We spent most of the day at Fashion Square and were looking for somewhere comfortable to cool off and watch the World Cup match that was on. It was a hot summer day, and after walking around the mall for hours, we needed a place with AC where we could relax for a bit. We first tried the Starbucks by the food court, but it was packed and a little too hectic for what we were looking for. We ended up stumbling upon the Capital One Cafe, which we didn't even realize was in the mall. We weren't sure if it was only for Capital One customers, but we were happy to find out that anyone can enjoy the space, no strings attached. It ended up being exactly what we were looking for. The front seating area was a little busy, but the back had comfortable seating and was quieter and more private. We were able to set up our laptop, relax, and enjoy the game without feeling rushed. It was the perfect break from shopping all day. The cafe also has private conference rooms that you can reserve. They were all taken while we were there, which shows how useful they are. The employees were very friendly and helpful, and the space was clean and comfortable. We didn't try any drinks or snacks this visit since we were mainly looking for a place to relax, but we'll definitely be back to check out the menu next time. read more

Capital One frequently runs promotions where you can get free drinks at their cafe. This is the only Capital One cafe in AZ, located in Scottsdale Fashion Square. It's a cafe, but they also have banking associates to help answer banking related questions as well. There's a lot of seating, including 2 rooms if you need it to be more secluded while you work. It's typically quite cold in the cafe, so I would recommend either bring a light jacket or you can just take your drink to go while you peruse the shops at the mall. Their coffee based drinks are good, as well as the matcha drinks. The matcha drinks tend to be on the sweeter side though. They also have seasonal drinks that rotate every quarter or so. Other than the free drink promotions, they also offer half off drinks if you're a Capital One cardholder. read more

Capital One Café - Blueberry ube latte - Banks & Credit Unions Near Me - Scottsdale, Arizona

Capital one had been charging me an annual fee of $59, yet their own website has it listed as $0 annual for for that specific card. On April 21, 2026 I paid $540 dollars to them and a balance of zero dollars was reflected. I then closed my account that same day. Tell me why on May 7 2026 I had a balance of $5.21 for interest charges (On a zero balance) then got charged a $5 late fee June 1 2026 for missing the payment I knew nothing about. It isn't worth my time and energy to argue about $10.21, but I just wanted to share how this sneaky bank operates. So help me if I get another bill for interest on a zero balance... PS. I was fed a crock of bull sh!t that I still had interest charges because I didn't ask for a "payoff" amount when I zeroed my balance the month prior. They had already lost me as a customer when I closed my account so they clearly didn't give a sh!t about my $10 gripe. read more

I honestly think this concept is absolutely genius! You typically go to a café to grab a coffee, but Capital One has transformed the entire experience where you go to their café grab a coffee and talk about your finances. The whole purpose of this café is actually a bank. I love how you can rent out different rooms in the café if you have a Capital One credit card for a few hours to get work done, to have some quiet time, etc. and it's free! They also periodically give out coupons for free coffee and if you have a Discover credit card or Capital One credit card and use it to purchase you get 50% off! I do have to admit the coffee is not the best (sometimes it's sour) but also I don't think people actually go here for a coffee outing I think they go here for their banking needs. Sometimes they also have events that coordinate with travel like free luggage tags, monogrammed passports, I would definitely keep an eye out! read more

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I think if you're already in the Scottsdale mall and craving a coffee or matcha, this is a good spot, but I wouldn't go out of my way to come here again to be honest. I was looking to get some work done, and I do have a Capital One card, so I figured the half-off deal was good so I gave it a shot on a weekday morning, and unfortunately the vibes were a little off. I went for the seasonal cherry vanilla matcha latte with oat milk and it was pretty good, I definitely could have done with a lot more matcha as it was kind of milky. I also got the avocado toast with bacon and it was underwhelming, I think under-seasoned and I didn't love the bread they used. There is no bathroom inside the cafe, and it's a little walk to go use it, so if you're trying to get work done be prepared to pack all your things up and take them with you to go and come back. It's also a walk through the mall to get here from parking so that's something to note. This specific day, there was someone laying in a corner seat with their phone on full speaker and even with customers voicing their concerns, the staff did not seem to care much, which is okay, I think it was just very hard to focus on my own work personally because there was no where else to sit besides right next to them. I didn't love that the bank staff were also kind of soliciting cafe-goers about Capital One while they were seated already, but I suppose that's kind of the trade off for a cafe at a banking establishment. I don't think I'll be back, it wasn't personally for me, but I do know a lot of college folks who really enjoy studying here, so I think I might have had a weird experience. read more

