1. Capital One Café

    1. Capital One Café

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    Santa Clara, CA

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    Capital One Café

    3.9 (166 reviews)
    Closed 10:00 am - 9:00 pm
    Updated 3 weeks ago

    Services - Capital One Café

    Personal banking

    Capital One Café Photos

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    CAPITAL ONE CAFÉ ATMOSPHERE

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    Recommended Reviews - Capital One Café

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    Mocha with oatmilk
    Ellen C.

    When I saw they serve verve coffee I came straight in. I had the mocha with oatmilk and it was delicious. I literally just swallowed the whole drink in less than five minutes. Service was quick and easy. If you have a capitol one card and a discover card you get 50% off your drink. It's very chic and cozy. Lots of room to hangout, do some homework, work on your laptop or simply to unwind. They have a few people working so if you have questions referencing your account you can ask. I'll be back when I'm in the mall again.

    Matcha Latte
    Tammy H.

    A great cafe for card holders because you'll get 50% off your beverage! Otherwise it's quite expensive for just one drink. They have limited seasonal offerings which is fun like gingersnap latte, but they also have their regular menu items like their signature honey lavender latte. I ordered their matcha latte and added honey lavender syrup for a little kick. I can definitely taste the honey and lavender, but either it was too sweet or the flavors were too strong so I wouldn't order it again. The matcha itself was surprisingly pleasant. I'd order it again without the added syrup next time! The cafe is very spacious with a lot of seating and drinks took only a few minutes. It's a nice quiet break from the hustle and bustle of the mall.

    Mocha
    Melody C.

    Pleasant environment to work at and lots of seating! Protip is that Capital One Cafe often has coupons for free drinks online, you can google for them. I got my iced mocha completely free :) Service is very quick and they are open late until 9pm. So many drink choices. They do run out of matcha later in the night though.

    I come here all the time with my friends and am always greeted kindly by the wonderful employees here! For the summer they have free drinks for MLB Mondays, you don't need a card or account with Capital One for it either! (I don't) If you do happen to have a card with them you get half off of drinks and snacks in the cafe any day! The matcha is good and they have regularly new seasonal flavors! I loved the cherry one when they had that one! It's always clean and has lots of places to sit. Probably one of the best cafes in the mall with inexpensive drinks and nice staff! I came in most recently yesterday and they were giving out pinwheels and fans as well for free! I've seen them give other things in the past out such as seeds for flowers.

    Olivia H.

    I like that Capital One has a café. They used to partner with Peet's Coffee, but now it's Verve? I personally liked Peet's better because they used to have kombucha on tap (not sure if it was from Peet's directly or something special they offered). Today was my first time trying Verve. I got their lemonade on tap ( they call it "Tractor") and added honey lavender syrup. It sounded so good, but unfortunately the lavender flavor wasn't very strong. I even asked for extra syrup on the side. The syrup itself smelled very lavender-y, but once mixed into the lemonade, the flavor just didn't come through enough. Even though the lavender taste was subtle, the drink was still good and refreshing. I'd definitely try another drink next time. One great perk: having a Capital One card gives you 50% off, which is amazing. The service was very, very nice. The cashier was polite and patient with me even though I didn't know what to order at first. When I told him my drink idea, he even said it sounded good and got excited with me! When I asked for extra syrup, he was super kind and helpful. Such great customer service! The place at first glance the ambiance similar to any other coffee shop but they also have ATM machine for capital one bank and also capital one staff to assist you. They gave out free travel tag today. It was very nice. I really wish there were more Capital One Cafés especially in the North Bay.

    Bryan C.

    I got a free coupon to try out the Verve coffee, this place gave me a very good first impression. The people here is very friendly, and the experience was really nice overall. It is very convenience to come here for a coffee, to work, or to do both at the same time. This was my first time visit, and I was impressed by how welcoming everyone were and how good the coffee taste. The environment is comfortable and good for working. It can be a little bit noisy if you need to do conference meeting, but for normal work and coffee, it is still a great place.

    Alexis M.

    Was browsing around Valley Fair and wanted a quick drink when I stumbled upon the Capital One Cafe. I never really thought much of it before, but since I have their card, all drinks are 50% off. Decided to give it a try, and honestly it was not bad at all for the price. Each drink came out to under $4. I got their signature honey lavender latte and a matcha latte. The coffee was solid, and while the matcha was not the best, I have definitely had worse. It is also a pretty spacious cafe if you need a place to work or just relax.

    cherry vanilla matcha and honey lavender lattes
    Evelyn P.

    Super impressed with the matcha here! it's vibrant and doesn't just taste like watered down milk. The prices are good if you have a capital one card and get 50% off. Some of the baked goods and food are a bit on the pricy side otherwise. The cafe has a nice quiet vibe so it's a great place to study or just chill.

    Abbie N.

    I tried their cherry matcha and loved it! I asked for it less sweet with oat milk and it was perfect. My husband got a regular matcha and he said it was good too

    Kate A.

    I spotted this place by chance and decided to try since Verve is really nice roasters in the area. They have signature options like lavender latte and regular coffee/non-coffee offers. Staff is friendly and nice. Parking is available in the garage next to the mall. The location is inside the mall, but they have really cozy corner with outside and inside the mall hall sitting. The ambiance is modern and cozy, there are even some conference rooms if you need, wi fi and all. If you have capital one card you get 50% off all drinks. But Capital One also do sometimes promos where they give you free coffee card, which is also a good way of trying this place out!

    The 3 matchas
    Sunnie W.

    Always worth it with a capital one card. Can't beat 50% off drinks when a drink is basically 8 dollars minimum when you include taxes. I usually get their seasonal drinks which is their strawberry foam matcha. It's a hit or miss, depending on the barista, but they're usually kind and though it wasn't at this one, one I visited in Minneapolis made me a couple of them to get it to the right taste which she did for fun since it was the end of the day but it was a very sweet gesture! Like all capital one cafes, it's a chic co-working space.

    Bindi S.

    Cute cafe inside the Valley Fair mall. Even better of you have a Capital One card. 60% off drinks is a sweet perk. I had their Ethiopinan pour over coffee. It was tasty though a bit different in taste than what Im used to. Little bit more bitter but not strong. $3.25 for a medium after the discount. Would love to go again and try their other varieties. The lavender latte looked good.

    Khadij A.

    Love capital one cafe if you bank with them - they actually serve Verve Coffee here so I always try to find a Cap cafe before anywhere else to make use of my discount. My favorite is their honey lavender latte!

    S'mores Shakerato (seasonal) - $7.25

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    Page 1 of 5

    Ask the Community - Capital One Café

    Is this a bank?

    No. It's focused as a cafe that serves Verve coffee and drinks (think Starbucks). But they do have an ATM and people that help you, but they're not bankers.

    Can you pay credit card bills here?

    Yes with cash at the ATM machine

    View All 4 Questions

    Review Highlights - Capital One Café

    i ordered a honey lavender latte and noticed that there wasn't any syrup in my drink.

    Mentioned in 10 reviews

    Read more highlights

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    Capital One Café - coffee - Updated July 2026

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