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    Terzo Bakery and Cafe

    3.5 (353 reviews)
    InexpensiveBakeries
    Closed 8:00 am - 4:00 pm

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    Coconut Cake
    Em B.

    Cute little cafe in downtown Chula Vista. This place is located on historic 3rd avenue amongst several little shops and restaurants. It's tiny but has a lot of charm...we usually grab the corner window seat to enjoy our desserts and drinks. My favorites: Strawberry Matcha, White Mocha, Coconut Cake, Fruit Tarts, Chocolate Mousse, Muffins and so much more. We usually come here to satisfy our sweet tooth after visiting La Bella Pizza Garden, which is a few doors down. Parking can get a bit tricky: they offer metered street parking as well as their own lot which you also have to pay for...with Sunday being the exception I believe. Service is fast and friendly. A-OK in my book!

    2x Butter croissant, Almond Croissant, and Cheese Danish (right side)
    Sergio R.

    Great bakery with delicious pastries, good coffee, and friendly service. Everything always tastes fresh, and the atmosphere is welcoming. Definitely a spot worth checking out if you're in the area.

    Christine E.

    I see this bakery all the time but never took the time to check it out until recently. The bakery was fairly busy because of an event going on off third ave and so there was a line going outside the door. I picked out several pastries to try like the ham and cheese, guava pastry, almond croissant and the egg and chorizo croissant to go. I was able to get all the pastries right away except the egg and chorizo croissant which was made to order. I probably waited 20 mins. The almond and guava pastry tasted good. But I thought the ham and cheese was a little too crunchy and hard to eat. The egg and chorizo croissant seemed to have a minimal amount of chorizo. This was my first time at Terzo, but I'd go back to try their other goodies. Their dessert items looked really good and their had an interesting drink menu.

    Jack M.

    I heard they bake their on coffee cakes at this bakery, so I stopped in to try them. My first impression was that they were of very good size and looked good, but more like muffin than a slice of coffee cake. The coffee cake did not have that traditional brown sugar crumb on top which I missed. The cake was soft and moist and had a good cinnamon strip inside the coffee cake. It was nice to eat, but in the end, I missed the texture from the crumb on top and it needed more cinnamon flavor. They would go from good to great if they had that crumb on top. They offer a lot of pastries and baked goods at this baker, not to mention cakes and coffee products as well. The service was friendly enough. There's inside and outside seating.

    Guava Cheese cake 11-15-24
    Marcia R.

    I looked this bakery up for chocolate cake and Terzo came up. I was helped by young girl really nice She went in the back to ask if I could have the cake by Saturday morning A lady came and said sure what time 8:30am Yes. So got Almond Croissant, a Guava Cheese Cake, blueberry scone, fruit tart. Plus double Chocolate Cake Strawberries. I have to say OMG!! the Almond Croissant is the best I ever had. That has such a intense FLAVOR!! It has a great amount of Almond paste. But it's so delicious it's unbelievable it's crispy and the croissant is Brule' and it's the best with the chocolate chunk's too. You need too try these 2# Guava cheesecake is the best with so much great flavor, and I even shared my cheesecake it was that good. The bakery is clean and has tables inside to enjoy Croissant sandwiches Ham & Cheese, jalapeño & Cheese and coffee's I have to come back for more

    Cakes
    Michelle P.

    * great bakery * great lattes * service is great * casual ambiance I usually order my cakes here. My favorite cake here is strawberry short cake, we had tropical cake here super good tres leches is also good not too soggy. They have cute individual desert to have their cram brûlée is my favorite. For cakes order ahead of time they don't always have them available.

    Cannolis in individual sized desserts
    Ray G.