Capital One Café - Cherry Vanilla Matcha Latte - Banks & Credit Unions Near Me - Scottsdale, Arizona

Practical concept for a coffee shop that is within a bank -- or perhaps the bank is within the coffee shop. Either way, craving espresso while spending some spare time at the mall, this place provided just about perfect spot to sip quite tasty Verve coffee. Friendly and professional barista, and if in a mood for respective bank's services, it is straightforward to combine these two needs. The ambiance is interesting; modern yet cosy design with couple of quiet rooms available for remote work, whereas the bank portion is kind of hidden yet easily reachable through customer service reps. Next time, I'll bring the operating bank's card with me to get 50% off. read more

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I continue to be a Capital One stan so I loved to see that there was a cafe in the Scottsdale mall nexts to where I was staying. I stopped in a couple times on my trip for a pick me up cherry vanilla matcha latte and it was delicious! Not too sweet with a light cherry flavor. The staff here are so friendly too. I've never really made use of the in store banking services but I love that they have these especially since they don't have traditional banking locations. There's lot of seating in here to work, including a few private nooks which I recently learned you can book right in the app! Looking forward to my next visit. read more

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I have been to this cafe before and used their private nooks in the past without reservations. To my surprise, now you are required to reserve each nook. One of the Capital One employees showed me how to utilize this feature on my phone. I enjoyed this feature and will be using it in the future. The parking is literally the worst part. At 10 am on a Tuesday, I was surprised to have such difficulty finding parking between the uncovered lot and the underground garage. It's a little tricky to navigate from the parking structure to the Capital One lounge, so if you do plan to head here, make sure you have ample patience and time to manage parking. I ordered the Seasonal Cherry Vanilla Matcha latte with Almond milk, and the cherry top had a nice flavor, but it did not carry through the latte. The Matcha was okay, nothing to get excited over. I was planning to get some studying done, but I couldn't focus too well as patrons were quite loud. I eventually settled on a table in the back of the cafe, and, disappointingly, it was wobbly, possibly broken. I had only been drawn to come back to the cafe because my initial experience was so pleasant. One of the Capital One employees gave me a free drink voucher. It is a hit-or-miss experience. read more

Capital One Café - Matcha and studying at the lounge - Banks & Credit Unions Near Me - Scottsdale, Arizona

I wanted to convert my Capital One accounts to a trust. I have the form all filled out and it just needed to be notarized. Turns out, the cafe does not provide notary services and there are no Capital One branches in Arizona!! They have coffee, but no notary?! How stupid is that?? Now I have to track down a notary somewhere, somehow! read more

This was my first time here. The line was long, so I expected the coffee to be good. Spoiler alert... It wasn't! I ordered a chai latte with oat milk, two shots of espresso, and one pump of vanilla (because the barista said that their chai is spicy not sweet). The drink was watery and not very creamy. I ended up drinking half of it then tossing it. The good news is drinks are half off for eligible credit card holders, and they have small enclosed offices where you can work quietly. The inside of the café is modern. read more

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On Mondays, up until 9/22/2025 - any handcrafted drink is free (with the pass) I stopped by yesterday afternoon and it was pretty busy. Most of the tables were taken by people working on their computers and a few were just waiting for their drinks. The inside felt very welcoming and was clean. There were several banking employees standing around willing to assist with banking questions. The cashier was very friendly. I ordered a small matcha with strawberry cold foam and it was delicious! The menu has quite the selection which also includes food. read more

