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Terzo Bakery and Cafe

3.5 (352 reviews)
InexpensiveBakeries
Closed 8:00 am - 4:00 pm

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2x Butter croissant, Almond Croissant, and Cheese Danish (right side)
Sergio R.

Great bakery with delicious pastries, good coffee, and friendly service. Everything always tastes fresh, and the atmosphere is welcoming. Definitely a spot worth checking out if you're in the area.

Coconut Cake
Em B.

Cute little cafe in downtown Chula Vista. This place is located on historic 3rd avenue amongst several little shops and restaurants. It's tiny but has a lot of charm...we usually grab the corner window seat to enjoy our desserts and drinks. My favorites: Strawberry Matcha, White Mocha, Coconut Cake, Fruit Tarts, Chocolate Mousse, Muffins and so much more. We usually come here to satisfy our sweet tooth after visiting La Bella Pizza Garden, which is a few doors down. Parking can get a bit tricky: they offer metered street parking as well as their own lot which you also have to pay for...with Sunday being the exception I believe. Service is fast and friendly. A-OK in my book!

Christine E.

I see this bakery all the time but never took the time to check it out until recently. The bakery was fairly busy because of an event going on off third ave and so there was a line going outside the door. I picked out several pastries to try like the ham and cheese, guava pastry, almond croissant and the egg and chorizo croissant to go. I was able to get all the pastries right away except the egg and chorizo croissant which was made to order. I probably waited 20 mins. The almond and guava pastry tasted good. But I thought the ham and cheese was a little too crunchy and hard to eat. The egg and chorizo croissant seemed to have a minimal amount of chorizo. This was my first time at Terzo, but I'd go back to try their other goodies. Their dessert items looked really good and their had an interesting drink menu.

Jack M.

I heard they bake their on coffee cakes at this bakery, so I stopped in to try them. My first impression was that they were of very good size and looked good, but more like muffin than a slice of coffee cake. The coffee cake did not have that traditional brown sugar crumb on top which I missed. The cake was soft and moist and had a good cinnamon strip inside the coffee cake. It was nice to eat, but in the end, I missed the texture from the crumb on top and it needed more cinnamon flavor. They would go from good to great if they had that crumb on top. They offer a lot of pastries and baked goods at this baker, not to mention cakes and coffee products as well. The service was friendly enough. There's inside and outside seating.

Guava Cheese cake 11-15-24
Marcia R.

I looked this bakery up for chocolate cake and Terzo came up. I was helped by young girl really nice She went in the back to ask if I could have the cake by Saturday morning A lady came and said sure what time 8:30am Yes. So got Almond Croissant, a Guava Cheese Cake, blueberry scone, fruit tart. Plus double Chocolate Cake Strawberries. I have to say OMG!! the Almond Croissant is the best I ever had. That has such a intense FLAVOR!! It has a great amount of Almond paste. But it's so delicious it's unbelievable it's crispy and the croissant is Brule' and it's the best with the chocolate chunk's too. You need too try these 2# Guava cheesecake is the best with so much great flavor, and I even shared my cheesecake it was that good. The bakery is clean and has tables inside to enjoy Croissant sandwiches Ham & Cheese, jalapeño & Cheese and coffee's I have to come back for more

Cakes
Michelle P.

* great bakery * great lattes * service is great * casual ambiance I usually order my cakes here. My favorite cake here is strawberry short cake, we had tropical cake here super good tres leches is also good not too soggy. They have cute individual desert to have their cram brûlée is my favorite. For cakes order ahead of time they don't always have them available.

Cannolis in individual sized desserts
Ray G.

Here's your revised review with the correct name: --- I've passed by Terzo Café many times and noticed it never seems too busy, but I finally decided to give it a try. Last week, I had a chocolate croissant from the stand at the farmers market across the street, and while it was decent, I found it a bit too chewy. In contrast, the croissants and other baked goods at Terzo Café looked fantastic in their display case, so I decided to try one. Their selection is impressive, offering everything from large cakes to smaller, personal-sized versions, fruit tarts, and a variety of croissants--including classic butter, chocolate, and almond. I opted for a chocolate croissant, and it was far better than the one at the farmers market. It was light, airy, and perfectly flaky with a crisp texture, reminiscent of authentic French bakeries. For coffee, they only offer one size (16 ounces). I ordered a latte, which was well-made--smooth, flavorful, and heated to the perfect temperature. It was hot but not scalding, making it enjoyable from the first sip. The atmosphere is okay. The exterior looks a bit outdated and unremarkable, and while they do have a small indoor seating area, it's nothing special. Honestly, I'd recommend grabbing your coffee and baked goods and enjoying them at the park nearby instead. Overall, I'd definitely return for their pastries--they looked amazing, and the chocolate croissant was a standout. The vanilla latte was also solid, making this a great spot for a quick coffee and pastry fix.