    Here's your revised review with the correct name: --- I've passed by Terzo Café many times and noticed it never seems too busy, but I finally decided to give it a try. Last week, I had a chocolate croissant from the stand at the farmers market across the street, and while it was decent, I found it a bit too chewy. In contrast, the croissants and other baked goods at Terzo Café looked fantastic in their display case, so I decided to try one. Their selection is impressive, offering everything from large cakes to smaller, personal-sized versions, fruit tarts, and a variety of croissants--including classic butter, chocolate, and almond. I opted for a chocolate croissant, and it was far better than the one at the farmers market. It was light, airy, and perfectly flaky with a crisp texture, reminiscent of authentic French bakeries. For coffee, they only offer one size (16 ounces). I ordered a latte, which was well-made--smooth, flavorful, and heated to the perfect temperature. It was hot but not scalding, making it enjoyable from the first sip. The atmosphere is okay. The exterior looks a bit outdated and unremarkable, and while they do have a small indoor seating area, it's nothing special. Honestly, I'd recommend grabbing your coffee and baked goods and enjoying them at the park nearby instead. Overall, I'd definitely return for their pastries--they looked amazing, and the chocolate croissant was a standout. The vanilla latte was also solid, making this a great spot for a quick coffee and pastry fix.

    Martin G.

    Chorizo croissant breakfast sandwich and horchata latte all you need to know!!!! This place is a nice lil gem in CV third ave

    Cake
    Christina X.

    First of all, though I rate 3 stars it's more like 3.5 but some of my fav restaurants only get 4 so I can't really give this a 4. I have passed/drove by this bakery so many times and it was like 3-4 years ago I already said I wanted to check them out but never did until today. First impression, it's a small cafe, clean, ambiance is fine. Can definitely see myself enjoying something there. No outdoor seating (not that I saw) but there's a park crossed the street if really want to enjoy outdoor. The selection was really impressive! While we didn't get many items (cinnamon twist and the coffee cake) to go, they are better than I expected. I am not sure if cinnamon twist should be enjoyed re-heated. It's a bit hard on the dough and it looked like it's a croissant based dough. I didn't bother heating it up so that's probably on my part. Taste is good. Coffee cake is better than the cinnamon twist to my taste. I like the crumble and overall taste. Nothing like phenomenal but I definitely will go back. I wonder if they sell cake by slice as some of them look great and wanted to get a slice but we didn't ask this time. Nothing wrong with services but also definitely not the warm welcoming one where they try to help you out with questions. I could be giving it a 4 star if it was not for an additional service fee included for paying with card. I don't carry cash around. Not sure if they accept Venmo or anything else but if it wasn't for this, I could probably give it 4

    No milk at base .. soaked up and reeked of rotten milk
    Kassandra K.

    Spoiled Tres Leches Cake ! First and last time coming to this establishment. I purchased a matcha latte along with 3 different pastries. I recently got braces for I was craving tres leches cake. I purchased two different flavored tres leches ( Pina colada and mocha). There was only 2 mocha left and trays full of pina colada. I tasted the pina colada slice first and immediately tasted a rotten milk hint. Upon, inspecting the cake .. I noticed there was no condensed milk at the base. Tres leches cake should be wet and moist but, this tres leches cake was completely dry since, it was old and the milk had been soaked up and reeked of rotten milk already. I couldn't believe a bakery would sell something old instead of discarding it. I went ahead and checked the second flavored tres lake cake (mocha) and it confirmed my nightmare ! I did taste spoiled cake!! This second slice was fresh and moist /wet and completely different from the pina colada slice. At this point, I was sick to my stomach from knowing the first slice was in fact, rotten. I ended up throwing it all away since, I was in such disgust knowing an establishment can sell spoiled goods to consumers.. will be reporting to health officials.

    This place is tucked in the corner near Chula Vista Civic Center and we ordered Iced Matcha Horchata and Strawberry drinks as well as blueberry pound cake, Oreo Cake, Tiramisu and Berry Tart. The drinks were mid and bakeries were delicious. Cute little place with a lovable charm.

    Cheese Croissant and Beef Turnovers

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    11 months ago

    Great bakery love this place. The coffee is always very fresh and the bakery items are amazing.

