### Extremely Frustrating Experience with Help Financial…read more
My vehicle was repossessed by Friendly Finance, now Help Financial, a finance company I was referred to by Eastern Motors in Alexandria, VA. I understand that the formal term is "repossession," but based on my experience, I strongly dispute the reason given for taking my vehicle because I was told it was due to a delinquent balance that I believe was not actually delinquent.
What has been especially frustrating is my experience trying to resolve the situation with Help Financial. I contacted the company prepared to address the matter and retrieve my vehicle, but I could not get straightforward answers to basic questions about my account.
I asked multiple times how much the repossession and recovery fees were, and the representative repeatedly told me she did not know. I also provided a payment confirmation number and receipt for a payment I had made through their payment portal, yet I was subsequently told that no payment had been received.
I requested to speak with a manager several times and was repeatedly told that no managers were available.
My intention was to retrieve my vehicle **today, Tuesday, August 18, 2026**, so that I could resolve the matter and avoid additional storage or recovery charges. Instead, I was told that Help Financial needed additional time to calculate the repossession fees and that it could take up to 48 hours.
On a later call, another representative estimated that the fees could be approximately **$600-$800**. I explained that this was precisely why I wanted to retrieve my vehicle immediately--to avoid additional overnight charges at the recovery facility. I was told that this was simply how the process worked and that I needed to call back later to speak with a manager.
This is incredibly frustrating. If a customer is willing and able to pay legitimate fees to retrieve their vehicle, why can't the company provide an actual amount due? How is a customer supposed to resolve the situation when the company cannot tell them what they owe?
I also had significant difficulty getting clear answers during my calls, which made an already stressful situation even more difficult. When you are dealing with someone's vehicle, transportation, finances, and potentially hundreds of dollars in additional fees, communication and competent customer service should not be optional.
I am not disputing that legitimate fees may exist. **I am disputing the alleged delinquency and the way this entire situation has been handled.** I have documentation supporting my payment, yet I have been unable to get a clear accounting of my account, an itemized redemption amount, or direct access to a manager who can address the issue.
The experience has been extremely stressful and has left me questioning whether the process is designed to make it difficult for customers to recover their vehicles promptly.
I work in client relations myself, and I could not imagine treating a client this way. People work hard for their money, and there should be a basic level of transparency, accountability, communication, and integrity when handling someone's finances and property.
At this point, I am extremely disappointed with Help Financial and the way this matter has been handled. I sincerely hope corporate management reviews this situation and provides a clear explanation of what happened, including the alleged delinquency, my documented payment, the repossession, and the fees being charged to retrieve my vehicle.
**Very frustrating experience. I would strongly encourage anyone financing a vehicle through this company to carefully monitor their account, retain every payment confirmation and receipt, and document every communication.**
Sincerely,
A Very Frustrated Client