Martin G.

Chorizo croissant breakfast sandwich and horchata latte all you need to know!!!! This place is a nice lil gem in CV third ave

Cake
Christina X.

First of all, though I rate 3 stars it's more like 3.5 but some of my fav restaurants only get 4 so I can't really give this a 4. I have passed/drove by this bakery so many times and it was like 3-4 years ago I already said I wanted to check them out but never did until today. First impression, it's a small cafe, clean, ambiance is fine. Can definitely see myself enjoying something there. No outdoor seating (not that I saw) but there's a park crossed the street if really want to enjoy outdoor. The selection was really impressive! While we didn't get many items (cinnamon twist and the coffee cake) to go, they are better than I expected. I am not sure if cinnamon twist should be enjoyed re-heated. It's a bit hard on the dough and it looked like it's a croissant based dough. I didn't bother heating it up so that's probably on my part. Taste is good. Coffee cake is better than the cinnamon twist to my taste. I like the crumble and overall taste. Nothing like phenomenal but I definitely will go back. I wonder if they sell cake by slice as some of them look great and wanted to get a slice but we didn't ask this time. Nothing wrong with services but also definitely not the warm welcoming one where they try to help you out with questions. I could be giving it a 4 star if it was not for an additional service fee included for paying with card. I don't carry cash around. Not sure if they accept Venmo or anything else but if it wasn't for this, I could probably give it 4

No milk at base .. soaked up and reeked of rotten milk
Kassandra K.

Spoiled Tres Leches Cake ! First and last time coming to this establishment. I purchased a matcha latte along with 3 different pastries. I recently got braces for I was craving tres leches cake. I purchased two different flavored tres leches ( Pina colada and mocha). There was only 2 mocha left and trays full of pina colada. I tasted the pina colada slice first and immediately tasted a rotten milk hint. Upon, inspecting the cake .. I noticed there was no condensed milk at the base. Tres leches cake should be wet and moist but, this tres leches cake was completely dry since, it was old and the milk had been soaked up and reeked of rotten milk already. I couldn't believe a bakery would sell something old instead of discarding it. I went ahead and checked the second flavored tres lake cake (mocha) and it confirmed my nightmare ! I did taste spoiled cake!! This second slice was fresh and moist /wet and completely different from the pina colada slice. At this point, I was sick to my stomach from knowing the first slice was in fact, rotten. I ended up throwing it all away since, I was in such disgust knowing an establishment can sell spoiled goods to consumers.. will be reporting to health officials.

This place is tucked in the corner near Chula Vista Civic Center and we ordered Iced Matcha Horchata and Strawberry drinks as well as blueberry pound cake, Oreo Cake, Tiramisu and Berry Tart. The drinks were mid and bakeries were delicious. Cute little place with a lovable charm.

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10 months ago

Great bakery love this place. The coffee is always very fresh and the bakery items are amazing.

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Terzo Bakery and Cafe Reviews in Other Languages

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La Concha Bakery is one of my all time favorite panaderia's. Located in the heart of Chula Vista,…read moreit is a family-owned bakery that specializes in traditional pan dulce (Mexican sweet bread), and custom cakes! Known for their fresh, daily-baked pastries, it features a self-service (tray-and-tongs) experience in a clean, welcoming environment! The staff are friendly and knowledgeable. Always making great recommendations for their customers! Parking can be a bit tricky with very few spaces available. Pricing is somewhat higher than it used to be, but then again so is everything else (like gas, lol). They have a great selection of conchas, polvorones, fresh bolillos, empanadas (chicken, beef, jalapeño cream cheese), and custom cakes! Typically, I get the empanadas de piña 10/10! They're so freaking delicious! They feature a golden, buttery, and flaky crust that shatters perfectly when bitten. Inside, they're filled with a rich, jammy pineapple filling that balances bright, tropical sweetness with a sharp, fruity tartness! Highly recommended!