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    Suspiros- Chula Vista

    Suspiros- Chula Vista

    4.4(77 reviews)
    1.7 mi

    Very cute and festive inside. They only had a few options for their slices, which was unfortunate…read more We ended up getting the Chocobombon and the Chococream. The icing was better on the chococream, but the cake was pretty dry and didn't have much flavor to it. On the other hand, the cake part on the chocobombon was moist and the cherry gave a nice flavor, but the icing was way too sweet. Pretty pricey for less than average cakes. I wouldn't recommend coming here.

    I was excited to buy a cake for my husbands birthday and I wanted something different , I did not…read morewant the typical grocery store cake. I searched for bakeries and this one came up. They have a big variety of cakes all ready to go in their cake display. I chose the chocobombon since they didn't have any all vanilla cakes and this one had some vanilla in it and my husbands favorite is vanilla. I really liked that they had candles and cake decorations as well in the store and I bought a few Birthday embellishments which were all $1 each, great price! The staff was nice but not too friendly when I was trying to find out more about the cakes and flavors, I had to read the labels since she didn't provide me any details. The cake was just okay, it was very dense and a bit dry. The marshmallow frosting was a little thick and the overall flavors were definitely different but not sure I would get this flavor again. I would like to try a few more flavors and maybe a tres leches cake to see how those are. It is located in Chula Vista in a small shopping center, limited parking available.

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    Suspiros- Chula Vista
    Suspiros- Chula Vista
    Suspiros- Chula Vista

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    Starbread Bakery - What's in the boxes?

    Starbread Bakery

    4.5(398 reviews)
    0.9 mi
    $$

    My favorite go to spot for those days I'm craving a morning carb to complement my coffee. Starbread…read moreis the best. The service is quick, the pastries are fresh and they are always so friendly. You know it's great bread when you bring a box to work and everyone runs to you for a piece of a señorita bread. The warm, sweet and yet salty bread tastes like a cloud in every bite. It's soft, buttery and seriously hard to stop at just one. The location is small, but they offer many pastries. My favorite is the señorita bread but every now and then I'll grab the guava pastry when I want something a little different. You really can't go wrong with their pastries.

    TLDR: Get the Senorita bread!…read more I was so happy when I found out that there was a Starbread here when I was visiting the Gaylord resort nearby. I remember having these when I used to live in Northern California and loved them so much. I had a bout of nostalgia and couldn't wait to share this special treat with my daughter who had never had them before. When we arrived in the strip mall, there was no one at the counter but I guess they have cameras or there is a sensor when someone comes in because eventually someone came out to take our order. There is only one thing to get here (at least that they are famous for) and it is their Senorita bread. I love taking that first bite when given to us because they are warm, sweet and fresh. Maybe not the healthiest thing to eat, but it is quite the treat! My daughter proclaimed it was the "best bread ever"! We loved it so much, we came back the following day when we checked out of our hotel so that we could enjoy it on the way home and share it with friends. Apparently there are quite a few locations in Southern California (typically with a higher population of Filipinos) but I had no idea! Parking is easy and plentiful.

    Photos
    Starbread Bakery - Top fav for sure! Don't let the looks fool you you'll be addicted!

    Top fav for sure! Don't let the looks fool you you'll be addicted!

    Starbread Bakery - Store front

    Store front

    Starbread Bakery - Price list for Seňorita bread

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    Price list for Seňorita bread

    La Concha Bakery

    La Concha Bakery

    4.2(307 reviews)
    0.4 mi
    $$
    Grab-and-go
    17 years in business

    La Concha Bakery is one of my all time favorite panaderia's. Located in the heart of Chula Vista,…read moreit is a family-owned bakery that specializes in traditional pan dulce (Mexican sweet bread), and custom cakes! Known for their fresh, daily-baked pastries, it features a self-service (tray-and-tongs) experience in a clean, welcoming environment! The staff are friendly and knowledgeable. Always making great recommendations for their customers! Parking can be a bit tricky with very few spaces available. Pricing is somewhat higher than it used to be, but then again so is everything else (like gas, lol). They have a great selection of conchas, polvorones, fresh bolillos, empanadas (chicken, beef, jalapeño cream cheese), and custom cakes! Typically, I get the empanadas de piña 10/10! They're so freaking delicious! They feature a golden, buttery, and flaky crust that shatters perfectly when bitten. Inside, they're filled with a rich, jammy pineapple filling that balances bright, tropical sweetness with a sharp, fruity tartness! Highly recommended!

