This is just the worst bank I've ever dealt with, which is why I'm officially closing my account. Even since Tatiana left, the service has gone completely downhill.
Comerica has pretty shady fee practices as a whole. Late last year when I got an overdraft fee I looked at my account and noticed that my transactions posted in a very different order, highest to lowest. After I got that fee I began to track all my deposits and transactions. I started taking screenshots of everything. Earlier this year money went from my Square account to my business checking and I saw that the deposit was coming through. The following day I had a very small pending transaction $1.99. I took screenshots just in case. On the third day, my deposit disappeared and the $1.99 was still pending. When I checked on the fourth day, the $1.99 went through, then my deposit. Because I was .4 in overdraft (Four cents), they charged me $38 overdraft fee. I went into the Alameda branch and complained, the representative lied to my face and said the deposit came in after. I showed him all the screenshots, he stuttered, and then refunded the fee. This has happened to me a couple times, only at Comerica.
After it happened again yesterday, I decided to close my account and move to my business account to my credit union.
Today I called and the branch representative told me to call the 800 number to close my account. When I called the 800 number the representative told me I had to go into the branch. I told him that the branch representative told me to call the 800 number. He put me in hold, called the branch, and then came back to me stating that the person at the branch said they told me to come inside. I couldn't believe the lies they were telling. I explained to him that was a lie, which was one of the many reasons I was closing my account.
So, first thing Monday I'll be closing my account, completely dissatisfied. I'm happy that I have a positive relationship with my credit union and will be opening my business account there where they have honest banking practices. read more