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    Nichols Insurance Agency

    3.7 (6 reviews)
    Closed 8:00 am - 4:30 pm

    Services - Nichols Insurance Agency

    Car and truck insurance

    Life insurance

    Homeowner or property

    3 More Services

    RV insurance

    Vehicle

    Boats and watercraft insurance

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    7 years ago

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    13 years ago

    Don't use them you will regret i!. When you need help they wont help or return calls or emails. Don't waste your time and precious money.

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    Daniel Y.

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    Sedgwick Claims Management Services - Home Depot hires Sedgwick just to keep people off there back. Don't shop there. They're all scum.

    Sedgwick Claims Management Services

    (127 reviews)

    We recently ordered a refrigerator from Home Depot that was delivered to our home. When they were…read moreleaving with our old broken fridg that was to be disposed of, they accidentally scratched my front door that that was only a few months old. I contacted Home Depot and was told I needed to file a claim with Sedgwick. I had read numerous reviews online that talked so badly about this company, but my claim was opened quickly and I was able to upload photos online of the damage to my door and it was all resolved within about two weeks. I was paid for the damages and able to get my replacement door ordered promptly. I have nothing but positive things to say about my experience with them and hope that other's have the same experience should they have to use this company especially after I've read so many negative reviews.

    I'm writing to review HGV's Palm Desert location, and also to share my experience with Sedgwick's…read morehandling of a property loss claim related to a stay there, April 5-12, 2026. The day of departure I forgot my jewelry in the bathroom of our unit, in the drawer to the left of the sink. Home the same day, I didn't unpack, (when I would have come across my jewelry had I actually packed it). Instead, I awoke suddenly in the middle of the night, knowing that I'd left my jewelry behind, and exactly where I'd left it. On the morning of April 13 I checked my suitcase and the car multiple times, but knew it was futile. I called the resort and initially the manager, Jose Garcia Holguin, was understanding, providing me with a form, the "Alleged Guest Missing Item Statement" to submit a claim to HGV's insurance provider, Sedgwick. He checked with housekeeping, but housekeeping stated they saw nothing while cleaning the unit. Mr. Holguin assured me that housekeepers check every inch of the rooms, bathroom drawers included, but saw nothing. I asked Mr. Holguin to ask the guests who'd moved into the same unit only a few hours after our departure if they had come across anything in the drawer. He refused, saying, "We can't accuse our guests of theft". I tried to explain that there's a world of difference between accusing them of theft and instead saying, "Previous guests say that they left something in a bathroom drawer. Have you perhaps seen anything?" If the response had been "no", then that would have been that. But he would not. Mr. Holguiin became unpleasant when I insisted that I left my property there, and that it must be on the premises. He said his housekeepers are honest and have never stolen anything. It's understandable he would say that. Of course he would. (For the record, I never once used the world "stolen". I simply kept repeating that I KNEW where I left my jewelry.) A few days later I received a call from Sedgwick claims adjuster Jennifer Moore. She was delightful, asked for a detailed description of my jewelry, its value, and the chain of events. She was so kindly that at the end of our call I was left with the impression that a settlement for at least half of my jewelry's value might be possible. I've since learned this was all performative. About a month later I received a decision letter from Ms. Moore. Sedgwick denied the claim, their main justification being that my property was not "in the care, custody or control of the hotel", a claim that doesn't hold up given the facts. I was a registered guest, the item was lost/left in a guest room. This denial felt arbitrary and not grounded in the actual circumstances of my stay. Between the resort's ultimately unkind handling of the situation, and Sedgwick's denial built on a factually questionable premise, this experience has left me with little confidence in either HGV's guest service or Sedgwick's claims process. No matter how well a guest may document everything pertaining to a claim, no matter how justified a claim may be, it appears that Sedgwick and HGV can, and do, rule as they damn well please.

    Farmers Insurance - Todd Ma

    Farmers Insurance - Todd Ma

    (83 reviews)

    I can't say enough how great Farmers is, so I'll try and keep this short…read more So my home was affected by the Eaton Canyon disaster and I had some ash and smoke damage in and around the house. I hadn't really thought about going through insurance (I was kind of in a literal fog for a bit), until I got a call from a Farmers rep asking if I was OK and if I needed anything. I asked around and many said it would be a good idea to just go through my insurance to cover any expenses to clean up my home and fix any damages due to the winds and fires. So I called the rep back and said I'd like to go through the process of making a claim. The process was very painless and it was all done online. A couple days later, I got a call from a Farmers adjuster and made an appointment to do an assessment of my home. The adjuster came only a few days after the call, all the way from the East Coast. After spending about an hour or so looking over my home, the adjuster went back, did his report, and sent me digitally a full, detailed assessment of what needed to be done and an estimate of the costs. This whole process took only a week or so to wrap up. This was highly unexpected, as I heard from neighbors and others affected by the fires that their insurance was taking forever and in some cases wouldn't even be able to help due to lack of fire coverage. Farmers and Todd Ma's agency is top shelf and came through when I really needed them. THANK YOU!

    I wish I could give six stars. THIS IS THE AGENCY TO GO WITH! Todd turned a VERY stressful…read moresituation into rapid fire results. Todd and his staff go above and beyond to help the client. Efficient, professional, and customer oriented for your insurance needs. I am SO GLAD I found his agency!

    Saul Machado - GEICO Insurance Agent - This geico location is CLOSED!

    Saul Machado - GEICO Insurance Agent

    (7 reviews)

    If you haven't gotten a quote with Jojo (Joanna Flores) then you need to ASAP. Jojo was literally…read morethe best Insurance Agent I have ever dealt with. She attended to all my concerns and questions, and trust me I had a LOT of questions. Super patient and a great resource. She actually cared about what my priorities were when it comes to car insurance. Even with full coverage and some add ons, mine and my boyfriend's quote saved me $100+ dollars than what we were paying. I was astonished by how much it dropped so I switched over as soon as I got my quote. That's more than 1.2k in savings each year! I'm extremely satisfied and will be recommending all my friends and family to her. (I'm not being paid or given anything in exchange for this review. I'm genuinely this satisfied with the car insurance quote I received.)

    It's a good insurance can't lie about that we all know that…read more BUT ..... I was paying more money cuz I had a point on my driver license okay I had a ticket but I paid that shit and it was removed from my record couple months ago (The Point ) They told me I was gonna get a discount cuz of that my insurance it was gonna get cheaper so I wait for them to told me about the price and all that but they said I have to go to the dmv and get my driving record and take the papers to them (like they can't even do that? Call dmv and asked for that ? That's to much for them to do I think they just setting in the office ?) ok I bn busy I told them and they say it was okay when the contract ends I was gonna get a refund witch is was couple months ago I was supposed to get like 300-400 back ‍ Where's my fucking money ? ‍ I feel like they stole my money they rob me Telling me I was gonna get it and save more money cuz I got the point removed from my license and today they told me something different Geico is stilling my money Today I renewal my contract and I don't have the point so I'm paying less and that's what I was supposed to be paying after I got the point removed from my license Hope I can get that money back With all this pandemic and shit y'all making money not us as a regular customers , hope you understand and appreciate yo customers more

    Nichols Insurance Agency - homeinsurance - Updated July 2026

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