I've known Josh for years, so getting to work with him when it was finally time to buy my first home was really special. I was so excited to purchase my own house, but definitely had a lot of questions along the way. Josh and his team made the whole process feel so much less stressful they were always helpful, and took the time to explain everything clearly. I always felt like they had my best interest in mind, and I'm so grateful for all of their hard work. I would absolutely recommend Josh and his team to anyone and everyone! read more

Josh Jelsing and his team provided a level of service that is hard to find these days. He wasn't just 'handling our loan, he guided us through the entire journey. The true highlight of our experience was Josh's availability and the incredible patience he showed while walking us through every single one of our questions. He was extremely responsive, and regular communication was clearly a priority for him. Even though our loan was fully approved a month before we got our keys, he never went dark--he checked in constantly just to ensure we didn't have any questions and that we were still on track. After closing, he even reached out to warn us about potential scams and let us know he's still available for any questions we have as new homeowners. 10/10 recommendation for Josh! read more

What a truly amazing team of trustworthy professionals. Josh, Taylor, and everyone else here made the whole process seamless. They helped us (first time buyers) feel confident in the process and we were kept fully informed throughout. No matter what came up or what silly questions I had, Josh and Taylor always made themselves available to answer and explain. I could not recommend their services enough. I would use them any time I'm buying a house and would tell anyone and everyone that if you want people who will guide you through the process and make it make sense to you, all while being courteous, responsive, and friendly, this is your team! Thanks guys! read more

we just closed out a loan with them last week. From the first time we walked in there office and met Josh and had the first conversation he made us feel comfortable and welcome and did say they would walk us through the process. Every one from his office or ever one that had their hand in our paperwork that reached out to us was very helpful and professional. They responded with either a phone call or a text message within 24 hours. we didn't have any issues with them and I highly recommend them to you. read more

We just closed escrow on the third home for which we used PGS Home Loans as our mortgage team. We will never use anyone else. This time, while we had sufficient resources to make a down payment and make monthly payments, we aren't currently receiving paychecks, so I didn't even think it was possible to qualify. Within minutes of calling Josh, he explained how we could make it happen. Less than 30 days later, we had the keys to a new condo in downtown San Diego. Taylor and Kristal were amazing, too! The whole team is so hard-working, so detail- oriented, so attentive, and so kind. read more

Josh and Kristal were amazing. As first time homebuyers the process seemed daunting. PGS took their time to explain, sometimes more than once as needed, each step as we went. They remained available for calls and texts and checked in on us as we went. This team truly goes above and beyond! read more

Josh Jelsing and his team are a dream team! They've helped us with FIVE home purchases and two refinances. We are self-employed, so proving income was tricky, but they got the job done. Josh does a great job of being transparent about our options, what is possible, what we'll qualify for and our best path forward. He's a great communicator and a calming force during a sometimes stressful process. I highly recommend working with him and his great team! read more

Unbelievably professional, efficient, and communicated well throughout the process. Of all of my home purchases, this was by far the less stressful because of Josh. I would recommend him to everyone! Thank you for making my home buying experience very stress free. read more

Josh and his team are really great! My refinances , 2 at the same time, were extremely smooth and totally painless to me! They took care of 99% of the work during the process, and i really only need to fill in that 1% since i am the only person can accomplish it. Transparency was excellent too, i got a good explanation on everything throughout the process, and everything on the CD were broken down and color coded, which really made reading and understanding much much easier! Very satisfying experience! My only regret is didn't know Josh and his team sooner! read more

This was our 3rd home buying experience and by far the easiest and least stressful event by far. PGS home loans made that possible! They made us feel like extremely valuable clientele with a friendly family vibe! I couldn't be more grateful to Joshua and his team for their help. 10 out of 10 home buying experience. read more

Josh. Taylor and the the team at PGS did a wonderful job securing and processing our loan in very difficult market conditions. They were both proactive and extremely responsive to our needs and questions during every phase of the process and I highly recommend them for any loan needs and will be contacting them again for our refinance needs when the rates come down . read more