I came in for the first time during Día de los Muertos and honestly the experience was a mix of…read morehighs and lows. The moment you walk through the door, the smell of fresh baked pan hits you and it is everything. The selection of pan dulce and bolillos had me feeling like I was back in Mexico City. So many options, beautifully displayed. That part alone almost made the trip worth it. But the customer service... yeah, I'm not the only one who noticed. I asked the lady at the register in Spanish if there was any chocolate pan de muerto and she completely ignored me. Like, didn't even look up. Just called someone from the back in Spanish, which, mija, I understood every word. The girl who came to help me was a little better but not much. She told me the chocolate pan de muerto was sold out, which fine, I get it, it was a holiday. But that's literally all you had to say. No smile, no "sorry we're out," nothing. Just took my money and that was that. The panadería itself deserves five stars. The staff needs some work. I'll probably go back for the pan because it really is that good, but I'm keeping my expectations low on the service side.

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La Concha Bakery
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Asa Bakery & Cafe

Asa Bakery & Cafe

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Arrived here, a short walk from the Pendry Hotel where we're staying. Right on the corner with nice…read moreclean open space interior, AC & fans. They have baked goods as well as sandwiches u can order. Someone will ask u if u want baked goods first then u go down the counter to order drinks and sandos. Got the everything mochi bagel with cream cheese and the egg & chicken katsu sando. Everything mochi bagel 5/5: so fluffy and light yet still tastes like a bagel. Can be a lil salty on the top where the salt is but contrast with parts that dont have it. Egg sando 5/5: yummy and filling, has cucumber and the milk bread is thick and so fluffy! Chicken katsu sando 5/5: my favorite. I love the spicy mustardy sauce not sure if it's in the actual brown katsu sauce or separate mustard. My bf didnt like it but i loved it! Chicken also juicy and soft. The milk bread is so fluffy and lil sweet and perfect pairing. Interior has lots of tables and seating and they they also have an outdoor patio and they clean the tables frequently which is nice. Recommend!

An Asa Bakery & Cafe review, in haiku form: A quick gaslamp…read morestroll; An unassuming venue, Hides delicious treats! Quick and modern is what they're going for from what I can see, and I don't think you can mess up ordering anything here. Im almost certain I'm adding this to my growing San Diego list, just so that I can try more savory pastries

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Asa Bakery & Cafe
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Bakery Corner

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4.2
(44 reviews)
1.6 mi
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I've driven past this Bakery Corner for years. It's right across from my gym…read more One day, I'm at home scrolling on instatok. Lo and behold, someone reviewed the place. The donuts looked amazing! I decided today was the day that I tried them, too. Please do not let the dated exterior (I spotted an actual public phone! Not sure if it's operational, though) or dated interior detract you, nor the hand written cash only signs. If you must, you can pay by zelle or venmo I believe. They have a small shared parking lot with Church's Chicken. It was easy to park in front of the business at 9am today. The gentleman behold the counter greeted me right away, and was very patient while I made my selections for a dozen donuts. I also decided to try their HUGE Jalapeno ham and cheese croissants. These donuts were fresh, fluffy, doughy and delicious. I tried the sugar, glazed, boston creme, maple bar, raspberry and strawberry filled donuts. Yes! They are all amazing. The croissant was also fabulous. Light, airy, flaky, buttery layers hid the jalapeno ham cheese filling in the middle. I didn't get too much jalapeno, but idc I loved the croissant anyway. I paid $29 for a dozen donuts and the two gigantic croissants. This place is old school- There were paper i. o.u's taped up beside the cash register...some had written the dates that they paid up for some items, so obviously this establishment has a loyal and trustworthy customer base and community relationship that is hard to find nowadays. I will definitely come back and perhaps pay it forward for some of those i.o.u's!

My wife and I have been trying croissants everywhere we travel and the Corner Bakery has the best…read moreplain butter croissants hands down! There are other places that have the dolled up ones but for a plain butter croissant, this is the place!

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That's my arm for size reference!
That's my arm for size reference!
Sugar, Glazed twists. Maple bars. Raspberry filled, Strawberry filled, and Boston Creme
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Chocolate donut with peanuts

Terzo Bakery and Cafe - bakeries - Updated July 2026

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