie; reading all the negative reviews made me really worried about dealing with CMRE. But when I made a call to resolve our account, Frank was just really helpful and got us figured out quickly. I'm thankful for an stress-free experience. read more

This is a company that trolls on consumers and citizens who are not guilty of the debt they state in their mailings. I have tried to discuss my with them in full about this debt, the person to whom in supposedly owe money to told me they do not work with this company. When I asked the company to show me evidence of their contract or debt they stated they have nothing to show me and I should have the person call me to update the account. There is NO DEBT OWED THIS IS NOT A CREDITABLE COMPANY BE CAREFUL OF THE INFO YOU DISCLOSE. read more

CMRE Financial Services - Letter head - Financial Advising Near Me - Brea, California

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I called three times and got the bitchiest, nastiest, most passive aggressive little ladies you could ever imagine. This is all for a bill that was over 1.5 yrs old and the original creditor didn't show any balance due. I tried to make them aware of that fact, and I asked them to notate my account with the updated info. I asked them to call the original creditor to clear it up, but they said they had no ability to call the original creditor. Until they get an update the bill remains on their books and they will keep showing it as delinquent. They kept doing their bitchy little dance -- "I'm sorry I can't hear you. We must have a bad connection. What can I do for you today? I'm trying to help you but you keep talking over me... (een though I'am silent for 10 - 20 seconds). Really?!! There is ZERO PROFESSIONALISM at this place. Three different calls all handled by incompetent and rude operators. I kept calling back thinking eventually I would get someone effective and who took some pride in the work. But I got three different people and had 3 unsatisfactory experiences: Gabriella, Susie and Diego. None of them would transfer me to a supervisor, and all of them were abusive to me in their passive aggressive fashion by pretending they couldn't hear me or accusing me of talking over them when I was actually silent. I think the first gal had put some kind of note in my account because the second two calls were answered ith massive ATTITUDE right from the start, whereas my tone was polite and calm. I honestly don't need this crap while I'm trying to clear up a debt collection mistake on my lunch break. They're the ones who are paid to be on the call and to help me. They are at WORK -- I am not being paid to call them, or clear up their accounts with the original creditor. I'm definitely not please to have to listen to their abusive tone and passive aggressive handling of my valid concerns. The company gets a crap review for hiring nasty little people. I will try one more time to get through to them, and then my next call is to an attorney for violations of credit collection laws. The calls are all recorded and I'll be damned if I let some nasty little collection agent get too big for her britches on the telephone -- no way anyone at this company is going to ruin my 800 credit rating. read more

WOW, this is absolutely a joke. I did, for sakes sake, attempted to make contact with CMRE Financial Services. And i provided by insurance information. I work for the government, so i have Kaiser Insurance. That should have taken care of this. But for some unknown reasons, although i provide my information, and repeatedly i am told, everything is well and good, i receive a debt collection type letter. It is ridiculous. I already contacted Kaiser Permanente, and told them about it. They responded that they've not received any communication from CMRE Financial. I think CMRE Financial is INTENTIONALLY attempting to rig the system. They are trying to push, scare, screw, or harass, mislead people with their letters. I will report this to the board of CA. This should not be permitted. read more

CMRE Financial Services - Financial Advising Near Me - Brea, California

Very rude customer service from the minute they answer your call they already have an attitude. They don't even care to understand you on what you are trying to say to them. read more

This company is so horrible I would give them 0 stars if I could! I used this ambulance company last year and regret it because it honestly was not needed it was literally just that a ride. For myself after having my son and they made sure to put my baby as the main patient even though I was holding him the entire time and they did not do anything but cut his umbilical cord after I told them I did not want to and not to. They started billing me shortly after this happened I gave them my medical number last year 2020 and now come May 2021 they want to send me two notices out of the blue that I'm getting sent to collections and a phone call saying it barely updated in their system. In a week notice. How is that my fault? They are very unprofessional. I would let this go to collections before I pay this scam of company. read more

