These guys are fantastic and I mean it. So much so that I had to write my sales guy an email because service like his is rare. I was so impressed and I want everyone out there in Yelp World to hear what I had to say about my experience with Electro Finance. This is how you get treated when you do business with Kirk... "I just wanted to take a minute to really say thank you . You really took some time to understand what I needed and wanted and you worked hard to make it happen.... the same day!!! (My item wasn't even listed but he was able to special order it and still I got in a few hours !) Of course I read all the reviews I could on yelp about different electronics brokers like you all. Wow, the reviews about you certainly ring true! I'm sure lots of people have told you how difficult it can be when you find yourself in a less than desirable financial situation. You never once said anything or did anything I wouldn't expect if I had perfect credit so thank you for that as well. As far as the operation you run... well let's just say I had gotten approved and placed an order from another outlet last week and after many emails , calls that were 'out of hours' and messages never returned I wasn't sure what to do. I ran across you guys and well basically two hours later I had my soundbar. Funniest part is that after you and I got off the phone and I sent you my docs that other place emailed me saying my order was in process and to e-sign my lease. I politely replied "I went with another company so please cancel my order!" I'm truly grateful for your effort and so glad to have found your company!" And it's true , I truly am grateful for all Kirk and his team did for me and I know you will be too so call them up now! read more

Financed me on a computer through acima and after I paid it off and tried to use my newly approved lease the Confusion got real.

Kurt at electro finance is the best . And they have awesome customer service

I found this company randomly while looking for a MacBook Pro. I really wanted one for Christmas but didn't have the full amount after my Christmas shopping. Surprisingly, my boyfriend had already bought me one so I completely forgot about it. I got a call from Dj checking on whether I wanted to Continue and evening though I no longer needed the MacBook he was able to approve me for a iPhone 11 Pro Max! (My gift to my boyfriend) It was a super easy process and was able to pick up the phone and a free echoDot from Best Buy in less than 2 hours!! And on a Sunday!! I am excited to pay this so I can get something else!! read more

My MacBook died on me recently and I do a lot of video editing so I needed a replacement asap. I had the money to buy a brand new one but money would've been tight so this was great. So easy! Levent helped me and walked me through the whole process and made me feel so comfortable. Thank you thank you thank you! read more

Outstanding service; they work with Best Buy which is amazing since at first I had doubts about getting a used or refurbished product but that wasn't the case it's like buying it from best buy but I can make payments with these guys instead and their payment plans are really affordable. I will end up paying $300 more than paying cash but with my credit this is better than my credit card plus it helps me rebuild my credit and on top of that I have 6 months time with the same as cash price. If your credit is less than perfect I recommend you try electro finance. You can do short or long term payment plans without signing up for a high interest credit card. 5 stars for sure!! read more

I cannot stress this enough PLEASE READ EVERYTHING PROPERLY Have a good understanding of what a lease is Make your decision after you 100% understand what you are getting into. Heres my experience so far. Electro Finance is a leasing company with a nice assortment of products to choose from. Take it for what it is. The prices are very fair in terms of what you'd find for a lease. It is however above retail price for something you'd just pay for up front and own, keep that in mind. And this is just the leasing term. You do not own the items at this price. The company that gives the lease, TEMPOE(not Electro Finance), will charge you the lease term plus an additional amount which is not small by any means really, nor is it even worth it for the items you get, if you wish to own the items. (better off just saving your money to buy the item if you want to OWN them at the cheapest price). If you don't need to own the items and just need at temp for 5-6 months. Then this is fine. My items bought up front in store, BRAND NEW are worth about... $400 The lease term without ownership is about $550 If I wish to own it. It will be $850. Over 6 months of course Do not expect to be able to return the items and be free of your bill. The lease terms still apply even if you return the items (Unless you return them to the store you picked it up from, IE BESTBUY within your return period) TEMPOE gives you a buy out 30, 60, and 90 days into your term. which to my understanding from the way its written requires you to pay all up front and does not include the amounts youve already paid before. So the earlier you payout the better for you. DO NOT RECOMMEND DOING FULL TERM That being said. This is still the cheapest i've seen in my searches online for lease to own items. So if you fully understand and accept this. Go for it. read more

