Courteous, curious people, very knowledgeable and always ready to help-great rates on CD short term…read moreand long-term. I'm a client for life.

I deposited a cashier's check, giving advance notice of upcoming wire transfer, and was given an…read moreappointent to proceed with the transfer in 3 business days. I provided all legally required information for the transaction. Now the bank is refusing to release my funds as planned, putting a further 7 day hold on the funds, claiming the recipient is "suspicious". They also asked for further unwarranted personal information. I refused, and delivered a letter demanding they release my funds as planned. The manager refused. I have conducted all due diligence, and there is no fraud, scam, or illegal activity involved. The bank has no authority to place unjustified restrictions on my right to use my own funds. I have filed several complaints. Be forwarned, your money is not your own at SDCCU.

Such a seamless process!…read more We got a great quote & drove it in the next day. Done in under ten minutes. Truly a dream process. No other customers while we were here, which made it extra easy and chill. We got a kick out of seeing it processed and shelved in their tower. Space is clean, calm, and organized. 5/5 for sure.

Don't waste your time. They will give you an offer. But it's not an offer. They will nickel and…read moredime you and try to rip you off. Do not trust them

After sending a letter to SDCCU I was contacted by Paula (NFD) and she advised me that whoever…read morereviewed my POA and the Death Certificate was wrong and that the documents provided were okay and that I could now come in and be added to the account and close it if need be. The next day I went into the Oceanside Branch and spoke with Lupe and she was very professional and extremely helpful. I was added to the account as a POA and then the account was closed.

My review is not about a specific branch, but about SDCCU's unethical banking and lending…read morepractices. I had a credit score of 723 and was promised a car loan at 3.00% APR. After I found my vehicle a week later, the bank suddenly claimed their "internal percentages" had changed my rate would now be 4.5%. I felt cornered and went ahead with the loan. Nearly four years later, with my loan almost paid off, I moved and filed a change of address with USPS. My June payment was made, but I missed July's payment. By August 5th, SDCCU had frozen my checking account where my direct deposit funds were still coming in, but I couldn't access or transfer any money, even to pay the car note linked to the same account. I tried calling multiple times but was kept on hold endlessly. I assumed it was a system glitch. A few days later, I walked outside and my car was gone. After calling 911, I was told it had been repossessed with no notice, no calls, no warning. After four years of on-time payments, SDCCU repossessed my car over one missed month. When I went to the branch in shock, my account was still frozen. The branch manager only unfroze it after I paid over $600 in repossession fees, plus the missed payment. The bank has refused to provide a copy of default notices sent or itemized statement of fees. They cannot provide this because I was only one month behind. To make matters worse, the tow company damaged my vehicle so badly that it became undrivable. I had the dealership repair it and sent the invoice to SDCCU only to discover that SDCCU owns the same recovery company responsible for the damage. When I contacted the Consumer Financial Protection Bureau, SDCCU denied all responsibility. SDCCU is not a trustworthy institution. Their lack of transparency, unethical lending changes, and predatory repossession tactics show how little they value their customers even long-term members in good standing.

Walked in to take care of some business that could only be done at a branch on my Saturday. Waiting…read moreline was 12 deep. 2 windows open. Line moved slowly. Oh, boy. This branch serves several surrounding communities. Seemed overwhelmed. By the time I got to the front someone came out and opened another window. My teller apologized for the long wait. Very nice. I was done in about 3 minutes. And on my way. Good branch staff. It's just a pain in the ass getting there. It's in a huge Walmart, Koles, CostCo super mall right off a freeway interchange. Stop lights every 50-60 ft. Ugggghhhh!!!