    I came in for the first time during Día de los Muertos and honestly the experience was a mix of…read morehighs and lows. The moment you walk through the door, the smell of fresh baked pan hits you and it is everything. The selection of pan dulce and bolillos had me feeling like I was back in Mexico City. So many options, beautifully displayed. That part alone almost made the trip worth it. But the customer service... yeah, I'm not the only one who noticed. I asked the lady at the register in Spanish if there was any chocolate pan de muerto and she completely ignored me. Like, didn't even look up. Just called someone from the back in Spanish, which, mija, I understood every word. The girl who came to help me was a little better but not much. She told me the chocolate pan de muerto was sold out, which fine, I get it, it was a holiday. But that's literally all you had to say. No smile, no "sorry we're out," nothing. Just took my money and that was that. The panadería itself deserves five stars. The staff needs some work. I'll probably go back for the pan because it really is that good, but I'm keeping my expectations low on the service side.

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    La Concha Bakery
    La Concha Bakery - La Concha Bakery

    La Concha Bakery

    La Concha Bakery

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    Hans & Harry's Bakery - The ginormous almond croissant

    Hans & Harry's Bakery

    4.6(2.1k reviews)
    4.0 mi
    $$

    What a great place! Yes, it can be a little expensive, but you definitely get quality for the…read moreprice. The service has always been good, and they are consistently fast and helpful with their customers. They have a huge selection, but of course, you can't forget their famous strudel--definitely something worth trying! This place is also special to me because they made my wedding cake back when the original owners were still around. It's great to see that the new owners have continued the tradition while making a lot of nice upgrades to the business. I can really appreciate the improvements. Overall, great quality, good service, plenty of selection, and a business with history. It may cost a little more, but in my experience, it's well worth it. Definitely worth stopping by and giving them a try!

    I've had so many cakes and desserts from Hans & Harry's Bakery over the years, but this was…read moreactually my first time visiting the bakery myself. My sister usually picks up our orders for parties and events. My biggest issue with Hans & Harry's has always been the inconsistency. I'll try something that is absolutely delicious, order it again, and the next time it's just not as good or doesn't taste as fresh. Then I'll move on to something else, love it, and eventually have the same experience. I still keep coming back because they have such a huge selection and, when something is good, it can be really good. Unfortunately, the inconsistency in taste, freshness, and quality can be disappointing. The cherry turnover has been my one reliable favorite that has never disappointed me. Today I ordered a custard pastry shaped like a turnover and a walnut cinnamon braid. Unfortunately, neither tasted particularly fresh, and both were very doughy. The custard filling itself was delicious, but the pastry was much more like a sweet bread than the light, flaky pastry I was expecting. When I asked the employee about it, he didn't really explain that it was more of a sweet bread; he simply agreed that it was fluffy. Had I been craving a sweet bread, I might have enjoyed it more. The walnut cinnamon braid was even more disappointing. One bite was enough for me to decide it wasn't worth the calories! I wanted that first bite to be full of cinnamon, butter, and walnuts--the kind of bite that makes you immediately want another. Instead, it was bland and doughy. Unfortunately, I've experienced the same inconsistency with their cakes and fruit strudel, which I order regularly for parties. Sometimes they are absolutely to die for, and other times they're just not that great. There's obviously a reason I continue coming back: Hans & Harry's has an incredible variety, and I know how good their desserts can be. I just wish the freshness and quality were more consistent from one visit to the next.

    Photos
    Hans & Harry's Bakery - I was thrown off by the new entrance since 2023! Still, I kept repeating to myself how happy I was for them!

    I was thrown off by the new entrance since 2023! Still, I kept repeating to myself how happy I was for them!

    Hans & Harry's Bakery - In all her glory

    In all her glory

    Hans & Harry's Bakery - 3-tiered wedding cake with real flowers. Decorated by Hans & Harry staff.