I received an auto-call from CMRE Financial Services that played a recording saying I owed money and to call them. So I called, pretty sure I didn't owe anyone any money but anxious to be sure because no one wants their credit ruined. When I got hold of them, they wanted me to give them my credit card number right away to pay a bill for $135 for a hospital I have been a patient at in the the past. Them knowing my name, phone number, birthdate, address, and where I got medical care was very convincing. Luckily I decided to check with the hospital first. So I told the CMRE employee that I would call the hospital to check and then I would call them back. So when I got hold of the hospital, the hospital said not only do I not owe any money, but they don't contract with that provider. The hospital asked for the collection company's name and phone number, and requested my permission to contact them directly. They placed me on hold to contact them. When the hospital got back on the line, they said it was a scam and definitely not to give them any money. After I got off the phone with the hospital, I called CMRE Financial Services back because I had told them that I would. They told me I wasn't in their files, they'd never spoken to me, they'd never called me, and there was no record of me in their system. They realized the jig was up when the hospital they claimed to be collecting for called them and are now pretending they never tried to extort me for $135. Scam scam scam read more

This should be negative. This is the worse company trying to get a bill resolved. They keep bugging my 2nd insurance company and not my primary insurance. I keep giving them the correct information, but it does not matter. You give them the information and they say, they don't make calls to the insurance company. The insurance that will pay the bill? So Sally at ext 199 starts yelling at me the client. Great Customer Service NOT! SO MY CREDIT GETS A DING BEXAUSE THEY CAN'T HELP ME RESOLVE THIS MATTER. THANKS Sally at CMRE read more

Rude and won't let you speak. Verified my previous payment but She wouldn't stop talking for me to give her Any information, was NOT good at customer service or people skills. But looking at all the reviews for This company... Customer Service isn't their main concern, otherwise they would have fixed it by now. read more

This place is a complete scam everyone, trust me. I'm not going to disclose any names, but I do recall on a certain gentleman & his girlfriend looking up people's names on the list before calling them to see where they live. Reason for this was to see if they had money and harass them which is against the law. read more

Just spent 45 minutes trying to pay my bill over the phone - they hung up on me 4 times, they transferred me to the automatic payment center which wouldnt recognize my home address, they told me to make the call without ear buds or speaker phone and that would fix it, only to continue in the same endless cycle. People working here keep passing the buck. Total mess. read more

This is a scam. They say I owe for am ambulance ride in Dec 2019. This is Aug 2020. I paid my part of the ambulance bill already and it was a different company than what they are saying. My insurance has already paid the rest. Do NOT pay these people. Check in with your insurance. read more

Garbage company that I have first hand experience with. The letters they send are fake and should be ignored.

Everyone one in this place is so immature. They all act like high schoolers. They have families and still act like children. They need to grow up. Especially Debra Robles, she acts like the world revolves around her. She is a total bitch. This is an awful place to work at. Management sucks there is a lot of favoritism. If the department you work for is TASK and if you get Maricela as your supervisor and you're not her favorite you might as well quit because she won't help you. If you ask her for help she will give you attitude. There is so much drama in this department everyone is so childish especially her. She does NOT deserve to be a supervisor. She is such an asshole. read more

On June 14th, 2019 I called 1-800-783-9118 (the number on the Equifax website) because my credit report shows that I owe CMRE the amount of $461.00. I spoke with Denise. I did not have my account number, so Denise looked up my information via my name, address and birth date. Denise said my balance owed was $701.00. I was a bit confused at the amount being different than what is shown on my credit report, but I wrote it off to maybe having more than one invoice open. I had hospital services in late 2016 so I wasn't concerned. I requested that Denise send me a receipt either via email (which I gave to her) or by regular mail. On July 1st, I noticed that the amount was still listed as owed, and the money had in fact been taken from my bank account ($701.00). I also never received the requested receipt of payment. I emailed CustomerService@cmrefsi.com to request the documentation of my payment (see below email). I never heard back. Much to my dismay, on July 13th, a Saturday, I received a statement for the amount of $461.00. On Tuesday, July 16th I called 1-866-206-1336 (the number on the statement) and spoke to a representative, gave my account number and asked him if my balance was shown as paid. It was not, and he didn't see any proof of my having made a payment of $701.00. I was then transferred to Denise, my "account rep". Initially, Denise acted as though we had never spoken. After a few minutes of my explaining to her the above, she found her notes in my file. She instructed me to email in the screen shot of my payment from my bank statement, which I had already done. When I told Denise this, she said she would look for the email, but then said that her email system was down. Denise then said she would call me back "maybe in 15 minutes, maybe in an hour, but definitely today and we will sort this out." I did not receive a call back. On Thursday, July 18th I called 1-866-206-1336 and was transferred again to Denise, directly to her voicemail. I left a detailed message, with my account number, name, phone and email address, reminding her that she was to followup regarding the payment of $701.00 not being applied to my $461.00 balance. On Friday, July 19th, I again called CMRE, this time using 714-528-3200. Again, I left a detailed message for Denise. I have emailed customer service for a third time, in hopes to have this resolved quickly. In the meantime, I have contacted my bank to dispute the withdrawal. read more