Seamless is the best way to describe the process. We just finished a refi with PGS and it was the easiest it had ever been and we and been through over 10 escrows over the years. Josh and his team were amazing. They made sure there were no surprises and Josh updated me on a regular basis to make sure we knew where we were in the process. We got a great rate and it took only 3 weeks. Josh put up with my unique quirks which I appreciate. I can sometimes be a pain but he was always upbeat and nice. Very professional. I highly recommend PGS! read more

At first, like any agent I was hoping my new buyer would work with my preferred lender, but I was blown out of the water with how Josh and his team handled the transaction. The communication with me, the listing agent and the buyers was so clear and timely, I can honestly say this was my easiest deal yet. Can't recommend the team enough for an easy, concise and enjoyable experience experience whether you are a buyer or an agent! read more

PGS Home Loans was awesome! They came recommended to us by our realtor and they did not disappoint. We were mainly assisted by Matt Leibelt, but we also communicated with Marissa Roper. They were both wonderful! We had a 21 day escrow, so things were moving extremely fast. Even with this tight deadline, they were able to make the process a smooth experience. Whenever we had questions or wanted an update, they would respond extremely quickly (definitely within a day but often within an hour), even on the weekends sometimes! In such a quick escrow, the communication is key and they definitely delivered. Matt was always very polite, helpful, and understanding, and as first-time home buyers we definitely had a lot of questions about our loan. We checked multiple different places (about 5 or 6) to get a good rate for our loan, but Matt and the rest of the team were able to get us a rate that was significantly better than any of the ones we found! The main things you can ask for while getting a loan are: 1. Friendly Service 2. Responsive People 3. A Great Rate And PGS Home Loans definitely delivered on all three of these! If we ever need a home loan again, we will definitely be reaching out. read more

I recently OnBoarded with the PGS Home Loans team, and I can honestly say, Josh Jelsing and Tasha Smith are 100% the best in the Mortgage Industry. Their slogan is Best Rates, Best Service, All the Time, and there was not a single day that I did not feel those words when working with them. Josh's communication skills are TOP KNOTCH and every meeting I had with Tasha felt like catching up with an old friend. This team is genuine and delivers fast results that I have been telling all of my friends about. PGS HOME LOANS... tell your mom... tell your friends; these guys are the REAL DEAL to help you with your home loans. read more

Josh Jelsing has been our loan expert for the last several real estate transactions we have completed. He is a SUPER positive and upbeat person that is always a delight with which to do business. Josh has a team under him that runs as a well-oiled machine as a result of the hard work he has put in over the past several years while building his business. He is extremely available for any question that pops up, so you will never feel like you are lost in the scary and timely process of a purchase or refi - SUPER important. He has always come out ahead for us in terms of cost/rates because he is a broker that can shop around on your behalf to different lenders. What I love the most about Josh is I REALLY feel I can trust him. He is not going to sell me something that is not in my best interest if he thinks I can get a better deal somewhere else. He will (and has) proactively told us when he thinks a situation garners the advice of a competitor of his. I value his honesty so much that in those situations, I have sat it out and waited until there was a product that he had available to work best for us because I want to work with him. I have referred several friends to Josh that have also completed transactions with him with great remarks. While I always think it is prudent to shop around (and I will continue to do so with every transaction), I am always pulling for Josh to win our business...and he always has so far. I highly recommend you throw Josh in the ring as one of your quotes. Thanks, Josh! :) read more

If I could give this place zero stars I would. Greg Chigas did us so dirty! Would never recommend this place to anyone. Asked us for all of our info for a pre-approval to write an offer for a house (even thou we already had a pre-approval somewhere else) and then once we accepted the counter offer and told the agents our offer was accepted, gave the house to someone else. Do not do business with a dirty person read more

So stoked I just bought my first home!! PGS Home Loans couldn't have made the process any easier or more stress free. They were always available whenever I had any questions and really helped guide me through the process I once thought would be super stressful. read more