Capital One Café - Matcha with strawberry cold foam - Banks & Credit Unions Near Me - Scottsdale, Arizona

As a non Capital One card owner, I've never felt the urge to try out their cafes, but on a random trip to Fashion Square with a gal pal who happens to be a card owner, we stopped by for the first time on a Saturday for an afternoon pick me up! All Capital One customers get 50% a handcrafted drink. We browsed the menu and opted to share one of their Seasonal Sips: the Cinnamon maple iced latte w/ cold foam, $6.75 for 16 oz. After the 50% off discount, it ended up being $4.18 after tax but before tip. WOW. That drink was packed with potent, delicious flavors. The coffee wasn't incredibly strong but wasn't weak either. Overall, everything blended together perfectly. The interior of the cafe was spacious and perfect for WFH or studying. You can even reserve a private nook for FREE as a card holder! Just scan the QR code and go from there. As a non card holder, I'm not sure if there's a way to access it through the app too... Overall, delicious coffee and a beautiful interior. Would come back with a card holder friend to continue taking advantage of their 50% off deal and get some productivity done. Personally, I don't like that it's in a mall and would prefer it to be stand-alone because I believe it would be easier to access and much more quiet and the coffee is quality enough to speak for itself. read more

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Sometimes I cheat on Nordstrom coffee shop and chill here. I like capital cafe more and more. The baristas are always friendly and they have avacado toast now and a few other eatings. I generally get a pastry or muffin and coffee. Today I had ice tea. It's a really spacious cafe and modern decor. Plus you can go in the Apple Store a few steps down. If you have to wait in line at Apple for your appt - you can hang at this cafe. If you pay w your capital one credit card, coffees are HALF OFF. Such a great deal. You'll like this cafe, stop in next time you're here. Their bank is in here too so if you have money and account questions, you can talk to a bank rep read more

Capital One Café - 1/2 hibiscus, 1/2 green tea - Banks & Credit Unions Near Me - Scottsdale, Arizona

The café was really cool, especially if you wanted to get work done they had these little pods that you can go into that are quiet and there are many tables and chairs around if you don't get a pod. The service was good, like a regular coffee shop and I really like that even if you don't have a capital one card you can get the three months of free drinks if you are a Discover cardholder. The only thing that was not good was the coffee. It tasted almost sour. The good news is I was able to throw it away and the girl recommended a strawberry lemonade instead which was fantastic. The nice part is if you have the free three months, you can get as many drinks as you want in one sitting. They do not have a bathroom within the café and you actually have to go to Shake shack around the corner for the nearest bathroom. It's within fashion Square mall but on a Sunday afternoon the parking is a nightmare. Overall, it was a really nice place to meet up with friends and chat and it looks like a good place to get worked done if needed read more

Capital One Café - Strawberry lemonade - Banks & Credit Unions Near Me - Scottsdale, Arizona

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Pretty decent cafe with plenty of seating. I have been here a few times and its been good. On Mondays, cardholders get 50% off drinks. Employees have been friendly read more

It took a little convincing to get my husband on board with making sure we stopped here on a recent trip to Scottsdale. " What's a bank doing serving coffee?" Was his protest. But because I had already looked through how Capital One handles their cafes, I knew that it would be in good hands with a local roaster and competent baristas. I was delighted to find out I was right This was a great stop and we ended up actually coming back two or three times during our short stay in the area. I especially loved the private space that you can book In the Capital One app. This was a cozy little area to do some reading aloud, or just more focused study or work calls etc. As for the cafe offerings themselves, their seasonal menu was spot on and truly felt like they had gone out of their way to make sure there was something for every customer! read more