Worse company ever to deal with. People you talk to on the phone all have an attitude, don't care about you and just want to get their money. Also they don't have emails...so only way to send them document is mail or fax...what kind of business doesn't have email in 2021... read more

A group of rude halfwits work here! They won't listen & like robots read off their script, but when you ask questions, they ma'am you and hang up on you. I received a collection letter from a place I had never heard of and a location I've never been to. I called CMRE; 3 times they hung up the phone. The 4th time, the more useful idiot, gave me more details. I had been to ER, and the radiology within Cedar's Sinai is a 3rd party entity called Centinela Radiology Medical Grp. Cedar's would have reached out to me -- w/o escalation to a collection agency! I did not get the bill they had sent me & everyone knows issues w/mail these days! I called Centinela Rad & paid them instead of these useless idiots! For all I know they could steal your information! Horrible place! read more

This company added 9 charge offs to my credit, for bills they bought! they are only out to hurt you and make themselves rich by scamming others. They never gave me a way to pay this or proved to me they were a legit company. My credit dropped 46 points in 1 month due to this company! BEWARE!!! read more

OMG! I have worked as a collection agent before and know how the system works, but these people take the cake! These agents are paid a flat hourly rate that is at minimum or below minimum wage because they are paid a bonus fee based on phone calls made and funds collected. Even if no answer, it shows attempts made and counts. CMRE was calling for my deceased nephew. I originally informed the company that hired CMRE of my nephews passing. Account was still passed to collection. I have told CMRE repeatedly that my nephew had passed away, it has now been almost a year. My nephew passed with no money, no assets. what insurance paid was all there was. I canceled my nephew cell phone so no more phone calls, but CMRE continue is to send mail, bordering on threats. I offered to send a picture of my nephew's death certificate, but the rude guy on the phone said that I was 'not authorized to receive any information about the account' and hung up on me. Oh well, these people are keeping an uncollectible account open in order to charge the original creditor! If I were a business hiring a collection agency, I would pass on CMRE! CMRE knows this account will never be collected but continues to rack up billing charges just to charge the businesses that come to them for help! read more

Absolute garbage of a company. They make a mistake and they talk to you like your the problem. Get your shit straight before calling and sending people letters threatening them. read more

Unfortunately there has been some advice here to simply ignore this company's demands. Also unfortunate is these MAGGOT, POND SCUM garbage company, can f*&k your credit up in record time. I am going to snd them a letter looking like this, change the names and date for your situation. Dispute letter To: Company Address RE: account To whom it may concern: We have received your letter on August 11th 202, regarding the account aforementioned, claiming a debt. We dispute your claim on the total amount. Your claim is false, misleading and fraudulent. Nothing is owed. Because I am disputing this debt, you should not report it to the credit reporting agencies. If you have already reported it, please contact the credit reporting agencies, inform them that the debt is disputed, and ask them to delete it from my credit report. Reporting information that you know to be inaccurate, or failing to report information correctly, violates the Fair Credit Reporting Act. Finally, please note that I do not wish to receive further telephone calls or letters concerning this debt that I do not owe to your client. The Fair Debt Collection Practices Act requires you to respect this request. See 15 U.S.C. §1692(c). Further collections activities or reports to any credit bureau, will lead us to file complain on all State and Federal Customer Affairs and a lawsuit against Berlin-Wheeler and Cox communications, to include malicious prosecution and libel. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Sincerely yours, read more

SNEAKY SCAMMERS! Be careful. After a visit to HOAG in Newport Beach, I was billed from an outsourced radiologist in the area. The radiology center was unable to reach me due to incorrect address info and sent my bill to this collections agency without my knowledge. CMRE then PRETENDED to be the radiology center and NEVER mentioned they were a collection agency. They claimed that my insurance would not cover my bill, yet my insurance company never received a claim. After weeks of CMRE refusing to contact my insurance provider and insisting I pay my bill in full before it gets sent to collections, I finally decided to call the radiology center and was able to figure everything out with them directly. Beware of this company before you send them any money. They are fraudulent, sketchy, and completely unprofessional. read more