Sara in The loan department at Navy Federal Credit Union at 709 center dr in San Marcos was…read moreAMAZING! I got approved for a car loan went in the bank to sign all the paperwork and SARA made it Quick and Painless! I was dreading it thinking it would be like buying a car at a dealership with hours of paperwork,loan agreements etc but it was Not. Her Mild manner along with her knowledge &professionalism made it a very quick and simple process. It's been over 2wks ago I've been meaning to write this review and finally got the time to do so.I'd like to Thank Sara for all her help in making it a smooth transaction. I'm also hoping she gets recognition from her higher up bosses for job well done. Sincerely, Michelle M

This was by far one of the easiest and best experiences I've had buying a car. Franky and Johnny…read morewere both so informative when it came to the cars on their lot as well as the financing options that were available to me. They were able to get me my Mercedes for such an amazing price and were even able to provide me with a 3 year service contract. I will gladly be back in the future for my next car! I recommend this company to everyone!

Simple Car offered me a great trade in value for my car. After I took it to several dealers and…read morebeing low balled, I went to them. They offered me a fair price and are currently helping me find something in my price range. They've been working with me and I cannot wait to get my new car. The entire transaction has been SIMPLE. I have actually recommended them to my friends and a couple of them have gone through them to get their cars. Thank you.

I have had nothing but positive experiences borrowing money (thru a payday loan) from this…read morebusiness. My best suggestion -if you are a new customer- is to call in first to make sure you bring in all the documents you'll need to start the process of applying for a payday loan. You can borrow between $100-$255. Mind you, this IS a business so the interest rate on the loans are high. That being said, if you can **borrow money from a friend or family member** DO IT bc that will save you from paying the interest rate. Today I borrowed $255 and I will have to pay back $300 on the last day of the month (when I get paid). Since I just borrowed money 2 months ago I just had to show my most recent bank statement - which you can request from your bank in person OR you can access thru your bank's online banking system. If you call the business over the phone they can help walk you through it so you can find your statement, email it in PDF form then email it to them. Do NOT try to get a payday loan if you don't have a job or I can tell you right now you'd be better off holding a sign begging for change on a street corner. This service is for people who can pay back the loan. I want to add is that this store no longer does personal loans, probably bc everyone is broke bc of COVID so that's not a gamble this business can afford to make. The last thing I'd like to mention and ~what separates this spot from other payday loan places~ is that they have always let me loan out the max amount, whereas other places can treat you like a criminal and only let you borrow $100. I highly recommend this business. 5 stars all the way!

Great customer service. Mario is really nice…read more Manager really tries to help you out as well. I highly recommend this place.

I used to go to the Escondido location but since my routine has changed, I find myself at the San…read moreMarcos location more and more...and what a breath of fresh air. Don't get me wrong...the Esco location is fine. It gets the job done, but the San Marcos location is SUPER friendly! Whether you're opening a new account, transferring money, opening a CD, or inquiring about long term saving options, you can't beat their customer service. They're always very kind to my kids who are right at the age of learning important adult life skills....not everything can be done at the ATM- you have to speak to people at the bank! Every time we've gone in, we're greeted by the person at the front desk, and the teller or personal banker always makes pleasant small talk with us. The mobile app is easy to navigate, so if you're banking with them, download the app! I'll always pick a credit union over a big bank! 5 stars!

Quick service. Great…read morerates. Friendly staff who are always welcoming and patient. Lots of parking just wish they had a drive thru. A wonderful local credit union.

Avoid at all costs. Genesis is aiming to be a luxury brand, but you will not find that at Genesis…read moreof Escondido at least from a sales perspective. Their sales team is the epitome of old school car salespeople, looking to use any opportunity to add additional profit to their pocket regardless of the impact on their relationship with the customer. Avoid Michael Lopez and Juan. Zero integrity. I'm hopeful that Hyundai can figure out how to eliminate this behavior and actually build Genesis into a real luxury brand that can compete... but dealers like this are effectively lipstick wearing Hyundai dealerships pretending to cater to a luxury audience. I was lucky enough to have multiple dealers with equivalent offers so I could easily walk away from the "convenient" option. Best that you don't engage with these folks at all.