Drinks themselves are a hit or miss. One really good hit is a matcha latte with honey and lavender syrup. The matcha is no longer on the forefront as the honey and lavender take the stage flavor-profile wise. The matcha flavor is subtle but present. This drink is especially good for those who don't like matcha that much but want to try to get themselves to like it. Even people around here who don't like matcha like their matcha lattes this way. Definitely a sweet treat! Seasonal drinks are not that great, but they change often so if you feel adventurous, I would recommend taking a look! This is a really good work station at this beautiful recently redeveloped indoor mall. The staff were friendly and helpful, and the service was quick. Clean location, and lots of seating. It is a good place to work and enjoy a latte. read more

Capital One Café - Matcha latte - Banks & Credit Unions Near Me - Scottsdale, Arizona

This is a great place to beat the heat. What an awesome idea. I am a card holder and I love the fact that they give you 50% off for using your card. They also have these quiet pods that you can reserve if you need to study and have quiet time. It's also a bank! This is located near the Apple store in the mall. Our server was cool and the coffee was good. read more

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Huge perk is 50% off drinks if you're a C1 credit card holder (shoutout to my $2.5 cappuccino). The one Sunday I was there, they had free swag (water bottles, luggage tags, canvas drawstring bags) for anyone who stopped by. Have worked here a few times as they have free wifi. Environment is a cozy coworking space x coffee shop. A couple handfuls of seating with plugs (under the seats against the walls, some have plugs in the tables). One couch, and plenty of tables/chairs if you're there for a quick coffee chat. Also two private rooms (reservable via their app) if you need to take meetings - believe the max reservation time is 2 hrs/day. Two ATMs, one inside and one outside during open business hours. You can deposit cash in this ATM (but C1 also offers cash deposit at Walgreen/CVS locations now). Baristas were very friendly, and the banking associates seemed nice too. Not the most *aesthetic* coffee shop, but cheap drinks for C1 cardholders, plenty of parking (obvi), and great place to crank out work. Nearest restrooms are the ones by Harkins a floor above, which may be inconvenient. read more

The staff here is truly incredible and the food blows me away for being casual cafe food. Made to order and with such love! I'm always grateful for this option in the mall for work or a quick bite! read more

Found this cafe next to the mall and had a great time chatting with the employees and enjoying a summer spritz before heading into the mall. read more

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Never knew this cafe existed, but since I have a Capital One and Discover card, I thought I'd check it out. Fifty percent off handcrafted coffees, heck yeah! And it was yummy. A bit nutty flavor, which was different for me, but I liked it. Service was timely. The seats were plentiful and comfy. They have some private rooms I guess you can use if you have a Capital One or Discover card, but I was just chilling, so I didn't check out the cubbies or the internet. Next time! read more

The experience was so fun!! I walked in and the attendants are so nice and helpful. I also ordered an iced cherry mocha and it's SO DELISH. the strawberry mango smoothie was good but tasted more like strawberry banana but i still enjoyed it. the coffee was better in my opinion. there are plenty of tables, chairs, outlets, and the music is light + chill. very good place to study. capital one card holders also get a discount ! read more

Verve, Vuori, Versache. Fashion square has it all. Verve coffee at the Cap1 Cafe is the cherry on top. This cafe is relatively clandestine and under the radar as it's on the far E end of fashion square. Great drinks, cool atmosphere, priced just right. Worth a stop shopping or not. read more

Capital One Café - Banks & Credit Unions Near Me - Scottsdale, Arizona

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I was looking for a cafe to get some work done and read favorable reviews about this place. I've passed by it a ton when I walked by in the mall and never thought about checking it out because I am not a Capital One customer. The cafe is clean (and not busy!) with lots of tables and comfy workspaces (with outlets, which can be challenging to find at other coffee shops!) The coffee is just as good as at any other cafe! It is sourced by Verve coffee. I ordered a cappuccino, which was highly commendable. The wifi was easy to access (look for the Capital One network; no password needed) and I was able to get a decent amount of work done! Be advised about the location - it is close to the Apple store (I had looked it up on Google maps, which pointed me to somewhere in the wing with the Nordstrom. read more

Capital One Café - Coffee shop and workspaces. - Banks & Credit Unions Near Me - Scottsdale, Arizona

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The coffee at capital one cafe is delicious! I love the convenience of it being in the mall and if you pay with a capital one or discover card it's half price! My favorite is the lavender latte:) read more

Very pleasant experience. I visited 3 days in a row. Good service and very spacious. Drinks were perfect.