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    3-tiered wedding cake with real flowers. Decorated by Hans & Harry staff.

    Asa Bakery & Cafe

    Asa Bakery & Cafe

    4.1(1k reviews)
    6.6 miEast Village
    $$
    Locally owned & operated
    Certified professionals

    It's something about this place that has such a good energy and a vibe as it's super chill and…read moreinviting. Staff warm and welcoming upon entry. This is the perfect spot to get a snack, drinks, desserts, or a meal and chill. They have WiFi access which makes it perfect for studying or just finishing up work for those late working evenings. The layout is super cute and I love the lighting it gives a warm cozy feeling. The pastry case looks delicious and other Japanese inspired gelato desserts look amazing as well. Today I'm trying the chicken hayashi, so yesterday I seen this dish a friend had and I opted not to try it but I found this Japanese establishment highly recommended so I decided to give it a try to tonight. So you opt to have this entree with an omelet but I opted not to do the omelet on it and went with the traditional dish. This dish was very savory, and I love that the chef did not over season this dish and allowed for the savory sauce to do all the speaking!!! I love that the onions were cooked down to perfection with added mushrooms that weren't too over spread, and the Katsu was cooked to perfection very crispy and coating was very light. The rice was delicious and perfectly cooked. The orders are prepared to order and so delicious that I'll definitely be back. This is my first experience of the Katsu Hayashi curry and it did not disappoint!!!! Chefs kiss Hidden secret!!!! I'm telling!!!!! There is a bar hidden behind the wall as soon as you enter this establishment to the right, which looks amazing and no one would have ever thought it. It opens up when you tell the front counter that you have reservations or if you want to chill at the bar top. My eyes popped out of my head with this hidden bar as it is amazingly laid out with a unique Japanese style. I love that whoever designed this area and also decorated it, went for Japanese style and nailed it head on. It feels very exclusive and looks to be like a VIP section for the elite but has a super chill atmosphere. This bar has bar top seating as well as an open dining area and to the back a private room as well. This is definitely a hidden gem I also love on the other side of the café, they have the gaga room which is a room for pairing sake. How amazing is that!! that the owner of this establishment thought of everything? This establishment is definitely a treasure and I'm not sure why it has taken me this long to find it!!! lol nonetheless no gatekeeping here!!!! The word is out now and I'm definitely coming back and I highly recommend checking them out as I'm sure that you'll have an experience definitely worth it!! As always you can thank me later

    Phenomenal baked goods. Clean and happy ambiance cafe with plenty of seating and AC! Much needed…read moreescape from the hot sun. Based on all the reviews, many raved about the curry bread and I'd have to agree. It reminds me of a bbq pork bun but with curry filling. I also got a chocolate croissant and couldn't help but admire the craftsmenship in the baked goods. Loved the ghibli memorabilia-- definitely pays homage to Kiki's delivery service

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    Asa Bakery & Cafe
    Asa Bakery & Cafe
    Asa Bakery & Cafe

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    Valerio's Bake Shop - Valerio's Pandesal, a Filipino bakery classic with a golden crust and fluffy inside.

    Valerio's Bake Shop

    4.5(348 reviews)
    2.8 mi
    $
    46 years in business
    Family-owned & operated

    Came by to give Valerio's Cafe another try..... Thank you Mikey & Phillip for caring about your…read morecustomers & their experience. So glad we came back. Such a better visit this time around. What we ordered: * Iced Ube Latte * Iced Mango Matcha * Pizza Pan De Sal * Gourmet Cheese (like Porto's cheese rolls) Everything was so good. Latte & matcha were made perfectly. Quick service & quality products. Thank you Valerio's!!