I spoke to Troy the first time around and he was helpful. I had to call back a second time when I got a very angry Theresa. I was asking questions curious about a bill in collections I've never even heard of. She was agitated whenever I had a question or statement, which seemed odd considering I am the one who should be frustrated about money I owe that I have never heard of. She was more then unhelpful and rude. Hopefully she gets the anger management training she needs in and out of the work place. Highly unprofessional. read more

I was happy to see that the collection fell off of my Equifax report. It is still on the Experian report, hopefully it will fall off. What pisses me off is the fact that it was never on the Transunion report. Suddenly, AFTER I paid it off, it shows up not paid on the Transunion. I don't know who's fault that is, but none the less, it's ridiculous. My Transunion score will probably go down now. read more

How is this NOT a scam. I recieved a statement dated 9/06/2019. I just called, spoke to "Jules". Gave her the accnt# on the bill for 387.00 and a resolution amount of 193.50. She asked for my DOB: and she mentioned "Aw that doesn't match" then she wanted my address, etc. I said, if it doesnt match why you continuo asking for more of my personal information. I asked what the bill is for. She stated it was for an Ambulance ride to Hospital. I then said I've never been in an ambulance before (thank GOD). And why would I get a ride to a Hospital in the City of Anaheim when I live in Fontana and this happend 10 months ago? And I have a frickin HMO... This is definitely a SCAM. read more

CMRE Financial. At first I had no problems working with the account reps. After I had my bills paid and taken care they continued to call, day after day. I called to ask if they would take me off the call list, the lady complained, was completely rude and continued to bitch that the accounts were not taken care of. She said the number has been taken off and hung up on me. Not 10 min later, another call from the automated system. I called back and spoke to a manager. Manager explained that accounts were taken care of and I won't recieve calls anymore. 2 hours later another call. I called back, was treated like shit and hung up on. I called back again to get answering machines. These people are rude and I will be visiting their office tomorrow. Complaining to the BBB, Attorney Generals office and going viral. I'll do whatever it takes to get some type of justice. read more

Horrible customer service. Contacted customer service and had the misfortune of speaking with Ivette. This person is rude and has the habit of talking over you! She does not belong in this position of customers trying to fix their accounts. This account was paid in full prior to CMRE receiving this account. All I want is to make sure the remainder of the .55 cents will NOT haunt me in the years to come! Ivette needs some sensitivity training and FAST! read more

Fuk them. They keep asking me about a bill that has already been paid. I even went out of my way to send a fax verifying it was paid per their policy. Now they are saying "they didn't get the fax". Fuk them. Maybe they could just reach out to the company they are trying to collect a debt to verify it has been paid instead of hassling me more? Fuk them. read more

I got a bill in the mail and ignored it cuz my great health insurance will cover it then months later I got a creditor bill from this company stating I owe even more cuz it went into debt collection. so I logged into their site and it showed I owed less than what my paper bill is which is very unusual. so I looked it up and saw all the negative reviews here and someone saying to contact your insurance provider to match up the dates. and I never had any services on the date this creditor is stating. They are 100% a fake company.do not pay anything without contacting your insurance provider first and confirming date of service. read more

Two days after I had paid my bill in full, CMRE posted 2 negative reports on my credit report company's website. This, despite the fact that I had paid my bill. The bill was due to a medical situation after a car accident, and as soon as the car accident payment was settled, and the law firm forwarded payment to me, I paid my bill. The company who used CMRE for collection is Tower Imaging Medical Group Inc. in Santa Monica. They, along with CMRE did not remove the negative report for close to two years, after I had paid the bill in full. I only realized this after I was notified about it by the credit reporting company, recently. Even now, I had to make several calls to Tower Imaging and CMRE to request that they remove the negative reports. I was told by CMRE that it would take a month(!) to do so online. And instead of sending me a confirmation of their doing this online, they are supposedly mailing me a letter stating that I had paid my bills. On the credit bureau report they claimed I did not pay the bills in full but paid a "agreed upon amount." That is an outright false statement. I paid the two charges I was sent, in full. CMRE may be a great company for those seeking to collect, but it seems a malicious and dishonorable collection agency for those who unfortunately have to wait to pay their bills caused by a no-fault accident, due to delays in settlements by law firms. It is inexcusable business behavior not to acknowledge immediately that a bill has been settled in full, and thus deliberately maligning a person's credit history. read more