First time in a capital one cafe! It did not disappoint. I was greeted upon entry and asked if there's anything thing they can do to assist me? The place was nice and clean. The cappuccino was good and the tea was refreshing. I played connect four, relaxed, and chatted until closing. 50% off food and drinks for capital one card holders or bank account holders was a cherry on the top. In the words of Arnold Schwarzenegger "I'll be back"! read more

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This cafe is average but look at the coffee they gave me... I asked them to give me a latte with a little vanilla and cinnamon. What the hell is this. I feel like I just did the cinnamon challenge read more

Capital One Café - Banks & Credit Unions Near Me - Scottsdale, Arizona

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We asked an employee ahead of time whether dogs were allowed, and he said yes. We then ordered two drinks, and sat down with our dog, hoping to get some work done. We watched another customer enter with a non-service dog (no vest, and was in a stroller), with no issues. A manager then came over and told us rudely that only service dogs were allowed. Wish they had clarified that before we ordered and were forced to leave. read more

Capital One Cafe is a wonderful place to visit, and it's made even better by the presence of wonderful employee. The girl who works there is kind and friendly and it makes my day. The cafe itself has a beautiful space and an inviting atmosphere. If you're looking for a great place to relax, work, or just catch up with friends, I highly recommend this place. P.S. I like nearly all of their drinks, but my favorites are the white mocha and the hibiscus iced tea shaker. read more

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Leaving the mall and wanted a little nosh that wasn't the food court. Capital One Cafe is so attractive looking, clean, each table has charging pad, couch seating, spacious, private meeting rooms AND delicious Verve Coffee. The cookie was quite tasty too. A win win! read more

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Great place to get a cup of coffee while getting some work done. Staff is alway nice and makes great coffee. Even better being a capital one cardholder to get half of drinks. read more

This is my first time seeing a bank/coffee shop and my soul is delighted. Located at the not so much foot traffic end of Fashion Square Mall (which is a downside) The staff is very friendly and they hours mirror the mall. You can also come to this location and sit in one of their private nooks and do your work. read more

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Our barista was so kind and knowledgable about all the drinks on the menu and where the ingredients are sourced. I ordered the matcha and it was so tasty. All the syrups are made in house which I really liked! I will definitely be back. Great place to do some work too and shop after! read more

Capital One Café - Banks & Credit Unions Near Me - Scottsdale, Arizona

Went into this location today to get make a withdrawal, but I must of had blinders on because I could not find the second ATM at the entrance. Lenzie was so nice and walked me over to it. Excellent customer service. I will definitely be back. read more

I LOVE capital one cafe. They are so fast, nice, and the discount for card holders makes this cheaper than Starbucks, for even better coffee. read more

The coffee is really good - they use Verve which I hadn't tried before, but their lattes are solid. Plus if you have a Capital One card you get half off which is awesome. I got their chocolate chip cookie too and it was so good, like fresh-baked good. read more

I recently moved to Phoenix, Az and this being the only Capital One bank in Phoenix area I drove here for some assistance and the manager Christopher and associate Kalaysia were so kind and helpful to me. I was having difficulty cashing in a check and Kalaysia noticed and came over to help me. She was so kind and understanding and made me feel at ease with the whole process. The atmosphere of this place is very chill and easy going as it is also a cafe inside. As a coffee snob the coffee was pretty great! Thank you Kalaysia and Christopher!!! read more

Claire was super friendly in helping me choose the right drinks for some coworkers. Great service and 50% off for CapitalOne card holders! read more

Capital One Café - Banks & Credit Unions Near Me - Scottsdale, Arizona