    i think out of all the Valerio's, this location is my favorite. I haven't visited in awhile and…read morecame here on a Thursday morning at 645AM and it was busy. I was also surprised to see that they expanded their space that offers seating and a coffee shop! They use beans sourced from Philippines for their coffee. Good move on their end if you want to enjoy your filipino pastry with coffee or tea! My go to items rotate between the Spanish bread, pizza pandesal, and regular pandesal fresh from the oven. For my most recent visit, I was surprised to see they had the ilocos empanada available. Like i mentioned, its been a minute since coming here so not sure how long they've been making them. The last time i had an ilocos empanada was when visited Vigan Philippines in 2017! I ordered on in addition to a chicken empanada and pizza pandesal. I decided to check out the coffee shop and what made me backtrack was that they make calamansi tea (with either black or jasmine tea). Decided to order that and eat the ilocos empanada at the cafe while it was still warm. The ilocos empanada: big portion ($6). You can order with or without cheese ($7 with cheese). I opted without cheese because this is how i remember eating it. It also comes with a vinegar sauce. It was delicious. Perfect crunch. Perfect ratios of papaya, mung beans, meat and egg. Calamansi black tea - yummy as well. Not too sweet. Tasted good with the empanada. I will definitely be coming back for the ilocos empanada. They make them daily and often replenished throughout the day (according to the employee). Parking here may be tight if coming durinf busy hours since it shares the spaces with titas kitchenette (also delicious) and island pacific market as well as other small businesses in the strip mall.

    Photos
    Valerio's Bake Shop - EmpanadValerio's Chicken Empanada a flaky Filipino pastry stuffed with savory well-seasoned chicken fillinga

    EmpanadValerio's Chicken Empanada a flaky Filipino pastry stuffed with savory well-seasoned chicken fillinga

    Valerio's Bake Shop - Cheese rollsValerio's Cheese Roll a soft and buttery Filipino bakery pastry filled with rich melty cheese inside

    Cheese rollsValerio's Cheese Roll a soft and buttery Filipino bakery pastry filled with rich melty cheese inside

    Valerio's Bake Shop - Valerio's Spanish Bread also called Seniorita Bread, a soft roll with a sweet buttery filling inside

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    Valerio's Spanish Bread also called Seniorita Bread, a soft roll with a sweet buttery filling inside

    Bakery Corner - My haul today. Cinnamon crumb, Maple bars, Raspberry and Strawberry filled, Sprinkles, and Boston Cream

    Bakery Corner

    4.2(44 reviews)
    1.6 mi
    $

    I've driven past this Bakery Corner for years. It's right across from my gym…read more One day, I'm at home scrolling on instatok. Lo and behold, someone reviewed the place. The donuts looked amazing! I decided today was the day that I tried them, too. Please do not let the dated exterior (I spotted an actual public phone! Not sure if it's operational, though) or dated interior detract you, nor the hand written cash only signs. If you must, you can pay by zelle or venmo I believe. They have a small shared parking lot with Church's Chicken. It was easy to park in front of the business at 9am today. The gentleman behold the counter greeted me right away, and was very patient while I made my selections for a dozen donuts. I also decided to try their HUGE Jalapeno ham and cheese croissants. These donuts were fresh, fluffy, doughy and delicious. I tried the sugar, glazed, boston creme, maple bar, raspberry and strawberry filled donuts. Yes! They are all amazing. The croissant was also fabulous. Light, airy, flaky, buttery layers hid the jalapeno ham cheese filling in the middle. I didn't get too much jalapeno, but idc I loved the croissant anyway. I paid $29 for a dozen donuts and the two gigantic croissants. This place is old school- There were paper i. o.u's taped up beside the cash register...some had written the dates that they paid up for some items, so obviously this establishment has a loyal and trustworthy customer base and community relationship that is hard to find nowadays. I will definitely come back and perhaps pay it forward for some of those i.o.u's!

    My wife and I have been trying croissants everywhere we travel and the Corner Bakery has the best…read moreplain butter croissants hands down! There are other places that have the dolled up ones but for a plain butter croissant, this is the place!

    Photos
    Bakery Corner - At the parking lot

    At the parking lot

    Bakery Corner - Look at the fluffy doughy goodness

    Look at the fluffy doughy goodness

    Bakery Corner - That's my arm for size reference!

    See all

    That's my arm for size reference!

    Terzo Bakery and Cafe - bakeries - Updated September 2026

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