I hope this is the right Electro Finance, but I want to give a shout out to Frank who helped through the process. When I was having trouble through a situation of obtaining the products at a Best Buy (which is totally Best Buy's Fault) Frank went above and beyond to help me. On a Saturday of all days. I felt appreciated that he took the time to help fix the situation. Overall I got the products and I am happy with the customer service I have received. In the future I will definably will recommend this lease to own company to anybody. read more

I bought a 49" Sony Bravia flatscreen T.V. from these guys almost a year ago. I did my research online last Christmas for businesses who offer pretty good financing on affordable electronics for those with shot credit and stumbled upon this gem. Filled out the app online, got a call the same day, picked the T.V. I wanted and went from there. After financing was taken care of, I was able to swoop up my T.V. the next day at my local Best Buy. The Bravia has been phenomenal and my wifey's been a happy camper since! All thanks to the folks at Electro Finance! read more

WONDERFUL for people looking to build credit and have nice things they deserve while paying monthly for them so you dont have to come up with a large lump sum before you are able to have whatever you need as long as you pay on time you're GOOD TO GO ANY CREDIT!! Thanks GUYS!! read more

top ------of-----the------line !!!!!! with that said, the entire transaction was the epitome of : $imple; $ophisticatedd; and $afe ........ read more

Recently got my Asus Laptop from here. Gio is awesome. He will jump far beyond what is needed to ensure you are taken great care of. I would highly recommend using this business if you are doing the 90 day option. read more

Just submitted an application and was denied. Oh well, to the Layaway Center at my local store I shall go. Good Bye.

Was a little nervous doing this at first ! Not going to lie but as soon as I called and talked to gio over the phone he walked me through the process and assured me of my purchases , I simply told him what games I wanted he set it up with Best Buy and within two hours I went and picked them up ! Its crazy lol thanks gio! Ur the best man ! read more

Amazing customer service! Kirk went over and above to help me find what I was looking for. Easy process and very professional. Highly recommend! read more

I am not one to really write reviews but this time is different. I couldn't believe how fast, straight-forward, and stress-free the process was!!! It was amazing and i truly do appreciate the superb customer service i received! i definitely will be doing business with them again! read more

Love this place - I purchased a 42 inch TV & PS 4 and my girlfriend purchased a MacBook and we did not have to pay them all in full or even put a down payment. We live close by so we picked the items up the next day from the store and enjoying them ever since. Can't wait for Iphone 6 release - we will be back! read more

I was fortunate to deal with Raul, super awesome guy who's customer service is exceptional. He took care of everything and was able to place a store pick up at Best Buy and had my items within the hour, great experience from beginning to end! read more

Excellent service! Customer driven, dedicated, relatable professionals! Easy financing- and can pretty much get you anything Best Buy sells! So happy! Thank you Raul!!! read more

I was in desperate need of new gear but I couldn't afford to pay all at once. I found this company after having experienced terrible service with leaseville. I emailed first and was quickly responded to by Gio. Gio went above and beyond to get me what I needed. I was so indecisive and was emailing him back and forth since I was unsure. Gio was patient and forthcoming with answers to my questions. He literally did everything he could to get me what I needed and just in time for my trip. I am so happy I found this place, I highly recommend it as a place to purchase items. If you want great customer service, an array of options, and don't have too much money then come here! You won't regret it. read more

Great people to do business with quick approval quick response back quick product pickup from local store !!!Just all around pleasure to do business with Raul made the whole process painless.Would recommend to everyone one I know. read more

This is my first time using Electronic Finance and RAULl helped me with processing my application. He noticed that I was a little short on what I needed to get financed so he helped me get a little extra approved for my new Mac Book Pro. He made signing contracts and receiving my merchandise easy. I would be sure to use them again when needed. Thanks RAUL!!! FOR YOUR TIME AND EXCELLENT CUSTOMER SERVICE! read more

First off I would like to thank Raul for his great service. I called, not knowing anything about this company and finding them through a Google search for "dslr finance no credit". I just came from a different retail store to decide on the camera I wanted to purchase, when I left I placed a call to electro finance and was lucky enough to have Raul answer the phone. He took the time to explain the company in DETAIL and even explained the application and payment terms. I got home, filled out an application and was called back by Raul minutes after completing the process. He once again was very thorough with Canon 70D I purchased. At this time the store was about to close and he said he will get back to me with shipping details the following day when they opened again. I received another call that notified me that my item has shipped and a tracking number was sent to my email. The very next day UPS was at my door step with my camera. The following day I received a call from Geo asking if I received everything and if I had any questions. THIS IS CUSTOMER SERVICE AT ITS BEST. I would highly recommend this company to anyone who is in the same situation as me 1. Does not have credit 2. Does not have the money to pay upfront. Without a doubt I will be using their service in the near future. High five to Raul and Geo for the pleasant experience. read more

When I went in the customer service was not great it was mediocre at best. I went in to look at electronics that are outrageously priced. If you're willing to pay twice as much for electronics for 90 days no interest go ahead... I'd rather just save and get it on my own and save $. I wouldn't recommend this place to anyone. read more

Had a really great experience, was struggling to get approved anywhere. Here within a few hours I had my order ready and able to pick up my item at Best Buy!!! Amazing customer service and loved that I was given great information during my call and guided through the process read more

When I say don't normally write reviews I mean that I NEVER write reviews but I honestly had such an absolutely amazing experience with this company that I felt I needed to make one. I am only 18 so I haven't even really established credit at all, so most ways to finance a MacBook never allow me to get approved. I was just searching ways to finance through google and clicked on their link because is said "NO CREDIT | BAD CREDIT OK" and at first with that sort of tacky and scam like initial title I was a bit sketched out but I really really wanted a MacBook so i just looked up the company and looked at their reviews and such. to my surprise, they had pretty much 5 stars in literally every way that you could review about them. Now that I felt much better about this company and decided hey its worth a shot. I went through the whole process (which really doesn't take much time at all) and was approved for a pretty significant sum but, it was just a hair off from the amount from the specific MacBook i wanted. I still called the company like it had told me and talked to the most amazing and helpful guy ever! Gio! I CANNOT stress enough how helpful Gio was. He was not only able to get my initial sum up for me so I could get my MacBook but I ended up calling him everyday for the next three days with questions and he never batted an eyelash! I could even say this guy is my friend! He made me want to call the company just to say hey to him! such a great guy! If youre reading this Electro Finance, Give him a raise!! This company knows what its doing when it comes to customer service and I feel as though I've found a diamond in the ruff. It almost seems too good to be true but its not! because I am currently writing this review on my new MacBook! I will FOR SURE be coming back to this company to purchase a camera as well in the future. If I could give this company a hug and take it on a nice date I would! read more

Great customer service! Gio helped me with my purchases, and the products are from Best Buy same day pick up. I've compared other prices with other places and the interest here is really low. The products are financed through progressive, and as long as you pay in 90 days you are good. read more

The interest was really low and I was able to get a new computer same day! Love this place.

These guys are amazing. If you need anything electronic and your credit is less than perfect go see them. I drove from Carlsbad and believe me it was worth every mile. These are good guys. Give them a chance read more

Top-notch service! They were able to help me find the items I exactly wanted and financed them to me at a good deal. They were also very helpful on explaining how the process works. These guys are the best! read more

yes i had the best and most professional service and experience that i have ever had in a very long long time with a retail business , the gentleman that helped me was efficient polite and nice and truly concerned and there to help me with my customer experience. I cant say enough about him, i am a happy customer and will continue to buy from you guys because of the guy that helped me ...... Thank you again ! read more

Found these guys while browsing Craigslist. It seemed to good to be true...it's hard to believe it, but it actually worked. I needed some high camera gear pronto. The associate, Gio, I dealt with via email, answered every question I had immediately, was very up front, didn't feel any pressure. He got me a great deal with a 90-day payoff optio w/a camera/lens off freaking EBAY! Yes, Ebay lol it's crazy the magic these guys can work. I haven't dealt with other team members yet, but I will continue to be a customer and will specifically request to work thru Gio for all my larger electronics purchases read more

This place is awesome. I just moved and I needed some appliances without hurting my budget. These guys provided amazing customer service helped me find the perfect Fridge, washer, dryer and even a Dyson vacuum. I was approved instantly even though I have bad credit or really no credit at all. I decided I'm going to use the 90 day payoff option so I can come back and get a nice 65" Smart TV. Oh and yeah free in home delivery #winning!!!! read more